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Pagaya Technologies (PGY) Competitors

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$23.49 -0.20 (-0.84%)
Closing price 07/15/2025 04:00 PM Eastern
Extended Trading
$23.40 -0.09 (-0.38%)
As of 07/15/2025 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PGY vs. UWMC, CADE, OZK, VLY, GBCI, PFSI, HWC, AUB, AX, and FLG

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include UWM (UWMC), Cadence Bank (CADE), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), PennyMac Financial Services (PFSI), Hancock Whitney (HWC), Atlantic Union Bankshares (AUB), Axos Financial (AX), and Flagstar Financial (FLG). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Pagaya Technologies (NASDAQ:PGY) and UWM (NYSE:UWMC) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, dividends, valuation, profitability and institutional ownership.

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by company insiders. Comparatively, 94.1% of UWM shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Pagaya Technologies currently has a consensus price target of $22.45, suggesting a potential downside of 4.43%. UWM has a consensus price target of $6.18, suggesting a potential upside of 47.64%. Given UWM's higher probable upside, analysts plainly believe UWM is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.80
UWM
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29

In the previous week, UWM had 1 more articles in the media than Pagaya Technologies. MarketBeat recorded 15 mentions for UWM and 14 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.48 beat UWM's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
2 Very Positive mention(s)
2 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
UWM
4 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

UWM has a net margin of -0.36% compared to Pagaya Technologies' net margin of -34.57%. Pagaya Technologies' return on equity of 9.28% beat UWM's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies-34.57% 9.28% 3.51%
UWM -0.36%-3.86%-0.55%

UWM has higher revenue and earnings than Pagaya Technologies. UWM is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.03B1.72-$401.41M-$5.07-4.63
UWM$2.16B3.09$14.40M-$0.13-32.19

Pagaya Technologies has a beta of 5.93, indicating that its share price is 493% more volatile than the S&P 500. Comparatively, UWM has a beta of 1.68, indicating that its share price is 68% more volatile than the S&P 500.

Summary

Pagaya Technologies and UWM tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.79B$7.75B$12.10B$9.30B
Dividend YieldN/A4.74%5.55%4.03%
P/E Ratio-4.6318.1618.9919.58
Price / Sales1.726.2426.3593.43
Price / Cash51.2922.4521.6257.93
Price / Book3.932.722.275.54
Net Income-$401.41M$308.89M$997.60M$257.73M
7 Day Performance0.51%0.12%-0.69%-0.08%
1 Month Performance25.82%10.92%2.92%8.09%
1 Year Performance55.67%16.40%540.23%13.02%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
1.9474 of 5 stars
$23.49
-0.8%
$22.45
-4.4%
+68.3%$1.79B$1.03B-4.63800
UWMC
UWM
4.0537 of 5 stars
$3.99
-6.3%
$6.75
+69.2%
-47.0%$6.38B$1.04B-30.699,100Insider Trade
High Trading Volume
CADE
Cadence Bank
4.21 of 5 stars
$34.16
-1.5%
$37.60
+10.1%
+10.2%$6.22B$2.90B11.995,335Upcoming Earnings
OZK
Bank OZK
3.798 of 5 stars
$50.43
-1.1%
$50.86
+0.8%
+14.2%$5.74B$2.77B8.273,028News Coverage
Upcoming Earnings
VLY
Valley National Bancorp
4.5186 of 5 stars
$9.53
-1.3%
$10.64
+11.6%
+21.8%$5.34B$1.87B13.813,732
GBCI
Glacier Bancorp
N/A$45.73
-2.9%
N/AN/A$5.19B$1.27B24.593,595
PFSI
PennyMac Financial Services
4.958 of 5 stars
$100.17
-2.2%
$120.67
+20.5%
-2.2%$5.17B$1.59B15.364,100News Coverage
Upcoming Earnings
Analyst Forecast
HWC
Hancock Whitney
4.0779 of 5 stars
$59.95
-1.8%
$63.29
+5.6%
+13.9%$5.13B$1.45B11.063,476Trending News
Earnings Report
AUB
Atlantic Union Bankshares
4.2858 of 5 stars
$33.01
-1.6%
$39.00
+18.1%
-12.8%$4.70B$857.44M14.411,880Positive News
AX
Axos Financial
3.1682 of 5 stars
$83.01
-1.0%
$83.29
+0.3%
+25.9%$4.68B$1.88B11.311,781
FLG
Flagstar Financial
2.4899 of 5 stars
$11.07
-0.9%
$13.33
+20.4%
N/A$4.59B$6.35B-4.266,993

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This page (NASDAQ:PGY) was last updated on 7/16/2025 by MarketBeat.com Staff
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