FFIN vs. UBSI, GBCI, COLB, HOMB, IBOC, ABCB, UCBI, FBP, PB, and SSB
Should you be buying First Financial Bankshares stock or one of its competitors? The main competitors of First Financial Bankshares include United Bankshares (UBSI), Glacier Bancorp (GBCI), Columbia Banking System (COLB), Home Bancshares, Inc. (Conway, AR) (HOMB), International Bancshares (IBOC), Ameris Bancorp (ABCB), United Community Banks (UCBI), First BanCorp. (FBP), Prosperity Bancshares (PB), and SouthState (SSB). These companies are all part of the "regional banks" industry.
First Financial Bankshares (NASDAQ:FFIN) and United Bankshares (NASDAQ:UBSI) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, risk, profitability, institutional ownership, media sentiment, earnings and dividends.
69.8% of First Financial Bankshares shares are held by institutional investors. Comparatively, 70.8% of United Bankshares shares are held by institutional investors. 4.2% of First Financial Bankshares shares are held by company insiders. Comparatively, 3.7% of United Bankshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
United Bankshares has higher revenue and earnings than First Financial Bankshares. United Bankshares is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.
First Financial Bankshares currently has a consensus target price of $31.33, indicating a potential downside of 1.41%. United Bankshares has a consensus target price of $37.00, indicating a potential upside of 5.65%. Given United Bankshares' stronger consensus rating and higher possible upside, analysts clearly believe United Bankshares is more favorable than First Financial Bankshares.
First Financial Bankshares has a net margin of 30.03% compared to United Bankshares' net margin of 22.51%. First Financial Bankshares' return on equity of 14.28% beat United Bankshares' return on equity.
First Financial Bankshares has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500. Comparatively, United Bankshares has a beta of 1.01, suggesting that its stock price is 1% more volatile than the S&P 500.
First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.2%. First Financial Bankshares pays out 51.4% of its earnings in the form of a dividend. United Bankshares pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
First Financial Bankshares received 43 more outperform votes than United Bankshares when rated by MarketBeat users. Likewise, 49.52% of users gave First Financial Bankshares an outperform vote while only 47.70% of users gave United Bankshares an outperform vote.
In the previous week, United Bankshares had 6 more articles in the media than First Financial Bankshares. MarketBeat recorded 8 mentions for United Bankshares and 2 mentions for First Financial Bankshares. First Financial Bankshares' average media sentiment score of 1.60 beat United Bankshares' score of 1.08 indicating that First Financial Bankshares is being referred to more favorably in the media.
Summary
First Financial Bankshares and United Bankshares tied by winning 10 of the 20 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding FFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
First Financial Bankshares Competitors List
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