PRA Group (PRAA) Competitors $17.10 +0.07 (+0.41%) Closing price 04/15/2025 04:00 PM EasternExtended Trading$17.08 -0.02 (-0.09%) As of 04/15/2025 07:29 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock PRAA vs. EZPW, ECPG, WRLD, GDOT, RM, AXP, COF, DFS, CACC, and SLMShould you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), Credit Acceptance (CACC), and SLM (SLM). These companies are all part of the "consumer finance" industry. PRA Group vs. EZCORP Encore Capital Group World Acceptance Green Dot Regional Management American Express Capital One Financial Discover Financial Services Credit Acceptance SLM EZCORP (NASDAQ:EZPW) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, community ranking, earnings, dividends, institutional ownership, analyst recommendations, risk, media sentiment and profitability. Do analysts recommend EZPW or PRAA? EZCORP presently has a consensus price target of $16.88, indicating a potential upside of 6.80%. PRA Group has a consensus price target of $32.00, indicating a potential upside of 87.90%. Given PRA Group's higher possible upside, analysts plainly believe PRA Group is more favorable than EZCORP.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score EZCORP 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 3.00PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has better valuation and earnings, EZPW or PRAA? EZCORP has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEZCORP$1.18B0.73$83.10M$1.1513.74PRA Group$1.12B0.60-$83.48M$1.799.51 Is EZPW or PRAA more profitable? EZCORP has a net margin of 7.25% compared to PRA Group's net margin of 6.33%. EZCORP's return on equity of 11.04% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets EZCORP7.25% 11.04% 5.93% PRA Group 6.33%5.16%1.32% Does the MarketBeat Community prefer EZPW or PRAA? EZCORP received 79 more outperform votes than PRA Group when rated by MarketBeat users. However, 56.46% of users gave PRA Group an outperform vote while only 56.16% of users gave EZCORP an outperform vote. CompanyUnderperformOutperformEZCORPOutperform Votes32856.16% Underperform Votes25643.84% PRA GroupOutperform Votes24956.46% Underperform Votes19243.54% Which has more risk & volatility, EZPW or PRAA? EZCORP has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.52, indicating that its share price is 52% more volatile than the S&P 500. Do insiders & institutionals have more ownership in EZPW or PRAA? 99.8% of EZCORP shares are owned by institutional investors. Comparatively, 97.2% of PRA Group shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Comparatively, 2.0% of PRA Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. Does the media prefer EZPW or PRAA? In the previous week, EZCORP had 2 more articles in the media than PRA Group. MarketBeat recorded 10 mentions for EZCORP and 8 mentions for PRA Group. EZCORP's average media sentiment score of 0.94 beat PRA Group's score of 0.71 indicating that EZCORP is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment EZCORP 5 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive PRA Group 3 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive SummaryEZCORP beats PRA Group on 13 of the 17 factors compared between the two stocks. Remove Ads Get PRA Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PRAA vs. The Competition Export to ExcelMetricPRA GroupShort IndustryFinance SectorNASDAQ ExchangeMarket Cap$672.86M$286.70M$10.86B$7.56BDividend YieldN/A7.15%6.00%4.33%P/E Ratio9.512.7921.5917.81Price / Sales0.603.3125.2193.59Price / Cash12.137.8817.6134.64Price / Book0.560.772.593.99Net Income-$83.48M-$33.79M$1.03B$247.23M7 Day Performance4.80%6.30%4.01%7.24%1 Month Performance-13.11%-6.45%-3.35%-6.26%1 Year Performance-26.02%-17.92%535.42%-0.18% PRA Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PRAAPRA Group3.9461 of 5 stars$17.10+0.4%$32.00+87.1%-25.7%$675.62M$1.12B9.553,280Short Interest ↑Positive NewsGap DownEZPWEZCORP2.3317 of 5 stars$15.50+1.8%$16.88+8.9%+45.7%$851.55M$1.18B13.487,000Positive NewsHigh Trading VolumeECPGEncore Capital Group4.1439 of 5 stars$29.65-5.3%$62.67+111.4%-28.7%$702.44M$1.32B-3.786,900Analyst UpgradeNews CoverageWRLDWorld Acceptance2.273 of 5 stars$116.42+3.4%$10.00-91.4%-9.2%$669.07M$515.56M8.133,120Analyst DowngradeNews CoveragePositive NewsGap DownGDOTGreen Dot3.9813 of 5 stars$7.08-4.9%$10.33+46.1%-6.3%$383.68M$1.72B-6.741,200Short Interest ↓Positive NewsGap DownRMRegional Management4.281 of 5 stars$28.23+1.1%$35.50+25.8%+26.1%$277.56M$513.97M6.791,990Gap DownAXPAmerican Express4.8444 of 5 stars$233.85+0.1%$302.24+29.2%+18.1%$164.29B$65.95B16.6977,300Upcoming EarningsHigh Trading VolumeCOFCapital One Financial4.9515 of 5 stars$154.73+2.8%$207.80+34.3%+17.5%$59.03B$39.11B13.3555,900Upcoming EarningsAnalyst RevisionPositive NewsDFSDiscover Financial Services4.8731 of 5 stars$150.78+2.5%$192.40+27.6%+31.9%$37.94B$17.91B9.4520,200Analyst DowngradeAnalyst RevisionCACCCredit Acceptance1.9502 of 5 stars$465.03+0.8%$440.00-5.4%-10.7%$5.60B$2.13B23.422,250Positive NewsHigh Trading VolumeSLMSLM4.9629 of 5 stars$24.93-2.4%$31.45+26.2%+28.6%$5.25B$1.85B9.411,700Short Interest ↓Gap Up Remove Ads Related Companies and Tools Related Companies EZPW Competitors ECPG Competitors WRLD Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors DFS Competitors CACC Competitors SLM Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PRAA) was last updated on 4/16/2025 by MarketBeat.com Staff From Our PartnersCrypto’s crashing…but we’re still profitingMost traders are panicking right now. 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