SouthState (SSB) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and SouthState (NASDAQ:SSB) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, valuation, analyst recommendations, institutional ownership, media sentiment, community ranking, profitability, risk and earnings.

Is FCNCA or SSB a better dividend stock?

First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.2%. First Citizens BancShares pays out 4.1% of its earnings in the form of a dividend. SouthState pays out 31.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has raised its dividend for 13 consecutive years. SouthState is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor FCNCA or SSB?

In the previous week, First Citizens BancShares had 10 more articles in the media than SouthState. MarketBeat recorded 15 mentions for First Citizens BancShares and 5 mentions for SouthState. First Citizens BancShares' average media sentiment score of 1.35 beat SouthState's score of 1.23 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	12 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SouthState	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, FCNCA or SSB?

First Citizens BancShares has a beta of 0.85, indicating that its share price is 15% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500.

Do insiders & institutionals believe in FCNCA or SSB?

78.0% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 89.8% of SouthState shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by company insiders. Comparatively, 1.3% of SouthState shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Do analysts recommend FCNCA or SSB?

First Citizens BancShares currently has a consensus price target of $2,323.50, suggesting a potential upside of 13.38%. SouthState has a consensus price target of $115.44, suggesting a potential upside of 16.39%. Given SouthState's stronger consensus rating and higher probable upside, analysts clearly believe SouthState is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	6 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.54
SouthState	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.78

Which has preferable earnings & valuation, FCNCA or SSB?

First Citizens BancShares has higher revenue and earnings than SouthState. First Citizens BancShares is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$14.97B	1.92	$2.78B	$189.43	10.82
SouthState	$2.44B	3.10	$534.78M	$6.96	14.25

Is FCNCA or SSB more profitable?

SouthState has a net margin of 22.38% compared to First Citizens BancShares' net margin of 18.55%. First Citizens BancShares' return on equity of 13.22% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.55%	13.22%	1.30%
SouthState	22.38%	9.62%	1.21%

Does the MarketBeat Community favor FCNCA or SSB?

SouthState received 312 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 61.62% of users gave SouthState an outperform vote while only 54.78% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 189 54.78%	Underperform Votes 156 45.22%
SouthState	Outperform Votes 501 61.62%	Underperform Votes 312 38.38%

Summary

First Citizens BancShares and SouthState tied by winning 10 of the 20 factors compared between the two stocks.