IF Bancorp (IROQ) Competitors

Southern First Bancshares (NASDAQ:SFST) and IF Bancorp (NASDAQ:IROQ) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, profitability, institutional ownership, earnings, dividends, risk and analyst recommendations.

Which has better valuation and earnings, SFST or IROQ?

Southern First Bancshares has higher revenue and earnings than IF Bancorp. Southern First Bancshares is trading at a lower price-to-earnings ratio than IF Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Southern First Bancshares	$213.35M	1.62	$15.53M	$2.70	15.63
IF Bancorp	$24.61M	3.40	$1.79M	$1.02	24.50

Does the media prefer SFST or IROQ?

In the previous week, IF Bancorp had 1 more articles in the media than Southern First Bancshares. MarketBeat recorded 3 mentions for IF Bancorp and 2 mentions for Southern First Bancshares. Southern First Bancshares' average media sentiment score of 0.93 beat IF Bancorp's score of 0.87 indicating that Southern First Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Southern First Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
IF Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in SFST or IROQ?

75.0% of Southern First Bancshares shares are owned by institutional investors. Comparatively, 44.1% of IF Bancorp shares are owned by institutional investors. 7.1% of Southern First Bancshares shares are owned by company insiders. Comparatively, 12.6% of IF Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts prefer SFST or IROQ?

Southern First Bancshares presently has a consensus target price of $51.00, suggesting a potential upside of 20.88%. Given Southern First Bancshares' stronger consensus rating and higher possible upside, equities research analysts plainly believe Southern First Bancshares is more favorable than IF Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Southern First Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
IF Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is SFST or IROQ more profitable?

Southern First Bancshares has a net margin of 10.09% compared to IF Bancorp's net margin of 6.82%. Southern First Bancshares' return on equity of 6.52% beat IF Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Southern First Bancshares	10.09%	6.52%	0.52%
IF Bancorp	6.82%	4.28%	0.37%

Which has more volatility & risk, SFST or IROQ?

Southern First Bancshares has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500. Comparatively, IF Bancorp has a beta of 0.35, indicating that its stock price is 65% less volatile than the S&P 500.

Summary

Southern First Bancshares beats IF Bancorp on 12 of the 16 factors compared between the two stocks.