IF Bancorp (IROQ) Competitors

Farmers & Merchants Bancorp (NASDAQ:FMAO) and IF Bancorp (NASDAQ:IROQ) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, earnings, dividends, community ranking, media sentiment, risk, analyst recommendations, valuation and institutional ownership.

Is FMAO or IROQ more profitable?

Farmers & Merchants Bancorp has a net margin of 14.48% compared to IF Bancorp's net margin of 6.18%. Farmers & Merchants Bancorp's return on equity of 7.97% beat IF Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Farmers & Merchants Bancorp	14.48%	7.97%	0.78%
IF Bancorp	6.18%	3.97%	0.34%

Does the media prefer FMAO or IROQ?

In the previous week, Farmers & Merchants Bancorp had 3 more articles in the media than IF Bancorp. MarketBeat recorded 4 mentions for Farmers & Merchants Bancorp and 1 mentions for IF Bancorp. IF Bancorp's average media sentiment score of 1.89 beat Farmers & Merchants Bancorp's score of 1.03 indicating that IF Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Farmers & Merchants Bancorp	Positive
IF Bancorp	Very Positive

Which has preferable earnings & valuation, FMAO or IROQ?

Farmers & Merchants Bancorp has higher revenue and earnings than IF Bancorp. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than IF Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers & Merchants Bancorp	$98.90M	3.36	$25.94M	$1.90	12.76
IF Bancorp	$23.61M	3.44	$1.79M	$0.93	26.05

Do insiders and institutionals hold more shares of FMAO or IROQ?

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 44.1% of IF Bancorp shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by insiders. Comparatively, 12.6% of IF Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more volatility & risk, FMAO or IROQ?

Farmers & Merchants Bancorp has a beta of 0.67, indicating that its share price is 33% less volatile than the S&P 500. Comparatively, IF Bancorp has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500.

Do analysts prefer FMAO or IROQ?

Farmers & Merchants Bancorp presently has a consensus target price of $24.00, suggesting a potential downside of 0.99%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher possible upside, research analysts plainly believe Farmers & Merchants Bancorp is more favorable than IF Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Farmers & Merchants Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
IF Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community prefer FMAO or IROQ?

Farmers & Merchants Bancorp received 87 more outperform votes than IF Bancorp when rated by MarketBeat users. However, 65.03% of users gave IF Bancorp an outperform vote while only 57.61% of users gave Farmers & Merchants Bancorp an outperform vote.

Company	Underperform	Outperform
Farmers & Merchants Bancorp	Outperform Votes 193 57.61%	Underperform Votes 142 42.39%
IF Bancorp	Outperform Votes 106 65.03%	Underperform Votes 57 34.97%

Is FMAO or IROQ a better dividend stock?

Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.6%. IF Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.7%. Farmers & Merchants Bancorp pays out 46.3% of its earnings in the form of a dividend. IF Bancorp pays out 43.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Farmers & Merchants Bancorp beats IF Bancorp on 13 of the 20 factors compared between the two stocks.