Safety Insurance Group (SAFT) Competitors

Safety Insurance Group (NASDAQ:SAFT) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, community ranking, analyst recommendations, profitability, risk, valuation, earnings, institutional ownership and dividends.

Which has more volatility and risk, SAFT or WTM?

Safety Insurance Group has a beta of 0.19, indicating that its stock price is 81% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of SAFT or WTM?

81.0% of Safety Insurance Group shares are held by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are held by institutional investors. 2.0% of Safety Insurance Group shares are held by insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is SAFT or WTM more profitable?

White Mountains Insurance Group has a net margin of 24.72% compared to Safety Insurance Group's net margin of 6.86%. White Mountains Insurance Group's return on equity of 11.57% beat Safety Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Safety Insurance Group	6.86%	6.35%	2.41%
White Mountains Insurance Group	24.72%	11.57%	5.89%

Does the MarketBeat Community favor SAFT or WTM?

White Mountains Insurance Group received 79 more outperform votes than Safety Insurance Group when rated by MarketBeat users. Likewise, 59.42% of users gave White Mountains Insurance Group an outperform vote while only 56.64% of users gave Safety Insurance Group an outperform vote.

Company	Underperform	Outperform
Safety Insurance Group	Outperform Votes 145 56.64%	Underperform Votes 111 43.36%
White Mountains Insurance Group	Outperform Votes 224 59.42%	Underperform Votes 153 40.58%

Is SAFT or WTM a better dividend stock?

Safety Insurance Group pays an annual dividend of $3.60 per share and has a dividend yield of 4.4%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Safety Insurance Group pays out 71.3% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 0.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has better earnings and valuation, SAFT or WTM?

White Mountains Insurance Group has higher revenue and earnings than Safety Insurance Group. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Safety Insurance Group	$1.08B	1.13	$18.88M	$5.05	16.26
White Mountains Insurance Group	$2.73B	1.81	$509.20M	$252.64	7.64

Does the media favor SAFT or WTM?

In the previous week, White Mountains Insurance Group had 2 more articles in the media than Safety Insurance Group. MarketBeat recorded 2 mentions for White Mountains Insurance Group and 0 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 1.93 beat White Mountains Insurance Group's score of 1.66 indicating that Safety Insurance Group is being referred to more favorably in the media.

Company	Overall Sentiment
Safety Insurance Group	Very Positive
White Mountains Insurance Group	Very Positive

Summary

White Mountains Insurance Group beats Safety Insurance Group on 14 of the 17 factors compared between the two stocks.