Norwood Financial (NWFL) Competitors

Norwood Financial (NASDAQ:NWFL) and ConnectOne Bancorp (NASDAQ:CNOB) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, media sentiment, earnings, institutional ownership, dividends, community ranking, analyst recommendations, valuation and risk.

Is NWFL or CNOB a better dividend stock?

Norwood Financial pays an annual dividend of $1.24 per share and has a dividend yield of 5.1%. ConnectOne Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 3.0%. Norwood Financial pays out 12,400.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ConnectOne Bancorp pays out 40.7% of its earnings in the form of a dividend.

Which has higher valuation and earnings, NWFL or CNOB?

ConnectOne Bancorp has higher revenue and earnings than Norwood Financial. ConnectOne Bancorp is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Norwood Financial	$51.04M	4.38	-$160K	$0.01	2,413.00
ConnectOne Bancorp	$264.07M	3.52	$73.79M	$1.77	13.67

Do analysts rate NWFL or CNOB?

Norwood Financial currently has a consensus price target of $29.50, indicating a potential upside of 22.25%. ConnectOne Bancorp has a consensus price target of $28.50, indicating a potential upside of 17.77%. Given Norwood Financial's higher probable upside, equities analysts clearly believe Norwood Financial is more favorable than ConnectOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Norwood Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
ConnectOne Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is NWFL or CNOB more profitable?

ConnectOne Bancorp has a net margin of 13.80% compared to Norwood Financial's net margin of -0.16%. Norwood Financial's return on equity of 8.38% beat ConnectOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Norwood Financial	-0.16%	8.38%	0.69%
ConnectOne Bancorp	13.80%	6.77%	0.78%

Does the MarketBeat Community prefer NWFL or CNOB?

ConnectOne Bancorp received 139 more outperform votes than Norwood Financial when rated by MarketBeat users. However, 61.50% of users gave Norwood Financial an outperform vote while only 58.22% of users gave ConnectOne Bancorp an outperform vote.

Company	Underperform	Outperform
Norwood Financial	Outperform Votes 123 61.50%	Underperform Votes 77 38.50%
ConnectOne Bancorp	Outperform Votes 262 58.22%	Underperform Votes 188 41.78%

Does the media prefer NWFL or CNOB?

In the previous week, ConnectOne Bancorp had 9 more articles in the media than Norwood Financial. MarketBeat recorded 10 mentions for ConnectOne Bancorp and 1 mentions for Norwood Financial. Norwood Financial's average media sentiment score of 1.89 beat ConnectOne Bancorp's score of 1.17 indicating that Norwood Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Norwood Financial	Very Positive
ConnectOne Bancorp	Positive

Which has more risk & volatility, NWFL or CNOB?

Norwood Financial has a beta of 0.59, indicating that its share price is 41% less volatile than the S&P 500. Comparatively, ConnectOne Bancorp has a beta of 1.3, indicating that its share price is 30% more volatile than the S&P 500.

Do institutionals & insiders believe in NWFL or CNOB?

28.1% of Norwood Financial shares are held by institutional investors. Comparatively, 67.7% of ConnectOne Bancorp shares are held by institutional investors. 9.1% of Norwood Financial shares are held by insiders. Comparatively, 6.4% of ConnectOne Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

ConnectOne Bancorp beats Norwood Financial on 12 of the 20 factors compared between the two stocks.