First Internet Bancorp (INBK) Competitors

First Internet Bancorp (NASDAQ:INBK) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, analyst recommendations, dividends, profitability, media sentiment, risk and valuation.

Is INBK or ABCB a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.9%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. First Internet Bancorp pays out 10.0% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable valuation & earnings, INBK or ABCB?

Ameris Bancorp has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$339.23M	0.71	$25.28M	$2.41	11.51
Ameris Bancorp	$1.12B	4.08	$358.68M	$5.40	12.31

Is INBK or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to First Internet Bancorp's net margin of 6.01%. Ameris Bancorp's return on equity of 9.57% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	6.01%	4.64%	0.31%
Ameris Bancorp	21.46%	9.57%	1.32%

Which has more volatility and risk, INBK or ABCB?

First Internet Bancorp has a beta of 0.72, suggesting that its share price is 28% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500.

Does the media favor INBK or ABCB?

In the previous week, Ameris Bancorp had 5 more articles in the media than First Internet Bancorp. MarketBeat recorded 10 mentions for Ameris Bancorp and 5 mentions for First Internet Bancorp. Ameris Bancorp's average media sentiment score of 1.03 beat First Internet Bancorp's score of 0.82 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Internet Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ameris Bancorp	7 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals believe in INBK or ABCB?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 8.0% of First Internet Bancorp shares are held by company insiders. Comparatively, 5.4% of Ameris Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts rate INBK or ABCB?

First Internet Bancorp presently has a consensus price target of $31.75, indicating a potential upside of 14.50%. Ameris Bancorp has a consensus price target of $71.43, indicating a potential upside of 7.49%. Given First Internet Bancorp's higher possible upside, analysts clearly believe First Internet Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Summary

Ameris Bancorp beats First Internet Bancorp on 15 of the 18 factors compared between the two stocks.