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NBT Bancorp (NBTB) Competitors

NBT Bancorp logo
$46.87 -0.47 (-0.99%)
Closing price 02/21/2025 04:00 PM Eastern
Extended Trading
$46.86 -0.02 (-0.03%)
As of 02/21/2025 04:05 PM Eastern
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NBTB vs. CFR, WTFC, CBSH, ZION, SSB, SNV, ONB, PB, BPOP, and BOKF

Should you be buying NBT Bancorp stock or one of its competitors? The main competitors of NBT Bancorp include Cullen/Frost Bankers (CFR), Wintrust Financial (WTFC), Commerce Bancshares (CBSH), Zions Bancorporation, National Association (ZION), SouthState (SSB), Synovus Financial (SNV), Old National Bancorp (ONB), Prosperity Bancshares (PB), Popular (BPOP), and BOK Financial (BOKF). These companies are all part of the "regional banks" industry.

NBT Bancorp vs.

Cullen/Frost Bankers (NYSE:CFR) and NBT Bancorp (NASDAQ:NBTB) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, community ranking, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment.

In the previous week, Cullen/Frost Bankers had 13 more articles in the media than NBT Bancorp. MarketBeat recorded 13 mentions for Cullen/Frost Bankers and 0 mentions for NBT Bancorp. Cullen/Frost Bankers' average media sentiment score of 1.27 beat NBT Bancorp's score of 0.86 indicating that Cullen/Frost Bankers is being referred to more favorably in the media.

Company Overall Sentiment
Cullen/Frost Bankers Positive
NBT Bancorp Positive

Cullen/Frost Bankers has a net margin of 20.44% compared to NBT Bancorp's net margin of 17.84%. Cullen/Frost Bankers' return on equity of 15.95% beat NBT Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullen/Frost Bankers20.44% 15.95% 1.17%
NBT Bancorp 17.84%9.39%1.02%

Cullen/Frost Bankers currently has a consensus target price of $132.54, suggesting a potential downside of 5.48%. NBT Bancorp has a consensus target price of $51.75, suggesting a potential upside of 10.41%. Given NBT Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe NBT Bancorp is more favorable than Cullen/Frost Bankers.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullen/Frost Bankers
3 Sell rating(s)
8 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
1.92
NBT Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

Cullen/Frost Bankers pays an annual dividend of $3.80 per share and has a dividend yield of 2.7%. NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.9%. Cullen/Frost Bankers pays out 42.8% of its earnings in the form of a dividend. NBT Bancorp pays out 45.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cullen/Frost Bankers has raised its dividend for 31 consecutive years and NBT Bancorp has raised its dividend for 12 consecutive years.

Cullen/Frost Bankers has higher revenue and earnings than NBT Bancorp. Cullen/Frost Bankers is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullen/Frost Bankers$2.85B3.16$582.54M$8.8715.81
NBT Bancorp$788.49M2.80$140.64M$2.9615.83

86.9% of Cullen/Frost Bankers shares are held by institutional investors. Comparatively, 58.5% of NBT Bancorp shares are held by institutional investors. 2.9% of Cullen/Frost Bankers shares are held by company insiders. Comparatively, 3.3% of NBT Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Cullen/Frost Bankers received 113 more outperform votes than NBT Bancorp when rated by MarketBeat users. However, 52.37% of users gave NBT Bancorp an outperform vote while only 39.07% of users gave Cullen/Frost Bankers an outperform vote.

CompanyUnderperformOutperform
Cullen/Frost BankersOutperform Votes
345
39.07%
Underperform Votes
538
60.93%
NBT BancorpOutperform Votes
232
52.37%
Underperform Votes
211
47.63%

Cullen/Frost Bankers has a beta of 0.99, meaning that its share price is 1% less volatile than the S&P 500. Comparatively, NBT Bancorp has a beta of 0.52, meaning that its share price is 48% less volatile than the S&P 500.

Summary

Cullen/Frost Bankers beats NBT Bancorp on 14 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NBTB vs. The Competition

MetricNBT BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$2.21B$23.59B$11.61B$8.98B
Dividend Yield2.83%3.18%5.38%3.85%
P/E Ratio15.8313.1524.1318.82
Price / Sales2.802.3526.1680.40
Price / Cash15.2911.3318.1537.47
Price / Book1.451.232.594.64
Net Income$140.64M$2.17B$1.03B$245.69M
7 Day Performance-2.46%-2.38%-1.40%-2.66%
1 Month Performance-2.54%0.48%0.68%-2.15%
1 Year Performance36.65%23.57%14.94%12.90%

NBT Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NBTB
NBT Bancorp
4.4128 of 5 stars
$46.87
-1.0%
$51.75
+10.4%
+36.7%$2.21B$788.49M15.832,034
CFR
Cullen/Frost Bankers
4.6554 of 5 stars
$138.73
-1.3%
$132.54
-4.5%
+30.2%$8.90B$2.06B15.645,495Analyst Revision
Positive News
WTFC
Wintrust Financial
4.81 of 5 stars
$129.10
-0.7%
$133.69
+3.6%
+28.4%$8.58B$3.97B12.525,521Positive News
CBSH
Commerce Bancshares
4.0332 of 5 stars
$66.72
-1.4%
$67.83
+1.7%
+24.2%$8.56B$2.09B16.644,728Analyst Revision
ZION
Zions Bancorporation, National Association
4.7946 of 5 stars
$56.04
-2.1%
$60.71
+8.3%
+34.9%$8.28B$4.99B11.329,679Insider Trade
SSB
SouthState
4.1051 of 5 stars
$104.92
-1.6%
$115.44
+10.0%
+19.2%$8.00B$2.44B15.075,070Positive News
SNV
Synovus Financial
4.741 of 5 stars
$55.13
-1.5%
$58.44
+6.0%
+39.6%$7.81B$3.43B18.074,879News Coverage
Positive News
ONB
Old National Bancorp
4.6124 of 5 stars
$23.88
-1.8%
$26.29
+10.1%
+44.3%$7.62B$2.96B14.213,940Dividend Announcement
PB
Prosperity Bancshares
4.9666 of 5 stars
$78.73
-1.6%
$82.88
+5.3%
+20.9%$7.50B$1.79B15.563,850Analyst Revision
Positive News
BPOP
Popular
4.9971 of 5 stars
$101.48
-1.8%
$112.25
+10.6%
+19.8%$7.24B$4.33B11.869,237Positive News
BOKF
BOK Financial
4.1894 of 5 stars
$110.10
-0.9%
$116.40
+5.7%
+30.1%$7.06B$3.48B13.544,877

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This page (NASDAQ:NBTB) was last updated on 2/22/2025 by MarketBeat.com Staff
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