SouthState (SSB) Competitors

M&T Bank (NYSE:MTB) and SouthState (NASDAQ:SSB) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, community ranking, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment.

Does the media refer more to MTB or SSB?

In the previous week, M&T Bank had 1 more articles in the media than SouthState. MarketBeat recorded 9 mentions for M&T Bank and 8 mentions for SouthState. SouthState's average media sentiment score of 1.01 beat M&T Bank's score of 0.66 indicating that SouthState is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	1 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SouthState	3 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of MTB or SSB?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 89.8% of SouthState shares are held by institutional investors. 0.8% of M&T Bank shares are held by company insiders. Comparatively, 1.3% of SouthState shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is MTB or SSB a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.8%. SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.2%. M&T Bank pays out 40.0% of its earnings in the form of a dividend. SouthState pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has raised its dividend for 13 consecutive years.

Is MTB or SSB more profitable?

SouthState has a net margin of 21.24% compared to M&T Bank's net margin of 17.82%. M&T Bank's return on equity of 9.52% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	17.82%	9.52%	1.15%
SouthState	21.24%	9.41%	1.17%

Which has preferable earnings & valuation, MTB or SSB?

M&T Bank has higher revenue and earnings than SouthState. M&T Bank is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.17B	3.43	$2.74B	$13.51	14.03
SouthState	$1.65B	4.64	$494.31M	$6.48	15.46

Do analysts rate MTB or SSB?

M&T Bank currently has a consensus target price of $215.50, suggesting a potential upside of 13.73%. SouthState has a consensus target price of $109.78, suggesting a potential upside of 9.55%. Given M&T Bank's higher probable upside, analysts plainly believe M&T Bank is more favorable than SouthState.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.38
SouthState	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more volatility and risk, MTB or SSB?

M&T Bank has a beta of 0.76, meaning that its share price is 24% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500.

Does the MarketBeat Community prefer MTB or SSB?

SouthState received 252 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 61.48% of users gave SouthState an outperform vote while only 45.90% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 246 45.90%	Underperform Votes 290 54.10%
SouthState	Outperform Votes 498 61.48%	Underperform Votes 312 38.52%

Summary

SouthState beats M&T Bank on 12 of the 21 factors compared between the two stocks.