LCNB (LCNB) Competitors

LCNB (NASDAQ:LCNB) and Northeast Bank (NASDAQ:NBN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, valuation, media sentiment, dividends, analyst recommendations, community ranking and risk.

Is LCNB or NBN a better dividend stock?

LCNB pays an annual dividend of $0.88 per share and has a dividend yield of 6.0%. Northeast Bank pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. LCNB pays out 90.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Northeast Bank pays out 0.5% of its earnings in the form of a dividend.

Is LCNB or NBN more profitable?

Northeast Bank has a net margin of 22.87% compared to LCNB's net margin of 10.76%. LCNB's return on equity of 7.12% beat Northeast Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LCNB	10.76%	7.12%	0.74%
Northeast Bank	22.87%	N/A	N/A

Do insiders & institutionals hold more shares of LCNB or NBN?

34.7% of LCNB shares are held by institutional investors. 5.8% of LCNB shares are held by company insiders. Comparatively, 14.2% of Northeast Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer LCNB or NBN?

LCNB received 94 more outperform votes than Northeast Bank when rated by MarketBeat users. However, 60.00% of users gave Northeast Bank an outperform vote while only 58.21% of users gave LCNB an outperform vote.

Company	Underperform	Outperform
LCNB	Outperform Votes 241 58.21%	Underperform Votes 173 41.79%
Northeast Bank	Outperform Votes 147 60.00%	Underperform Votes 98 40.00%

Do analysts rate LCNB or NBN?

LCNB presently has a consensus price target of $16.25, suggesting a potential upside of 11.30%. Northeast Bank has a consensus price target of $97.50, suggesting a potential downside of 1.76%. Given LCNB's higher possible upside, analysts plainly believe LCNB is more favorable than Northeast Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LCNB	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Northeast Bank	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more risk and volatility, LCNB or NBN?

LCNB has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500. Comparatively, Northeast Bank has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500.

Which has better valuation & earnings, LCNB or NBN?

Northeast Bank has higher revenue and earnings than LCNB. Northeast Bank is trading at a lower price-to-earnings ratio than LCNB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LCNB	$125.42M	1.64	$13.49M	$0.97	15.05
Northeast Bank	$263.77M	3.09	$58.23M	$8.59	11.55

Does the media favor LCNB or NBN?

In the previous week, LCNB had 3 more articles in the media than Northeast Bank. MarketBeat recorded 3 mentions for LCNB and 0 mentions for Northeast Bank. LCNB's average media sentiment score of 0.53 beat Northeast Bank's score of 0.00 indicating that LCNB is being referred to more favorably in the media.

Company	Overall Sentiment
LCNB	Positive
Northeast Bank	Neutral

Summary

Northeast Bank beats LCNB on 11 of the 20 factors compared between the two stocks.