MidWestOne Financial Group (MOFG) Competitors

MidWestOne Financial Group (NASDAQ:MOFG) and Seacoast Banking Co. of Florida (NASDAQ:SBCF) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, community ranking, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations.

Does the media refer more to MOFG or SBCF?

In the previous week, Seacoast Banking Co. of Florida had 5 more articles in the media than MidWestOne Financial Group. MarketBeat recorded 10 mentions for Seacoast Banking Co. of Florida and 5 mentions for MidWestOne Financial Group. MidWestOne Financial Group's average media sentiment score of 1.39 beat Seacoast Banking Co. of Florida's score of 0.84 indicating that MidWestOne Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MidWestOne Financial Group	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Seacoast Banking Co. of Florida	3 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MOFG or SBCF more profitable?

Seacoast Banking Co. of Florida has a net margin of 14.95% compared to MidWestOne Financial Group's net margin of 9.79%. MidWestOne Financial Group's return on equity of 6.54% beat Seacoast Banking Co. of Florida's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MidWestOne Financial Group	9.79%	6.54%	0.54%
Seacoast Banking Co. of Florida	14.95%	5.91%	0.85%

Do institutionals and insiders have more ownership in MOFG or SBCF?

65.4% of MidWestOne Financial Group shares are owned by institutional investors. Comparatively, 81.8% of Seacoast Banking Co. of Florida shares are owned by institutional investors. 2.8% of MidWestOne Financial Group shares are owned by insiders. Comparatively, 1.5% of Seacoast Banking Co. of Florida shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Do analysts prefer MOFG or SBCF?

MidWestOne Financial Group currently has a consensus price target of $34.67, suggesting a potential upside of 19.54%. Seacoast Banking Co. of Florida has a consensus price target of $30.00, suggesting a potential upside of 14.16%. Given MidWestOne Financial Group's higher probable upside, equities analysts plainly believe MidWestOne Financial Group is more favorable than Seacoast Banking Co. of Florida.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MidWestOne Financial Group	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Seacoast Banking Co. of Florida	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Which has preferable earnings & valuation, MOFG or SBCF?

Seacoast Banking Co. of Florida has higher revenue and earnings than MidWestOne Financial Group. MidWestOne Financial Group is trading at a lower price-to-earnings ratio than Seacoast Banking Co. of Florida, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MidWestOne Financial Group	$69.29M	8.69	-$60.29M	-$4.06	-7.14
Seacoast Banking Co. of Florida	$515.40M	4.37	$120.99M	$1.43	18.38

Does the MarketBeat Community believe in MOFG or SBCF?

Seacoast Banking Co. of Florida received 86 more outperform votes than MidWestOne Financial Group when rated by MarketBeat users. Likewise, 59.64% of users gave Seacoast Banking Co. of Florida an outperform vote while only 52.32% of users gave MidWestOne Financial Group an outperform vote.

Company	Underperform	Outperform
MidWestOne Financial Group	Outperform Votes 214 52.32%	Underperform Votes 195 47.68%
Seacoast Banking Co. of Florida	Outperform Votes 300 59.64%	Underperform Votes 203 40.36%

Which has more volatility and risk, MOFG or SBCF?

MidWestOne Financial Group has a beta of 1.04, suggesting that its share price is 4% more volatile than the S&P 500. Comparatively, Seacoast Banking Co. of Florida has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500.

Is MOFG or SBCF a better dividend stock?

MidWestOne Financial Group pays an annual dividend of $0.97 per share and has a dividend yield of 3.3%. Seacoast Banking Co. of Florida pays an annual dividend of $0.72 per share and has a dividend yield of 2.7%. MidWestOne Financial Group pays out -23.9% of its earnings in the form of a dividend. Seacoast Banking Co. of Florida pays out 50.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. MidWestOne Financial Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Seacoast Banking Co. of Florida beats MidWestOne Financial Group on 13 of the 20 factors compared between the two stocks.