PRAA vs. ECPG, EZPW, WRLD, GDOT, RM, AXP, COF, DFS, SLM, and CACC
Should you be buying PRA Group stock or one of its competitors? The main competitors of PRA Group include Encore Capital Group (ECPG), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.
PRA Group vs.
Encore Capital Group (NASDAQ:ECPG) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, valuation, community ranking, analyst recommendations, earnings, institutional ownership, risk, dividends and media sentiment.
PRA Group has a net margin of 6.33% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat PRA Group's return on equity.
Encore Capital Group has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.64, meaning that its stock price is 64% more volatile than the S&P 500.
Encore Capital Group currently has a consensus target price of $62.67, suggesting a potential upside of 91.21%. PRA Group has a consensus target price of $32.00, suggesting a potential upside of 67.36%. Given Encore Capital Group's stronger consensus rating and higher possible upside, equities analysts plainly believe Encore Capital Group is more favorable than PRA Group.
Encore Capital Group received 82 more outperform votes than PRA Group when rated by MarketBeat users. Likewise, 62.10% of users gave Encore Capital Group an outperform vote while only 56.46% of users gave PRA Group an outperform vote.
97.2% of PRA Group shares are held by institutional investors. 2.6% of Encore Capital Group shares are held by insiders. Comparatively, 2.0% of PRA Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
PRA Group has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks.
In the previous week, Encore Capital Group had 6 more articles in the media than PRA Group. MarketBeat recorded 9 mentions for Encore Capital Group and 3 mentions for PRA Group. PRA Group's average media sentiment score of 1.57 beat Encore Capital Group's score of 1.12 indicating that PRA Group is being referred to more favorably in the news media.
Summary
Encore Capital Group beats PRA Group on 12 of the 19 factors compared between the two stocks.
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:PRAA) was last updated on 3/13/2025 by MarketBeat.com Staff
