Norwood Financial (NWFL) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Norwood Financial (NASDAQ:NWFL) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, media sentiment, analyst recommendations, profitability, earnings, dividends, community ranking and institutional ownership.

Do institutionals and insiders have more ownership in FMBH or NWFL?

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 28.1% of Norwood Financial shares are owned by institutional investors. 7.7% of First Mid Bancshares shares are owned by company insiders. Comparatively, 9.1% of Norwood Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Do analysts recommend FMBH or NWFL?

First Mid Bancshares presently has a consensus price target of $42.50, suggesting a potential upside of 12.14%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Norwood Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Norwood Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FMBH or NWFL more profitable?

First Mid Bancshares has a net margin of 17.32% compared to Norwood Financial's net margin of 10.90%. First Mid Bancshares' return on equity of 10.38% beat Norwood Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.32%	10.38%	1.11%
Norwood Financial	10.90%	6.94%	0.57%

Which has more volatility & risk, FMBH or NWFL?

First Mid Bancshares has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500. Comparatively, Norwood Financial has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500.

Is FMBH or NWFL a better dividend stock?

First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.5%. Norwood Financial pays an annual dividend of $1.24 per share and has a dividend yield of 4.4%. First Mid Bancshares pays out 29.5% of its earnings in the form of a dividend. Norwood Financial pays out 78.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community prefer FMBH or NWFL?

First Mid Bancshares received 68 more outperform votes than Norwood Financial when rated by MarketBeat users. However, 62.56% of users gave Norwood Financial an outperform vote while only 52.05% of users gave First Mid Bancshares an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 190 52.05%	Underperform Votes 175 47.95%
Norwood Financial	Outperform Votes 122 62.56%	Underperform Votes 73 37.44%

Does the media favor FMBH or NWFL?

In the previous week, Norwood Financial had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 9 mentions for Norwood Financial and 7 mentions for First Mid Bancshares. Norwood Financial's average media sentiment score of 0.37 beat First Mid Bancshares' score of 0.23 indicating that Norwood Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Mid Bancshares	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Norwood Financial	1 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation & earnings, FMBH or NWFL?

First Mid Bancshares has higher revenue and earnings than Norwood Financial. First Mid Bancshares is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$313.26M	2.89	$68.93M	$3.25	11.66
Norwood Financial	$69.49M	3.26	$16.76M	$1.59	17.62

Summary

First Mid Bancshares beats Norwood Financial on 13 of the 20 factors compared between the two stocks.