PROV vs. HBCP, WSBF, HMST, FFNW, ESSA, TBNK, ROMA, MTG, RDN, and SMPL
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Home Bancorp (HBCP), Waterstone Financial (WSBF), HomeStreet (HMST), First Financial Northwest (FFNW), ESSA Bancorp (ESSA), Territorial Bancorp (TBNK), Roma Green Finance (ROMA), MGIC Investment (MTG), Radian Group (RDN), and Simply Good Foods (SMPL). These companies are all part of the "thrifts & mortgage finance" industry.
Provident Financial vs.
Provident Financial (NASDAQ:PROV) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, analyst recommendations, earnings, risk, valuation, community ranking, profitability and institutional ownership.
Home Bancorp has a net margin of 18.27% compared to Provident Financial's net margin of 10.39%. Home Bancorp's return on equity of 9.57% beat Provident Financial's return on equity.
In the previous week, Home Bancorp had 2 more articles in the media than Provident Financial. MarketBeat recorded 3 mentions for Home Bancorp and 1 mentions for Provident Financial. Home Bancorp's average media sentiment score of 1.14 beat Provident Financial's score of 0.56 indicating that Home Bancorp is being referred to more favorably in the news media.
Provident Financial presently has a consensus price target of $16.00, indicating a potential upside of 15.19%. Home Bancorp has a consensus price target of $54.83, indicating a potential upside of 30.03%. Given Home Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Home Bancorp is more favorable than Provident Financial.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.0%. Home Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.6%. Provident Financial pays out 61.5% of its earnings in the form of a dividend. Home Bancorp pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Provident Financial has a beta of 0.19, suggesting that its stock price is 81% less volatile than the S&P 500. Comparatively, Home Bancorp has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500.
Home Bancorp received 24 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 58.14% of users gave Home Bancorp an outperform vote while only 42.60% of users gave Provident Financial an outperform vote.
Home Bancorp has higher revenue and earnings than Provident Financial. Home Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
71.3% of Provident Financial shares are held by institutional investors. Comparatively, 49.4% of Home Bancorp shares are held by institutional investors. 11.4% of Provident Financial shares are held by company insiders. Comparatively, 7.3% of Home Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Summary
Home Bancorp beats Provident Financial on 16 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:PROV) was last updated on 4/11/2025 by MarketBeat.com Staff
