Provident Financial (PROV) Competitors $15.32 -0.01 (-0.07%) Closing price 08/1/2025 03:46 PM EasternExtended Trading$15.26 -0.06 (-0.39%) As of 08/1/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock PROV vs. KRNY, WSBF, HMST, ESSA, ROMA, HIFS, MTG, RDN, TFSL, and SMPLShould you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Kearny Financial (KRNY), Waterstone Financial (WSBF), HomeStreet (HMST), ESSA Bancorp (ESSA), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), and Simply Good Foods (SMPL). These companies are all part of the "thrifts & mortgage finance" industry. Provident Financial vs. Its Competitors Kearny Financial Waterstone Financial HomeStreet ESSA Bancorp Roma Green Finance Hingham Institution for Savings MGIC Investment Radian Group TFS Financial Simply Good Foods Provident Financial (NASDAQ:PROV) and Kearny Financial (NASDAQ:KRNY) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, media sentiment, institutional ownership, risk, profitability, analyst recommendations and dividends. Is PROV or KRNY more profitable? Provident Financial has a net margin of 10.40% compared to Kearny Financial's net margin of 7.59%. Provident Financial's return on equity of 4.85% beat Kearny Financial's return on equity.Company Net Margins Return on Equity Return on Assets Provident Financial10.40% 4.85% 0.50% Kearny Financial 7.59%3.49%0.34% Do insiders and institutionals hold more shares of PROV or KRNY? 71.3% of Provident Financial shares are held by institutional investors. Comparatively, 71.0% of Kearny Financial shares are held by institutional investors. 11.4% of Provident Financial shares are held by insiders. Comparatively, 8.6% of Kearny Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Which has better earnings and valuation, PROV or KRNY? Kearny Financial has higher revenue and earnings than Provident Financial. Kearny Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioProvident Financial$60.15M1.70$6.26M$0.9316.47Kearny Financial$343.53M1.10$26.08M$0.4213.93 Which has more volatility and risk, PROV or KRNY? Provident Financial has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Comparatively, Kearny Financial has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500. Is PROV or KRNY a better dividend stock? Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.7%. Kearny Financial pays an annual dividend of $0.44 per share and has a dividend yield of 7.5%. Provident Financial pays out 60.2% of its earnings in the form of a dividend. Kearny Financial pays out 104.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Do analysts recommend PROV or KRNY? Provident Financial currently has a consensus price target of $16.50, indicating a potential upside of 7.70%. Kearny Financial has a consensus price target of $7.75, indicating a potential upside of 32.48%. Given Kearny Financial's stronger consensus rating and higher possible upside, analysts clearly believe Kearny Financial is more favorable than Provident Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Provident Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Kearny Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Does the media refer more to PROV or KRNY? In the previous week, Provident Financial had 11 more articles in the media than Kearny Financial. MarketBeat recorded 12 mentions for Provident Financial and 1 mentions for Kearny Financial. Kearny Financial's average media sentiment score of 1.67 beat Provident Financial's score of -0.19 indicating that Kearny Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Provident Financial 0 Very Positive mention(s) 4 Positive mention(s) 4 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral Kearny Financial 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive SummaryProvident Financial beats Kearny Financial on 10 of the 18 factors compared between the two stocks. Get Provident Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for PROV and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PROV vs. The Competition Export to ExcelMetricProvident FinancialFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$102.49M$587.54M$12.02B$9.35BDividend Yield3.66%3.49%5.67%4.14%P/E Ratio16.479.8919.7623.78Price / Sales1.701.7126.0797.26Price / Cash10.0314.5718.0027.20Price / Book0.810.962.185.61Net Income$6.26M$36.33M$999.86M$265.26M7 Day Performance0.86%-2.62%-2.11%-4.34%1 Month Performance-1.96%-3.07%-1.40%4.11%1 Year Performance16.50%6.25%540.87%17.92% Provident Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PROVProvident Financial4.2552 of 5 stars$15.32-0.1%$16.50+7.7%+16.5%$102.49M$60.15M16.47160Earnings ReportKRNYKearny Financial4.0663 of 5 stars$6.24+0.8%$7.75+24.2%-13.8%$399.75M$343.53M14.86552News CoveragePositive NewsWSBFWaterstone Financial2.8867 of 5 stars$13.79+0.4%N/A-6.7%$264.92M$202.47M12.10600Positive NewsShort Interest ↑HMSTHomeStreet1.2079 of 5 stars$13.18-0.5%$14.17+7.5%-8.5%$250.70M$358.19M-1.76940Earnings ReportESSAESSA Bancorp2.1811 of 5 stars$20.61flatN/AN/A$209.30M$65.23M13.30250ROMARoma Green FinanceN/A$4.11-2.4%N/A+487.1%$43.89M$1.27M0.0016News CoverageAnalyst UpgradeHIFSHingham Institution for Savings1.1892 of 5 stars$247.41+0.3%N/A-2.2%$0.00$217.38M16.1387Positive NewsMTGMGIC Investment3.3921 of 5 stars$25.53-0.4%$26.88+5.3%+8.8%$6.09B$1.21B8.48680Positive NewsEarnings ReportRDNRadian Group3.2326 of 5 stars$33.52-0.9%$37.50+11.9%-5.8%$4.54B$1.29B8.531,400Positive NewsEarnings ReportTFSLTFS Financial2.8026 of 5 stars$12.73+0.3%$15.00+17.8%-1.0%$3.56B$758.78M45.461,000Earnings ReportSMPLSimply Good Foods4.4234 of 5 stars$32.07-3.4%$39.88+24.3%-12.0%$3.34B$1.33B22.43260Positive News Related Companies and Tools Related Companies KRNY Competitors WSBF Competitors HMST Competitors ESSA Competitors ROMA Competitors HIFS Competitors MTG Competitors RDN Competitors TFSL Competitors SMPL Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PROV) was last updated on 8/4/2025 by MarketBeat.com Staff From Our PartnersThink you missed gold’s boom? 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