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Guaranty Bancshares (GNTY) Competitors

Guaranty Bancshares logo
$40.22 -0.59 (-1.43%)
Closing price 03/28/2025 03:59 PM Eastern
Extended Trading
$40.33 +0.11 (+0.29%)
As of 03/28/2025 04:24 PM Eastern
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GNTY vs. LX, CASH, PWP, MBIN, NIC, CUBI, CLBK, TFIN, IREN, and VBTX

Should you be buying Guaranty Bancshares stock or one of its competitors? The main competitors of Guaranty Bancshares include LexinFintech (LX), Pathward Financial (CASH), Perella Weinberg Partners (PWP), Merchants Bancorp (MBIN), Nicolet Bankshares (NIC), Customers Bancorp (CUBI), Columbia Financial (CLBK), Triumph Financial (TFIN), Iris Energy (IREN), and Veritex (VBTX). These companies are all part of the "banking" industry.

Guaranty Bancshares vs.

LexinFintech (NASDAQ:LX) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, media sentiment, earnings, community ranking, valuation, risk and analyst recommendations.

In the previous week, LexinFintech had 7 more articles in the media than Guaranty Bancshares. MarketBeat recorded 8 mentions for LexinFintech and 1 mentions for Guaranty Bancshares. LexinFintech's average media sentiment score of 0.85 beat Guaranty Bancshares' score of 0.00 indicating that LexinFintech is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LexinFintech
2 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Guaranty Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 1.5%. Guaranty Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Guaranty Bancshares pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Guaranty Bancshares has a net margin of 17.15% compared to LexinFintech's net margin of 5.34%. Guaranty Bancshares' return on equity of 10.13% beat LexinFintech's return on equity.

Company Net Margins Return on Equity Return on Assets
LexinFintech5.34% 7.47% 3.26%
Guaranty Bancshares 17.15%10.13%1.02%

LexinFintech currently has a consensus price target of $13.60, suggesting a potential upside of 22.41%. Guaranty Bancshares has a consensus price target of $37.33, suggesting a potential downside of 7.17%. Given LexinFintech's stronger consensus rating and higher probable upside, research analysts plainly believe LexinFintech is more favorable than Guaranty Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LexinFintech
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Guaranty Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

39.4% of Guaranty Bancshares shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 26.4% of Guaranty Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

LexinFintech received 16 more outperform votes than Guaranty Bancshares when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 57.99% of users gave Guaranty Bancshares an outperform vote.

CompanyUnderperformOutperform
LexinFintechOutperform Votes
241
59.65%
Underperform Votes
163
40.35%
Guaranty BancsharesOutperform Votes
225
57.99%
Underperform Votes
163
42.01%

LexinFintech has higher revenue and earnings than Guaranty Bancshares. LexinFintech is trading at a lower price-to-earnings ratio than Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LexinFintech$14.20B0.13$150.14M$0.9012.34
Guaranty Bancshares$115.61M3.96$31.54M$2.7514.62

LexinFintech has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500.

Summary

LexinFintech beats Guaranty Bancshares on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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GNTY vs. The Competition

MetricGuaranty BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$465.04M$22.20B$11.31B$7.84B
Dividend Yield2.35%3.40%5.39%4.01%
P/E Ratio14.6212.3722.4918.73
Price / Sales3.962.8525.7490.75
Price / Cash12.9111.1617.6234.64
Price / Book1.531.162.734.23
Net Income$31.54M$2.17B$1.04B$247.47M
7 Day Performance1.41%-0.65%-0.01%-2.29%
1 Month Performance-0.32%-5.08%495.71%-5.81%
1 Year Performance32.46%14.35%536.45%-0.96%

Guaranty Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
GNTY
Guaranty Bancshares
1.2099 of 5 stars
$40.22
-1.4%
$37.33
-7.2%
+32.5%$465.04M$115.61M14.62470
LX
LexinFintech
2.3206 of 5 stars
$11.06
+2.7%
N/A+517.2%$1.82B$14.20B17.563,900Dividend Increase
Options Volume
High Trading Volume
CASH
Pathward Financial
3.6534 of 5 stars
$75.31
+1.6%
$90.50
+20.2%
+44.1%$1.80B$600.62M10.981,244News Coverage
Positive News
PWP
Perella Weinberg Partners
2.1253 of 5 stars
$20.58
+4.7%
$25.00
+21.5%
+30.6%$1.79B$878.04M-13.03600Positive News
MBIN
Merchants Bancorp
4.0821 of 5 stars
$38.94
+1.9%
$51.50
+32.3%
-14.2%$1.79B$666.97M6.17480Positive News
NIC
Nicolet Bankshares
2.2937 of 5 stars
$112.95
+1.8%
$119.00
+5.4%
+27.1%$1.72B$349.12M14.07860Short Interest ↑
Positive News
CUBI
Customers Bancorp
3.3969 of 5 stars
$52.91
+2.6%
$64.00
+21.0%
-5.5%$1.66B$687.50M10.41640Positive News
CLBK
Columbia Financial
1.177 of 5 stars
$15.37
+2.4%
$17.00
+10.6%
-11.9%$1.61B$179.88M-128.08750Positive News
TFIN
Triumph Financial
2.3388 of 5 stars
$64.78
+5.2%
$79.00
+22.0%
-25.9%$1.52B$415.57M119.971,430Positive News
IREN
Iris Energy
4.4062 of 5 stars
$7.69
+7.6%
$20.40
+165.3%
+12.4%$1.44B$283.73M0.00100Positive News
Gap Down
VBTX
Veritex
4.7902 of 5 stars
$25.14
+2.5%
$31.50
+25.3%
+19.5%$1.37B$425.65M12.89770Positive News
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This page (NASDAQ:GNTY) was last updated on 3/30/2025 by MarketBeat.com Staff
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