Republic Bancorp (RBCAA) Competitors

United Bankshares (NASDAQ:UBSI) and Republic Bancorp (NASDAQ:RBCAA) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, media sentiment, analyst recommendations, risk and community ranking.

Do insiders and institutionals believe in UBSI or RBCAA?

70.8% of United Bankshares shares are held by institutional investors. Comparatively, 24.4% of Republic Bancorp shares are held by institutional investors. 3.7% of United Bankshares shares are held by insiders. Comparatively, 56.4% of Republic Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the media refer more to UBSI or RBCAA?

In the previous week, United Bankshares had 4 more articles in the media than Republic Bancorp. MarketBeat recorded 12 mentions for United Bankshares and 8 mentions for Republic Bancorp. United Bankshares' average media sentiment score of 1.58 beat Republic Bancorp's score of 0.97 indicating that United Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Bankshares	8 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Republic Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, UBSI or RBCAA?

United Bankshares has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500. Comparatively, Republic Bancorp has a beta of 0.46, indicating that its share price is 54% less volatile than the S&P 500.

Does the MarketBeat Community prefer UBSI or RBCAA?

United Bankshares received 102 more outperform votes than Republic Bancorp when rated by MarketBeat users. However, 57.39% of users gave Republic Bancorp an outperform vote while only 46.46% of users gave United Bankshares an outperform vote.

Company	Underperform	Outperform
United Bankshares	Outperform Votes 269 46.46%	Underperform Votes 310 53.54%
Republic Bancorp	Outperform Votes 167 57.39%	Underperform Votes 124 42.61%

Which has better valuation and earnings, UBSI or RBCAA?

United Bankshares has higher revenue and earnings than Republic Bancorp. United Bankshares is trading at a lower price-to-earnings ratio than Republic Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bankshares	$1.03B	4.77	$373M	$2.74	12.48
Republic Bancorp	$378.96M	3.48	$101.37M	$5.23	12.93

Do analysts recommend UBSI or RBCAA?

United Bankshares currently has a consensus price target of $41.88, suggesting a potential upside of 22.42%. Republic Bancorp has a consensus price target of $70.00, suggesting a potential upside of 3.50%. Given United Bankshares' higher probable upside, equities analysts plainly believe United Bankshares is more favorable than Republic Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Republic Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is UBSI or RBCAA more profitable?

United Bankshares has a net margin of 22.94% compared to Republic Bancorp's net margin of 20.05%. Republic Bancorp's return on equity of 10.60% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bankshares	22.94%	7.60%	1.24%
Republic Bancorp	20.05%	10.60%	1.51%

Is UBSI or RBCAA a better dividend stock?

United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.3%. Republic Bancorp pays an annual dividend of $1.80 per share and has a dividend yield of 2.7%. United Bankshares pays out 54.0% of its earnings in the form of a dividend. Republic Bancorp pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has increased its dividend for 26 consecutive years and Republic Bancorp has increased its dividend for 27 consecutive years.

Summary

United Bankshares beats Republic Bancorp on 11 of the 19 factors compared between the two stocks.