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Oportun Financial (OPRT) Competitors

Oportun Financial logo
$4.41 +0.30 (+7.30%)
As of 04:00 PM Eastern

OPRT vs. NBBK, OSBC, HBT, MCBS, BFST, ESQ, EQBK, CNCK, JFIN, and IBCP

Should you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include NB Bancorp (NBBK), Old Second Bancorp (OSBC), HBT Financial (HBT), MetroCity Bankshares (MCBS), Business First Bancshares (BFST), Esquire Financial (ESQ), Equity Bancshares (EQBK), Coincheck Group (CNCK), Jiayin Group (JFIN), and Independent Bank (IBCP). These companies are all part of the "banking" industry.

Oportun Financial vs.

Oportun Financial (NASDAQ:OPRT) and NB Bancorp (NASDAQ:NBBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, community ranking, institutional ownership, media sentiment, valuation, dividends, earnings and profitability.

Oportun Financial currently has a consensus target price of $7.67, indicating a potential upside of 73.85%. NB Bancorp has a consensus target price of $22.00, indicating a potential upside of 34.47%. Given Oportun Financial's higher possible upside, equities analysts plainly believe Oportun Financial is more favorable than NB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
NB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

82.7% of Oportun Financial shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 1.9% of NB Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

NB Bancorp has a net margin of 13.86% compared to Oportun Financial's net margin of -7.86%. NB Bancorp's return on equity of 6.04% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial-7.86% 5.49% 0.60%
NB Bancorp 13.86%6.04%0.93%

Oportun Financial received 74 more outperform votes than NB Bancorp when rated by MarketBeat users. However, 100.00% of users gave NB Bancorp an outperform vote while only 58.33% of users gave Oportun Financial an outperform vote.

CompanyUnderperformOutperform
Oportun FinancialOutperform Votes
77
58.33%
Underperform Votes
55
41.67%
NB BancorpOutperform Votes
3
100.00%
Underperform Votes
No Votes

Oportun Financial has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, NB Bancorp has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500.

In the previous week, NB Bancorp had 2 more articles in the media than Oportun Financial. MarketBeat recorded 4 mentions for NB Bancorp and 2 mentions for Oportun Financial. NB Bancorp's average media sentiment score of 0.72 beat Oportun Financial's score of 0.58 indicating that NB Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
NB Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

NB Bancorp has lower revenue, but higher earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than NB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$295.20M0.54-$78.70M-$2.01-2.19
NB Bancorp$172.73M3.96$42.15M$1.0715.29

Summary

NB Bancorp beats Oportun Financial on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialNondepository credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$159.35M$6.81B$10.71B$7.35B
Dividend YieldN/A4.79%6.01%4.32%
P/E Ratio-2.1915.6421.5517.68
Price / Sales0.548.6525.3392.89
Price / CashN/A42.1517.6134.64
Price / Book0.371.942.553.94
Net Income-$78.70M$524.31M$1.03B$247.45M
7 Day Performance-3.71%-1.30%-0.06%0.48%
1 Month Performance-20.11%-13.93%-3.71%-7.08%
1 Year Performance101.37%3.03%533.87%-0.35%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
3.9089 of 5 stars
$4.41
+7.3%
$7.67
+73.8%
+86.0%$159.35M$295.20M-2.192,730Gap Up
NBBK
NB Bancorp
3.3633 of 5 stars
$15.93
+1.1%
$22.00
+38.1%
+21.0%$666.56M$172.73M14.89342Upcoming Earnings
Short Interest ↑
News Coverage
OSBC
Old Second Bancorp
3.7042 of 5 stars
$14.79
flat
$20.90
+41.3%
+10.7%$666.25M$279.90M7.91890Short Interest ↑
HBT
HBT Financial
3.53 of 5 stars
$20.78
-1.4%
$24.75
+19.1%
+19.0%$655.80M$222.37M9.19730News Coverage
Gap Down
MCBS
MetroCity Bankshares
3.9468 of 5 stars
$25.62
+1.1%
$36.00
+40.5%
+16.1%$650.83M$139.66M10.21220Upcoming Earnings
Dividend Announcement
Short Interest ↑
News Coverage
Positive News
BFST
Business First Bancshares
4.345 of 5 stars
$21.80
-0.1%
$31.50
+44.5%
+9.7%$644.23M$270.37M9.65750News Coverage
Positive News
High Trading Volume
ESQ
Esquire Financial
2.7367 of 5 stars
$74.01
+2.9%
$88.00
+18.9%
+74.0%$624.05M$124.82M14.34110News Coverage
Positive News
Gap Down
EQBK
Equity Bancshares
4.3682 of 5 stars
$35.41
-1.3%
$47.20
+33.3%
+11.8%$619.91M$215.83M8.90700Analyst Revision
News Coverage
Gap Down
High Trading Volume
CNCK
Coincheck Group
1.9894 of 5 stars
$4.60
+2.9%
$10.00
+117.4%
N/A$596.62M$370.15B0.00N/ANews Coverage
Positive News
JFIN
Jiayin Group
2.3984 of 5 stars
$11.07
-5.1%
N/A+69.9%$594.29M$5.80B3.69710Short Interest ↑
News Coverage
Gap Down
High Trading Volume
IBCP
Independent Bank
4.3151 of 5 stars
$28.21
+0.5%
$39.17
+38.8%
+27.1%$591.65M$215.80M8.93920News Coverage
Gap Down
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This page (NASDAQ:OPRT) was last updated on 4/16/2025 by MarketBeat.com Staff
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