Magyar Bancorp (MGYR) Competitors

Magyar Bancorp (NASDAQ:MGYR) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, valuation, profitability, risk, dividends, earnings and analyst recommendations.

Do analysts recommend MGYR or ACNB?

ACNB has a consensus target price of $49.25, indicating a potential upside of 17.96%. Given ACNB's stronger consensus rating and higher probable upside, analysts clearly believe ACNB is more favorable than Magyar Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Magyar Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
ACNB	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is MGYR or ACNB a better dividend stock?

Magyar Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. ACNB pays an annual dividend of $1.36 per share and has a dividend yield of 3.3%. Magyar Bancorp pays out 15.3% of its earnings in the form of a dividend. ACNB pays out 50.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Magyar Bancorp has raised its dividend for 3 consecutive years and ACNB has raised its dividend for 8 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals & insiders hold more shares of MGYR or ACNB?

46.3% of Magyar Bancorp shares are owned by institutional investors. Comparatively, 32.3% of ACNB shares are owned by institutional investors. 7.4% of Magyar Bancorp shares are owned by insiders. Comparatively, 3.5% of ACNB shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is MGYR or ACNB more profitable?

ACNB has a net margin of 15.64% compared to Magyar Bancorp's net margin of 15.12%. ACNB's return on equity of 10.71% beat Magyar Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Magyar Bancorp	15.12%	8.72%	0.98%
ACNB	15.64%	10.71%	1.32%

Does the media favor MGYR or ACNB?

In the previous week, ACNB had 1 more articles in the media than Magyar Bancorp. MarketBeat recorded 1 mentions for ACNB and 0 mentions for Magyar Bancorp. Magyar Bancorp's average media sentiment score of 0.59 beat ACNB's score of 0.00 indicating that Magyar Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Magyar Bancorp	Positive
ACNB	Neutral

Which has stronger valuation and earnings, MGYR or ACNB?

ACNB has higher revenue and earnings than Magyar Bancorp. Magyar Bancorp is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Magyar Bancorp	$52.18M	2.14	$7.78M	$1.57	11.01
ACNB	$116.36M	3.76	$31.85M	$2.69	15.52

Which has more volatility & risk, MGYR or ACNB?

Magyar Bancorp has a beta of 0.22, meaning that its stock price is 78% less volatile than the S&P 500. Comparatively, ACNB has a beta of 0.93, meaning that its stock price is 7% less volatile than the S&P 500.

Summary

ACNB beats Magyar Bancorp on 15 of the 19 factors compared between the two stocks.