Republic Bancorp (RBCAA) Competitors

Republic Bancorp (NASDAQ:RBCAA) and German American Bancorp (NASDAQ:GABC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, media sentiment, dividends, institutional ownership, community ranking and earnings.

Is RBCAA or GABC a better dividend stock?

Republic Bancorp pays an annual dividend of $1.63 per share and has a dividend yield of 2.1%. German American Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.3%. Republic Bancorp pays out 31.0% of its earnings in the form of a dividend. German American Bancorp pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Republic Bancorp has increased its dividend for 26 consecutive years and German American Bancorp has increased its dividend for 12 consecutive years.

Which has stronger earnings & valuation, RBCAA or GABC?

Republic Bancorp has higher revenue and earnings than German American Bancorp. Republic Bancorp is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Republic Bancorp	$427.52M	3.53	$90.37M	$5.26	14.76
German American Bancorp	$210.98M	6.46	$85.89M	$2.77	16.59

Is RBCAA or GABC more profitable?

German American Bancorp has a net margin of 23.75% compared to Republic Bancorp's net margin of 20.65%. German American Bancorp's return on equity of 11.94% beat Republic Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Republic Bancorp	20.65%	10.79%	1.52%
German American Bancorp	23.75%	11.94%	1.33%

Do analysts recommend RBCAA or GABC?

Republic Bancorp currently has a consensus target price of $80.00, suggesting a potential upside of 3.07%. German American Bancorp has a consensus target price of $45.25, suggesting a potential downside of 1.54%. Given Republic Bancorp's higher possible upside, research analysts plainly believe Republic Bancorp is more favorable than German American Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Republic Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
German American Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Does the MarketBeat Community prefer RBCAA or GABC?

German American Bancorp received 87 more outperform votes than Republic Bancorp when rated by MarketBeat users. However, 57.59% of users gave Republic Bancorp an outperform vote while only 53.59% of users gave German American Bancorp an outperform vote.

Company	Underperform	Outperform
Republic Bancorp	Outperform Votes 167 57.59%	Underperform Votes 123 42.41%
German American Bancorp	Outperform Votes 254 53.59%	Underperform Votes 220 46.41%

Do institutionals & insiders believe in RBCAA or GABC?

24.4% of Republic Bancorp shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 55.5% of Republic Bancorp shares are owned by company insiders. Comparatively, 6.2% of German American Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media refer more to RBCAA or GABC?

In the previous week, German American Bancorp had 1 more articles in the media than Republic Bancorp. MarketBeat recorded 3 mentions for German American Bancorp and 2 mentions for Republic Bancorp. German American Bancorp's average media sentiment score of 1.74 beat Republic Bancorp's score of 0.50 indicating that German American Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Republic Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
German American Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility and risk, RBCAA or GABC?

Republic Bancorp has a beta of 0.51, suggesting that its stock price is 49% less volatile than the S&P 500. Comparatively, German American Bancorp has a beta of 0.61, suggesting that its stock price is 39% less volatile than the S&P 500.

Summary

German American Bancorp beats Republic Bancorp on 12 of the 21 factors compared between the two stocks.