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PayPal (PYPL) Stock Forecast & Price Target

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$69.93 +2.38 (+3.53%)
As of 03:27 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

PayPal - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
2
Hold
14
Buy
17

Based on 33 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Hold." Out of the 33 analysts, 2 have given a sell rating, 14 have given a hold rating, and 17 have given a buy rating for PYPL.

Consensus Price Target

$85.00
21.55% Upside
According to the 33 analysts' twelve-month price targets for PayPal, the average price target is $85.00. The highest price target for PYPL is $107.00, while the lowest price target for PYPL is $56.00. The average price target represents a forecasted upside of 21.55% from the current price of $69.93.
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PYPL Analyst Ratings Over Time

TypeCurrent Forecast
8/22/24 to 8/22/25
1 Month Ago
7/23/24 to 7/23/25
3 Months Ago
5/24/24 to 5/24/25
1 Year Ago
8/23/23 to 8/22/24
Strong Buy
0 Strong Buy rating(s)
1 Strong Buy rating(s)
1 Strong Buy rating(s)
1 Strong Buy rating(s)
Buy
17 Buy rating(s)
17 Buy rating(s)
19 Buy rating(s)
19 Buy rating(s)
Hold
14 Hold rating(s)
17 Hold rating(s)
15 Hold rating(s)
17 Hold rating(s)
Sell
2 Sell rating(s)
2 Sell rating(s)
2 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$85.00$83.13$83.68$75.56
Forecasted Upside21.55% Upside8.44% Upside19.80% Upside5.65% Upside
Consensus Rating
Hold
Hold
Moderate Buy
Moderate Buy

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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PayPal Stock vs. The Competition

TypePayPalBusiness Services CompaniesS&P 500
Consensus Rating Score
2.45
2.70
2.53
Consensus RatingHoldModerate BuyModerate Buy
Predicted Upside25.83% Upside115.19% Upside11.96% Upside
News Sentiment Rating
Positive News

See Recent PYPL News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
7/30/2025Morgan Stanley
3 of 5 stars
James Faucette
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Reiterated RatingPositive ➝ Positive
7/30/2025Canaccord Genuity Group
2 of 5 stars
Joseph Vafi
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Reiterated RatingBuy ➝ Buy$96.00+37.71%
7/30/2025Macquarie
2 of 5 stars
Paul Golding
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Reiterated RatingOutperform ➝ Outperform$95.00+33.58%
7/30/2025JMP Securities
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Andrew Boone
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Lower TargetMarket Outperform ➝ Market Outperform$110.00 ➝ $100.00+39.55%
7/29/2025Citigroup
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 Reiterated RatingBuy ➝ Buy
7/29/2025BMO Capital Markets
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 Reiterated RatingMarket Perform ➝ Market Perform
7/29/2025Barclays
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Ramsey El-Assal
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Reiterated RatingOverweight ➝ Overweight
7/29/2025Deutsche Bank Aktiengesellschaft
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Bryan Keane
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Set Target$75.00-4.12%
7/29/2025Piper Sandler
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Patrick Moley
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Set Target$74.00-5.40%
7/14/2025Seaport Res Ptn
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J. Cantwell
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UpgradeStrong Sell ➝ Hold
6/26/2025Royal Bank Of Canada
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Daniel Perlin
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Reiterated RatingOutperform ➝ Outperform$88.00+21.48%
6/2/2025Truist Financial
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Matthew Coad
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Initiated CoverageSell$68.00-2.91%
4/30/2025Robert W. Baird
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Colin Sebastian
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Boost TargetOutperform ➝ Outperform$78.00 ➝ $79.00+22.64%
4/30/2025UBS Group
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Timothy Chiodo
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Lower TargetNeutral ➝ Neutral$88.00 ➝ $75.00+16.43%
4/30/2025Needham & Company LLC
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Mayank Tandon
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Reiterated RatingHold ➝ Hold
4/23/2025Compass Point
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Dominick Gabriele
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Initiated CoverageSell$56.00-8.82%
4/16/2025Wells Fargo & Company
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Andrew Bauch
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Lower TargetEqual Weight ➝ Equal Weight$80.00 ➝ $74.00+21.54%
4/14/2025Bank of America
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Jason Kupferberg
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Lower TargetBuy ➝ Buy$103.00 ➝ $93.00+48.59%
4/9/2025Evercore ISI
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Adam Frisch
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Initiated CoverageIn-Line$65.00+13.22%
4/8/2025Monness Crespi & Hardt
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Gus Gala
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Lower TargetBuy ➝ Buy$120.00 ➝ $90.00+49.42%
3/31/2025Keefe, Bruyette & Woods
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Sanjay Sakhrani
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Lower TargetOutperform ➝ Outperform$104.00 ➝ $85.00+30.47%
3/27/2025Arete Research
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O. Lester
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Set Target$81.00+20.63%
2/28/2025DZ Bank
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P. Hassler
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UpgradeHold ➝ Buy$92.00+30.07%
2/4/2025JPMorgan Chase & Co.
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 Reiterated RatingOverweight ➝ Overweight
2/4/2025BTIG Research
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 Reiterated RatingNeutral ➝ Neutral
1/6/2025Susquehanna
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 Boost TargetPositive ➝ Positive$94.00 ➝ $101.00+13.60%
12/13/2024Wolfe Research
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D. Peller
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UpgradePeer Perform ➝ Outperform$107.00+19.69%
11/1/2024Phillip Securities
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 Reiterated RatingBuy ➝ Accumulate$80.00 ➝ $90.00+16.63%
10/30/2024The Goldman Sachs Group
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 Boost TargetNeutral ➝ Neutral$79.00 ➝ $87.00+10.97%
10/18/2024Stephens
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 Boost TargetEqual Weight ➝ Equal Weight$75.00 ➝ $85.00+5.55%
10/14/2024Mizuho
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D. Dolev
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Boost TargetOutperform ➝ Outperform$90.00 ➝ $100.00+24.21%
10/10/2024Sanford C. Bernstein
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H. Rawat
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DowngradeOutperform ➝ Market Perform$75.00 ➝ $80.00-2.02%
10/1/2024Oppenheimer
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 Initiated CoverageMarket Perform
8/9/2024Daiwa America
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K. Nishimura
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UpgradeModerate Buy ➝ Strong-Buy
8/9/2024Daiwa Capital Markets
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 UpgradeNeutral ➝ Outperform$68.00 ➝ $72.00+12.01%
7/31/2024TD Cowen
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 Boost TargetHold ➝ Hold$68.00 ➝ $70.00+6.09%
7/31/2024Argus
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S. Biggar
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UpgradeHold ➝ Buy
7/30/2024William Blair
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A. Jeffrey
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UpgradeHold
7/29/2024Jefferies Financial Group
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 Lower Target$70.00 ➝ $65.00+10.38%
5/31/2024New Street Research
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S. Datta
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Initiated CoverageBuy$80.00+27.98%
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2/8/2024Wedbush
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 Reiterated RatingOutperform ➝ Outperform$85.00+47.03%
10/13/2023HSBC
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 Initiated CoverageBuy$69.00+22.44%
9/18/2023Moffett Nathanson
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 Reiterated RatingOutperform ➝ Market Perform$75.00+16.80%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 03:27 PM ET.


Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, August 21, 2025. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

  • The current stock price is around $72, which may present a buying opportunity for investors looking for value.
  • PayPal Holdings, Inc. reported a strong quarterly earnings performance, with earnings per share of $1.40, exceeding analyst expectations, indicating robust financial health.
  • The company has a solid return on equity of 25.35%, suggesting effective management and profitability relative to shareholder equity.
  • With a net margin of 14.49%, PayPal Holdings, Inc. demonstrates efficient cost management and profitability from its revenue.
  • Analysts have a generally positive outlook, with many rating the stock as a "Buy," reflecting confidence in the company's growth potential.

PayPal
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

  • The company has a debt-to-equity ratio of 0.56, which, while manageable, indicates some reliance on debt financing that could pose risks in a rising interest rate environment.
  • PayPal Holdings, Inc. has a beta of 1.42, suggesting that its stock is more volatile than the market, which could lead to larger price swings and increased risk for investors.
  • Despite recent earnings growth, the company faces intense competition in the digital payments space, which could impact future revenue growth.
  • Market analysts have set an average target price of $85, which may limit upside potential for investors if the stock does not perform as expected.
  • Recent fluctuations in the stock price may indicate uncertainty in investor sentiment, which could lead to further volatility in the near term.

PYPL Forecast - Frequently Asked Questions

According to the research reports of 33 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $85.00, with a high forecast of $107.00 and a low forecast of $56.00.

33 Wall Street analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last year. There are currently 2 sell ratings, 14 hold ratings and 17 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" PYPL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in PYPL, but not buy additional shares or sell existing shares.

According to analysts, PayPal's stock has a predicted upside of 21.55% based on their 12-month stock forecasts.

Over the previous 90 days, PayPal's stock had 2 upgrades by analysts.

Analysts like PayPal less than other "business services" companies. The consensus rating for PayPal is Hold while the average consensus rating for "business services" companies is Moderate Buy. Learn more on how PYPL compares to other companies.


This page (NASDAQ:PYPL) was last updated on 8/22/2025 by MarketBeat.com Staff
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