Free Trial

PRA Group (PRAA) Competitors

PRA Group logo
$20.93 -0.14 (-0.66%)
As of 04:00 PM Eastern

PRAA vs. ECPG, EZPW, WRLD, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

PRA Group vs.

PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, profitability, media sentiment, community ranking, dividends, earnings and risk.

PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.12B0.74-$83.48M$1.7911.77
Encore Capital Group$1.32B0.65-$206.49M-$5.87-6.19

In the previous week, PRA Group had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for PRA Group and 3 mentions for Encore Capital Group. PRA Group's average media sentiment score of 1.27 beat Encore Capital Group's score of 1.26 indicating that PRA Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PRA Group
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PRA Group has a beta of 1.64, suggesting that its share price is 64% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.73, suggesting that its share price is 73% more volatile than the S&P 500.

Encore Capital Group received 82 more outperform votes than PRA Group when rated by MarketBeat users. Likewise, 62.10% of users gave Encore Capital Group an outperform vote while only 56.46% of users gave PRA Group an outperform vote.

CompanyUnderperformOutperform
PRA GroupOutperform Votes
249
56.46%
Underperform Votes
192
43.54%
Encore Capital GroupOutperform Votes
331
62.10%
Underperform Votes
202
37.90%

PRA Group currently has a consensus target price of $32.00, indicating a potential upside of 51.87%. Encore Capital Group has a consensus target price of $62.67, indicating a potential upside of 72.49%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than PRA Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by insiders. Comparatively, 2.6% of Encore Capital Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

PRA Group has a net margin of 6.33% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group6.33% 5.16% 1.32%
Encore Capital Group -13.91%12.70%2.61%

Summary

Encore Capital Group beats PRA Group on 11 of the 19 factors compared between the two stocks.

Remove Ads
Get PRA Group News Delivered to You Automatically

Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

PRAA vs. The Competition

MetricPRA GroupShort IndustryFinance SectorNASDAQ Exchange
Market Cap$832.48M$317.42M$11.43B$8.28B
Dividend YieldN/A7.19%5.39%4.02%
P/E Ratio11.773.1522.9619.36
Price / Sales0.743.5525.8193.26
Price / Cash12.137.8817.6234.64
Price / Book0.700.862.824.51
Net Income-$83.48M-$33.79M$1.04B$247.14M
7 Day Performance7.01%5.15%1.90%3.94%
1 Month Performance-5.30%-7.98%496.74%-2.14%
1 Year Performance-16.82%-13.63%539.19%4.94%

PRA Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PRAA
PRA Group
4.4686 of 5 stars
$20.93
-0.7%
$32.00
+52.9%
-16.6%$826.94M$1.12B11.693,280Positive News
ECPG
Encore Capital Group
4.3117 of 5 stars
$33.83
-1.3%
$62.67
+85.2%
-22.1%$801.47M$1.32B-4.316,900Positive News
EZPW
EZCORP
3.2303 of 5 stars
$13.81
+2.7%
$17.17
+24.3%
+38.1%$758.71M$1.18B12.017,000News Coverage
WRLD
World Acceptance
2.7334 of 5 stars
$123.52
+1.7%
$10.00
-91.9%
-4.2%$709.87M$515.56M8.633,120Positive News
GDOT
Green Dot
2.5966 of 5 stars
$7.42
-4.2%
$10.33
+39.4%
-12.2%$402.12M$1.72B-7.061,200High Trading Volume
RM
Regional Management
4.5993 of 5 stars
$29.76
-0.1%
$35.50
+19.3%
+30.3%$292.60M$513.97M7.151,990Positive News
AXP
American Express
4.4704 of 5 stars
$264.36
-0.5%
$299.24
+13.2%
+23.0%$185.72B$65.95B18.8777,300Analyst Forecast
COF
Capital One Financial
4.7516 of 5 stars
$165.06
-4.0%
$206.67
+25.2%
+28.4%$62.94B$39.11B14.2451,987Analyst Forecast
Options Volume
High Trading Volume
DFS
Discover Financial Services
4.8938 of 5 stars
$152.59
-7.1%
$191.91
+25.8%
+35.4%$38.39B$17.91B9.5620,200Gap Up
High Trading Volume
SLM
SLM
4.7517 of 5 stars
$29.26
flat
$31.45
+7.5%
+42.4%$6.16B$1.85B11.041,740Positive News
CACC
Credit Acceptance
1.8977 of 5 stars
$486.85
+1.8%
$440.00
-9.6%
-7.6%$5.86B$2.13B24.512,431Insider Trade
Remove Ads

Related Companies and Tools


This page (NASDAQ:PRAA) was last updated on 3/25/2025 by MarketBeat.com Staff
From Our Partners