Pagaya Technologies (PGY) Competitors

Associated Banc (NYSE:ASB) and Pagaya Technologies (NASDAQ:PGY) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, earnings, risk, analyst recommendations, institutional ownership, dividends, media sentiment, valuation and community ranking.

Does the media refer more to ASB or PGY?

In the previous week, Pagaya Technologies had 10 more articles in the media than Associated Banc. MarketBeat recorded 22 mentions for Pagaya Technologies and 12 mentions for Associated Banc. Associated Banc's average media sentiment score of 0.86 beat Pagaya Technologies' score of 0.56 indicating that Associated Banc is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Associated Banc	2 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Pagaya Technologies	5 Very Positive mention(s)	3 Positive mention(s)	8 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders have more ownership in ASB or PGY?

83.0% of Associated Banc shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 1.5% of Associated Banc shares are held by company insiders. Comparatively, 49.6% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has preferable valuation & earnings, ASB or PGY?

Associated Banc has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Associated Banc, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Associated Banc	$2.22B	1.82	$182.96M	$1.20	22.17
Pagaya Technologies	$891.47M	0.71	-$128.44M	-$2.54	-3.47

Which has more risk & volatility, ASB or PGY?

Associated Banc has a beta of 0.91, suggesting that its share price is 9% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 6.33, suggesting that its share price is 533% more volatile than the S&P 500.

Do analysts rate ASB or PGY?

Associated Banc presently has a consensus price target of $23.89, indicating a potential downside of 10.19%. Pagaya Technologies has a consensus price target of $22.11, indicating a potential upside of 150.98%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts plainly believe Pagaya Technologies is more favorable than Associated Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Associated Banc	0 Sell rating(s)	9 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.10
Pagaya Technologies	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.78

Does the MarketBeat Community prefer ASB or PGY?

Associated Banc received 216 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 70.59% of users gave Pagaya Technologies an outperform vote while only 48.88% of users gave Associated Banc an outperform vote.

Company	Underperform	Outperform
Associated Banc	Outperform Votes 240 48.88%	Underperform Votes 251 51.12%
Pagaya Technologies	Outperform Votes 24 70.59%	Underperform Votes 10 29.41%

Is ASB or PGY more profitable?

Associated Banc has a net margin of 8.15% compared to Pagaya Technologies' net margin of -18.48%. Associated Banc's return on equity of 8.18% beat Pagaya Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Associated Banc	8.15%	8.18%	0.80%
Pagaya Technologies	-18.48%	1.01%	0.47%

Summary

Associated Banc beats Pagaya Technologies on 11 of the 18 factors compared between the two stocks.