Bank OZK (OZK) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Bank OZK (NASDAQ:OZK) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, institutional ownership, profitability, valuation, analyst recommendations, media sentiment, risk and earnings.

Which has more volatility & risk, ABCB or OZK?

Ameris Bancorp has a beta of 0.96, meaning that its stock price is 4% less volatile than the S&P 500. Comparatively, Bank OZK has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500.

Is ABCB or OZK a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Bank OZK pays an annual dividend of $1.76 per share and has a dividend yield of 3.6%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Bank OZK pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank OZK has increased its dividend for 29 consecutive years. Bank OZK is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ABCB or OZK more profitable?

Bank OZK has a net margin of 25.83% compared to Ameris Bancorp's net margin of 21.46%. Bank OZK's return on equity of 13.24% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Bank OZK	25.83%	13.24%	1.84%

Do analysts recommend ABCB or OZK?

Ameris Bancorp currently has a consensus price target of $72.14, suggesting a potential upside of 7.37%. Bank OZK has a consensus price target of $52.88, suggesting a potential upside of 8.60%. Given Bank OZK's higher probable upside, analysts clearly believe Bank OZK is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Bank OZK	0 Sell rating(s)	6 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25

Which has better valuation and earnings, ABCB or OZK?

Bank OZK has higher revenue and earnings than Ameris Bancorp. Bank OZK is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.14B	4.06	$358.68M	$5.68	11.83
Bank OZK	$2.77B	2.00	$716.46M	$6.16	7.90

Does the media refer more to ABCB or OZK?

In the previous week, Ameris Bancorp had 3 more articles in the media than Bank OZK. MarketBeat recorded 13 mentions for Ameris Bancorp and 10 mentions for Bank OZK. Bank OZK's average media sentiment score of 1.33 beat Ameris Bancorp's score of 1.12 indicating that Bank OZK is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	7 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank OZK	9 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in ABCB or OZK?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 86.2% of Bank OZK shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by company insiders. Comparatively, 6.7% of Bank OZK shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Bank OZK beats Ameris Bancorp on 11 of the 19 factors compared between the two stocks.