SouthState (SSB) Competitors

M&T Bank (NYSE:MTB) and SouthState (NASDAQ:SSB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, community ranking, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability.

Do analysts prefer MTB or SSB?

M&T Bank currently has a consensus price target of $208.24, suggesting a potential upside of 23.10%. SouthState has a consensus price target of $116.60, suggesting a potential upside of 34.10%. Given SouthState's stronger consensus rating and higher possible upside, analysts plainly believe SouthState is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.47
SouthState	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	1 Strong Buy rating(s)	2.90

Does the media favor MTB or SSB?

In the previous week, SouthState had 9 more articles in the media than M&T Bank. MarketBeat recorded 27 mentions for SouthState and 18 mentions for M&T Bank. M&T Bank's average media sentiment score of 1.39 beat SouthState's score of 0.92 indicating that M&T Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	12 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SouthState	12 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in MTB or SSB?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 89.8% of SouthState shares are held by institutional investors. 0.5% of M&T Bank shares are held by insiders. Comparatively, 1.7% of SouthState shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility and risk, MTB or SSB?

M&T Bank has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.65, meaning that its stock price is 35% less volatile than the S&P 500.

Does the MarketBeat Community believe in MTB or SSB?

SouthState received 251 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 61.83% of users gave SouthState an outperform vote while only 46.04% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 256 46.04%	Underperform Votes 300 53.96%
SouthState	Outperform Votes 507 61.83%	Underperform Votes 313 38.17%

Which has higher valuation & earnings, MTB or SSB?

M&T Bank has higher revenue and earnings than SouthState. M&T Bank is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.30B	2.99	$2.59B	$14.93	11.33
SouthState	$1.67B	5.29	$534.78M	$6.33	13.74

Is MTB or SSB a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.2%. SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.5%. M&T Bank pays out 36.2% of its earnings in the form of a dividend. SouthState pays out 34.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has raised its dividend for 13 consecutive years.

Is MTB or SSB more profitable?

SouthState has a net margin of 22.38% compared to M&T Bank's net margin of 19.24%. M&T Bank's return on equity of 10.12% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
SouthState	22.38%	9.62%	1.21%

Summary

SouthState beats M&T Bank on 14 of the 22 factors compared between the two stocks.