Norwood Financial (NWFL) Competitors

Norwood Financial (NASDAQ:NWFL) and Trinity Capital (NASDAQ:TRIN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability, earnings, media sentiment and community ranking.

Which has more risk and volatility, NWFL or TRIN?

Norwood Financial has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Trinity Capital has a beta of 0.55, indicating that its share price is 45% less volatile than the S&P 500.

Which has better earnings and valuation, NWFL or TRIN?

Trinity Capital has higher revenue and earnings than Norwood Financial. Trinity Capital is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Norwood Financial	$103.66M	2.11	$16.76M	$1.59	17.03
Trinity Capital	$181.85M	4.76	$76.89M	$1.71	8.60

Do institutionals and insiders believe in NWFL or TRIN?

28.1% of Norwood Financial shares are held by institutional investors. Comparatively, 24.6% of Trinity Capital shares are held by institutional investors. 9.3% of Norwood Financial shares are held by company insiders. Comparatively, 6.4% of Trinity Capital shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is NWFL or TRIN more profitable?

Trinity Capital has a net margin of 40.73% compared to Norwood Financial's net margin of 10.90%. Trinity Capital's return on equity of 15.90% beat Norwood Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Norwood Financial	10.90%	6.94%	0.57%
Trinity Capital	40.73%	15.90%	7.14%

Do analysts rate NWFL or TRIN?

Norwood Financial presently has a consensus price target of $29.50, suggesting a potential upside of 8.92%. Trinity Capital has a consensus price target of $15.17, suggesting a potential upside of 3.14%. Given Norwood Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Norwood Financial is more favorable than Trinity Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Norwood Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Trinity Capital	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media prefer NWFL or TRIN?

In the previous week, Trinity Capital had 5 more articles in the media than Norwood Financial. MarketBeat recorded 5 mentions for Trinity Capital and 0 mentions for Norwood Financial. Norwood Financial's average media sentiment score of 0.61 beat Trinity Capital's score of 0.52 indicating that Norwood Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Norwood Financial	Positive
Trinity Capital	Positive

Is NWFL or TRIN a better dividend stock?

Norwood Financial pays an annual dividend of $1.24 per share and has a dividend yield of 4.6%. Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 13.9%. Norwood Financial pays out 78.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Trinity Capital pays out 119.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community believe in NWFL or TRIN?

Norwood Financial received 70 more outperform votes than Trinity Capital when rated by MarketBeat users. Likewise, 62.44% of users gave Norwood Financial an outperform vote while only 54.64% of users gave Trinity Capital an outperform vote.

Company	Underperform	Outperform
Norwood Financial	Outperform Votes 123 62.44%	Underperform Votes 74 37.56%
Trinity Capital	Outperform Votes 53 54.64%	Underperform Votes 44 45.36%

Summary

Norwood Financial and Trinity Capital tied by winning 10 of the 20 factors compared between the two stocks.