Pagaya Technologies (PGY) Competitors $23.49 -0.20 (-0.84%) Closing price 07/15/2025 04:00 PM EasternExtended Trading$23.40 -0.09 (-0.38%) As of 07/15/2025 07:58 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PGY vs. UWMC, CADE, OZK, VLY, GBCI, PFSI, HWC, AUB, AX, and FLGShould you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include UWM (UWMC), Cadence Bank (CADE), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), PennyMac Financial Services (PFSI), Hancock Whitney (HWC), Atlantic Union Bankshares (AUB), Axos Financial (AX), and Flagstar Financial (FLG). These companies are all part of the "banking" industry. Pagaya Technologies vs. Its Competitors UWM Cadence Bank Bank OZK Valley National Bancorp Glacier Bancorp PennyMac Financial Services Hancock Whitney Atlantic Union Bankshares Axos Financial Flagstar Financial Pagaya Technologies (NASDAQ:PGY) and UWM (NYSE:UWMC) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, dividends, valuation, profitability and institutional ownership. Do institutionals & insiders hold more shares of PGY or UWMC? 57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by company insiders. Comparatively, 94.1% of UWM shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Do analysts rate PGY or UWMC? Pagaya Technologies currently has a consensus price target of $22.45, suggesting a potential downside of 4.43%. UWM has a consensus price target of $6.18, suggesting a potential upside of 47.64%. Given UWM's higher probable upside, analysts plainly believe UWM is more favorable than Pagaya Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pagaya Technologies 0 Sell rating(s) 2 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.80UWM 0 Sell rating(s) 5 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.29 Does the media prefer PGY or UWMC? In the previous week, UWM had 1 more articles in the media than Pagaya Technologies. MarketBeat recorded 15 mentions for UWM and 14 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.48 beat UWM's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Pagaya Technologies 2 Very Positive mention(s) 2 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral UWM 4 Very Positive mention(s) 0 Positive mention(s) 5 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral Is PGY or UWMC more profitable? UWM has a net margin of -0.36% compared to Pagaya Technologies' net margin of -34.57%. Pagaya Technologies' return on equity of 9.28% beat UWM's return on equity.Company Net Margins Return on Equity Return on Assets Pagaya Technologies-34.57% 9.28% 3.51% UWM -0.36%-3.86%-0.55% Which has preferable valuation & earnings, PGY or UWMC? UWM has higher revenue and earnings than Pagaya Technologies. UWM is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPagaya Technologies$1.03B1.72-$401.41M-$5.07-4.63UWM$2.16B3.09$14.40M-$0.13-32.19 Which has more risk and volatility, PGY or UWMC? Pagaya Technologies has a beta of 5.93, indicating that its share price is 493% more volatile than the S&P 500. Comparatively, UWM has a beta of 1.68, indicating that its share price is 68% more volatile than the S&P 500. SummaryPagaya Technologies and UWM tied by winning 8 of the 16 factors compared between the two stocks. Get Pagaya Technologies News Delivered to You Automatically Sign up to receive the latest news and ratings for PGY and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PGY vs. The Competition Export to ExcelMetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.79B$7.75B$12.10B$9.30BDividend YieldN/A4.74%5.55%4.03%P/E Ratio-4.6318.1618.9919.58Price / Sales1.726.2426.3593.43Price / Cash51.2922.4521.6257.93Price / Book3.932.722.275.54Net Income-$401.41M$308.89M$997.60M$257.73M7 Day Performance0.51%0.12%-0.69%-0.08%1 Month Performance25.82%10.92%2.92%8.09%1 Year Performance55.67%16.40%540.23%13.02% Pagaya Technologies Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PGYPagaya Technologies1.9474 of 5 stars$23.49-0.8%$22.45-4.4%+68.3%$1.79B$1.03B-4.63800UWMCUWM4.0537 of 5 stars$3.99-6.3%$6.75+69.2%-47.0%$6.38B$1.04B-30.699,100Insider TradeHigh Trading VolumeCADECadence Bank4.21 of 5 stars$34.16-1.5%$37.60+10.1%+10.2%$6.22B$2.90B11.995,335Upcoming EarningsOZKBank OZK3.798 of 5 stars$50.43-1.1%$50.86+0.8%+14.2%$5.74B$2.77B8.273,028News CoverageUpcoming EarningsVLYValley National Bancorp4.5186 of 5 stars$9.53-1.3%$10.64+11.6%+21.8%$5.34B$1.87B13.813,732GBCIGlacier BancorpN/A$45.73-2.9%N/AN/A$5.19B$1.27B24.593,595PFSIPennyMac Financial Services4.958 of 5 stars$100.17-2.2%$120.67+20.5%-2.2%$5.17B$1.59B15.364,100News CoverageUpcoming EarningsAnalyst ForecastHWCHancock Whitney4.0779 of 5 stars$59.95-1.8%$63.29+5.6%+13.9%$5.13B$1.45B11.063,476Trending NewsEarnings ReportAUBAtlantic Union Bankshares4.2858 of 5 stars$33.01-1.6%$39.00+18.1%-12.8%$4.70B$857.44M14.411,880Positive NewsAXAxos Financial3.1682 of 5 stars$83.01-1.0%$83.29+0.3%+25.9%$4.68B$1.88B11.311,781FLGFlagstar Financial2.4899 of 5 stars$11.07-0.9%$13.33+20.4%N/A$4.59B$6.35B-4.266,993 Related Companies and Tools Related Companies UWM Competitors Cadence Bank Competitors Bank OZK Competitors Valley National Bancorp Competitors Glacier Bancorp Competitors PennyMac Financial Services Competitors Hancock Whitney Competitors Atlantic Union Bankshares Competitors Axos Financial Competitors Flagstar Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PGY) was last updated on 7/16/2025 by MarketBeat.com Staff From Our Partners3..2..1.. 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