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Heartland Financial USA (HTLF) Competitors

Heartland Financial USA logo
$65.24 -1.60 (-2.39%)
(As of 12/17/2024 ET)

HTLF vs. FHN, WBS, WAL, PNFP, CFR, WTFC, CBSH, ZION, SSB, and SNV

Should you be buying Heartland Financial USA stock or one of its competitors? The main competitors of Heartland Financial USA include First Horizon (FHN), Webster Financial (WBS), Western Alliance Bancorporation (WAL), Pinnacle Financial Partners (PNFP), Cullen/Frost Bankers (CFR), Wintrust Financial (WTFC), Commerce Bancshares (CBSH), Zions Bancorporation, National Association (ZION), SouthState (SSB), and Synovus Financial (SNV). These companies are all part of the "regional banks" industry.

Heartland Financial USA vs.

Heartland Financial USA (NASDAQ:HTLF) and First Horizon (NYSE:FHN) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, community ranking, media sentiment, institutional ownership, risk, profitability, analyst recommendations and dividends.

First Horizon received 103 more outperform votes than Heartland Financial USA when rated by MarketBeat users. However, 56.60% of users gave Heartland Financial USA an outperform vote while only 54.57% of users gave First Horizon an outperform vote.

CompanyUnderperformOutperform
Heartland Financial USAOutperform Votes
399
56.60%
Underperform Votes
306
43.40%
First HorizonOutperform Votes
502
54.57%
Underperform Votes
418
45.43%

Heartland Financial USA pays an annual dividend of $1.20 per share and has a dividend yield of 1.8%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.0%. Heartland Financial USA pays out 67.0% of its earnings in the form of a dividend. First Horizon pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Horizon is clearly the better dividend stock, given its higher yield and lower payout ratio.

Heartland Financial USA has a beta of 0.97, meaning that its share price is 3% less volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.

First Horizon has a net margin of 15.43% compared to Heartland Financial USA's net margin of 8.79%. Heartland Financial USA's return on equity of 10.81% beat First Horizon's return on equity.

Company Net Margins Return on Equity Return on Assets
Heartland Financial USA8.79% 10.81% 1.09%
First Horizon 15.43%9.51%1.01%

First Horizon has higher revenue and earnings than Heartland Financial USA. First Horizon is trading at a lower price-to-earnings ratio than Heartland Financial USA, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heartland Financial USA$603.99M4.63$79.92M$1.7936.45
First Horizon$3.17B3.34$897M$1.3814.45

71.6% of Heartland Financial USA shares are owned by institutional investors. Comparatively, 80.3% of First Horizon shares are owned by institutional investors. 1.8% of Heartland Financial USA shares are owned by company insiders. Comparatively, 0.9% of First Horizon shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, First Horizon had 11 more articles in the media than Heartland Financial USA. MarketBeat recorded 18 mentions for First Horizon and 7 mentions for Heartland Financial USA. Heartland Financial USA's average media sentiment score of 0.95 beat First Horizon's score of 0.68 indicating that Heartland Financial USA is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heartland Financial USA
4 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Horizon
5 Very Positive mention(s)
1 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Heartland Financial USA currently has a consensus price target of $45.60, indicating a potential downside of 30.10%. First Horizon has a consensus price target of $20.38, indicating a potential upside of 2.20%. Given First Horizon's higher possible upside, analysts plainly believe First Horizon is more favorable than Heartland Financial USA.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heartland Financial USA
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
First Horizon
0 Sell rating(s)
6 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.54

Summary

Heartland Financial USA beats First Horizon on 11 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HTLF vs. The Competition

MetricHeartland Financial USAState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$2.80B$3.22B$10.49B$9.31B
Dividend Yield1.81%3.49%10.34%4.06%
P/E Ratio36.4517.3048.8417.54
Price / Sales4.633.433,155.95140.34
Price / Cash11.5111.2830.5637.95
Price / Book1.531.322.764.92
Net Income$79.92M$406.76M$1.02B$225.78M
7 Day Performance-4.02%-2.29%-1.39%-1.58%
1 Month Performance-0.12%-0.26%-0.09%6.67%
1 Year Performance74.67%22.60%16.24%22.48%

Heartland Financial USA Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HTLF
Heartland Financial USA
3.9362 of 5 stars
$65.24
-2.4%
$45.60
-30.1%
+75.5%$2.80B$603.99M36.451,970Analyst Forecast
Short Interest ↑
FHN
First Horizon
4.5033 of 5 stars
$20.30
+0.5%
$19.69
-3.0%
+44.7%$10.76B$3.17B14.637,378Analyst Forecast
WBS
Webster Financial
4.9473 of 5 stars
$58.98
+0.0%
$59.00
+0.0%
+13.0%$10.11B$3.94B13.514,261Analyst Forecast
Positive News
WAL
Western Alliance Bancorporation
4.7516 of 5 stars
$91.05
+1.5%
$93.40
+2.6%
+38.5%$10.02B$2.30B13.843,260Analyst Forecast
PNFP
Pinnacle Financial Partners
4.4837 of 5 stars
$118.38
+0.6%
$113.64
-4.0%
+33.6%$9.14B$2.79B22.443,357Analyst Forecast
CFR
Cullen/Frost Bankers
4.6216 of 5 stars
$139.37
+1.1%
$127.07
-8.8%
+26.8%$8.94B$2.65B17.105,495Short Interest ↓
Positive News
WTFC
Wintrust Financial
4.6481 of 5 stars
$131.44
+0.0%
$124.62
-5.2%
+40.0%$8.74B$3.33B13.765,521Analyst Forecast
News Coverage
Positive News
CBSH
Commerce Bancshares
4.2024 of 5 stars
$67.71
+0.3%
$65.07
-3.9%
+23.6%$8.68B$1.95B17.594,728Short Interest ↑
ZION
Zions Bancorporation, National Association
4.6938 of 5 stars
$57.57
-0.2%
$55.88
-2.9%
+28.2%$8.50B$4.62B13.149,679Analyst Forecast
Positive News
SSB
SouthState
4.0515 of 5 stars
$109.15
+0.4%
$105.11
-3.7%
+22.5%$8.33B$1.65B16.785,070Analyst Forecast
Positive News
SNV
Synovus Financial
4.5706 of 5 stars
$54.60
+0.8%
$56.00
+2.6%
+34.6%$7.73B$3.45B24.514,879Analyst Forecast

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This page (NASDAQ:HTLF) was last updated on 12/18/2024 by MarketBeat.com Staff
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