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Provident Financial (PROV) Competitors

Provident Financial logo
$15.32 -0.01 (-0.07%)
Closing price 08/1/2025 03:46 PM Eastern
Extended Trading
$15.26 -0.06 (-0.39%)
As of 08/1/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PROV vs. KRNY, WSBF, HMST, ESSA, ROMA, HIFS, MTG, RDN, TFSL, and SMPL

Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Kearny Financial (KRNY), Waterstone Financial (WSBF), HomeStreet (HMST), ESSA Bancorp (ESSA), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), and Simply Good Foods (SMPL). These companies are all part of the "thrifts & mortgage finance" industry.

Provident Financial vs. Its Competitors

Provident Financial (NASDAQ:PROV) and Kearny Financial (NASDAQ:KRNY) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, media sentiment, institutional ownership, risk, profitability, analyst recommendations and dividends.

Provident Financial has a net margin of 10.40% compared to Kearny Financial's net margin of 7.59%. Provident Financial's return on equity of 4.85% beat Kearny Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Provident Financial10.40% 4.85% 0.50%
Kearny Financial 7.59%3.49%0.34%

71.3% of Provident Financial shares are held by institutional investors. Comparatively, 71.0% of Kearny Financial shares are held by institutional investors. 11.4% of Provident Financial shares are held by insiders. Comparatively, 8.6% of Kearny Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Kearny Financial has higher revenue and earnings than Provident Financial. Kearny Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Provident Financial$60.15M1.70$6.26M$0.9316.47
Kearny Financial$343.53M1.10$26.08M$0.4213.93

Provident Financial has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Comparatively, Kearny Financial has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500.

Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.7%. Kearny Financial pays an annual dividend of $0.44 per share and has a dividend yield of 7.5%. Provident Financial pays out 60.2% of its earnings in the form of a dividend. Kearny Financial pays out 104.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Provident Financial currently has a consensus price target of $16.50, indicating a potential upside of 7.70%. Kearny Financial has a consensus price target of $7.75, indicating a potential upside of 32.48%. Given Kearny Financial's stronger consensus rating and higher possible upside, analysts clearly believe Kearny Financial is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Provident Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Kearny Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Provident Financial had 11 more articles in the media than Kearny Financial. MarketBeat recorded 12 mentions for Provident Financial and 1 mentions for Kearny Financial. Kearny Financial's average media sentiment score of 1.67 beat Provident Financial's score of -0.19 indicating that Kearny Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Provident Financial
0 Very Positive mention(s)
4 Positive mention(s)
4 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral
Kearny Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Provident Financial beats Kearny Financial on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$102.49M$587.54M$12.02B$9.35B
Dividend Yield3.66%3.49%5.67%4.14%
P/E Ratio16.479.8919.7623.78
Price / Sales1.701.7126.0797.26
Price / Cash10.0314.5718.0027.20
Price / Book0.810.962.185.61
Net Income$6.26M$36.33M$999.86M$265.26M
7 Day Performance0.86%-2.62%-2.11%-4.34%
1 Month Performance-1.96%-3.07%-1.40%4.11%
1 Year Performance16.50%6.25%540.87%17.92%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
4.2552 of 5 stars
$15.32
-0.1%
$16.50
+7.7%
+16.5%$102.49M$60.15M16.47160Earnings Report
KRNY
Kearny Financial
4.0663 of 5 stars
$6.24
+0.8%
$7.75
+24.2%
-13.8%$399.75M$343.53M14.86552News Coverage
Positive News
WSBF
Waterstone Financial
2.8867 of 5 stars
$13.79
+0.4%
N/A-6.7%$264.92M$202.47M12.10600Positive News
Short Interest ↑
HMST
HomeStreet
1.2079 of 5 stars
$13.18
-0.5%
$14.17
+7.5%
-8.5%$250.70M$358.19M-1.76940Earnings Report
ESSA
ESSA Bancorp
2.1811 of 5 stars
$20.61
flat
N/AN/A$209.30M$65.23M13.30250
ROMA
Roma Green Finance
N/A$4.11
-2.4%
N/A+487.1%$43.89M$1.27M0.0016News Coverage
Analyst Upgrade
HIFS
Hingham Institution for Savings
1.1892 of 5 stars
$247.41
+0.3%
N/A-2.2%$0.00$217.38M16.1387Positive News
MTG
MGIC Investment
3.3921 of 5 stars
$25.53
-0.4%
$26.88
+5.3%
+8.8%$6.09B$1.21B8.48680Positive News
Earnings Report
RDN
Radian Group
3.2326 of 5 stars
$33.52
-0.9%
$37.50
+11.9%
-5.8%$4.54B$1.29B8.531,400Positive News
Earnings Report
TFSL
TFS Financial
2.8026 of 5 stars
$12.73
+0.3%
$15.00
+17.8%
-1.0%$3.56B$758.78M45.461,000Earnings Report
SMPL
Simply Good Foods
4.4234 of 5 stars
$32.07
-3.4%
$39.88
+24.3%
-12.0%$3.34B$1.33B22.43260Positive News

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This page (NASDAQ:PROV) was last updated on 8/4/2025 by MarketBeat.com Staff
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