Oportun Financial (OPRT) Competitors $4.41 +0.30 (+7.30%) As of 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock OPRT vs. NBBK, OSBC, HBT, MCBS, BFST, ESQ, EQBK, CNCK, JFIN, and IBCPShould you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include NB Bancorp (NBBK), Old Second Bancorp (OSBC), HBT Financial (HBT), MetroCity Bankshares (MCBS), Business First Bancshares (BFST), Esquire Financial (ESQ), Equity Bancshares (EQBK), Coincheck Group (CNCK), Jiayin Group (JFIN), and Independent Bank (IBCP). These companies are all part of the "banking" industry. Oportun Financial vs. NB Bancorp Old Second Bancorp HBT Financial MetroCity Bankshares Business First Bancshares Esquire Financial Equity Bancshares Coincheck Group Jiayin Group Independent Bank Oportun Financial (NASDAQ:OPRT) and NB Bancorp (NASDAQ:NBBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, community ranking, institutional ownership, media sentiment, valuation, dividends, earnings and profitability. Do analysts prefer OPRT or NBBK? Oportun Financial currently has a consensus target price of $7.67, indicating a potential upside of 73.85%. NB Bancorp has a consensus target price of $22.00, indicating a potential upside of 34.47%. Given Oportun Financial's higher possible upside, equities analysts plainly believe Oportun Financial is more favorable than NB Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Oportun Financial 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.80NB Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Do insiders and institutionals have more ownership in OPRT or NBBK? 82.7% of Oportun Financial shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 1.9% of NB Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth. Is OPRT or NBBK more profitable? NB Bancorp has a net margin of 13.86% compared to Oportun Financial's net margin of -7.86%. NB Bancorp's return on equity of 6.04% beat Oportun Financial's return on equity.Company Net Margins Return on Equity Return on Assets Oportun Financial-7.86% 5.49% 0.60% NB Bancorp 13.86%6.04%0.93% Does the MarketBeat Community favor OPRT or NBBK? Oportun Financial received 74 more outperform votes than NB Bancorp when rated by MarketBeat users. However, 100.00% of users gave NB Bancorp an outperform vote while only 58.33% of users gave Oportun Financial an outperform vote. CompanyUnderperformOutperformOportun FinancialOutperform Votes7758.33% Underperform Votes5541.67% NB BancorpOutperform Votes3100.00% Underperform VotesNo Votes Which has more risk and volatility, OPRT or NBBK? Oportun Financial has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, NB Bancorp has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500. Does the media refer more to OPRT or NBBK? In the previous week, NB Bancorp had 2 more articles in the media than Oportun Financial. MarketBeat recorded 4 mentions for NB Bancorp and 2 mentions for Oportun Financial. NB Bancorp's average media sentiment score of 0.72 beat Oportun Financial's score of 0.58 indicating that NB Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Oportun Financial 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive NB Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has better valuation & earnings, OPRT or NBBK? NB Bancorp has lower revenue, but higher earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than NB Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOportun Financial$295.20M0.54-$78.70M-$2.01-2.19NB Bancorp$172.73M3.96$42.15M$1.0715.29 SummaryNB Bancorp beats Oportun Financial on 11 of the 19 factors compared between the two stocks. Remove Ads Get Oportun Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPRT and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPRT vs. The Competition Export to ExcelMetricOportun FinancialNondepository credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$159.35M$6.81B$10.71B$7.35BDividend YieldN/A4.79%6.01%4.32%P/E Ratio-2.1915.6421.5517.68Price / Sales0.548.6525.3392.89Price / CashN/A42.1517.6134.64Price / Book0.371.942.553.94Net Income-$78.70M$524.31M$1.03B$247.45M7 Day Performance-3.71%-1.30%-0.06%0.48%1 Month Performance-20.11%-13.93%-3.71%-7.08%1 Year Performance101.37%3.03%533.87%-0.35% Oportun Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPRTOportun Financial3.9089 of 5 stars$4.41+7.3%$7.67+73.8%+86.0%$159.35M$295.20M-2.192,730Gap UpNBBKNB Bancorp3.3633 of 5 stars$15.93+1.1%$22.00+38.1%+21.0%$666.56M$172.73M14.89342Upcoming EarningsShort Interest ↑News CoverageOSBCOld Second Bancorp3.7042 of 5 stars$14.79flat$20.90+41.3%+10.7%$666.25M$279.90M7.91890Short Interest ↑HBTHBT Financial3.53 of 5 stars$20.78-1.4%$24.75+19.1%+19.0%$655.80M$222.37M9.19730News CoverageGap DownMCBSMetroCity Bankshares3.9468 of 5 stars$25.62+1.1%$36.00+40.5%+16.1%$650.83M$139.66M10.21220Upcoming EarningsDividend AnnouncementShort Interest ↑News CoveragePositive NewsBFSTBusiness First Bancshares4.345 of 5 stars$21.80-0.1%$31.50+44.5%+9.7%$644.23M$270.37M9.65750News CoveragePositive NewsHigh Trading VolumeESQEsquire Financial2.7367 of 5 stars$74.01+2.9%$88.00+18.9%+74.0%$624.05M$124.82M14.34110News CoveragePositive NewsGap DownEQBKEquity Bancshares4.3682 of 5 stars$35.41-1.3%$47.20+33.3%+11.8%$619.91M$215.83M8.90700Analyst RevisionNews CoverageGap DownHigh Trading VolumeCNCKCoincheck Group1.9894 of 5 stars$4.60+2.9%$10.00+117.4%N/A$596.62M$370.15B0.00N/ANews CoveragePositive NewsJFINJiayin Group2.3984 of 5 stars$11.07-5.1%N/A+69.9%$594.29M$5.80B3.69710Short Interest ↑News CoverageGap DownHigh Trading VolumeIBCPIndependent Bank4.3151 of 5 stars$28.21+0.5%$39.17+38.8%+27.1%$591.65M$215.80M8.93920News CoverageGap Down Remove Ads Related Companies and Tools Related Companies NB Bancorp Competitors Old Second Bancorp Competitors HBT Financial Competitors MetroCity Bankshares Competitors Business First Bancshares Competitors Esquire Financial Competitors Equity Bancshares Competitors Coincheck Group Competitors Jiayin Group Competitors Independent Bank Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPRT) was last updated on 4/16/2025 by MarketBeat.com Staff From Our PartnersCrypto’s crashing…but we’re still profitingMost traders are panicking right now. 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