Norwood Financial (NWFL) Competitors

Norwood Financial (NASDAQ:NWFL) and Trinity Capital (NASDAQ:TRIN) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, dividends, earnings, institutional ownership, risk, profitability, valuation and analyst recommendations.

Which has higher earnings and valuation, NWFL or TRIN?

Trinity Capital has higher revenue and earnings than Norwood Financial. Trinity Capital is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Norwood Financial	$101.43M	2.25	-$160K	$0.09	274.44
Trinity Capital	$237.69M	3.95	$115.60M	$2.19	6.63

Is NWFL or TRIN more profitable?

Trinity Capital has a net margin of 50.74% compared to Norwood Financial's net margin of 1.12%. Trinity Capital's return on equity of 15.91% beat Norwood Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Norwood Financial	1.12%	8.35%	0.74%
Trinity Capital	50.74%	15.91%	7.16%

Do analysts recommend NWFL or TRIN?

Norwood Financial currently has a consensus target price of $28.50, indicating a potential upside of 15.38%. Trinity Capital has a consensus target price of $15.13, indicating a potential upside of 4.17%. Given Norwood Financial's higher possible upside, equities analysts clearly believe Norwood Financial is more favorable than Trinity Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Norwood Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50

Do institutionals & insiders have more ownership in NWFL or TRIN?

28.1% of Norwood Financial shares are owned by institutional investors. Comparatively, 24.6% of Trinity Capital shares are owned by institutional investors. 8.2% of Norwood Financial shares are owned by company insiders. Comparatively, 6.4% of Trinity Capital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is NWFL or TRIN a better dividend stock?

Norwood Financial pays an annual dividend of $1.24 per share and has a dividend yield of 5.0%. Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 14.0%. Norwood Financial pays out 1,377.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Trinity Capital pays out 93.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Norwood Financial has raised its dividend for 7 consecutive years and Trinity Capital has raised its dividend for 1 consecutive years. Trinity Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility & risk, NWFL or TRIN?

Norwood Financial has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500. Comparatively, Trinity Capital has a beta of 0.53, meaning that its stock price is 47% less volatile than the S&P 500.

Does the media prefer NWFL or TRIN?

In the previous week, Trinity Capital had 11 more articles in the media than Norwood Financial. MarketBeat recorded 15 mentions for Trinity Capital and 4 mentions for Norwood Financial. Trinity Capital's average media sentiment score of 0.57 beat Norwood Financial's score of 0.48 indicating that Trinity Capital is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Norwood Financial	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Trinity Capital	3 Very Positive mention(s)	7 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Trinity Capital beats Norwood Financial on 13 of the 19 factors compared between the two stocks.