PayPal (PYPL) Stock Forecast & Price Target

$67.11 -1.65 (-2.40%)

Closing price 08/1/2025 04:00 PM Eastern

Extended Trading

$67.06 -0.05 (-0.07%)

As of 08/1/2025 07:59 PM Eastern

PayPal - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Moderate Buy

Based on 35 Analyst Ratings

Sell
2

Hold
14

Buy
19

Based on 35 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 35 analysts, 2 have given a sell rating, 14 have given a hold rating, 18 have given a buy rating, and 1 has given a strong buy rating for PYPL.

Consensus Price Target

$84.57
26.01% Upside

According to the 35 analysts' twelve-month price targets for PayPal, the average price target is $84.57. The highest price target for PYPL is $107.00, while the lowest price target for PYPL is $56.00. The average price target represents a forecasted upside of 26.01% from the current price of $67.11.

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PYPL Analyst Ratings Over Time

Type	Current Forecast 8/2/24 to 8/2/25	1 Month Ago 7/3/24 to 7/3/25	3 Months Ago 5/4/24 to 5/4/25	1 Year Ago 8/3/23 to 8/2/24
Strong Buy	1 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	18 Buy rating(s)	18 Buy rating(s)	19 Buy rating(s)	18 Buy rating(s)
Hold	14 Hold rating(s)	15 Hold rating(s)	15 Hold rating(s)	18 Hold rating(s)
Sell	2 Sell rating(s)	3 Sell rating(s)	2 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$84.57	$83.42	$83.77	$74.94
Forecasted Upside	26.01% Upside	9.17% Upside	24.59% Upside	20.91% Upside
Consensus Rating	Moderate Buy	Hold	Moderate Buy	Moderate Buy

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

PayPal Stock vs. The Competition

Type	PayPal	Business Services Companies	S&P 500
Consensus Rating Score	2.51	2.72	2.53
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy
Predicted Upside	26.01% Upside	256.44% Upside	14.62% Upside
News Sentiment Rating	Positive News See Recent PYPL News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
7/30/2025	Morgan Stanley 3 of 5 stars	James Faucette Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Positive ➝ Positive
7/30/2025	Canaccord Genuity Group 2 of 5 stars	Joseph Vafi Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Buy ➝ Buy	$96.00	+37.71%
7/30/2025	Macquarie 2 of 5 stars	Paul Golding Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Outperform ➝ Outperform	$95.00	+33.58%
7/30/2025	JMP Securities Subscribe to MarketBeat All Access for the recommendation accuracy rating	Andrew Boone Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Market Outperform ➝ Market Outperform	$110.00 ➝ $100.00	+39.55%
7/29/2025	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Buy ➝ Buy
7/29/2025	BMO Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Market Perform ➝ Market Perform
7/29/2025	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating	Ramsey El-Assal Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Overweight ➝ Overweight
7/29/2025	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating	Bryan Keane Subscribe to MarketBeat All Access for the recommendation accuracy rating	Set Target		$75.00	-4.12%
7/29/2025	Piper Sandler Subscribe to MarketBeat All Access for the recommendation accuracy rating	Patrick Moley Subscribe to MarketBeat All Access for the recommendation accuracy rating	Set Target		$74.00	-5.40%
7/14/2025	Seaport Res Ptn Subscribe to MarketBeat All Access for the recommendation accuracy rating	J. Cantwell Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Strong Sell ➝ Hold
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6/26/2025	Royal Bank Of Canada Subscribe to MarketBeat All Access for the recommendation accuracy rating	Daniel Perlin Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Outperform ➝ Outperform	$88.00	+21.48%
6/2/2025	Truist Financial Subscribe to MarketBeat All Access for the recommendation accuracy rating	Matthew Coad Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Sell	$68.00	-2.91%
4/30/2025	Robert W. Baird Subscribe to MarketBeat All Access for the recommendation accuracy rating	Colin Sebastian Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Outperform ➝ Outperform	$78.00 ➝ $79.00	+22.64%
4/30/2025	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	Timothy Chiodo Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Neutral ➝ Neutral	$88.00 ➝ $75.00	+16.43%
4/30/2025	Needham & Company LLC Subscribe to MarketBeat All Access for the recommendation accuracy rating	Mayank Tandon Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Hold ➝ Hold
4/23/2025	Compass Point Subscribe to MarketBeat All Access for the recommendation accuracy rating	Dominick Gabriele Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Sell	$56.00	-8.82%
4/16/2025	Wells Fargo & Company Subscribe to MarketBeat All Access for the recommendation accuracy rating	Andrew Bauch Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Equal Weight ➝ Equal Weight	$80.00 ➝ $74.00	+21.54%
4/14/2025	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating	Jason Kupferberg Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Buy ➝ Buy	$103.00 ➝ $93.00	+48.59%
4/9/2025	Evercore ISI Subscribe to MarketBeat All Access for the recommendation accuracy rating	Adam Frisch Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	In-Line	$65.00	+13.22%
4/8/2025	Monness Crespi & Hardt Subscribe to MarketBeat All Access for the recommendation accuracy rating	Gus Gala Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Buy ➝ Buy	$120.00 ➝ $90.00	+49.42%
3/31/2025	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Outperform ➝ Outperform	$104.00 ➝ $85.00	+30.47%
3/27/2025	Arete Research Subscribe to MarketBeat All Access for the recommendation accuracy rating	O. Lester Subscribe to MarketBeat All Access for the recommendation accuracy rating	Set Target		$81.00	+20.63%
2/28/2025	DZ Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating	P. Hassler Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Hold ➝ Buy	$92.00	+30.07%
2/4/2025	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Overweight ➝ Overweight
2/4/2025	BTIG Research Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Neutral ➝ Neutral
1/6/2025	Susquehanna Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Positive ➝ Positive	$94.00 ➝ $101.00	+13.60%
12/13/2024	Wolfe Research Subscribe to MarketBeat All Access for the recommendation accuracy rating	D. Peller Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Peer Perform ➝ Outperform	$107.00	+19.69%
11/1/2024	Phillip Securities Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Buy ➝ Accumulate	$80.00 ➝ $90.00	+16.63%
10/30/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$79.00 ➝ $87.00	+10.97%
10/18/2024	Stephens Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Equal Weight ➝ Equal Weight	$75.00 ➝ $85.00	+5.55%
10/14/2024	Mizuho Subscribe to MarketBeat All Access for the recommendation accuracy rating	D. Dolev Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Outperform ➝ Outperform	$90.00 ➝ $100.00	+24.21%
10/10/2024	Sanford C. Bernstein Subscribe to MarketBeat All Access for the recommendation accuracy rating	H. Rawat Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Outperform ➝ Market Perform	$75.00 ➝ $80.00	-2.02%
10/1/2024	Oppenheimer Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Market Perform
8/9/2024	Daiwa America Subscribe to MarketBeat All Access for the recommendation accuracy rating	K. Nishimura Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Moderate Buy ➝ Strong-Buy
8/9/2024	Daiwa Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Neutral ➝ Outperform	$68.00 ➝ $72.00	+12.01%
7/31/2024	TD Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Hold ➝ Hold	$68.00 ➝ $70.00	+6.09%
7/31/2024	Argus Subscribe to MarketBeat All Access for the recommendation accuracy rating	S. Biggar Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Hold ➝ Buy
7/30/2024	William Blair Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Jeffrey Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Hold
7/29/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		$70.00 ➝ $65.00	+10.38%
5/31/2024	New Street Research Subscribe to MarketBeat All Access for the recommendation accuracy rating	S. Datta Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Buy	$80.00	+27.98%
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2/8/2024	Wedbush Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Outperform ➝ Outperform	$85.00	+47.03%
10/13/2023	HSBC Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy	$69.00	+22.44%
9/18/2023	Moffett Nathanson Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Outperform ➝ Market Perform	$75.00	+16.80%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Saturday at 02:40 AM ET.

Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, July 30, 2025. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

The current stock price is around $73.24, which may present a buying opportunity for investors looking for value in the digital payments sector.
PayPal Holdings, Inc. has a robust technology platform that facilitates digital payments for both merchants and consumers, positioning it well in the growing e-commerce market.
Recent insider trading activity indicates confidence in the company's future, with insiders owning a small percentage of the stock, suggesting they believe in the long-term potential of the company.
Institutional investors hold a significant portion of the company's stock, with over 68% ownership, reflecting strong institutional confidence in PayPal's business model and growth prospects.
Recent increases in stakes by institutional investors, such as J. Goldman & Co LP and ExodusPoint Capital Management LP, highlight a positive outlook on the company's performance and potential for growth.

PayPal
Bear Case

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

Insider sales have occurred recently, with 11,796 shares sold, which may raise concerns about the confidence of those within the company regarding its future performance.
Insiders currently own only 0.08% of the company's stock, indicating a lack of significant personal investment in the company, which could be a red flag for potential investors.
The company has experienced a decrease in insider ownership by 7.91%, which may suggest a shift in sentiment among key stakeholders.
Market volatility and competition in the digital payments space could impact PayPal's market share and profitability, making it a riskier investment.
Recent trading activity shows that while some institutional investors are increasing their stakes, others may be reassessing their positions, indicating potential uncertainty in the stock's future performance.

PYPL Forecast - Frequently Asked Questions

: According to the research reports of 35 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $84.57, with a high forecast of $107.00 and a low forecast of $56.00.
: 35 Wall Street analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last twelve months. There are currently 2 sell ratings, 14 hold ratings, 18 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" PYPL shares.
: According to analysts, PayPal's stock has a predicted upside of 26.01% based on their 12-month stock forecasts.
: Over the previous 90 days, PayPal's stock had 2 upgrades by analysts.
: PayPal has been rated by research analysts at Barclays, BMO Capital Markets, Canaccord Genuity Group, Citigroup, Deutsche Bank Aktiengesellschaft, JMP Securities, Macquarie, Morgan Stanley, Piper Sandler, Royal Bank Of Canada, Seaport Res Ptn, and Truist Financial in the past 90 days.
: Analysts like PayPal less than other "business services" companies. The consensus rating score for PayPal is 2.51 while the average consensus rating score for "business services" companies is 2.72. Learn more on how PYPL compares to other companies.

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This page (NASDAQ:PYPL) was last updated on 8/2/2025 by MarketBeat.com Staff

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PayPal (PYPL) Stock Forecast & Price Target