Free Trial

Oportun Financial (OPRT) Competitors

Oportun Financial logo
$3.93 +0.07 (+1.81%)
(As of 12/20/2024 05:31 PM ET)

OPRT vs. ALRS, QD, GCBC, HIVE, HKD, MPB, CBNK, TCBX, UNTY, and BKKT

Should you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include Alerus Financial (ALRS), Qudian (QD), Greene County Bancorp (GCBC), HIVE Digital Technologies (HIVE), AMTD Digital (HKD), Mid Penn Bancorp (MPB), Capital Bancorp (CBNK), Third Coast Bancshares (TCBX), Unity Bancorp (UNTY), and Bakkt (BKKT). These companies are all part of the "banking" industry.

Oportun Financial vs.

Alerus Financial (NASDAQ:ALRS) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, media sentiment, profitability, community ranking, institutional ownership, earnings, valuation and dividends.

In the previous week, Alerus Financial and Alerus Financial both had 3 articles in the media. Oportun Financial's average media sentiment score of 1.25 beat Alerus Financial's score of -0.21 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Alerus Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Alerus Financial has a beta of 0.69, indicating that its share price is 31% less volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.17, indicating that its share price is 17% more volatile than the S&P 500.

Alerus Financial presently has a consensus price target of $23.20, indicating a potential upside of 16.06%. Oportun Financial has a consensus price target of $5.50, indicating a potential upside of 39.95%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than Alerus Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alerus Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

Oportun Financial received 67 more outperform votes than Alerus Financial when rated by MarketBeat users. Likewise, 58.91% of users gave Oportun Financial an outperform vote while only 21.43% of users gave Alerus Financial an outperform vote.

CompanyUnderperformOutperform
Alerus FinancialOutperform Votes
9
21.43%
Underperform Votes
33
78.57%
Oportun FinancialOutperform Votes
76
58.91%
Underperform Votes
53
41.09%

Alerus Financial has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alerus Financial$170.07M2.98$11.70M$0.16124.94
Oportun Financial$273.92M0.52-$179.95M-$3.30-1.19

51.3% of Alerus Financial shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 5.6% of Alerus Financial shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Alerus Financial has a net margin of 1.01% compared to Oportun Financial's net margin of -12.75%. Alerus Financial's return on equity of 6.02% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Alerus Financial1.01% 6.02% 0.54%
Oportun Financial -12.75%-6.59%-0.73%

Summary

Oportun Financial beats Alerus Financial on 10 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

OPRT vs. The Competition

MetricOportun FinancialNondepository credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$141.37M$7.99B$11.01B$9.07B
Dividend YieldN/A5.12%9.87%4.22%
P/E Ratio-1.1918.7728.5417.19
Price / Sales0.5211.2948.52116.80
Price / CashN/A57.6330.3637.86
Price / Book0.332.392.744.78
Net Income-$179.95M$468.09M$1.03B$225.60M
7 Day Performance0.77%-7.12%-2.88%-1.23%
1 Month Performance29.70%-4.45%-2.87%3.37%
1 Year Performance11.02%26.75%11.31%16.58%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
4.5269 of 5 stars
$3.93
+1.8%
$5.50
+39.9%
+15.9%$141.37M$273.92M-1.192,465Analyst Revision
Positive News
High Trading Volume
ALRS
Alerus Financial
4.4581 of 5 stars
$22.06
+0.1%
$23.20
+5.2%
-8.8%$558.96M$170.07M137.75840Analyst Revision
QD
Qudian
1.4908 of 5 stars
$2.71
-3.6%
N/A+46.0%$543.63M$17.79M70.25940News Coverage
GCBC
Greene County Bancorp
3.3742 of 5 stars
$31.25
-0.4%
N/A+3.0%$532.09M$65.02M21.63210
HIVE
HIVE Digital Technologies
3.3052 of 5 stars
$3.94
+3.4%
$7.40
+87.8%
-24.8%$530.43M$124.87M-29.4320Analyst Upgrade
Analyst Revision
High Trading Volume
HKD
AMTD Digital
0.1995 of 5 stars
$2.73
-2.5%
N/A-38.4%$522.65M$27.83M0.0050News Coverage
MPB
Mid Penn Bancorp
3.7945 of 5 stars
$31.32
+1.6%
$36.00
+14.9%
+23.1%$520.54M$171.75M10.59620Positive News
CBNK
Capital Bancorp
4.4018 of 5 stars
$30.85
+0.6%
$29.33
-4.9%
+21.1%$510.81M$170.74M13.24270
TCBX
Third Coast Bancshares
1.8904 of 5 stars
$36.82
+0.9%
$25.33
-31.2%
+78.5%$503.70M$274.75M14.31330News Coverage
UNTY
Unity Bancorp
4.2328 of 5 stars
$47.70
+1.9%
$47.50
-0.4%
+56.7%$476.33M$103.92M12.03230High Trading Volume
BKKT
Bakkt
0.0776 of 5 stars
$32.82
+13.9%
$13.13
-60.0%
-39.9%$448.65M$780.10M-2.55760Gap Down
High Trading Volume

Related Companies and Tools


This page (NASDAQ:OPRT) was last updated on 12/21/2024 by MarketBeat.com Staff
From Our Partners