First Internet Bancorp (INBK) Competitors

First Internet Bancorp (NASDAQ:INBK) and Amerant Bancorp (NASDAQ:AMTB) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, earnings, profitability, risk, analyst recommendations, valuation, dividends, media sentiment and community ranking.

Does the MarketBeat Community believe in INBK or AMTB?

First Internet Bancorp received 202 more outperform votes than Amerant Bancorp when rated by MarketBeat users. Likewise, 61.63% of users gave First Internet Bancorp an outperform vote while only 48.09% of users gave Amerant Bancorp an outperform vote.

Company	Underperform	Outperform
First Internet Bancorp	Outperform Votes 265 61.63%	Underperform Votes 165 38.37%
Amerant Bancorp	Outperform Votes 63 48.09%	Underperform Votes 68 51.91%

Do analysts prefer INBK or AMTB?

First Internet Bancorp currently has a consensus price target of $40.50, suggesting a potential upside of 70.17%. Amerant Bancorp has a consensus price target of $27.00, suggesting a potential upside of 45.16%. Given First Internet Bancorp's higher probable upside, research analysts clearly believe First Internet Bancorp is more favorable than Amerant Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Amerant Bancorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Do insiders & institutionals believe in INBK or AMTB?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 42.1% of Amerant Bancorp shares are held by institutional investors. 8.0% of First Internet Bancorp shares are held by company insiders. Comparatively, 5.4% of Amerant Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has more risk & volatility, INBK or AMTB?

First Internet Bancorp has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, Amerant Bancorp has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500.

Does the media refer more to INBK or AMTB?

In the previous week, Amerant Bancorp had 2 more articles in the media than First Internet Bancorp. MarketBeat recorded 4 mentions for Amerant Bancorp and 2 mentions for First Internet Bancorp. Amerant Bancorp's average media sentiment score of 1.03 beat First Internet Bancorp's score of 0.88 indicating that Amerant Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Internet Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Amerant Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation and earnings, INBK or AMTB?

First Internet Bancorp has higher earnings, but lower revenue than Amerant Bancorp. Amerant Bancorp is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$128.91M	1.61	$25.28M	$2.89	8.24
Amerant Bancorp	$305.29M	2.55	-$15.75M	-$0.57	-32.63

Is INBK or AMTB a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.0%. Amerant Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.9%. First Internet Bancorp pays out 8.3% of its earnings in the form of a dividend. Amerant Bancorp pays out -63.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Amerant Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is INBK or AMTB more profitable?

First Internet Bancorp has a net margin of 7.45% compared to Amerant Bancorp's net margin of -8.38%. Amerant Bancorp's return on equity of 6.36% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	7.45%	5.86%	0.40%
Amerant Bancorp	-8.38%	6.36%	0.51%

Summary

Amerant Bancorp beats First Internet Bancorp on 11 of the 20 factors compared between the two stocks.