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NASDAQ:PBHC

Pathfinder Bancorp (PBHC) Stock Price, News & Analysis

Pathfinder Bancorp logo
$14.97 +0.02 (+0.13%)
Closing price 09/3/2025 03:57 PM Eastern
Extended Trading
$14.96 -0.01 (-0.07%)
As of 09/3/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Pathfinder Bancorp Stock (NASDAQ:PBHC)

Key Stats

Today's Range
$14.95
$15.00
50-Day Range
$14.20
$15.34
52-Week Range
$13.71
$19.86
Volume
5,797 shs
Average Volume
3,008 shs
Market Capitalization
$71.68 million
P/E Ratio
42.77
Dividend Yield
2.67%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Pathfinder Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
43rd Percentile Overall Score

PBHC MarketRank™: 

Pathfinder Bancorp scored higher than 43% of companies evaluated by MarketBeat, and ranked 694th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Pathfinder Bancorp.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Pathfinder Bancorp is 42.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.50.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Pathfinder Bancorp is 42.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.93.

  • Price to Book Value per Share Ratio

    Pathfinder Bancorp has a P/B Ratio of 0.58. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Pathfinder Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    0.17% of the float of Pathfinder Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Pathfinder Bancorp has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Pathfinder Bancorp has recently increased by 2.08%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Pathfinder Bancorp pays a meaningful dividend of 2.68%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Pathfinder Bancorp has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Pathfinder Bancorp is 114.29%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Read more about Pathfinder Bancorp's dividend.
  • Percentage of Shares Shorted

    0.17% of the float of Pathfinder Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Pathfinder Bancorp has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Pathfinder Bancorp has recently increased by 2.08%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Pathfinder Bancorp has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Pathfinder Bancorp this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Pathfinder Bancorp insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    22.40% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 26.73% of the stock of Pathfinder Bancorp is held by institutions.

  • Read more about Pathfinder Bancorp's insider trading history.
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PBHC Stock News Headlines

Musk Warns. Trump Acts. Your Retirement May Depend on It
With Donald Trump back in the White House, many believe an economic revival could be underway — but it also brings new risks for retirement savers. Traditional 401(k)s and IRAs may leave investors more exposed than they realize. That’s why a Trump-backed IRS strategy is gaining attention. It allows everyday Americans to reposition their retirement savings into real assets like gold and silver — offering both protection and potential upside. A new 2025 Wealth Protection Guide explains exactly how it works.tc pixel
Pathfinder Bancorp, Inc. Declares Dividend
Pathfinder Bancorp, Inc. (PBHC) - Yahoo Finance
See More Headlines

PBHC Stock Analysis - Frequently Asked Questions

Pathfinder Bancorp's stock was trading at $17.50 on January 1st, 2025. Since then, PBHC stock has decreased by 14.5% and is now trading at $14.97.

Pathfinder Bancorp, Inc. (NASDAQ:PBHC) released its quarterly earnings results on Wednesday, April, 30th. The savings and loans company reported $0.41 earnings per share for the quarter. The savings and loans company earned $12.61 million during the quarter. Pathfinder Bancorp had a trailing twelve-month return on equity of 2.15% and a net margin of 2.98%.

Top institutional shareholders of Pathfinder Bancorp include Fourthstone LLC (1.68%) and Raymond James Financial Inc. (0.07%). Insiders that own company stock include Ronald Tascarella, Walter Rusnak, James A Dowd, Daniel R Phillips, William D O'brien, Robert G Jr Butkowski, George P Joyce, David A Ayoub, Eric Allyn, Meghan Crawford-Hamlin and Calvin Corriders.
View institutional ownership trends
.

Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Pathfinder Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF) and Novo Nordisk A/S (NVO).

Company Calendar

Last Earnings
4/30/2025
Record date for 8/8 Dividend
7/18/2025
Ex-Dividend for 8/8 Dividend
7/18/2025
Dividend Payable
8/08/2025
Today
9/03/2025
Next Earnings (Estimated)
10/28/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - SVGS & LOAN
Sub-Industry
Banking
Current Symbol
NASDAQ:PBHC
CIK
1609065
Employees
170
Year Founded
1859

Profitability

EPS (Trailing Twelve Months)
$0.35
Trailing P/E Ratio
42.77
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$3.38 million
Net Margins
2.98%
Pretax Margin
4.19%
Return on Equity
2.15%
Return on Assets
0.18%

Debt

Debt-to-Equity Ratio
0.17
Current Ratio
0.71
Quick Ratio
0.71

Sales & Book Value

Annual Sales
$46.71 million
Price / Sales
1.53
Cash Flow
$1.05 per share
Price / Cash Flow
14.26
Book Value
$25.98 per share
Price / Book
0.58

Miscellaneous

Outstanding Shares
4,788,000
Free Float
3,715,000
Market Cap
$71.68 million
Optionable
Not Optionable
Beta
0.16

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This page (NASDAQ:PBHC) was last updated on 9/4/2025 by MarketBeat.com Staff
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