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Provident Financial (PROV) Competitors

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$14.88 +0.10 (+0.64%)
As of 12:51 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

PROV vs. HBCP, WSBF, ESSA, FFNW, HMST, TBNK, ROMA, MTG, RDN, and SMPL

Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Home Bancorp (HBCP), Waterstone Financial (WSBF), ESSA Bancorp (ESSA), First Financial Northwest (FFNW), HomeStreet (HMST), Territorial Bancorp (TBNK), Roma Green Finance (ROMA), MGIC Investment (MTG), Radian Group (RDN), and Simply Good Foods (SMPL). These companies are all part of the "thrifts & mortgage finance" industry.

Provident Financial vs.

Provident Financial (NASDAQ:PROV) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, community ranking, profitability, institutional ownership, analyst recommendations, earnings and valuation.

In the previous week, Provident Financial and Provident Financial both had 3 articles in the media. Home Bancorp's average media sentiment score of 0.25 beat Provident Financial's score of -0.11 indicating that Home Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Provident Financial
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Home Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Home Bancorp has a net margin of 18.27% compared to Provident Financial's net margin of 10.39%. Home Bancorp's return on equity of 9.57% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Provident Financial10.39% 4.81% 0.49%
Home Bancorp 18.27%9.57%1.07%

Provident Financial has a beta of 0.35, indicating that its share price is 65% less volatile than the S&P 500. Comparatively, Home Bancorp has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500.

71.3% of Provident Financial shares are owned by institutional investors. Comparatively, 49.4% of Home Bancorp shares are owned by institutional investors. 11.4% of Provident Financial shares are owned by insiders. Comparatively, 7.3% of Home Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Home Bancorp has higher revenue and earnings than Provident Financial. Home Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Provident Financial$38.44M2.59$7.35M$0.9116.36
Home Bancorp$134.89M2.66$36.43M$4.559.77

Home Bancorp received 24 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 58.28% of users gave Home Bancorp an outperform vote while only 42.91% of users gave Provident Financial an outperform vote.

CompanyUnderperformOutperform
Provident FinancialOutperform Votes
233
42.91%
Underperform Votes
310
57.09%
Home BancorpOutperform Votes
257
58.28%
Underperform Votes
184
41.72%

Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.8%. Home Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.4%. Provident Financial pays out 61.5% of its earnings in the form of a dividend. Home Bancorp pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Provident Financial presently has a consensus target price of $16.00, indicating a potential upside of 7.49%. Home Bancorp has a consensus target price of $54.83, indicating a potential upside of 23.32%. Given Home Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Home Bancorp is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Provident Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Home Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

Home Bancorp beats Provident Financial on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$99.60M$3.02B$11.07B$8.03B
Dividend Yield3.78%3.32%5.45%4.02%
P/E Ratio16.3615.7524.1519.08
Price / Sales2.593.7025.38114.91
Price / Cash10.1519.1117.7034.62
Price / Book0.770.902.634.19
Net Income$7.35M$352.78M$1.03B$246.96M
7 Day Performance-1.75%-1.98%-1.96%-1.17%
1 Month Performance-6.44%-3.11%-3.13%-8.27%
1 Year Performance5.94%10.62%10.01%0.66%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
4.0627 of 5 stars
$14.89
+0.6%
$16.00
+7.5%
+5.3%$99.60M$38.44M16.36160Analyst Forecast
HBCP
Home Bancorp
3.7867 of 5 stars
$46.65
-0.7%
$54.83
+17.5%
+27.7%$376.75M$134.89M10.25440
WSBF
Waterstone Financial
3.5942 of 5 stars
$14.02
-0.4%
N/A+15.7%$271.61M$132.38M13.88740
ESSA
ESSA Bancorp
1.7784 of 5 stars
$20.89
-0.5%
N/A+11.0%$212.14M$65.86M12.01250Analyst Forecast
FFNW
First Financial Northwest
0.9124 of 5 stars
$21.13
-0.8%
$22.75
+7.7%
-4.6%$195.03M$37.56M192.11140
HMST
HomeStreet
3.7302 of 5 stars
$9.86
-1.8%
$14.33
+45.4%
-41.2%$185.94M$45.83M-1.29940
TBNK
Territorial Bancorp
1.7278 of 5 stars
$8.55
+1.7%
$9.89
+15.6%
-2.2%$75.51M$34.30M-17.10270
ROMA
Roma Green Finance
0.6502 of 5 stars
$0.73
+4.1%
N/A-30.7%$7.66M$8.00M0.0016Positive News
MTG
MGIC Investment
3.6416 of 5 stars
$24.54
-0.3%
$26.75
+9.0%
+20.5%$5.96B$1.21B8.46680Positive News
RDN
Radian Group
3.4427 of 5 stars
$33.04
+0.4%
$36.80
+11.4%
+8.9%$4.79B$1.29B8.411,100Positive News
SMPL
Simply Good Foods
3.1242 of 5 stars
$37.88
+0.3%
$40.22
+6.2%
+9.1%$3.83B$1.36B26.87260Positive News
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This page (NASDAQ:PROV) was last updated on 3/10/2025 by MarketBeat.com Staff
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