Old Second Bancorp (OSBC) Competitors $18.65 +0.04 (+0.21%) Closing price 07/18/2025 04:00 PM EasternExtended Trading$18.66 +0.01 (+0.03%) As of 07/18/2025 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock OSBC vs. BUSE, CATY, FFBC, FRME, OBK, OCFC, STBA, TOWN, UBSI, and UVSPShould you be buying Old Second Bancorp stock or one of its competitors? The main competitors of Old Second Bancorp include First Busey (BUSE), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), First Merchants (FRME), Origin Bancorp (OBK), OceanFirst Financial (OCFC), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), and Univest Corporation of Pennsylvania (UVSP). These companies are all part of the "finance" sector. Old Second Bancorp vs. Its Competitors First Busey Cathay General Bancorp First Financial Bancorp. First Merchants Origin Bancorp OceanFirst Financial S&T Bancorp Towne Bank United Bankshares Univest Corporation of Pennsylvania Old Second Bancorp (NASDAQ:OSBC) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, media sentiment, analyst recommendations, dividends, earnings and profitability. Is OSBC or BUSE more profitable? Old Second Bancorp has a net margin of 24.52% compared to First Busey's net margin of 8.32%. Old Second Bancorp's return on equity of 12.87% beat First Busey's return on equity.Company Net Margins Return on Equity Return on Assets Old Second Bancorp24.52% 12.87% 1.50% First Busey 8.32%8.46%0.96% Do insiders and institutionals have more ownership in OSBC or BUSE? 67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by insiders. Comparatively, 3.9% of First Busey shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Which has preferable earnings & valuation, OSBC or BUSE? First Busey has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOld Second Bancorp$341.72M2.46$85.26M$1.8310.19First Busey$663.36M3.29$113.69M$1.0722.78 Does the media prefer OSBC or BUSE? In the previous week, Old Second Bancorp had 2 more articles in the media than First Busey. MarketBeat recorded 6 mentions for Old Second Bancorp and 4 mentions for First Busey. Old Second Bancorp's average media sentiment score of 1.49 beat First Busey's score of 0.56 indicating that Old Second Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Old Second Bancorp 4 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Busey 0 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts rate OSBC or BUSE? Old Second Bancorp currently has a consensus target price of $20.50, indicating a potential upside of 9.92%. First Busey has a consensus target price of $27.67, indicating a potential upside of 13.53%. Given First Busey's higher probable upside, analysts plainly believe First Busey is more favorable than Old Second Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Old Second Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00First Busey 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50 Is OSBC or BUSE a better dividend stock? Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Busey pays out 93.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp has raised its dividend for 1 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Which has more volatility & risk, OSBC or BUSE? Old Second Bancorp has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, suggesting that its stock price is 23% less volatile than the S&P 500. SummaryOld Second Bancorp beats First Busey on 11 of the 19 factors compared between the two stocks. Get Old Second Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for OSBC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OSBC vs. The Competition Export to ExcelMetricOld Second BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$838.50M$2.48B$12.10B$9.40BDividend Yield1.29%3.53%5.56%4.03%P/E Ratio10.1911.8719.1519.79Price / Sales2.462.3826.5197.34Price / Cash8.6010.8821.6858.27Price / Book1.251.232.315.65Net Income$85.26M$174.52M$997.60M$257.91M7 Day Performance-0.27%0.20%0.39%3.35%1 Month Performance11.74%8.18%4.38%11.09%1 Year Performance14.00%12.20%538.30%18.99% Old Second Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OSBCOld Second Bancorp3.0429 of 5 stars$18.65+0.2%$20.50+9.9%+13.7%$838.50M$341.72M10.19890Positive NewsDividend AnnouncementAnalyst UpgradeBUSEFirst Busey4.5292 of 5 stars$24.00-1.6%$27.67+15.3%-10.3%$2.18B$663.36M22.431,548Upcoming EarningsCATYCathay General Bancorp4.1924 of 5 stars$47.31-1.4%$50.17+6.0%+12.9%$3.36B$1.39B11.951,266News CoveragePositive NewsUpcoming EarningsFFBCFirst Financial Bancorp.4.5607 of 5 stars$25.49-1.4%$28.75+12.8%-4.8%$2.48B$1.62B10.582,090Positive NewsUpcoming EarningsFRMEFirst Merchants4.7257 of 5 stars$40.27-1.2%$46.40+15.2%+5.5%$2.38B$1.07B11.312,120News CoverageUpcoming EarningsOBKOrigin Bancorp3.5014 of 5 stars$37.38-1.5%$42.20+12.9%+6.3%$1.16B$358.20M15.201,010News CoverageOCFCOceanFirst Financial4.3898 of 5 stars$18.49-1.5%$20.67+11.8%+2.2%$1.10B$379.09M12.09960News CoverageSTBAS&T Bancorp2.9119 of 5 stars$39.46-1.0%$41.67+5.6%-1.1%$1.53B$564.96M11.371,206News CoverageUpcoming EarningsAnalyst ForecastTOWNTowne Bank3.6386 of 5 stars$35.59-1.1%$40.00+12.4%+15.7%$2.70B$1.03B15.082,720News CoverageUpcoming EarningsUBSIUnited Bankshares3.0135 of 5 stars$37.78-1.6%$40.63+7.5%+1.1%$5.46B$1.63B14.042,553News CoveragePositive NewsUpcoming EarningsUVSPUnivest Corporation of Pennsylvania3.0115 of 5 stars$32.01-2.1%$29.00-9.4%+19.5%$944.38M$500.41M11.99970Upcoming Earnings Related Companies and Tools Related Companies BUSE Alternatives CATY Alternatives FFBC Alternatives FRME Alternatives OBK Alternatives OCFC Alternatives STBA Alternatives TOWN Alternatives UBSI Alternatives UVSP Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OSBC) was last updated on 7/19/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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