Open Lending (LPRO) Competitors

Open Lending (NASDAQ:LPRO) and FB Financial (NYSE:FBK) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, community ranking, dividends, earnings, profitability and institutional ownership.

Do analysts recommend LPRO or FBK?

Open Lending currently has a consensus target price of $6.83, suggesting a potential upside of 32.94%. FB Financial has a consensus target price of $50.20, suggesting a potential downside of 4.21%. Given Open Lending's stronger consensus rating and higher probable upside, equities analysts clearly believe Open Lending is more favorable than FB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
FB Financial	1 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community believe in LPRO or FBK?

FB Financial received 167 more outperform votes than Open Lending when rated by MarketBeat users. However, 56.62% of users gave Open Lending an outperform vote while only 49.29% of users gave FB Financial an outperform vote.

Company	Underperform	Outperform
Open Lending	Outperform Votes 77 56.62%	Underperform Votes 59 43.38%
FB Financial	Outperform Votes 244 49.29%	Underperform Votes 251 50.71%

Does the media favor LPRO or FBK?

In the previous week, FB Financial had 3 more articles in the media than Open Lending. MarketBeat recorded 6 mentions for FB Financial and 3 mentions for Open Lending. Open Lending's average media sentiment score of 1.48 beat FB Financial's score of 0.46 indicating that Open Lending is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Open Lending	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
FB Financial	2 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility & risk, LPRO or FBK?

Open Lending has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500. Comparatively, FB Financial has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500.

Do institutionals and insiders hold more shares of LPRO or FBK?

78.1% of Open Lending shares are held by institutional investors. Comparatively, 65.4% of FB Financial shares are held by institutional investors. 15.0% of Open Lending shares are held by insiders. Comparatively, 1.7% of FB Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is LPRO or FBK more profitable?

FB Financial has a net margin of 14.40% compared to Open Lending's net margin of 4.78%. FB Financial's return on equity of 10.38% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Open Lending	4.78%	2.15%	1.20%
FB Financial	14.40%	10.38%	1.23%

Which has stronger valuation and earnings, LPRO or FBK?

FB Financial has higher revenue and earnings than Open Lending. FB Financial is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$117.46M	5.22	$22.07M	$0.03	171.33
FB Financial	$441.62M	5.54	$120.22M	$2.29	22.89

Summary

FB Financial beats Open Lending on 9 of the 17 factors compared between the two stocks.