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Old Second Bancorp (OSBC) Competitors

Old Second Bancorp logo
$18.65 +0.04 (+0.21%)
Closing price 07/18/2025 04:00 PM Eastern
Extended Trading
$18.66 +0.01 (+0.03%)
As of 07/18/2025 04:20 PM Eastern
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OSBC vs. BUSE, CATY, FFBC, FRME, OBK, OCFC, STBA, TOWN, UBSI, and UVSP

Should you be buying Old Second Bancorp stock or one of its competitors? The main competitors of Old Second Bancorp include First Busey (BUSE), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), First Merchants (FRME), Origin Bancorp (OBK), OceanFirst Financial (OCFC), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), and Univest Corporation of Pennsylvania (UVSP). These companies are all part of the "finance" sector.

Old Second Bancorp vs. Its Competitors

Old Second Bancorp (NASDAQ:OSBC) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, media sentiment, analyst recommendations, dividends, earnings and profitability.

Old Second Bancorp has a net margin of 24.52% compared to First Busey's net margin of 8.32%. Old Second Bancorp's return on equity of 12.87% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp24.52% 12.87% 1.50%
First Busey 8.32%8.46%0.96%

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by insiders. Comparatively, 3.9% of First Busey shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

First Busey has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$341.72M2.46$85.26M$1.8310.19
First Busey$663.36M3.29$113.69M$1.0722.78

In the previous week, Old Second Bancorp had 2 more articles in the media than First Busey. MarketBeat recorded 6 mentions for Old Second Bancorp and 4 mentions for First Busey. Old Second Bancorp's average media sentiment score of 1.49 beat First Busey's score of 0.56 indicating that Old Second Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Busey
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Old Second Bancorp currently has a consensus target price of $20.50, indicating a potential upside of 9.92%. First Busey has a consensus target price of $27.67, indicating a potential upside of 13.53%. Given First Busey's higher probable upside, analysts plainly believe First Busey is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
First Busey
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Busey pays out 93.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp has raised its dividend for 1 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Old Second Bancorp has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, suggesting that its stock price is 23% less volatile than the S&P 500.

Summary

Old Second Bancorp beats First Busey on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OSBC vs. The Competition

MetricOld Second BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$838.50M$2.48B$12.10B$9.40B
Dividend Yield1.29%3.53%5.56%4.03%
P/E Ratio10.1911.8719.1519.79
Price / Sales2.462.3826.5197.34
Price / Cash8.6010.8821.6858.27
Price / Book1.251.232.315.65
Net Income$85.26M$174.52M$997.60M$257.91M
7 Day Performance-0.27%0.20%0.39%3.35%
1 Month Performance11.74%8.18%4.38%11.09%
1 Year Performance14.00%12.20%538.30%18.99%

Old Second Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OSBC
Old Second Bancorp
3.0429 of 5 stars
$18.65
+0.2%
$20.50
+9.9%
+13.7%$838.50M$341.72M10.19890Positive News
Dividend Announcement
Analyst Upgrade
BUSE
First Busey
4.5292 of 5 stars
$24.00
-1.6%
$27.67
+15.3%
-10.3%$2.18B$663.36M22.431,548Upcoming Earnings
CATY
Cathay General Bancorp
4.1924 of 5 stars
$47.31
-1.4%
$50.17
+6.0%
+12.9%$3.36B$1.39B11.951,266News Coverage
Positive News
Upcoming Earnings
FFBC
First Financial Bancorp.
4.5607 of 5 stars
$25.49
-1.4%
$28.75
+12.8%
-4.8%$2.48B$1.62B10.582,090Positive News
Upcoming Earnings
FRME
First Merchants
4.7257 of 5 stars
$40.27
-1.2%
$46.40
+15.2%
+5.5%$2.38B$1.07B11.312,120News Coverage
Upcoming Earnings
OBK
Origin Bancorp
3.5014 of 5 stars
$37.38
-1.5%
$42.20
+12.9%
+6.3%$1.16B$358.20M15.201,010News Coverage
OCFC
OceanFirst Financial
4.3898 of 5 stars
$18.49
-1.5%
$20.67
+11.8%
+2.2%$1.10B$379.09M12.09960News Coverage
STBA
S&T Bancorp
2.9119 of 5 stars
$39.46
-1.0%
$41.67
+5.6%
-1.1%$1.53B$564.96M11.371,206News Coverage
Upcoming Earnings
Analyst Forecast
TOWN
Towne Bank
3.6386 of 5 stars
$35.59
-1.1%
$40.00
+12.4%
+15.7%$2.70B$1.03B15.082,720News Coverage
Upcoming Earnings
UBSI
United Bankshares
3.0135 of 5 stars
$37.78
-1.6%
$40.63
+7.5%
+1.1%$5.46B$1.63B14.042,553News Coverage
Positive News
Upcoming Earnings
UVSP
Univest Corporation of Pennsylvania
3.0115 of 5 stars
$32.01
-2.1%
$29.00
-9.4%
+19.5%$944.38M$500.41M11.99970Upcoming Earnings

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This page (NASDAQ:OSBC) was last updated on 7/19/2025 by MarketBeat.com Staff
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