Middlefield Banc (MBCN) Competitors

Middlefield Banc (NASDAQ:MBCN) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, community ranking, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

Is MBCN or MCBS more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to Middlefield Banc's net margin of 14.31%. MetroCity Bankshares' return on equity of 15.98% beat Middlefield Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Middlefield Banc	14.31%	7.47%	0.85%
MetroCity Bankshares	27.33%	15.98%	1.79%

Do analysts recommend MBCN or MCBS?

Middlefield Banc presently has a consensus target price of $28.50, indicating a potential upside of 11.37%. MetroCity Bankshares has a consensus target price of $36.00, indicating a potential upside of 16.73%. Given MetroCity Bankshares' higher possible upside, analysts clearly believe MetroCity Bankshares is more favorable than Middlefield Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Middlefield Banc	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media favor MBCN or MCBS?

In the previous week, MetroCity Bankshares had 1 more articles in the media than Middlefield Banc. MarketBeat recorded 2 mentions for MetroCity Bankshares and 1 mentions for Middlefield Banc. Middlefield Banc's average media sentiment score of 0.00 equaled MetroCity Bankshares'average media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Middlefield Banc	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
MetroCity Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation and earnings, MBCN or MCBS?

MetroCity Bankshares has higher revenue and earnings than Middlefield Banc. MetroCity Bankshares is trading at a lower price-to-earnings ratio than Middlefield Banc, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Middlefield Banc	$108.47M	1.90	$15.52M	$1.92	13.33
MetroCity Bankshares	$235.98M	3.31	$64.50M	$2.51	12.29

Does the MarketBeat Community believe in MBCN or MCBS?

Middlefield Banc received 175 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 58.31% of users gave Middlefield Banc an outperform vote while only 43.90% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
Middlefield Banc	Outperform Votes 193 58.31%	Underperform Votes 138 41.69%
MetroCity Bankshares	Outperform Votes 18 43.90%	Underperform Votes 23 56.10%

Is MBCN or MCBS a better dividend stock?

Middlefield Banc pays an annual dividend of $0.80 per share and has a dividend yield of 3.1%. MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.0%. Middlefield Banc pays out 41.7% of its earnings in the form of a dividend. MetroCity Bankshares pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk & volatility, MBCN or MCBS?

Middlefield Banc has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500. Comparatively, MetroCity Bankshares has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500.

Do insiders & institutionals believe in MBCN or MCBS?

31.7% of Middlefield Banc shares are held by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are held by institutional investors. 3.8% of Middlefield Banc shares are held by insiders. Comparatively, 27.5% of MetroCity Bankshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

MetroCity Bankshares beats Middlefield Banc on 11 of the 17 factors compared between the two stocks.