Open Lending (LPRO) Competitors

Bank First National (NASDAQ:BFC) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, media sentiment, analyst recommendations, risk, dividends and valuation.

Do analysts recommend BFC or LPRO?

Bank First National presently has a consensus target price of $133.50, suggesting a potential upside of 13.95%. Open Lending has a consensus target price of $4.12, suggesting a potential upside of 90.59%. Given Open Lending's higher probable upside, analysts plainly believe Open Lending is more favorable than Bank First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Open Lending	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Do institutionals and insiders have more ownership in BFC or LPRO?

30.0% of Bank First National shares are held by institutional investors. Comparatively, 78.1% of Open Lending shares are held by institutional investors. 3.4% of Bank First National shares are held by company insiders. Comparatively, 13.2% of Open Lending shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more volatility & risk, BFC or LPRO?

Bank First National has a beta of 0.41, meaning that its stock price is 59% less volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.92, meaning that its stock price is 92% more volatile than the S&P 500.

Is BFC or LPRO more profitable?

Bank First National has a net margin of 29.04% compared to Open Lending's net margin of 0.00%. Bank First National's return on equity of 10.81% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank First National	29.04%	10.81%	1.56%
Open Lending	N/A	-35.88%	-15.48%

Which has preferable earnings and valuation, BFC or LPRO?

Bank First National has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank First National	$226.09M	5.14	$65.56M	$6.93	16.91
Open Lending	$24.02M	10.77	-$135.01M	-$1.17	-1.85

Does the media prefer BFC or LPRO?

In the previous week, Open Lending had 3 more articles in the media than Bank First National. MarketBeat recorded 4 mentions for Open Lending and 1 mentions for Bank First National. Open Lending's average media sentiment score of 0.47 beat Bank First National's score of 0.26 indicating that Open Lending is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank First National	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Open Lending	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Bank First National and Open Lending tied by winning 8 of the 16 factors compared between the two stocks.