Magyar Bancorp (MGYR) Competitors

USCB Financial (NASDAQ:USCB) and Magyar Bancorp (NASDAQ:MGYR) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, dividends, institutional ownership, media sentiment, risk, profitability, analyst recommendations, valuation and community ranking.

Which has higher earnings & valuation, USCB or MGYR?

USCB Financial has higher revenue and earnings than Magyar Bancorp. Magyar Bancorp is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
USCB Financial	$75.39M	4.99	$24.67M	$1.23	15.41
Magyar Bancorp	$52.18M	1.80	$7.78M	$1.31	11.07

Does the MarketBeat Community favor USCB or MGYR?

Magyar Bancorp received 46 more outperform votes than USCB Financial when rated by MarketBeat users. Likewise, 60.82% of users gave Magyar Bancorp an outperform vote while only 59.09% of users gave USCB Financial an outperform vote.

Company	Underperform	Outperform
USCB Financial	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%
Magyar Bancorp	Outperform Votes 59 60.82%	Underperform Votes 38 39.18%

Does the media refer more to USCB or MGYR?

In the previous week, Magyar Bancorp had 2 more articles in the media than USCB Financial. MarketBeat recorded 2 mentions for Magyar Bancorp and 0 mentions for USCB Financial. Magyar Bancorp's average media sentiment score of 0.85 beat USCB Financial's score of 0.00 indicating that Magyar Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
USCB Financial	Neutral
Magyar Bancorp	Positive

Is USCB or MGYR a better dividend stock?

USCB Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Magyar Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.7%. USCB Financial pays out 32.5% of its earnings in the form of a dividend. Magyar Bancorp pays out 18.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more volatility and risk, USCB or MGYR?

USCB Financial has a beta of 0.64, suggesting that its stock price is 36% less volatile than the S&P 500. Comparatively, Magyar Bancorp has a beta of 0.3, suggesting that its stock price is 70% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in USCB or MGYR?

61.3% of USCB Financial shares are owned by institutional investors. Comparatively, 46.3% of Magyar Bancorp shares are owned by institutional investors. 48.5% of USCB Financial shares are owned by company insiders. Comparatively, 7.4% of Magyar Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is USCB or MGYR more profitable?

USCB Financial has a net margin of 17.14% compared to Magyar Bancorp's net margin of 15.25%. USCB Financial's return on equity of 12.14% beat Magyar Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
USCB Financial	17.14%	12.14%	0.99%
Magyar Bancorp	15.25%	7.49%	0.86%

Do analysts rate USCB or MGYR?

USCB Financial currently has a consensus price target of $17.50, indicating a potential downside of 7.65%. Given USCB Financial's stronger consensus rating and higher possible upside, analysts clearly believe USCB Financial is more favorable than Magyar Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
USCB Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00
Magyar Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

USCB Financial beats Magyar Bancorp on 15 of the 21 factors compared between the two stocks.