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Territorial Bancorp (TBNK) Competitors

Territorial Bancorp logo
$8.28 -0.21 (-2.53%)
As of 02/21/2025 04:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

TBNK vs. WSBF, ESSA, FFNW, HMST, PROV, ROMA, MTG, RDN, SMPL, and TFSL

Should you be buying Territorial Bancorp stock or one of its competitors? The main competitors of Territorial Bancorp include Waterstone Financial (WSBF), ESSA Bancorp (ESSA), First Financial Northwest (FFNW), HomeStreet (HMST), Provident Financial (PROV), Roma Green Finance (ROMA), MGIC Investment (MTG), Radian Group (RDN), Simply Good Foods (SMPL), and TFS Financial (TFSL). These companies are all part of the "thrifts & mortgage finance" industry.

Territorial Bancorp vs.

Waterstone Financial (NASDAQ:WSBF) and Territorial Bancorp (NASDAQ:TBNK) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership and community ranking.

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 50.4% of Territorial Bancorp shares are owned by institutional investors. 8.3% of Waterstone Financial shares are owned by insiders. Comparatively, 9.0% of Territorial Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Waterstone Financial and Waterstone Financial both had 2 articles in the media. Waterstone Financial's average media sentiment score of 0.34 beat Territorial Bancorp's score of -0.24 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Territorial Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Territorial Bancorp received 63 more outperform votes than Waterstone Financial when rated by MarketBeat users. However, 52.77% of users gave Waterstone Financial an outperform vote while only 46.19% of users gave Territorial Bancorp an outperform vote.

CompanyUnderperformOutperform
Waterstone FinancialOutperform Votes
143
52.77%
Underperform Votes
128
47.23%
Territorial BancorpOutperform Votes
206
46.19%
Underperform Votes
240
53.81%

Waterstone Financial has a net margin of 9.23% compared to Territorial Bancorp's net margin of -5.74%. Waterstone Financial's return on equity of 5.75% beat Territorial Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial9.23% 5.75% 0.86%
Territorial Bancorp -5.74%-1.72%-0.20%

Waterstone Financial has a beta of 0.64, indicating that its stock price is 36% less volatile than the S&P 500. Comparatively, Territorial Bancorp has a beta of 0.61, indicating that its stock price is 39% less volatile than the S&P 500.

Waterstone Financial has higher revenue and earnings than Territorial Bancorp. Territorial Bancorp is trading at a lower price-to-earnings ratio than Waterstone Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$202.47M1.36$18.69M$1.0114.05
Territorial Bancorp$74.92M0.98-$4.30M-$0.50-16.56

Territorial Bancorp has a consensus target price of $9.89, suggesting a potential upside of 19.38%. Given Territorial Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Territorial Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Territorial Bancorp
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.2%. Territorial Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. Waterstone Financial pays out 59.4% of its earnings in the form of a dividend. Territorial Bancorp pays out -8.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Waterstone Financial beats Territorial Bancorp on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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TBNK vs. The Competition

MetricTerritorial BancorpFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$73.11M$3.06B$11.61B$8.98B
Dividend Yield0.47%3.25%5.38%3.85%
P/E Ratio-16.5616.0224.1318.82
Price / Sales0.982.8826.1680.40
Price / Cash8.7919.2918.1537.47
Price / Book0.290.922.594.64
Net Income-$4.30M$352.78M$1.03B$245.69M
7 Day Performance-3.94%-1.23%-1.40%-2.66%
1 Month Performance-9.01%-0.73%0.68%-2.15%
1 Year Performance-8.51%11.96%14.94%12.90%

Territorial Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
TBNK
Territorial Bancorp
1.509 of 5 stars
$8.28
-2.6%
$9.89
+19.4%
-8.7%$73.11M$74.92M-16.56270
WSBF
Waterstone Financial
3.276 of 5 stars
$13.67
+0.6%
N/A+11.2%$264.79M$202.47M13.53740
ESSA
ESSA Bancorp
2.1353 of 5 stars
$21.79
flat
N/A+20.9%$221.17M$111.66M12.52250
FFNW
First Financial Northwest
0.6631 of 5 stars
$21.66
+0.7%
$22.75
+5.0%
+2.7%$199.92M$80.17M196.93140
HMST
HomeStreet
3.6581 of 5 stars
$10.33
-2.4%
$14.33
+38.8%
-28.8%$194.80M$45.83M-1.35940
PROV
Provident Financial
4.0504 of 5 stars
$15.91
+0.1%
$16.00
+0.6%
+11.0%$107.55M$58.67M17.48160Analyst Forecast
ROMA
Roma Green Finance
0.2213 of 5 stars
$0.62
-6.9%
N/A-52.3%$6.47M$8.00M0.0016High Trading Volume
MTG
MGIC Investment
4.397 of 5 stars
$25.03
-0.9%
$26.25
+4.9%
+24.5%$6.34B$1.21B8.63680Ex-Dividend
Analyst Forecast
Insider Trade
RDN
Radian Group
2.9483 of 5 stars
$32.84
-0.4%
$36.30
+10.6%
+17.6%$4.89B$1.29B8.351,100Analyst Forecast
Positive News
SMPL
Simply Good Foods
1.9964 of 5 stars
$37.69
+2.3%
$40.22
+6.7%
+5.3%$3.81B$1.33B26.73260News Coverage
Positive News
TFSL
TFS Financial
2.2596 of 5 stars
$13.43
-1.6%
$14.50
+8.0%
+1.0%$3.77B$302.58M47.961,000Dividend Announcement

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This page (NASDAQ:TBNK) was last updated on 2/22/2025 by MarketBeat.com Staff
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