Hanover Bancorp (HNVR) Competitors

Hanover Bancorp (NASDAQ:HNVR) and Five Star Bancorp (NASDAQ:FSBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership, community ranking, profitability and dividends.

Do analysts rate HNVR or FSBC?

Hanover Bancorp currently has a consensus target price of $22.00, indicating a potential downside of 5.94%. Five Star Bancorp has a consensus target price of $36.38, indicating a potential upside of 31.32%. Given Five Star Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Five Star Bancorp is more favorable than Hanover Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hanover Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Do insiders & institutionals have more ownership in HNVR or FSBC?

15.0% of Hanover Bancorp shares are owned by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are owned by institutional investors. 24.8% of Hanover Bancorp shares are owned by company insiders. Comparatively, 25.6% of Five Star Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is HNVR or FSBC more profitable?

Five Star Bancorp has a net margin of 21.40% compared to Hanover Bancorp's net margin of 8.32%. Five Star Bancorp's return on equity of 12.89% beat Hanover Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hanover Bancorp	8.32%	6.71%	0.54%
Five Star Bancorp	21.40%	12.89%	1.25%

Does the media favor HNVR or FSBC?

In the previous week, Five Star Bancorp had 5 more articles in the media than Hanover Bancorp. MarketBeat recorded 12 mentions for Five Star Bancorp and 7 mentions for Hanover Bancorp. Five Star Bancorp's average media sentiment score of 1.02 beat Hanover Bancorp's score of 0.88 indicating that Five Star Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hanover Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Five Star Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer HNVR or FSBC?

Five Star Bancorp received 70 more outperform votes than Hanover Bancorp when rated by MarketBeat users. However, 62.50% of users gave Hanover Bancorp an outperform vote while only 61.48% of users gave Five Star Bancorp an outperform vote.

Company	Underperform	Outperform
Hanover Bancorp	Outperform Votes 5 62.50%	Underperform Votes 3 37.50%
Five Star Bancorp	Outperform Votes 75 61.48%	Underperform Votes 47 38.52%

Which has more volatility & risk, HNVR or FSBC?

Hanover Bancorp has a beta of 0.11, suggesting that its share price is 89% less volatile than the S&P 500. Comparatively, Five Star Bancorp has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500.

Is HNVR or FSBC a better dividend stock?

Hanover Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.7%. Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.9%. Hanover Bancorp pays out 30.5% of its earnings in the form of a dividend. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has stronger valuation and earnings, HNVR or FSBC?

Five Star Bancorp has higher revenue and earnings than Hanover Bancorp. Five Star Bancorp is trading at a lower price-to-earnings ratio than Hanover Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hanover Bancorp	$70.28M	2.40	$12.35M	$1.31	17.85
Five Star Bancorp	$124.96M	4.73	$45.67M	$2.28	12.15

Summary

Five Star Bancorp beats Hanover Bancorp on 17 of the 20 factors compared between the two stocks.