National Bankshares (NKSH) Competitors

National Bankshares (NASDAQ:NKSH) and Hanmi Financial (NASDAQ:HAFC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, risk, media sentiment, community ranking, institutional ownership, earnings, valuation and profitability.

Which has more risk and volatility, NKSH or HAFC?

National Bankshares has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, Hanmi Financial has a beta of 0.87, meaning that its stock price is 13% less volatile than the S&P 500.

Do analysts recommend NKSH or HAFC?

National Bankshares presently has a consensus target price of $38.00, suggesting a potential upside of 41.00%. Hanmi Financial has a consensus target price of $25.75, suggesting a potential upside of 13.89%. Given National Bankshares' stronger consensus rating and higher possible upside, equities analysts plainly believe National Bankshares is more favorable than Hanmi Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
National Bankshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Hanmi Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Do insiders and institutionals have more ownership in NKSH or HAFC?

29.7% of National Bankshares shares are held by institutional investors. Comparatively, 88.7% of Hanmi Financial shares are held by institutional investors. 2.8% of National Bankshares shares are held by company insiders. Comparatively, 1.6% of Hanmi Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Does the media favor NKSH or HAFC?

In the previous week, Hanmi Financial had 3 more articles in the media than National Bankshares. MarketBeat recorded 7 mentions for Hanmi Financial and 4 mentions for National Bankshares. Hanmi Financial's average media sentiment score of 1.27 beat National Bankshares' score of 0.94 indicating that Hanmi Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
National Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Hanmi Financial	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is NKSH or HAFC more profitable?

Hanmi Financial has a net margin of 14.45% compared to National Bankshares' net margin of 9.64%. Hanmi Financial's return on equity of 8.64% beat National Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
National Bankshares	9.64%	5.00%	0.43%
Hanmi Financial	14.45%	8.64%	0.82%

Is NKSH or HAFC a better dividend stock?

National Bankshares pays an annual dividend of $1.56 per share and has a dividend yield of 5.8%. Hanmi Financial pays an annual dividend of $1.08 per share and has a dividend yield of 4.8%. National Bankshares pays out 127.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hanmi Financial pays out 52.7% of its earnings in the form of a dividend.

Does the MarketBeat Community prefer NKSH or HAFC?

Hanmi Financial received 79 more outperform votes than National Bankshares when rated by MarketBeat users. Likewise, 55.86% of users gave Hanmi Financial an outperform vote while only 48.36% of users gave National Bankshares an outperform vote.

Company	Underperform	Outperform
National Bankshares	Outperform Votes 250 48.36%	Underperform Votes 267 51.64%
Hanmi Financial	Outperform Votes 329 55.86%	Underperform Votes 260 44.14%

Which has higher valuation and earnings, NKSH or HAFC?

Hanmi Financial has higher revenue and earnings than National Bankshares. Hanmi Financial is trading at a lower price-to-earnings ratio than National Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
National Bankshares	$45.36M	3.78	$7.62M	$1.22	22.09
Hanmi Financial	$233.50M	2.92	$62.20M	$2.05	11.03

Summary

Hanmi Financial beats National Bankshares on 14 of the 20 factors compared between the two stocks.