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NASDAQ:NBTB

NBT Bancorp (NBTB) Stock Price, News & Analysis

NBT Bancorp logo
$40.45 +1.81 (+4.68%)
Closing price 04/9/2025 04:00 PM Eastern
Extended Trading
$40.45 0.00 (0.00%)
As of 04/9/2025 04:05 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About NBT Bancorp Stock (NASDAQ:NBTB)

Key Stats

Today's Range
$37.61
$41.36
50-Day Range
$38.64
$49.14
52-Week Range
$32.93
$52.44
Volume
368,387 shs
Average Volume
213,242 shs
Market Capitalization
$1.91 billion
P/E Ratio
13.67
Dividend Yield
3.36%
Price Target
$54.50
Consensus Rating
Moderate Buy

Company Overview

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

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NBT Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
86th Percentile Overall Score

NBTB MarketRank™: 

NBT Bancorp scored higher than 86% of companies evaluated by MarketBeat, and ranked 288th out of 929 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    NBT Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    NBT Bancorp has only been the subject of 2 research reports in the past 90 days.

  • Read more about NBT Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for NBT Bancorp are expected to grow by 19.24% in the coming year, from $3.69 to $4.40 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of NBT Bancorp is 13.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 20.99.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of NBT Bancorp is 13.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.56.

  • Price to Book Value per Share Ratio

    NBT Bancorp has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about NBT Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    3.71% of the float of NBT Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    NBT Bancorp has a short interest ratio ("days to cover") of 7.2.
  • Change versus previous month

    Short interest in NBT Bancorp has recently increased by 18.18%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    NBT Bancorp pays a meaningful dividend of 3.43%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    NBT Bancorp has been increasing its dividend for 12 years.

  • Dividend Coverage

    The dividend payout ratio of NBT Bancorp is 45.95%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, NBT Bancorp will have a dividend payout ratio of 30.91% next year. This indicates that NBT Bancorp will be able to sustain or increase its dividend.

  • Read more about NBT Bancorp's dividend.
  • Percentage of Shares Shorted

    3.71% of the float of NBT Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    NBT Bancorp has a short interest ratio ("days to cover") of 7.2.
  • Change versus previous month

    Short interest in NBT Bancorp has recently increased by 18.18%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    NBT Bancorp has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 3 news articles for NBT Bancorp this week, compared to 3 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, NBT Bancorp insiders have sold 637.47% more of their company's stock than they have bought. Specifically, they have bought $32,849.00 in company stock and sold $242,250.00 in company stock.

  • Percentage Held by Insiders

    Only 3.32% of the stock of NBT Bancorp is held by insiders.

  • Percentage Held by Institutions

    58.46% of the stock of NBT Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about NBT Bancorp's insider trading history.
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NBTB Stock News Headlines

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NBT Bancorp enhances executive retirement plan
NBT Bancorp management to meet with Stephens
See More Headlines

NBTB Stock Analysis - Frequently Asked Questions

NBT Bancorp's stock was trading at $47.76 at the beginning of the year. Since then, NBTB stock has decreased by 15.3% and is now trading at $40.45.
View the best growth stocks for 2025 here
.

NBT Bancorp Inc. (NASDAQ:NBTB) posted its earnings results on Monday, January, 27th. The bank reported $0.77 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.78 by $0.01. NBT Bancorp had a net margin of 17.84% and a trailing twelve-month return on equity of 9.39%.
Read the conference call transcript
.

NBT Bancorp's top institutional shareholders include Rhumbline Advisers (0.28%), GAMMA Investing LLC (0.13%) and Tompkins Financial Corp (0.09%). Insiders that own company stock include John H Watt Jr, Martin A Dietrich, Jack H Webb, Lowell A Seifter, Timothy E Delaney, Amy Wiles, Sarah A Halliday, Scott Allen Kingsley, V Daniel Robinson II, Shaunastar Hyle, Martin Randolph Sparks, Heidi M Hoeller and Jason David Brown.
View institutional ownership trends
.

Shares of NBTB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that NBT Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

Last Earnings
1/27/2025
Record date for 3/17 Dividend
3/03/2025
Ex-Dividend for 3/17 Dividend
3/03/2025
Dividend Payable
3/17/2025
Today
4/10/2025
Next Earnings (Estimated)
4/24/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
National commercial banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:NBTB
Employees
1,860
Year Founded
1999

Price Target and Rating

Average Stock Price Target
$54.50
High Stock Price Target
$60.00
Low Stock Price Target
$50.00
Potential Upside/Downside
+34.7%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.60
Research Coverage
5 Analysts

Profitability

Trailing P/E Ratio
13.67
Forward P/E Ratio
10.96
P/E Growth
N/A
Net Income
$140.64 million
Pretax Margin
22.76%

Debt

Sales & Book Value

Annual Sales
$574.44 million
Cash Flow
$2.68 per share
Price / Cash Flow
15.08
Book Value
$32.35 per share
Price / Book
1.25

Miscellaneous

Free Float
45,612,000
Market Cap
$1.91 billion
Optionable
Optionable
Beta
0.53

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This page (NASDAQ:NBTB) was last updated on 4/10/2025 by MarketBeat.com Staff
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