Free Trial

PRA Group (PRAA) Competitors

PRA Group logo
$22.57 -0.10 (-0.44%)
Closing price 02/21/2025 04:00 PM Eastern
Extended Trading
$22.57 0.00 (0.00%)
As of 02/21/2025 05:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PRAA vs. ECPG, WRLD, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

PRA Group vs.

PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, dividends, community ranking, valuation, profitability, risk, earnings, institutional ownership and media sentiment.

In the previous week, PRA Group had 10 more articles in the media than Encore Capital Group. MarketBeat recorded 13 mentions for PRA Group and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 0.98 beat PRA Group's score of 0.47 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PRA Group
1 Very Positive mention(s)
2 Positive mention(s)
9 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PRA Group has a beta of 1.49, suggesting that its stock price is 49% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.55, suggesting that its stock price is 55% more volatile than the S&P 500.

PRA Group has a net margin of 6.33% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat PRA Group's return on equity.

Company Net Margins Return on Equity Return on Assets
PRA Group6.33% 5.13% 1.34%
Encore Capital Group -13.91%12.70%2.61%

Encore Capital Group received 81 more outperform votes than PRA Group when rated by MarketBeat users. Likewise, 62.15% of users gave Encore Capital Group an outperform vote while only 56.46% of users gave PRA Group an outperform vote.

CompanyUnderperformOutperform
PRA GroupOutperform Votes
249
56.46%
Underperform Votes
192
43.54%
Encore Capital GroupOutperform Votes
330
62.15%
Underperform Votes
201
37.85%

PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PRA Group$1.11B0.80-$83.48M$1.7912.61
Encore Capital Group$1.22B0.96-$206.49M-$7.85-6.33

97.2% of PRA Group shares are owned by institutional investors. 2.0% of PRA Group shares are owned by insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

PRA Group presently has a consensus price target of $32.00, indicating a potential upside of 41.78%. Encore Capital Group has a consensus price target of $65.00, indicating a potential upside of 30.76%. Given PRA Group's higher possible upside, equities analysts clearly believe PRA Group is more favorable than Encore Capital Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PRA Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Summary

Encore Capital Group beats PRA Group on 12 of the 19 factors compared between the two stocks.

Get PRA Group News Delivered to You Automatically

Sign up to receive the latest news and ratings for PRAA and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

PRAA vs. The Competition

MetricPRA GroupShort IndustryFinance SectorNASDAQ Exchange
Market Cap$889.94M$514.98M$11.59B$8.94B
Dividend YieldN/A10.77%5.38%3.85%
P/E Ratio12.615.1424.1418.84
Price / Sales0.801.5726.3276.68
Price / CashN/A5.6818.1537.47
Price / Book0.711.012.604.64
Net Income-$83.48M-$62.61M$1.03B$245.69M
7 Day Performance-4.65%-4.54%-1.37%-2.59%
1 Month Performance5.57%1.01%0.23%-2.30%
1 Year Performance-13.95%-20.60%15.18%13.71%

PRA Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PRAA
PRA Group
3.8416 of 5 stars
$22.57
-0.4%
$32.00
+41.8%
-14.0%$889.94M$1.11B12.613,155Earnings Report
News Coverage
ECPG
Encore Capital Group
4.3629 of 5 stars
$50.00
+0.5%
$65.00
+30.0%
-6.9%$1.18B$1.22B-6.377,400Short Interest ↓
News Coverage
WRLD
World Acceptance
2.8281 of 5 stars
$152.25
+1.4%
$10.00
-93.4%
+14.0%$875.44M$573.21M10.632,872Insider Trade
Positive News
EZPW
EZCORP
3.9082 of 5 stars
$14.05
-2.3%
$17.75
+26.3%
+27.9%$765.30M$1.16B12.228,000
GDOT
Green Dot
3.0376 of 5 stars
$9.49
+0.8%
$10.75
+13.3%
+4.2%$510.22M$1.63B-9.031,200High Trading Volume
RM
Regional Management
3.8916 of 5 stars
$36.20
+0.8%
$35.50
-1.9%
+52.4%$367.74M$588.50M8.702,081
AXP
American Express
4.587 of 5 stars
$311.37
+1.3%
$296.38
-4.8%
+40.0%$219.34B$65.95B22.2274,600Positive News
COF
Capital One Financial
4.5566 of 5 stars
$202.25
+2.5%
$196.31
-2.9%
+48.4%$77.10B$53.94B17.4551,987Ex-Dividend
Analyst Upgrade
DFS
Discover Financial Services
4.7541 of 5 stars
$196.14
+3.2%
$186.46
-4.9%
+60.9%$49.29B$17.91B12.2921,100Analyst Revision
Positive News
SLM
SLM
4.9129 of 5 stars
$31.43
+4.7%
$29.82
-5.1%
+55.2%$6.67B$2.62B11.861,740Analyst Forecast
CACC
Credit Acceptance
2.0874 of 5 stars
$520.61
+1.7%
$440.00
-15.5%
-9.7%$6.30B$2.16B26.212,232Positive News

Related Companies and Tools


This page (NASDAQ:PRAA) was last updated on 2/22/2025 by MarketBeat.com Staff
From Our Partners