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Pagaya Technologies (PGY) Competitors

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$31.24 -2.73 (-8.04%)
Closing price 04:00 PM Eastern
Extended Trading
$31.22 -0.02 (-0.06%)
As of 05:43 PM Eastern
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PGY vs. GGAL, UWMC, OMF, CADE, UPST, OZK, VLY, GBCI, PFSI, and QFIN

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include Grupo Financiero Galicia (GGAL), UWM (UWMC), OneMain (OMF), Cadence Bank (CADE), Upstart (UPST), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), PennyMac Financial Services (PFSI), and Qifu Technology (QFIN). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Grupo Financiero Galicia (NASDAQ:GGAL) and Pagaya Technologies (NASDAQ:PGY) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, valuation, dividends, analyst recommendations, earnings, profitability and risk.

Grupo Financiero Galicia has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Grupo Financiero Galicia, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Grupo Financiero Galicia$10.79B0.64$1.79B$6.796.88
Pagaya Technologies$1.03B2.32-$401.41M-$3.83-8.16

Grupo Financiero Galicia has a net margin of 12.28% compared to Pagaya Technologies' net margin of -24.36%. Grupo Financiero Galicia's return on equity of 29.98% beat Pagaya Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Grupo Financiero Galicia12.28% 29.98% 5.86%
Pagaya Technologies -24.36%19.14%6.79%

57.1% of Pagaya Technologies shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Grupo Financiero Galicia has a beta of 1.6, indicating that its stock price is 60% more volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.95, indicating that its stock price is 495% more volatile than the S&P 500.

In the previous week, Pagaya Technologies had 7 more articles in the media than Grupo Financiero Galicia. MarketBeat recorded 10 mentions for Pagaya Technologies and 3 mentions for Grupo Financiero Galicia. Grupo Financiero Galicia's average media sentiment score of 1.20 beat Pagaya Technologies' score of 1.12 indicating that Grupo Financiero Galicia is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Grupo Financiero Galicia
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
7 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Grupo Financiero Galicia currently has a consensus target price of $67.50, indicating a potential upside of 44.48%. Pagaya Technologies has a consensus target price of $34.33, indicating a potential upside of 9.90%. Given Grupo Financiero Galicia's stronger consensus rating and higher probable upside, equities research analysts clearly believe Grupo Financiero Galicia is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Grupo Financiero Galicia
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

Summary

Grupo Financiero Galicia beats Pagaya Technologies on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$2.39B$7.57B$12.44B$9.65B
Dividend YieldN/A4.80%5.56%4.09%
P/E Ratio-8.1617.1419.5925.12
Price / Sales2.326.7726.66116.46
Price / Cash72.1024.7018.7728.45
Price / Book5.222.652.245.95
Net Income-$401.41M$311.02M$1.01B$265.46M
7 Day Performance-0.98%-3.66%-0.23%0.96%
1 Month Performance0.39%-5.14%0.44%2.47%
1 Year Performance141.80%24.16%539.62%20.24%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
3.8286 of 5 stars
$31.24
-8.0%
$34.33
+9.9%
+184.7%$2.39B$1.03B-8.16800Positive News
Analyst Upgrade
GGAL
Grupo Financiero Galicia
3.9739 of 5 stars
$51.32
+0.6%
$67.50
+31.5%
+40.0%$7.57B$6.46T7.5612,440News Coverage
Upcoming Earnings
UWMC
UWM
1.8539 of 5 stars
$4.55
+0.6%
$5.54
+21.9%
-40.6%$7.27B$1.04B-90.909,100Insider Trade
OMF
OneMain
4.7077 of 5 stars
$55.63
-0.4%
$61.50
+10.5%
+25.0%$6.61B$4.99B10.049,000Positive News
CADE
Cadence Bank
4.7041 of 5 stars
$34.12
-0.5%
$40.40
+18.4%
+16.0%$6.22B$2.90B12.145,335News Coverage
Positive News
UPST
Upstart
4.6623 of 5 stars
$63.46
-7.7%
$77.85
+22.7%
+77.4%$6.11B$844.07M-793.251,193High Trading Volume
OZK
Bank OZK
4.2678 of 5 stars
$47.84
-0.3%
$52.88
+10.5%
+18.1%$5.44B$2.77B7.773,028News Coverage
Positive News
Analyst Revision
VLY
Valley National Bancorp
4.6705 of 5 stars
$9.32
-0.9%
$10.95
+17.5%
+16.8%$5.22B$1.91B11.953,732News Coverage
Positive News
GBCI
Glacier Bancorp
0.8981 of 5 stars
$43.65
-0.5%
N/AN/A$5.17B$1.27B22.733,595
PFSI
PennyMac Financial Services
4.8389 of 5 stars
$99.52
+1.4%
$118.67
+19.2%
+8.0%$5.14B$3.20B13.804,100Positive News
QFIN
Qifu Technology
4.9021 of 5 stars
$32.37
-3.1%
$51.73
+59.8%
+22.0%$5.10B$2.35B4.963,527Earnings Report

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This page (NASDAQ:PGY) was last updated on 8/19/2025 by MarketBeat.com Staff
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