SoFi Technologies (SOFI) Stock Forecast & Price Target

$21.23 -1.35 (-5.98%)

Closing price 08/1/2025 04:00 PM Eastern

Extended Trading

$21.16 -0.07 (-0.35%)

As of 08/1/2025 07:59 PM Eastern

SoFi Technologies - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Hold

Based on 20 Analyst Ratings

Sell
3

Hold
10

Buy
7

Based on 20 Wall Street analysts who have issued ratings for SoFi Technologies in the last 12 months, the stock has a consensus rating of "Hold." Out of the 20 analysts, 3 have given a sell rating, 10 have given a hold rating, 6 have given a buy rating, and 1 has given a strong buy rating for SOFI.

Consensus Price Target

$18.06
-14.94% Downside

According to the 20 analysts' twelve-month price targets for SoFi Technologies, the average price target is $18.06. The highest price target for SOFI is $26.00, while the lowest price target for SOFI is $12.00. The average price target represents a forecasted downside of -14.94% from the current price of $21.23.

Get the Latest News and Ratings for SOFI and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for SoFi Technologies and its competitors.

SOFI Analyst Ratings Over Time

Type	Current Forecast 8/2/24 to 8/2/25	1 Month Ago 7/3/24 to 7/3/25	3 Months Ago 5/4/24 to 5/4/25	1 Year Ago 8/3/23 to 8/2/24
Strong Buy	1 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	6 Buy rating(s)	8 Buy rating(s)	7 Buy rating(s)	5 Buy rating(s)
Hold	10 Hold rating(s)	5 Hold rating(s)	5 Hold rating(s)	8 Hold rating(s)
Sell	3 Sell rating(s)	3 Sell rating(s)	3 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$18.06	$14.73	$14.38	$9.20
Forecasted Upside	-14.94% Downside	-20.51% Downside	13.26% Upside	38.35% Upside
Consensus Rating	Hold	Hold	Hold	Hold

SOFI Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

SOFI Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

SoFi Technologies Stock vs. The Competition

Type	SoFi Technologies	Finance Companies	S&P 500
Consensus Rating Score	2.25	2.54	2.53
Consensus Rating	Hold	Moderate Buy	Moderate Buy
Predicted Upside	-14.94% Downside	25.79% Upside	14.62% Upside
News Sentiment Rating	Positive News See Recent SOFI News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
8/1/2025	Rothschild & Co Redburn 0 of 5 stars		Initiated Coverage	Neutral	$20.50	-9.21%
7/31/2025	Mizuho 3 of 5 stars	Dan Dolev Subscribe to MarketBeat All Access for the recommendation accuracy rating	Set Target	Outperform ➝ Outperform	$20.00 ➝ $26.00	+18.88%
7/30/2025	Barclays 3 of 5 stars	Terry Ma Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Equal Weight ➝ Equal Weight	$18.00 ➝ $21.00	-3.43%
7/30/2025	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating	Jeffrey Adelson Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Underweight ➝ Underweight	$11.00 ➝ $13.00	-39.84%
7/30/2025	Needham & Company LLC Subscribe to MarketBeat All Access for the recommendation accuracy rating	Kyle Peterson Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Buy ➝ Buy	$20.00 ➝ $25.00	+11.61%
7/17/2025	Truist Financial Subscribe to MarketBeat All Access for the recommendation accuracy rating	Matthew Coad Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Hold ➝ Hold	$14.00 ➝ $20.00	-8.30%
7/14/2025	JMP Securities Subscribe to MarketBeat All Access for the recommendation accuracy rating	Brian McKenna Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Market Outperform ➝ Market Perform	$17.00	-18.32%
7/14/2025	Citizens Jmp Subscribe to MarketBeat All Access for the recommendation accuracy rating	D. Ryan Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Strong-Buy ➝ Market Perform
7/14/2025	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Neutral	$19.00	-10.38%
7/11/2025	Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold
Get the Latest News and Ratings for SOFI and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for SoFi Technologies and its competitors with MarketBeat's FREE daily newsletter.
7/11/2025	TD Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating	Moshe Orenbuch Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Hold	$21.00	+0.14%
7/10/2025	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating	Timothy Switzer Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Underperform ➝ Underperform	$9.00 ➝ $13.00	-38.26%
6/12/2025	Stephens Subscribe to MarketBeat All Access for the recommendation accuracy rating	M. Roberts Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Equal Weight ➝ Overweight	$20.00	+32.80%
4/30/2025	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	Tim Chiodo Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Neutral ➝ Neutral	$14.00 ➝ $15.50	+25.56%
2/21/2025	Dbs Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating	E. Fok Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Strong-Buy
1/24/2025	William Blair Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Jeffrey Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Outperform
1/14/2025	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating	P. Christiansen Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Buy ➝ Buy	$12.50 ➝ $18.00	+22.53%
12/9/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Neutral ➝ Underperform	$12.00 ➝ $12.00	-25.09%
12/2/2024	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$9.00 ➝ $16.00	-2.50%
10/29/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Buy ➝ Buy	$12.00 ➝ $13.00	+24.16%
6/7/2024	BTIG Research Subscribe to MarketBeat All Access for the recommendation accuracy rating	V. Caintic Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Neutral
4/30/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Hold ➝ Hold	$12.00 ➝ $11.00	+62.48%
4/30/2024	Wedbush Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Underperform ➝ Underperform	$3.00	-57.42%
11/17/2023	Piper Sandler Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Neutral ➝ Neutral	$9.00 ➝ $8.50	+24.63%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Saturday at 04:22 AM ET.

SOFI Forecast - Frequently Asked Questions

: According to the research reports of 20 Wall Street equities research analysts, the average twelve-month stock price forecast for SoFi Technologies is $18.06, with a high forecast of $26.00 and a low forecast of $12.00.
: 20 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for SoFi Technologies in the last twelve months. There are currently 3 sell ratings, 10 hold ratings, 6 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" SOFI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SOFI, but not buy additional shares or sell existing shares.
: According to analysts, SoFi Technologies's stock has a predicted downside of -14.94% based on their 12-month stock forecasts.
: Over the previous 90 days, SoFi Technologies's stock had 1 downgrade by analysts.
: SoFi Technologies has been rated by research analysts at Barclays, Citizens Jmp, Cowen, JMP Securities, Keefe, Bruyette & Woods, Mizuho, Morgan Stanley, Needham & Company LLC, Rothschild & Co Redburn, Stephens, TD Cowen, The Goldman Sachs Group, and Truist Financial in the past 90 days.
: Analysts like SoFi Technologies less than other "finance" companies. The consensus rating for SoFi Technologies is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how SOFI compares to other companies.

Stock Forecasts and Research Tools

Related Companies

Today's Ratings

Top-Rated Stocks

More Ratings Tools

This page (NASDAQ:SOFI) was last updated on 8/2/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

SoFi Technologies (SOFI) Stock Forecast & Price Target