PRA Group (PRAA) Competitors $15.78 +0.25 (+1.58%) As of 10:01 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. PRA Group vs. Its Competitors Encore Capital Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, analyst recommendations, risk, valuation and media sentiment. Is PRAA or ECPG more profitable? PRA Group has a net margin of 6.27% compared to Encore Capital Group's net margin of -8.38%. Encore Capital Group's return on equity of 16.18% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets PRA Group6.27% 5.09% 1.28% Encore Capital Group -8.38%16.18%2.99% Which has more risk and volatility, PRAA or ECPG? PRA Group has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, suggesting that its stock price is 59% more volatile than the S&P 500. Do insiders and institutionals believe in PRAA or ECPG? 97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 2.5% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Do analysts rate PRAA or ECPG? PRA Group presently has a consensus price target of $27.00, indicating a potential upside of 71.16%. Encore Capital Group has a consensus price target of $62.67, indicating a potential upside of 62.48%. Given PRA Group's higher probable upside, research analysts plainly believe PRA Group is more favorable than Encore Capital Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Which has better earnings and valuation, PRAA or ECPG? PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPRA Group$1.11B0.56$70.60M$1.798.81Encore Capital Group$1.32B0.68-$139.24M-$4.89-7.89 Does the media prefer PRAA or ECPG? In the previous week, Encore Capital Group had 1 more articles in the media than PRA Group. MarketBeat recorded 5 mentions for Encore Capital Group and 4 mentions for PRA Group. PRA Group's average media sentiment score of 0.81 beat Encore Capital Group's score of 0.60 indicating that PRA Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PRA Group 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Encore Capital Group 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive SummaryEncore Capital Group beats PRA Group on 10 of the 17 factors compared between the two stocks. Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PRAA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$624.25M$7.86B$12.03B$9.31BDividend YieldN/A4.79%5.58%4.09%P/E Ratio8.7918.6919.1419.72Price / Sales0.565.6326.21110.06Price / Cash7.2021.8621.3457.53Price / Book0.522.842.315.67Net Income$70.60M$308.89M$997.60M$257.51M7 Day Performance-2.86%2.43%-0.13%-0.16%1 Month Performance9.32%17.54%4.62%9.89%1 Year Performance-32.93%21.51%541.12%15.08% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group4.6526 of 5 stars$15.78+1.6%$27.00+71.2%-32.9%$624.25M$1.11B8.793,115ECPGEncore Capital Group4.0226 of 5 stars$40.17-2.4%$62.67+56.0%-21.4%$961.29M$1.32B-8.217,350WRLDWorld Acceptance2.9223 of 5 stars$173.28-0.8%$10.00-94.2%+15.2%$927.51M$564.84M10.592,838Positive NewsEZPWEZCORP4.2888 of 5 stars$14.04+0.1%$18.25+30.0%+39.1%$771.84M$1.16B11.808,000News CoveragePositive NewsGDOTGreen Dot2.5004 of 5 stars$11.11-0.2%$11.50+3.5%+7.0%$610.93M$1.72B-85.451,150RMRegional Management3.9219 of 5 stars$33.18+0.7%$34.00+2.5%+14.9%$326.79M$588.50M10.052,131AXPAmerican Express4.4999 of 5 stars$322.71-1.7%$295.25-8.5%+24.9%$229.88B$65.95B22.5475,100Trending NewsUpcoming EarningsAnalyst ForecastCOFCapital One Financial4.9618 of 5 stars$218.07-1.3%$215.86-1.0%+44.8%$84.64B$53.94B18.3152,600Upcoming EarningsDFSDiscover Financial Services2.9511 of 5 stars$197.76-1.4%$191.64-3.1%+39.4%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.929 of 5 stars$34.40+1.6%$32.30-6.1%+37.9%$7.11B$2.62B12.181,710Upcoming EarningsAnalyst ForecastCACCCredit Acceptance2.3334 of 5 stars$531.95+0.3%$440.00-17.3%-17.9%$6.16B$2.16B22.692,431Positive NewsHigh Trading Volume Related Companies and Tools Related Companies ECPG Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors DFS Competitors SLM Competitors CACC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 7/17/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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