Oak Valley Bancorp (OVLY) Competitors

Trinity Capital (NASDAQ:TRIN) and Oak Valley Bancorp (NASDAQ:OVLY) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability, analyst recommendations and media sentiment.

Does the media favor TRIN or OVLY?

In the previous week, Trinity Capital had 2 more articles in the media than Oak Valley Bancorp. MarketBeat recorded 6 mentions for Trinity Capital and 4 mentions for Oak Valley Bancorp. Oak Valley Bancorp's average media sentiment score of 0.94 beat Trinity Capital's score of 0.61 indicating that Oak Valley Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Trinity Capital	1 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Oak Valley Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer TRIN or OVLY?

Trinity Capital presently has a consensus target price of $15.38, indicating a potential upside of 2.71%. Given Trinity Capital's stronger consensus rating and higher possible upside, equities research analysts clearly believe Trinity Capital is more favorable than Oak Valley Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50
Oak Valley Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has better valuation and earnings, TRIN or OVLY?

Trinity Capital has higher revenue and earnings than Oak Valley Bancorp. Trinity Capital is trading at a lower price-to-earnings ratio than Oak Valley Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trinity Capital	$237.69M	4.07	$115.60M	$2.19	6.84
Oak Valley Bancorp	$89.45M	2.59	$24.95M	$2.97	9.30

Is TRIN or OVLY more profitable?

Trinity Capital has a net margin of 50.74% compared to Oak Valley Bancorp's net margin of 27.04%. Trinity Capital's return on equity of 15.91% beat Oak Valley Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Trinity Capital	50.74%	15.91%	7.16%
Oak Valley Bancorp	27.04%	13.54%	1.30%

Which has more volatility and risk, TRIN or OVLY?

Trinity Capital has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500. Comparatively, Oak Valley Bancorp has a beta of 0.45, suggesting that its share price is 55% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of TRIN or OVLY?

24.6% of Trinity Capital shares are held by institutional investors. Comparatively, 30.9% of Oak Valley Bancorp shares are held by institutional investors. 5.3% of Trinity Capital shares are held by company insiders. Comparatively, 18.1% of Oak Valley Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is TRIN or OVLY a better dividend stock?

Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 13.6%. Oak Valley Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.2%. Trinity Capital pays out 93.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Oak Valley Bancorp pays out 20.2% of its earnings in the form of a dividend. Trinity Capital has raised its dividend for 1 consecutive years and Oak Valley Bancorp has raised its dividend for 11 consecutive years.

Summary

Trinity Capital beats Oak Valley Bancorp on 13 of the 20 factors compared between the two stocks.