9F (JFU) Competitors $2.39 +0.42 (+21.32%) Closing price 08/22/2025 03:59 PM EasternExtended Trading$2.42 +0.02 (+1.05%) As of 08/22/2025 07:54 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsSEC FilingsShort InterestTrendsBuy This Stock JFU vs. PBHC, CULL, CPBI, NSTS, BCOW, FFBW, FSEA, CLST, OPHC, and BAFNShould you be buying 9F stock or one of its competitors? The main competitors of 9F include Pathfinder Bancorp (PBHC), Cullman Bancorp (CULL), Central Plains Bancshares (CPBI), NSTS Bancorp (NSTS), 1895 Bancorp of Wisconsin (BCOW), FFBW (FFBW), First Seacoast Bancorp (FSEA), Catalyst Bancorp (CLST), OptimumBank (OPHC), and BayFirst Financial (BAFN). These companies are all part of the "banking" industry. 9F vs. Its Competitors Pathfinder Bancorp Cullman Bancorp Central Plains Bancshares NSTS Bancorp 1895 Bancorp of Wisconsin FFBW First Seacoast Bancorp Catalyst Bancorp OptimumBank BayFirst Financial 9F (NASDAQ:JFU) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends. Does the media favor JFU or PBHC? In the previous week, Pathfinder Bancorp had 1 more articles in the media than 9F. MarketBeat recorded 1 mentions for Pathfinder Bancorp and 0 mentions for 9F. 9F's average media sentiment score of 0.72 beat Pathfinder Bancorp's score of 0.00 indicating that 9F is being referred to more favorably in the media. Company Overall Sentiment 9F Positive Pathfinder Bancorp Neutral Which has more risk & volatility, JFU or PBHC? 9F has a beta of 1.08, indicating that its stock price is 8% more volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.16, indicating that its stock price is 84% less volatile than the S&P 500. Do insiders and institutionals believe in JFU or PBHC? 26.7% of Pathfinder Bancorp shares are owned by institutional investors. 53.9% of 9F shares are owned by company insiders. Comparatively, 15.4% of Pathfinder Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Which has stronger valuation and earnings, JFU or PBHC? 9F has higher revenue and earnings than Pathfinder Bancorp. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio9F$309.97M0.09$6.85MN/AN/APathfinder Bancorp$87.92M0.81$3.38M$0.3542.41 Is JFU or PBHC more profitable? Pathfinder Bancorp has a net margin of 2.98% compared to 9F's net margin of 0.00%. Pathfinder Bancorp's return on equity of 2.15% beat 9F's return on equity.Company Net Margins Return on Equity Return on Assets 9FN/A N/A N/A Pathfinder Bancorp 2.98%2.15%0.18% SummaryPathfinder Bancorp beats 9F on 6 of the 11 factors compared between the two stocks. Get 9F News Delivered to You Automatically Sign up to receive the latest news and ratings for JFU and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding JFU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart JFU vs. The Competition Export to ExcelMetric9FFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$23.19M$7.61B$12.40B$9.62BDividend YieldN/A4.80%5.52%4.10%P/E RatioN/A17.9319.4126.05Price / Sales0.096.6426.32193.75Price / Cash2.6824.1621.7558.48Price / Book0.064.722.356.61Net Income$6.85M$313.62M$1.01B$265.65M7 Day Performance26.12%1.25%1.74%2.02%1 Month Performance43.98%-2.22%1.03%-0.31%1 Year Performance32.78%27.65%537.36%19.06% 9F Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)JFU9F1.2766 of 5 stars$2.39+21.3%N/A+45.7%$23.19M$309.97M0.00740Short Interest ↓Gap UpHigh Trading VolumePBHCPathfinder Bancorp0.3774 of 5 stars$14.20-2.0%N/A-6.3%$68.99M$87.92M40.57170News CoverageShort Interest ↑CULLCullman BancorpN/A$10.81-1.7%N/A+13.8%$65.67M$16.54M21.6250CPBICentral Plains BancsharesN/A$15.26+0.1%N/A+32.2%$64.40M$27.31M15.7367Short Interest ↓High Trading VolumeNSTSNSTS Bancorp0.6644 of 5 stars$12.14flatN/A+20.6%$63.68M$12.24M-67.4440Negative NewsBCOW1895 Bancorp of WisconsinN/A$11.15-0.4%N/A+25.3%$62.07M$12.13M-18.58100FFBWFFBWN/A$13.54flatN/A+7.6%$58.02M$11.90M0.0040FSEAFirst Seacoast Bancorp0.9018 of 5 stars$11.24-2.0%N/A+23.5%$54.06M$29.33M-19.7180Gap DownCLSTCatalyst BancorpN/A$12.50-0.6%N/A+8.6%$52.56M$10.02M21.9360News CoverageShort Interest ↑OPHCOptimumBank2.0321 of 5 stars$4.20-1.2%N/A-9.0%$49.35M$40.98M3.1840Positive NewsShort Interest ↑BAFNBayFirst Financial1.7 of 5 stars$10.20-14.3%N/A-37.8%$49.13M$143.28M5.89640 Related Companies and Tools Related Companies PBHC Competitors CULL Competitors CPBI Competitors NSTS Competitors BCOW Competitors FFBW Competitors FSEA Competitors CLST Competitors OPHC Competitors BAFN Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:JFU) was last updated on 8/23/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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