MidWestOne Financial Group (MOFG) Competitors

MidWestOne Financial Group (NASDAQ:MOFG) and Capital City Bank Group (NASDAQ:CCBG) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, risk, community ranking and dividends.

Is MOFG or CCBG more profitable?

Capital City Bank Group has a net margin of 19.42% compared to MidWestOne Financial Group's net margin of 9.79%. Capital City Bank Group's return on equity of 11.29% beat MidWestOne Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MidWestOne Financial Group	9.79%	5.13%	0.42%
Capital City Bank Group	19.42%	11.29%	1.21%

Which has more risk & volatility, MOFG or CCBG?

MidWestOne Financial Group has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500. Comparatively, Capital City Bank Group has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of MOFG or CCBG?

65.4% of MidWestOne Financial Group shares are owned by institutional investors. Comparatively, 44.6% of Capital City Bank Group shares are owned by institutional investors. 3.2% of MidWestOne Financial Group shares are owned by company insiders. Comparatively, 19.4% of Capital City Bank Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is MOFG or CCBG a better dividend stock?

MidWestOne Financial Group pays an annual dividend of $0.97 per share and has a dividend yield of 3.0%. Capital City Bank Group pays an annual dividend of $0.92 per share and has a dividend yield of 2.4%. MidWestOne Financial Group pays out -20.8% of its earnings in the form of a dividend. Capital City Bank Group pays out 30.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. MidWestOne Financial Group has raised its dividend for 14 consecutive years. MidWestOne Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to MOFG or CCBG?

In the previous week, Capital City Bank Group had 2 more articles in the media than MidWestOne Financial Group. MarketBeat recorded 4 mentions for Capital City Bank Group and 2 mentions for MidWestOne Financial Group. MidWestOne Financial Group's average media sentiment score of 1.33 beat Capital City Bank Group's score of 0.68 indicating that MidWestOne Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MidWestOne Financial Group	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Capital City Bank Group	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate MOFG or CCBG?

MidWestOne Financial Group presently has a consensus target price of $27.00, indicating a potential downside of 16.02%. Capital City Bank Group has a consensus target price of $35.80, indicating a potential downside of 6.65%. Given Capital City Bank Group's stronger consensus rating and higher probable upside, analysts plainly believe Capital City Bank Group is more favorable than MidWestOne Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MidWestOne Financial Group	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Capital City Bank Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Which has stronger valuation & earnings, MOFG or CCBG?

Capital City Bank Group has higher revenue and earnings than MidWestOne Financial Group. MidWestOne Financial Group is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MidWestOne Financial Group	$45.94M	14.54	$20.86M	-$4.67	-6.88
Capital City Bank Group	$223.85M	2.90	$52.26M	$3.05	12.57

Does the MarketBeat Community favor MOFG or CCBG?

Capital City Bank Group received 15 more outperform votes than MidWestOne Financial Group when rated by MarketBeat users. Likewise, 54.29% of users gave Capital City Bank Group an outperform vote while only 52.59% of users gave MidWestOne Financial Group an outperform vote.

Company	Underperform	Outperform
MidWestOne Financial Group	Outperform Votes 213 52.59%	Underperform Votes 192 47.41%
Capital City Bank Group	Outperform Votes 228 54.29%	Underperform Votes 192 45.71%

Summary

Capital City Bank Group beats MidWestOne Financial Group on 14 of the 21 factors compared between the two stocks.