Norwood Financial (NWFL) Competitors

Cipher Mining (NASDAQ:CIFR) and Norwood Financial (NASDAQ:NWFL) are both small-cap business services companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, community ranking, institutional ownership, dividends, risk, profitability, media sentiment and valuation.

Is CIFR or NWFL more profitable?

Norwood Financial has a net margin of -0.16% compared to Cipher Mining's net margin of -33.39%. Norwood Financial's return on equity of 8.38% beat Cipher Mining's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cipher Mining	-33.39%	-8.29%	-7.29%
Norwood Financial	-0.16%	8.38%	0.69%

Does the media prefer CIFR or NWFL?

In the previous week, Norwood Financial had 4 more articles in the media than Cipher Mining. MarketBeat recorded 11 mentions for Norwood Financial and 7 mentions for Cipher Mining. Cipher Mining's average media sentiment score of 0.84 beat Norwood Financial's score of 0.72 indicating that Cipher Mining is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cipher Mining	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Norwood Financial	2 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, CIFR or NWFL?

Cipher Mining has a beta of 2.65, meaning that its stock price is 165% more volatile than the S&P 500. Comparatively, Norwood Financial has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500.

Which has higher earnings and valuation, CIFR or NWFL?

Norwood Financial has lower revenue, but higher earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cipher Mining	$151.27M	5.76	-$25.78M	-$0.12	-19.75
Norwood Financial	$51.04M	4.18	-$160K	$0.09	255.67

Do analysts rate CIFR or NWFL?

Cipher Mining presently has a consensus price target of $8.13, suggesting a potential upside of 242.83%. Norwood Financial has a consensus price target of $29.50, suggesting a potential upside of 28.21%. Given Cipher Mining's stronger consensus rating and higher possible upside, equities analysts plainly believe Cipher Mining is more favorable than Norwood Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cipher Mining	0 Sell rating(s)	1 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	3.08
Norwood Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the MarketBeat Community believe in CIFR or NWFL?

Norwood Financial received 58 more outperform votes than Cipher Mining when rated by MarketBeat users. However, 94.20% of users gave Cipher Mining an outperform vote while only 60.89% of users gave Norwood Financial an outperform vote.

Company	Underperform	Outperform
Cipher Mining	Outperform Votes 65 94.20%	Underperform Votes 4 5.80%
Norwood Financial	Outperform Votes 123 60.89%	Underperform Votes 79 39.11%

Do insiders & institutionals have more ownership in CIFR or NWFL?

12.3% of Cipher Mining shares are held by institutional investors. Comparatively, 28.1% of Norwood Financial shares are held by institutional investors. 2.3% of Cipher Mining shares are held by insiders. Comparatively, 9.1% of Norwood Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Norwood Financial beats Cipher Mining on 10 of the 19 factors compared between the two stocks.