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Provident Financial (PROV) Competitors

Provident Financial logo
$16.20 -0.12 (-0.74%)
(As of 12:48 PM ET)

PROV vs. HBCP, WSBF, HMST, FFNW, ESSA, TBNK, ROMA, MTG, RDN, and SMPL

Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Home Bancorp (HBCP), Waterstone Financial (WSBF), HomeStreet (HMST), First Financial Northwest (FFNW), ESSA Bancorp (ESSA), Territorial Bancorp (TBNK), Roma Green Finance (ROMA), MGIC Investment (MTG), Radian Group (RDN), and Simply Good Foods (SMPL). These companies are all part of the "thrifts & mortgage finance" industry.

Provident Financial vs.

Provident Financial (NASDAQ:PROV) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, institutional ownership, analyst recommendations, media sentiment, risk and community ranking.

Home Bancorp has a net margin of 18.55% compared to Provident Financial's net margin of 12.58%. Home Bancorp's return on equity of 9.58% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Provident Financial12.58% 5.78% 0.58%
Home Bancorp 18.55%9.58%1.07%

Home Bancorp received 19 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 58.06% of users gave Home Bancorp an outperform vote while only 44.05% of users gave Provident Financial an outperform vote.

CompanyUnderperformOutperform
Provident FinancialOutperform Votes
233
44.05%
Underperform Votes
296
55.95%
Home BancorpOutperform Votes
252
58.06%
Underperform Votes
182
41.94%

Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.4%. Home Bancorp pays an annual dividend of $1.04 per share and has a dividend yield of 2.2%. Provident Financial pays out 51.4% of its earnings in the form of a dividend. Home Bancorp pays out 23.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Provident Financial had 6 more articles in the media than Home Bancorp. MarketBeat recorded 6 mentions for Provident Financial and 0 mentions for Home Bancorp. Provident Financial's average media sentiment score of 0.42 beat Home Bancorp's score of 0.00 indicating that Provident Financial is being referred to more favorably in the media.

Company Overall Sentiment
Provident Financial Neutral
Home Bancorp Neutral

71.3% of Provident Financial shares are held by institutional investors. Comparatively, 49.4% of Home Bancorp shares are held by institutional investors. 11.4% of Provident Financial shares are held by company insiders. Comparatively, 7.3% of Home Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Home Bancorp has higher revenue and earnings than Provident Financial. Home Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Provident Financial$38.49M2.86$7.35M$1.0914.91
Home Bancorp$132.43M2.82$40.24M$4.5110.27

Provident Financial has a beta of 0.38, suggesting that its stock price is 62% less volatile than the S&P 500. Comparatively, Home Bancorp has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500.

Provident Financial presently has a consensus price target of $16.00, suggesting a potential downside of 1.54%. Home Bancorp has a consensus price target of $49.17, suggesting a potential upside of 6.19%. Given Home Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Home Bancorp is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Provident Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Home Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

Home Bancorp beats Provident Financial on 13 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$109.90M$2.78B$11.45B$9.21B
Dividend Yield3.41%3.26%5.72%4.30%
P/E Ratio14.9115.3025.0517.17
Price / Sales2.863.8927.23121.16
Price / Cash10.6819.3918.5237.84
Price / Book0.861.002.614.79
Net Income$7.35M$358.89M$1.04B$225.43M
7 Day Performance-1.52%-2.01%-2.25%-0.12%
1 Month Performance3.37%-1.65%-3.56%1.56%
1 Year Performance26.07%9.31%11.10%16.07%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
4.2745 of 5 stars
$16.20
-0.7%
$16.00
-1.2%
+26.6%$109.56M$38.49M14.86160
HBCP
Home Bancorp
2.4556 of 5 stars
$49.44
+0.1%
$49.17
-0.6%
+8.4%$399.28M$132.43M10.95440Positive News
WSBF
Waterstone Financial
3.5694 of 5 stars
$14.75
-0.3%
N/A-4.9%$285.75M$128.90M20.27698Dividend Announcement
News Coverage
HMST
HomeStreet
3.3065 of 5 stars
$11.59
+2.1%
$13.33
+15.0%
+10.5%$218.56M$139.80M-8.90849
FFNW
First Financial Northwest
1.3354 of 5 stars
$22.14
+0.3%
$23.00
+3.9%
+54.1%$204.35M$38.37M200.64140
ESSA
ESSA Bancorp
1.7751 of 5 stars
$20.08
+0.6%
N/A-2.5%$203.45M$66.05M11.30250
TBNK
Territorial Bancorp
0.5312 of 5 stars
$10.60
-0.1%
$9.89
-6.7%
-10.1%$93.62M$36.37M-40.81232Analyst Forecast
Positive News
ROMA
Roma Green Finance
N/A$0.81
-4.6%
N/AN/A$8.44M$1.27M0.0016Gap Down
MTG
MGIC Investment
2.5834 of 5 stars
$24.78
+0.9%
$26.00
+4.9%
+21.7%$6.28B$1.19B8.64680Positive News
RDN
Radian Group
2.7127 of 5 stars
$33.80
+0.8%
$36.10
+6.8%
+10.9%$5.03B$1.30B8.691,100Positive News
SMPL
Simply Good Foods
2.4255 of 5 stars
$40.10
+1.1%
$40.22
+0.3%
-3.3%$4.02B$1.33B28.75260Positive News

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This page (NASDAQ:PROV) was last updated on 12/24/2024 by MarketBeat.com Staff
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