LX vs. QFIN, COOP, OMF, CADE, PFSI, BMA, UPST, OZK, VLY, and FLG
Should you be buying LexinFintech stock or one of its competitors? The main competitors of LexinFintech include Qifu Technology (QFIN), Mr. Cooper Group (COOP), OneMain (OMF), Cadence Bank (CADE), PennyMac Financial Services (PFSI), Banco Macro (BMA), Upstart (UPST), Bank OZK (OZK), Valley National Bancorp (VLY), and Flagstar Financial (FLG). These companies are all part of the "banking" industry.
LexinFintech vs.
LexinFintech (NASDAQ:LX) and Qifu Technology (NASDAQ:QFIN) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, community ranking, earnings, valuation, media sentiment, profitability, analyst recommendations and dividends.
In the previous week, Qifu Technology had 15 more articles in the media than LexinFintech. MarketBeat recorded 23 mentions for Qifu Technology and 8 mentions for LexinFintech. LexinFintech's average media sentiment score of 0.78 beat Qifu Technology's score of 0.67 indicating that LexinFintech is being referred to more favorably in the media.
74.8% of Qifu Technology shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 17.1% of Qifu Technology shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Qifu Technology has a net margin of 31.82% compared to LexinFintech's net margin of 5.34%. Qifu Technology's return on equity of 24.39% beat LexinFintech's return on equity.
LexinFintech currently has a consensus price target of $13.60, suggesting a potential upside of 18.99%. Qifu Technology has a consensus price target of $45.10, suggesting a potential downside of 6.28%. Given LexinFintech's higher probable upside, equities analysts plainly believe LexinFintech is more favorable than Qifu Technology.
LexinFintech received 137 more outperform votes than Qifu Technology when rated by MarketBeat users. However, 61.18% of users gave Qifu Technology an outperform vote while only 59.65% of users gave LexinFintech an outperform vote.
LexinFintech pays an annual dividend of $0.22 per share and has a dividend yield of 1.9%. Qifu Technology pays an annual dividend of $1.38 per share and has a dividend yield of 2.9%. LexinFintech pays out 24.4% of its earnings in the form of a dividend. Qifu Technology pays out 23.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Qifu Technology is clearly the better dividend stock, given its higher yield and lower payout ratio.
LexinFintech has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500. Comparatively, Qifu Technology has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500.
Qifu Technology has lower revenue, but higher earnings than LexinFintech. Qifu Technology is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.
Summary
Qifu Technology beats LexinFintech on 11 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:LX) was last updated on 3/28/2025 by MarketBeat.com Staff
