First Internet Bancorp (INBK) Competitors

First Internet Bancorp (NASDAQ:INBK) and Coastal Financial (NASDAQ:CCB) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, media sentiment, community ranking, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings.

Does the media refer more to INBK or CCB?

In the previous week, Coastal Financial had 1 more articles in the media than First Internet Bancorp. MarketBeat recorded 4 mentions for Coastal Financial and 3 mentions for First Internet Bancorp. Coastal Financial's average media sentiment score of 0.95 beat First Internet Bancorp's score of 0.32 indicating that Coastal Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Internet Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Coastal Financial	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate INBK or CCB?

First Internet Bancorp currently has a consensus price target of $43.63, suggesting a potential upside of 22.96%. Coastal Financial has a consensus price target of $81.67, suggesting a potential downside of 3.03%. Given First Internet Bancorp's higher probable upside, research analysts clearly believe First Internet Bancorp is more favorable than Coastal Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Coastal Financial	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Which has more risk & volatility, INBK or CCB?

First Internet Bancorp has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500. Comparatively, Coastal Financial has a beta of 1.22, suggesting that its stock price is 22% more volatile than the S&P 500.

Is INBK or CCB more profitable?

First Internet Bancorp has a net margin of 6.92% compared to Coastal Financial's net margin of 5.98%. Coastal Financial's return on equity of 13.86% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	6.92%	6.06%	0.42%
Coastal Financial	5.98%	13.86%	1.10%

Which has stronger valuation & earnings, INBK or CCB?

Coastal Financial has higher revenue and earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$265.57M	1.16	$8.42M	$2.54	13.97
Coastal Financial	$537.55M	2.12	$44.58M	$2.97	28.36

Do insiders & institutionals believe in INBK or CCB?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 59.2% of Coastal Financial shares are held by institutional investors. 7.8% of First Internet Bancorp shares are held by company insiders. Comparatively, 16.8% of Coastal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the MarketBeat Community favor INBK or CCB?

First Internet Bancorp received 248 more outperform votes than Coastal Financial when rated by MarketBeat users. However, 63.64% of users gave Coastal Financial an outperform vote while only 61.94% of users gave First Internet Bancorp an outperform vote.

Company	Underperform	Outperform
First Internet Bancorp	Outperform Votes 262 61.94%	Underperform Votes 161 38.06%
Coastal Financial	Outperform Votes 14 63.64%	Underperform Votes 8 36.36%

Summary

Coastal Financial beats First Internet Bancorp on 14 of the 18 factors compared between the two stocks.