Open Lending (LPRO) Competitors

Park National (NYSE:PRK) and Open Lending (NASDAQ:LPRO) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, earnings, analyst recommendations, community ranking, dividends, risk, institutional ownership, profitability and valuation.

Do analysts recommend PRK or LPRO?

Park National currently has a consensus price target of $181.75, suggesting a potential upside of 11.34%. Open Lending has a consensus price target of $6.83, suggesting a potential upside of 32.05%. Given Open Lending's stronger consensus rating and higher possible upside, analysts plainly believe Open Lending is more favorable than Park National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Park National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Open Lending	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57

Does the MarketBeat Community favor PRK or LPRO?

Open Lending received 78 more outperform votes than Park National when rated by MarketBeat users. Likewise, 56.93% of users gave Open Lending an outperform vote while only 0.00% of users gave Park National an outperform vote.

Company	Underperform	Outperform
Park National	Outperform Votes No Votes	Underperform Votes 17 100.00%
Open Lending	Outperform Votes 78 56.93%	Underperform Votes 59 43.07%

Which has more risk and volatility, PRK or LPRO?

Park National has a beta of 0.73, indicating that its share price is 27% less volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.16, indicating that its share price is 16% more volatile than the S&P 500.

Is PRK or LPRO more profitable?

Park National has a net margin of 23.46% compared to Open Lending's net margin of 4.78%. Park National's return on equity of 12.31% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Park National	23.46%	12.31%	1.50%
Open Lending	4.78%	2.15%	1.20%

Which has higher earnings & valuation, PRK or LPRO?

Park National has higher revenue and earnings than Open Lending. Park National is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Park National	$645.55M	4.09	$151.42M	$9.31	17.53
Open Lending	$117.46M	5.26	$22.07M	$0.03	172.50

Does the media prefer PRK or LPRO?

In the previous week, Park National had 26 more articles in the media than Open Lending. MarketBeat recorded 28 mentions for Park National and 2 mentions for Open Lending. Open Lending's average media sentiment score of 0.84 beat Park National's score of -0.25 indicating that Open Lending is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Park National	1 Very Positive mention(s)	1 Positive mention(s)	11 Neutral mention(s)	11 Negative mention(s)	3 Very Negative mention(s)	Neutral
Open Lending	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of PRK or LPRO?

62.7% of Park National shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 2.7% of Park National shares are owned by insiders. Comparatively, 15.0% of Open Lending shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Open Lending beats Park National on 11 of the 18 factors compared between the two stocks.