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United Community Banks (UCBI) Competitors

$25.66
+0.29 (+1.14%)
(As of 05/31/2024 ET)

UCBI vs. FBP, SFBS, CATY, IBOC, IBKC, EWBC, FHN, WBS, CBSH, and WAL

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include First BanCorp. (FBP), ServisFirst Bancshares (SFBS), Cathay General Bancorp (CATY), International Bancshares (IBOC), IBERIABANK (IBKC), East West Bancorp (EWBC), First Horizon (FHN), Webster Financial (WBS), Commerce Bancshares (CBSH), and Western Alliance Bancorporation (WAL). These companies are all part of the "finance" sector.

United Community Banks vs.

First BanCorp. (NYSE:FBP) and United Community Banks (NASDAQ:UCBI) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, risk, community ranking, earnings, profitability, valuation, dividends and institutional ownership.

First BanCorp. has a beta of 1.16, indicating that its share price is 16% more volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.92, indicating that its share price is 8% less volatile than the S&P 500.

97.9% of First BanCorp. shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 2.5% of First BanCorp. shares are held by company insiders. Comparatively, 0.5% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

First BanCorp. currently has a consensus target price of $18.00, suggesting a potential upside of 1.52%. United Community Banks has a consensus target price of $30.60, suggesting a potential upside of 19.25%. Given First BanCorp.'s higher possible upside, analysts plainly believe United Community Banks is more favorable than First BanCorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First BanCorp.
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

First BanCorp. has a net margin of 25.82% compared to First BanCorp.'s net margin of 13.62%. United Community Banks' return on equity of 21.58% beat First BanCorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
First BanCorp.25.82% 21.58% 1.62%
United Community Banks 13.62%8.02%0.93%

United Community Banks received 24 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 61.26% of users gave First BanCorp. an outperform vote while only 56.43% of users gave United Community Banks an outperform vote.

CompanyUnderperformOutperform
First BanCorp.Outperform Votes
283
61.26%
Underperform Votes
179
38.74%
United Community BanksOutperform Votes
307
56.43%
Underperform Votes
237
43.57%

First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.6%. United Community Banks pays an annual dividend of $0.92 per share and has a dividend yield of 3.6%. First BanCorp. pays out 36.6% of its earnings in the form of a dividend. United Community Banks pays out 59.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. has increased its dividend for 5 consecutive years and United Community Banks has increased its dividend for 9 consecutive years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

First BanCorp. has higher revenue and earnings than United Community Banks. First BanCorp. is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First BanCorp.$893.67M3.36$302.86M$1.7510.13
United Community Banks$870.01M3.51$187.54M$1.5416.66

In the previous week, First BanCorp. and First BanCorp. both had 5 articles in the media. First BanCorp.'s average media sentiment score of 1.42 beat United Community Banks' score of 0.93 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First BanCorp.
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First BanCorp. beats United Community Banks on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCBI vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.06B$2.25B$9.72B$7.96B
Dividend Yield3.63%4.30%5.96%4.01%
P/E Ratio16.6611.9945.5118.57
Price / Sales3.512.15109.7891.65
Price / Cash10.078.3916.4131.51
Price / Book0.951.023.304.59
Net Income$187.54M$403.09M$1.01B$213.90M
7 Day Performance0.35%-0.67%0.39%0.87%
1 Month PerformanceN/A1.64%3.04%3.60%
1 Year Performance9.99%26.36%17.32%7.91%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FBP
First BanCorp.
2.7979 of 5 stars
$17.54
-1.6%
$18.00
+2.7%
+53.0%$2.97B$1.16B10.023,168News Coverage
SFBS
ServisFirst Bancshares
2.6757 of 5 stars
$60.00
-3.1%
$64.00
+6.7%
+49.4%$3.27B$423.19M16.44605News Coverage
Positive News
CATY
Cathay General Bancorp
3.7952 of 5 stars
$36.01
+0.4%
$39.00
+8.3%
+22.4%$2.62B$1.31B7.971,246Analyst Downgrade
Short Interest ↓
News Coverage
IBOC
International Bancshares
2.7632 of 5 stars
$55.99
-2.4%
N/A+29.2%$3.48B$970.10M8.552,200Positive News
IBKC
IBERIABANK
0 of 5 stars
$43.08
flat
N/A+0.0%$2.27B$1.54B7.453,373Gap Up
High Trading Volume
EWBC
East West Bancorp
4.3169 of 5 stars
$72.09
-2.0%
$84.08
+16.6%
+51.1%$10.03B$3.99B9.083,206Insider Selling
Short Interest ↓
News Coverage
Positive News
FHN
First Horizon
4.3499 of 5 stars
$15.56
-0.8%
$16.36
+5.1%
+51.7%$8.51B$5.03B10.887,378Short Interest ↑
WBS
Webster Financial
5 of 5 stars
$42.90
-2.1%
$57.00
+32.9%
+21.7%$7.36B$2.65B8.794,261Positive News
CBSH
Commerce Bancshares
4.3374 of 5 stars
$54.42
-0.7%
$55.29
+1.6%
+14.3%$7.05B$1.95B15.184,728Short Interest ↓
Analyst Revision
News Coverage
WAL
Western Alliance Bancorporation
4.8646 of 5 stars
$61.40
-2.6%
$72.47
+18.0%
+84.1%$6.76B$4.32B8.953,260Positive News

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This page (NASDAQ:UCBI) was last updated on 6/2/2024 by MarketBeat.com Staff

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