LexinFintech (LX) Competitors

Valley National Bancorp (NASDAQ:VLY) and LexinFintech (NASDAQ:LX) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, community ranking, earnings, risk, institutional ownership, dividends and valuation.

Is VLY or LX a better dividend stock?

Valley National Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 5.4%. LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.4%. Valley National Bancorp pays out 63.8% of its earnings in the form of a dividend. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more volatility & risk, VLY or LX?

Valley National Bancorp has a beta of 1.06, suggesting that its stock price is 6% more volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500.

Do analysts prefer VLY or LX?

Valley National Bancorp currently has a consensus price target of $10.67, indicating a potential upside of 29.84%. LexinFintech has a consensus price target of $13.60, indicating a potential upside of 91.41%. Given LexinFintech's stronger consensus rating and higher possible upside, analysts clearly believe LexinFintech is more favorable than Valley National Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Valley National Bancorp	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community prefer VLY or LX?

LexinFintech received 216 more outperform votes than Valley National Bancorp when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 25.25% of users gave Valley National Bancorp an outperform vote.

Company	Underperform	Outperform
Valley National Bancorp	Outperform Votes 25 25.25%	Underperform Votes 74 74.75%
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%

Do insiders and institutionals believe in VLY or LX?

61.0% of Valley National Bancorp shares are owned by institutional investors. 1.9% of Valley National Bancorp shares are owned by insiders. Comparatively, 27.8% of LexinFintech shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Which has better earnings and valuation, VLY or LX?

Valley National Bancorp has higher earnings, but lower revenue than LexinFintech. LexinFintech is trading at a lower price-to-earnings ratio than Valley National Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Valley National Bancorp	$1.84B	2.50	$380.27M	$0.69	11.91
LexinFintech	$14.20B	0.08	$150.14M	$0.90	7.89

Does the media prefer VLY or LX?

In the previous week, Valley National Bancorp had 4 more articles in the media than LexinFintech. MarketBeat recorded 12 mentions for Valley National Bancorp and 8 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.18 beat Valley National Bancorp's score of 0.66 indicating that LexinFintech is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Valley National Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
LexinFintech	4 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is VLY or LX more profitable?

Valley National Bancorp has a net margin of 10.62% compared to LexinFintech's net margin of 5.34%. LexinFintech's return on equity of 7.47% beat Valley National Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Valley National Bancorp	10.62%	5.14%	0.55%
LexinFintech	5.34%	7.47%	3.26%

Summary

LexinFintech beats Valley National Bancorp on 11 of the 20 factors compared between the two stocks.