Peoples Financial Services (PFIS) Competitors

CNB Financial (NASDAQ:CCNE) and Peoples Financial Services (NASDAQ:PFIS) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, media sentiment, dividends, risk, valuation, profitability and institutional ownership.

Do institutionals & insiders hold more shares of CCNE or PFIS?

52.3% of CNB Financial shares are owned by institutional investors. Comparatively, 31.7% of Peoples Financial Services shares are owned by institutional investors. 2.8% of CNB Financial shares are owned by insiders. Comparatively, 8.0% of Peoples Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Do analysts recommend CCNE or PFIS?

CNB Financial currently has a consensus price target of $27.75, indicating a potential upside of 23.44%. Peoples Financial Services has a consensus price target of $53.00, indicating a potential upside of 13.01%. Given CNB Financial's higher probable upside, research analysts clearly believe CNB Financial is more favorable than Peoples Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Peoples Financial Services	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more risk & volatility, CCNE or PFIS?

CNB Financial has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500. Comparatively, Peoples Financial Services has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.

Is CCNE or PFIS more profitable?

CNB Financial has a net margin of 14.56% compared to Peoples Financial Services' net margin of 11.80%. Peoples Financial Services' return on equity of 12.32% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.90%	0.89%
Peoples Financial Services	11.80%	12.32%	1.14%

Is CCNE or PFIS a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.2%. Peoples Financial Services pays an annual dividend of $2.47 per share and has a dividend yield of 5.3%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Peoples Financial Services pays out 116.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. CNB Financial has raised its dividend for 1 consecutive years and Peoples Financial Services has raised its dividend for 8 consecutive years. Peoples Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to CCNE or PFIS?

In the previous week, Peoples Financial Services had 3 more articles in the media than CNB Financial. MarketBeat recorded 4 mentions for Peoples Financial Services and 1 mentions for CNB Financial. CNB Financial's average media sentiment score of 1.27 beat Peoples Financial Services' score of 0.86 indicating that CNB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNB Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Peoples Financial Services	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, CCNE or PFIS?

CNB Financial has higher revenue and earnings than Peoples Financial Services. CNB Financial is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$231.04M	2.04	$54.58M	$2.38	9.45
Peoples Financial Services	$229.80M	2.04	$8.50M	$2.13	22.02

Summary

CNB Financial beats Peoples Financial Services on 9 of the 17 factors compared between the two stocks.