SouthState (SSB) Competitors

M&T Bank (NYSE:MTB) and SouthState (NASDAQ:SSB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, earnings, risk, institutional ownership, valuation, media sentiment, analyst recommendations, dividends and profitability.

Do analysts prefer MTB or SSB?

M&T Bank presently has a consensus target price of $215.97, indicating a potential upside of 38.58%. SouthState has a consensus target price of $117.90, indicating a potential upside of 47.15%. Given SouthState's stronger consensus rating and higher possible upside, analysts plainly believe SouthState is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.41
SouthState	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	1 Strong Buy rating(s)	2.90

Which has higher earnings and valuation, MTB or SSB?

M&T Bank has higher revenue and earnings than SouthState. M&T Bank is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.23B	2.77	$2.59B	$14.63	10.65
SouthState	$1.67B	4.87	$534.78M	$6.96	11.51

Does the MarketBeat Community believe in MTB or SSB?

SouthState received 254 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 61.81% of users gave SouthState an outperform vote while only 45.80% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 251 45.80%	Underperform Votes 297 54.20%
SouthState	Outperform Votes 505 61.81%	Underperform Votes 312 38.19%

Is MTB or SSB a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.5%. SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.7%. M&T Bank pays out 36.9% of its earnings in the form of a dividend. SouthState pays out 31.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has increased its dividend for 13 consecutive years.

Which has more risk & volatility, MTB or SSB?

M&T Bank has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.65, indicating that its share price is 35% less volatile than the S&P 500.

Do insiders & institutionals hold more shares of MTB or SSB?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 89.8% of SouthState shares are held by institutional investors. 0.5% of M&T Bank shares are held by company insiders. Comparatively, 1.7% of SouthState shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media favor MTB or SSB?

In the previous week, M&T Bank had 13 more articles in the media than SouthState. MarketBeat recorded 43 mentions for M&T Bank and 30 mentions for SouthState. M&T Bank's average media sentiment score of 0.82 beat SouthState's score of 0.62 indicating that M&T Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	23 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	5 Negative mention(s)	0 Very Negative mention(s)	Positive
SouthState	11 Very Positive mention(s)	2 Positive mention(s)	7 Neutral mention(s)	4 Negative mention(s)	1 Very Negative mention(s)	Positive

Is MTB or SSB more profitable?

SouthState has a net margin of 22.38% compared to M&T Bank's net margin of 19.24%. M&T Bank's return on equity of 10.12% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
SouthState	22.38%	9.62%	1.21%

Summary

SouthState beats M&T Bank on 13 of the 22 factors compared between the two stocks.