SouthState (SSB) Competitors

SouthState (NASDAQ:SSB) and Prosperity Bancshares (NYSE:PB) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and profitability.

Is SSB or PB a better dividend stock?

SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.1%. Prosperity Bancshares pays an annual dividend of $2.24 per share and has a dividend yield of 2.7%. SouthState pays out 33.3% of its earnings in the form of a dividend. Prosperity Bancshares pays out 47.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has raised its dividend for 13 consecutive years and Prosperity Bancshares has raised its dividend for 27 consecutive years. Prosperity Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, SSB or PB?

SouthState has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, Prosperity Bancshares has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of SSB or PB?

89.8% of SouthState shares are held by institutional investors. Comparatively, 80.7% of Prosperity Bancshares shares are held by institutional investors. 1.7% of SouthState shares are held by company insiders. Comparatively, 4.3% of Prosperity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is SSB or PB more profitable?

Prosperity Bancshares has a net margin of 25.39% compared to SouthState's net margin of 21.24%. SouthState's return on equity of 9.41% beat Prosperity Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SouthState	21.24%	9.41%	1.17%
Prosperity Bancshares	25.39%	6.46%	1.18%

Do analysts recommend SSB or PB?

SouthState presently has a consensus price target of $105.11, suggesting a potential upside of 0.14%. Prosperity Bancshares has a consensus price target of $78.96, suggesting a potential downside of 3.36%. Given SouthState's higher possible upside, equities analysts clearly believe SouthState is more favorable than Prosperity Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SouthState	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44
Prosperity Bancshares	0 Sell rating(s)	4 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.69

Does the MarketBeat Community believe in SSB or PB?

SouthState received 176 more outperform votes than Prosperity Bancshares when rated by MarketBeat users. Likewise, 61.39% of users gave SouthState an outperform vote while only 47.55% of users gave Prosperity Bancshares an outperform vote.

Company	Underperform	Outperform
SouthState	Outperform Votes 496 61.39%	Underperform Votes 312 38.61%
Prosperity Bancshares	Outperform Votes 320 47.55%	Underperform Votes 353 52.45%

Does the media favor SSB or PB?

In the previous week, Prosperity Bancshares had 12 more articles in the media than SouthState. MarketBeat recorded 21 mentions for Prosperity Bancshares and 9 mentions for SouthState. SouthState's average media sentiment score of 1.07 beat Prosperity Bancshares' score of 0.58 indicating that SouthState is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SouthState	8 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Prosperity Bancshares	7 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger valuation and earnings, SSB or PB?

SouthState has higher revenue and earnings than Prosperity Bancshares. SouthState is trading at a lower price-to-earnings ratio than Prosperity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SouthState	$1.65B	4.86	$494.31M	$6.48	16.20
Prosperity Bancshares	$1.60B	4.87	$419.32M	$4.71	17.35

Summary

Prosperity Bancshares beats SouthState on 11 of the 21 factors compared between the two stocks.