Open Lending (LPRO) Competitors $2.13 -0.07 (-3.18%) Closing price 09/12/2025 04:00 PM EasternExtended Trading$2.13 0.00 (0.00%) As of 09/12/2025 07:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LPRO vs. ATLC, LX, OSBC, FMBH, LDI, BHRB, SBSI, OPFI, NBN, and AMTBShould you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include Atlanticus (ATLC), LexinFintech (LX), Old Second Bancorp (OSBC), First Mid Bancshares (FMBH), loanDepot (LDI), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), OppFi (OPFI), Northeast Bancorp (NBN), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry. Open Lending vs. Its Competitors Atlanticus LexinFintech Old Second Bancorp First Mid Bancshares loanDepot Burke & Herbert Financial Services Southside Bancshares OppFi Northeast Bancorp Amerant Bancorp Open Lending (NASDAQ:LPRO) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk. Is LPRO or ATLC more profitable? Atlanticus has a net margin of 8.51% compared to Open Lending's net margin of 0.00%. Atlanticus' return on equity of 24.20% beat Open Lending's return on equity.Company Net Margins Return on Equity Return on Assets Open LendingN/A -48.33% -17.09% Atlanticus 8.51%24.20%3.72% Which has more volatility and risk, LPRO or ATLC? Open Lending has a beta of 1.83, indicating that its stock price is 83% more volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2, indicating that its stock price is 100% more volatile than the S&P 500. Which has better earnings and valuation, LPRO or ATLC? Atlanticus has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Atlanticus, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOpen Lending$16.26M15.48-$135.01M-$1.18-1.81Atlanticus$342.38M3.19$111.30M$5.6912.68 Do analysts prefer LPRO or ATLC? Open Lending presently has a consensus target price of $3.10, indicating a potential upside of 45.54%. Atlanticus has a consensus target price of $69.20, indicating a potential downside of 4.12%. Given Open Lending's higher possible upside, equities research analysts clearly believe Open Lending is more favorable than Atlanticus.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Open Lending 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50Atlanticus 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00 Do institutionals and insiders believe in LPRO or ATLC? 78.1% of Open Lending shares are held by institutional investors. Comparatively, 14.1% of Atlanticus shares are held by institutional investors. 13.2% of Open Lending shares are held by company insiders. Comparatively, 50.4% of Atlanticus shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Does the media prefer LPRO or ATLC? In the previous week, Atlanticus had 10 more articles in the media than Open Lending. MarketBeat recorded 14 mentions for Atlanticus and 4 mentions for Open Lending. Open Lending's average media sentiment score of 1.18 beat Atlanticus' score of 0.71 indicating that Open Lending is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Open Lending 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Atlanticus 4 Very Positive mention(s) 2 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryAtlanticus beats Open Lending on 12 of the 16 factors compared between the two stocks. Get Open Lending News Delivered to You Automatically Sign up to receive the latest news and ratings for LPRO and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LPRO vs. The Competition Export to ExcelMetricOpen LendingFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$259.98M$12.04B$12.79B$10.14BDividend YieldN/A3.67%5.40%4.60%P/E Ratio-1.8122.20245.8625.98Price / Sales15.482.7731.06180.60Price / CashN/A8.9322.3660.44Price / Book3.281.882.316.29Net Income-$135.01M$486.48M$1.01B$271.07M7 Day Performance-5.75%-2.67%1.00%3.87%1 Month Performance2.90%1.47%2.74%5.49%1 Year Performance-61.96%35.06%543.82%25.86% Open Lending Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LPROOpen Lending3.7278 of 5 stars$2.13-3.2%$3.10+45.5%-62.0%$259.98M$16.26M-1.81180News CoveragePositive NewsATLCAtlanticus2.6842 of 5 stars$68.09+0.4%$63.20-7.2%+129.8%$1.03B$1.31B11.97330News CoveragePositive NewsAnalyst ForecastLXLexinFintech3.9377 of 5 stars$6.13+0.7%$13.60+121.9%+230.1%$1.02B$1.95B4.834,667Positive NewsOSBCOld Second Bancorp3.6017 of 5 stars$18.52+0.5%$20.70+11.8%+10.4%$970.35M$341.72M10.12890News CoveragePositive NewsFMBHFirst Mid Bancshares3.653 of 5 stars$40.59+1.2%$43.33+6.8%+0.2%$962.77M$453.67M11.531,198Short Interest ↓LDIloanDepot0.9402 of 5 stars$3.83+32.7%$2.30-40.0%+59.8%$956.38M$1.06B-11.624,900Trending NewsAnalyst ForecastInsider TradeHigh Trading VolumeBHRBBurke & Herbert Financial Services3.3816 of 5 stars$62.91+0.0%$71.67+13.9%-5.2%$944.91M$402.33M9.13850Positive NewsSBSISouthside Bancshares1.1932 of 5 stars$30.78-0.7%N/AN/A$932.18M$456.07M10.91810News CoverageOPFIOppFi3.293 of 5 stars$10.460.0%$13.63+30.3%+153.8%$913.22M$525.96M-7.98570Positive NewsNBNNortheast Bancorp2.8302 of 5 stars$110.24+1.1%$97.50-11.6%+58.8%$894.65M$351M10.94180News CoveragePositive NewsAMTBAmerant Bancorp2.8778 of 5 stars$21.40+0.6%$24.25+13.3%-2.5%$893.43M$330.31M-37.54680News CoveragePositive News Related Companies and Tools Related Companies Atlanticus Alternatives LexinFintech Alternatives Old Second Bancorp Alternatives First Mid Bancshares Alternatives loanDepot Alternatives Burke & Herbert Financial Services Alternatives Southside Bancshares Alternatives OppFi Alternatives Northeast Bancorp Alternatives Amerant Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LPRO) was last updated on 9/14/2025 by MarketBeat.com Staff From Our PartnersNvidia Times 1,000,000Nvidia’s latest AI chip is a $25,000 powerhouse — with 80 billion transistors and the ability to perform 60 tr...Paradigm Press | SponsoredElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | Sponsored6-Figure Target for BTC by 2025The U.S. just announced it's putting GDP data directly onto Bitcoin and Ethereum blockchains. 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