LexinFintech (LX) Competitors

LexinFintech (NASDAQ:LX) and Atlantic Union Bankshares (NASDAQ:AUB) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, risk, earnings, valuation, media sentiment and analyst recommendations.

Is LX or AUB a better dividend stock?

LexinFintech pays an annual dividend of $0.18 per share and has a dividend yield of 2.8%. Atlantic Union Bankshares pays an annual dividend of $1.36 per share and has a dividend yield of 4.1%. LexinFintech pays out 17.0% of its earnings in the form of a dividend. Atlantic Union Bankshares pays out 62.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Atlantic Union Bankshares has raised its dividend for 14 consecutive years. Atlantic Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, LX or AUB?

LexinFintech has a beta of 0.41, suggesting that its share price is 59% less volatile than the S&P 500. Comparatively, Atlantic Union Bankshares has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500.

Do institutionals and insiders believe in LX or AUB?

78.6% of Atlantic Union Bankshares shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 0.9% of Atlantic Union Bankshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is LX or AUB more profitable?

Atlantic Union Bankshares has a net margin of 15.53% compared to LexinFintech's net margin of 9.44%. LexinFintech's return on equity of 12.52% beat Atlantic Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	9.44%	12.52%	5.88%
Atlantic Union Bankshares	15.53%	8.50%	1.06%

Which has preferable earnings and valuation, LX or AUB?

Atlantic Union Bankshares has lower revenue, but higher earnings than LexinFintech. LexinFintech is trading at a lower price-to-earnings ratio than Atlantic Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$1.95B	0.56	$150.76M	$1.06	6.13
Atlantic Union Bankshares	$857.44M	5.55	$209.13M	$2.19	15.24

Do analysts recommend LX or AUB?

LexinFintech currently has a consensus price target of $13.60, suggesting a potential upside of 109.23%. Atlantic Union Bankshares has a consensus price target of $39.00, suggesting a potential upside of 16.82%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts plainly believe LexinFintech is more favorable than Atlantic Union Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Atlantic Union Bankshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.83

Does the media prefer LX or AUB?

In the previous week, Atlantic Union Bankshares had 9 more articles in the media than LexinFintech. MarketBeat recorded 9 mentions for Atlantic Union Bankshares and 0 mentions for LexinFintech. Atlantic Union Bankshares' average media sentiment score of 1.50 beat LexinFintech's score of 0.94 indicating that Atlantic Union Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Positive
Atlantic Union Bankshares	Positive

Summary

Atlantic Union Bankshares beats LexinFintech on 13 of the 20 factors compared between the two stocks.