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Pagaya Technologies (PGY) Competitors

Pagaya Technologies logo
$41.83 +2.17 (+5.48%)
As of 03:02 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

PGY vs. SSB, UWMC, CHYM, BLSH, OMF, CADE, UPST, PFSI, VLY, and OZK

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include SouthState (SSB), UWM (UWMC), Chime Financial (CHYM), Bullish (BLSH), OneMain (OMF), Cadence Bank (CADE), Upstart (UPST), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), and Bank OZK (OZK). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Pagaya Technologies (NASDAQ:PGY) and SouthState Bank (NYSE:SSB) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, dividends, valuation and profitability.

SouthState Bank has a net margin of 19.27% compared to Pagaya Technologies' net margin of -24.36%. Pagaya Technologies' return on equity of 19.14% beat SouthState Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies-24.36% 19.14% 6.79%
SouthState Bank 19.27%10.23%1.34%

Pagaya Technologies has a beta of 5.96, meaning that its share price is 496% more volatile than the S&P 500. Comparatively, SouthState Bank has a beta of 0.74, meaning that its share price is 26% less volatile than the S&P 500.

Pagaya Technologies currently has a consensus target price of $34.33, suggesting a potential downside of 16.77%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, research analysts plainly believe Pagaya Technologies is more favorable than SouthState Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
SouthState Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

SouthState Bank has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than SouthState Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.03B3.06-$401.41M-$3.83-10.77
SouthState Bank$2.12B4.81$534.78M$6.7115.01

In the previous week, Pagaya Technologies had 7 more articles in the media than SouthState Bank. MarketBeat recorded 7 mentions for Pagaya Technologies and 0 mentions for SouthState Bank. Pagaya Technologies' average media sentiment score of 0.76 beat SouthState Bank's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Overall Sentiment
Pagaya Technologies Positive
SouthState Bank Neutral

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 89.8% of SouthState Bank shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by insiders. Comparatively, 1.7% of SouthState Bank shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Pagaya Technologies beats SouthState Bank on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$3.16B$8.02B$12.66B$10.27B
Dividend YieldN/A4.66%5.40%4.60%
P/E Ratio-10.7717.29244.6626.37
Price / Sales3.066.8430.6588.69
Price / Cash85.8727.0119.2529.91
Price / Book6.903.032.316.28
Net Income-$401.41M$313.53M$1.01B$270.67M
7 Day Performance10.85%5.84%0.76%2.79%
1 Month Performance23.87%7.64%3.28%6.01%
1 Year Performance228.68%33.23%543.67%26.05%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
2.372 of 5 stars
$41.83
+5.5%
$34.33
-17.9%
+216.0%$3.20B$1.03B-10.90800
SSB
SouthState
1.5053 of 5 stars
$102.16
-0.8%
N/AN/A$10.34B$2.44B15.234,986
UWMC
UWM
2.1568 of 5 stars
$6.45
+2.1%
$5.54
-14.0%
-25.1%$10.31B$2.16B-128.909,100
CHYM
Chime Financial
N/A$24.44
+0.4%
$38.00
+55.5%
N/A$9.08B$1.67B0.001,465
BLSH
Bullish
1.7271 of 5 stars
$50.14
-4.2%
$56.11
+11.9%
N/A$7.65B$250.11B-991.77400Trending News
Analyst Downgrade
OMF
OneMain
4.8812 of 5 stars
$61.06
-0.7%
$61.50
+0.7%
+32.3%$7.26B$4.99B11.029,000Positive News
CADE
Cadence Bank
4.3568 of 5 stars
$37.79
+0.0%
$40.40
+6.9%
+18.9%$6.89B$2.90B13.455,335Positive News
UPST
Upstart
4.3491 of 5 stars
$68.22
+2.0%
$78.54
+15.1%
+65.9%$6.56B$636.53M-852.751,193Positive News
Gap Up
PFSI
PennyMac Financial Services
4.3562 of 5 stars
$121.02
+3.0%
$119.33
-1.4%
+8.3%$6.26B$1.59B16.794,100Analyst Upgrade
VLY
Valley National Bancorp
4.6371 of 5 stars
$10.75
+0.2%
$10.95
+1.9%
+26.6%$6.02B$3.58B13.783,732Analyst Forecast
OZK
Bank OZK
4.1865 of 5 stars
$52.53
+0.3%
$54.25
+3.3%
+25.5%$5.97B$2.77B8.533,028

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This page (NASDAQ:PGY) was last updated on 9/15/2025 by MarketBeat.com Staff
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