Open Lending (LPRO) Competitors $2.92 -0.09 (-2.99%) Closing price 04:00 PM EasternExtended Trading$3.02 +0.10 (+3.25%) As of 06:14 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LPRO vs. NTB, NIC, MBIN, LX, CASH, PWP, CUBI, CLBK, TFIN, and IRENShould you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include Bank of N.T. Butterfield & Son (NTB), Nicolet Bankshares (NIC), Merchants Bancorp (MBIN), LexinFintech (LX), Pathward Financial (CASH), Perella Weinberg Partners (PWP), Customers Bancorp (CUBI), Columbia Financial (CLBK), Triumph Financial (TFIN), and Iris Energy (IREN). These companies are all part of the "banking" industry. Open Lending vs. Bank of N.T. Butterfield & Son Nicolet Bankshares Merchants Bancorp LexinFintech Pathward Financial Perella Weinberg Partners Customers Bancorp Columbia Financial Triumph Financial Iris Energy Bank of N.T. Butterfield & Son (NYSE:NTB) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, community ranking, risk, media sentiment, analyst recommendations, earnings, valuation, dividends and institutional ownership. Which has better earnings and valuation, NTB or LPRO? Bank of N.T. Butterfield & Son has higher revenue and earnings than Open Lending. Bank of N.T. Butterfield & Son is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBank of N.T. Butterfield & Son$581.98M3.21$216.30M$4.728.32Open Lending$95.89M3.63$22.07M$0.0397.33 Is NTB or LPRO more profitable? Bank of N.T. Butterfield & Son has a net margin of 26.51% compared to Open Lending's net margin of 4.78%. Bank of N.T. Butterfield & Son's return on equity of 21.46% beat Open Lending's return on equity.Company Net Margins Return on Equity Return on Assets Bank of N.T. Butterfield & Son26.51% 21.46% 1.56% Open Lending 4.78%2.15%1.20% Does the MarketBeat Community favor NTB or LPRO? Bank of N.T. Butterfield & Son received 224 more outperform votes than Open Lending when rated by MarketBeat users. Likewise, 63.98% of users gave Bank of N.T. Butterfield & Son an outperform vote while only 56.52% of users gave Open Lending an outperform vote. CompanyUnderperformOutperformBank of N.T. Butterfield & SonOutperform Votes30263.98% Underperform Votes17036.02% Open LendingOutperform Votes7856.52% Underperform Votes6043.48% Do analysts recommend NTB or LPRO? Bank of N.T. Butterfield & Son presently has a consensus price target of $40.80, suggesting a potential upside of 3.86%. Open Lending has a consensus price target of $6.12, suggesting a potential upside of 109.47%. Given Open Lending's higher possible upside, analysts plainly believe Open Lending is more favorable than Bank of N.T. Butterfield & Son.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bank of N.T. Butterfield & Son 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.80Open Lending 0 Sell rating(s) 4 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.43 Do institutionals and insiders hold more shares of NTB or LPRO? 62.7% of Bank of N.T. Butterfield & Son shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 1.2% of Bank of N.T. Butterfield & Son shares are owned by insiders. Comparatively, 15.0% of Open Lending shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Which has more volatility & risk, NTB or LPRO? Bank of N.T. Butterfield & Son has a beta of 1.1, meaning that its stock price is 10% more volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.25, meaning that its stock price is 25% more volatile than the S&P 500. Does the media refer more to NTB or LPRO? In the previous week, Open Lending had 3 more articles in the media than Bank of N.T. Butterfield & Son. MarketBeat recorded 10 mentions for Open Lending and 7 mentions for Bank of N.T. Butterfield & Son. Bank of N.T. Butterfield & Son's average media sentiment score of 1.12 beat Open Lending's score of 0.24 indicating that Bank of N.T. Butterfield & Son is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bank of N.T. Butterfield & Son 6 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Open Lending 2 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryBank of N.T. Butterfield & Son beats Open Lending on 11 of the 18 factors compared between the two stocks. Remove Ads Get Open Lending News Delivered to You Automatically Sign up to receive the latest news and ratings for LPRO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LPRO vs. The Competition Export to ExcelMetricOpen LendingPersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$348.50M$5.59B$11.42B$8.06BDividend YieldN/A4.26%5.57%4.02%P/E Ratio97.3320.9022.8519.03Price / Sales3.6320.1825.7593.17Price / Cash27.3211.1317.6134.64Price / Book1.697.362.774.33Net Income$22.07M$391.67M$1.04B$247.06M7 Day Performance-5.19%1.70%0.76%-0.53%1 Month Performance-40.77%-7.05%496.42%-3.74%1 Year Performance-52.83%16.84%536.70%1.72% Open Lending Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LPROOpen Lending2.8331 of 5 stars$2.92-3.0%$6.12+109.5%-50.7%$348.50M$95.89M97.33180News CoverageHigh Trading VolumeNTBBank of N.T. Butterfield & Son2.9821 of 5 stars$37.93+0.1%$40.80+7.6%+27.5%$1.80B$581.98M8.041,340Short Interest ↑Positive NewsNICNicolet Bankshares2.3288 of 5 stars$115.34+2.7%$119.00+3.2%+34.2%$1.76B$349.12M14.36860Short Interest ↑Positive NewsHigh Trading VolumeMBINMerchants Bancorp4.0845 of 5 stars$38.28+1.0%$51.50+34.5%-7.1%$1.76B$666.97M6.07480Positive NewsLXLexinFintech2.3679 of 5 stars$10.53flatN/A+492.3%$1.73B$14.05B16.713,900Dividend IncreaseOptions VolumeHigh Trading VolumeCASHPathward Financial3.7121 of 5 stars$72.04+0.2%$90.50+25.6%+53.5%$1.72B$600.62M10.501,244Positive NewsPWPPerella Weinberg Partners2.1609 of 5 stars$19.39-0.5%$25.00+28.9%+43.4%$1.68B$878.04M-12.27600Positive NewsGap UpCUBICustomers Bancorp2.6297 of 5 stars$51.00+0.4%$64.00+25.5%+1.0%$1.60B$687.50M10.04640CLBKColumbia Financial0.6804 of 5 stars$15.30+0.7%$17.00+11.1%-6.8%$1.60B$179.88M-127.50750TFINTriumph Financial2.4195 of 5 stars$60.81-0.5%$79.00+29.9%-16.4%$1.42B$415.57M112.611,553Positive NewsIRENIris Energy4.4807 of 5 stars$7.35+1.9%$20.40+177.6%+17.9%$1.38B$283.73M0.00100 Remove Ads Related Companies and Tools Related Companies Bank of N.T. Butterfield & Son Alternatives Nicolet Bankshares Alternatives Merchants Bancorp Alternatives LexinFintech Alternatives Pathward Financial Alternatives Perella Weinberg Partners Alternatives Customers Bancorp Alternatives Columbia Financial Alternatives Triumph Financial Alternatives Iris Energy Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LPRO) was last updated on 3/27/2025 by MarketBeat.com Staff From Our PartnersA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredYour Wealth is Under AttackPlease don't wait—this is your moment to take action. 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