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Open Lending (LPRO) Competitors

Open Lending logo
$2.13 -0.07 (-3.18%)
Closing price 09/12/2025 04:00 PM Eastern
Extended Trading
$2.13 0.00 (0.00%)
As of 09/12/2025 07:20 PM Eastern
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LPRO vs. ATLC, LX, OSBC, FMBH, LDI, BHRB, SBSI, OPFI, NBN, and AMTB

Should you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include Atlanticus (ATLC), LexinFintech (LX), Old Second Bancorp (OSBC), First Mid Bancshares (FMBH), loanDepot (LDI), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), OppFi (OPFI), Northeast Bancorp (NBN), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry.

Open Lending vs. Its Competitors

Open Lending (NASDAQ:LPRO) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk.

Atlanticus has a net margin of 8.51% compared to Open Lending's net margin of 0.00%. Atlanticus' return on equity of 24.20% beat Open Lending's return on equity.

Company Net Margins Return on Equity Return on Assets
Open LendingN/A -48.33% -17.09%
Atlanticus 8.51%24.20%3.72%

Open Lending has a beta of 1.83, indicating that its stock price is 83% more volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2, indicating that its stock price is 100% more volatile than the S&P 500.

Atlanticus has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Atlanticus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$16.26M15.48-$135.01M-$1.18-1.81
Atlanticus$342.38M3.19$111.30M$5.6912.68

Open Lending presently has a consensus target price of $3.10, indicating a potential upside of 45.54%. Atlanticus has a consensus target price of $69.20, indicating a potential downside of 4.12%. Given Open Lending's higher possible upside, equities research analysts clearly believe Open Lending is more favorable than Atlanticus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Atlanticus
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

78.1% of Open Lending shares are held by institutional investors. Comparatively, 14.1% of Atlanticus shares are held by institutional investors. 13.2% of Open Lending shares are held by company insiders. Comparatively, 50.4% of Atlanticus shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Atlanticus had 10 more articles in the media than Open Lending. MarketBeat recorded 14 mentions for Atlanticus and 4 mentions for Open Lending. Open Lending's average media sentiment score of 1.18 beat Atlanticus' score of 0.71 indicating that Open Lending is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Atlanticus
4 Very Positive mention(s)
2 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Atlanticus beats Open Lending on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LPRO vs. The Competition

MetricOpen LendingFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$259.98M$12.04B$12.79B$10.14B
Dividend YieldN/A3.67%5.40%4.60%
P/E Ratio-1.8122.20245.8625.98
Price / Sales15.482.7731.06180.60
Price / CashN/A8.9322.3660.44
Price / Book3.281.882.316.29
Net Income-$135.01M$486.48M$1.01B$271.07M
7 Day Performance-5.75%-2.67%1.00%3.87%
1 Month Performance2.90%1.47%2.74%5.49%
1 Year Performance-61.96%35.06%543.82%25.86%

Open Lending Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LPRO
Open Lending
3.7278 of 5 stars
$2.13
-3.2%
$3.10
+45.5%
-62.0%$259.98M$16.26M-1.81180News Coverage
Positive News
ATLC
Atlanticus
2.6842 of 5 stars
$68.09
+0.4%
$63.20
-7.2%
+129.8%$1.03B$1.31B11.97330News Coverage
Positive News
Analyst Forecast
LX
LexinFintech
3.9377 of 5 stars
$6.13
+0.7%
$13.60
+121.9%
+230.1%$1.02B$1.95B4.834,667Positive News
OSBC
Old Second Bancorp
3.6017 of 5 stars
$18.52
+0.5%
$20.70
+11.8%
+10.4%$970.35M$341.72M10.12890News Coverage
Positive News
FMBH
First Mid Bancshares
3.653 of 5 stars
$40.59
+1.2%
$43.33
+6.8%
+0.2%$962.77M$453.67M11.531,198Short Interest ↓
LDI
loanDepot
0.9402 of 5 stars
$3.83
+32.7%
$2.30
-40.0%
+59.8%$956.38M$1.06B-11.624,900Trending News
Analyst Forecast
Insider Trade
High Trading Volume
BHRB
Burke & Herbert Financial Services
3.3816 of 5 stars
$62.91
+0.0%
$71.67
+13.9%
-5.2%$944.91M$402.33M9.13850Positive News
SBSI
Southside Bancshares
1.1932 of 5 stars
$30.78
-0.7%
N/AN/A$932.18M$456.07M10.91810News Coverage
OPFI
OppFi
3.293 of 5 stars
$10.46
0.0%
$13.63
+30.3%
+153.8%$913.22M$525.96M-7.98570Positive News
NBN
Northeast Bancorp
2.8302 of 5 stars
$110.24
+1.1%
$97.50
-11.6%
+58.8%$894.65M$351M10.94180News Coverage
Positive News
AMTB
Amerant Bancorp
2.8778 of 5 stars
$21.40
+0.6%
$24.25
+13.3%
-2.5%$893.43M$330.31M-37.54680News Coverage
Positive News

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This page (NASDAQ:LPRO) was last updated on 9/14/2025 by MarketBeat.com Staff
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