Magyar Bancorp (MGYR) Competitors

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Magyar Bancorp (NASDAQ:MGYR) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, community ranking, risk, profitability, media sentiment, valuation and dividends.

Which has more risk and volatility, FMAO or MGYR?

Farmers & Merchants Bancorp has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500. Comparatively, Magyar Bancorp has a beta of 0.3, indicating that its stock price is 70% less volatile than the S&P 500.

Does the MarketBeat Community prefer FMAO or MGYR?

Farmers & Merchants Bancorp received 134 more outperform votes than Magyar Bancorp when rated by MarketBeat users. However, 60.82% of users gave Magyar Bancorp an outperform vote while only 57.61% of users gave Farmers & Merchants Bancorp an outperform vote.

Company	Underperform	Outperform
Farmers & Merchants Bancorp	Outperform Votes 193 57.61%	Underperform Votes 142 42.39%
Magyar Bancorp	Outperform Votes 59 60.82%	Underperform Votes 38 39.18%

Do institutionals and insiders have more ownership in FMAO or MGYR?

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 46.3% of Magyar Bancorp shares are owned by institutional investors. 7.9% of Farmers & Merchants Bancorp shares are owned by company insiders. Comparatively, 7.4% of Magyar Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is FMAO or MGYR a better dividend stock?

Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.3%. Magyar Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.4%. Farmers & Merchants Bancorp pays out 51.8% of its earnings in the form of a dividend. Magyar Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 15 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings and valuation, FMAO or MGYR?

Farmers & Merchants Bancorp has higher revenue and earnings than Magyar Bancorp. Magyar Bancorp is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers & Merchants Bancorp	$155.85M	2.35	$22.79M	$1.70	15.71
Magyar Bancorp	$52.18M	1.79	$7.78M	$1.24	11.49

Is FMAO or MGYR more profitable?

Magyar Bancorp has a net margin of 14.91% compared to Farmers & Merchants Bancorp's net margin of 13.16%. Magyar Bancorp's return on equity of 7.18% beat Farmers & Merchants Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Farmers & Merchants Bancorp	13.16%	7.16%	0.70%
Magyar Bancorp	14.91%	7.18%	0.83%

Do analysts rate FMAO or MGYR?

Farmers & Merchants Bancorp presently has a consensus price target of $24.00, suggesting a potential downside of 10.11%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe Farmers & Merchants Bancorp is more favorable than Magyar Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Farmers & Merchants Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Magyar Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to FMAO or MGYR?

In the previous week, Farmers & Merchants Bancorp and Farmers & Merchants Bancorp both had 2 articles in the media. Farmers & Merchants Bancorp's average media sentiment score of 0.52 beat Magyar Bancorp's score of 0.00 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Farmers & Merchants Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Magyar Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Farmers & Merchants Bancorp beats Magyar Bancorp on 13 of the 19 factors compared between the two stocks.