TriCo Bancshares (TCBK) Competitors

Banner (NASDAQ:BANR) and TriCo Bancshares (NASDAQ:TCBK) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and risk.

Which has more risk & volatility, BANR or TCBK?

Banner has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500. Comparatively, TriCo Bancshares has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500.

Is BANR or TCBK more profitable?

TriCo Bancshares has a net margin of 21.41% compared to Banner's net margin of 20.77%. Banner's return on equity of 9.95% beat TriCo Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banner	20.77%	9.95%	1.10%
TriCo Bancshares	21.41%	9.28%	1.16%

Do analysts rate BANR or TCBK?

Banner currently has a consensus price target of $70.83, suggesting a potential upside of 3.77%. TriCo Bancshares has a consensus price target of $47.80, suggesting a potential upside of 11.87%. Given TriCo Bancshares' higher possible upside, analysts clearly believe TriCo Bancshares is more favorable than Banner.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banner	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
TriCo Bancshares	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has preferable earnings and valuation, BANR or TCBK?

Banner has higher revenue and earnings than TriCo Bancshares. TriCo Bancshares is trading at a lower price-to-earnings ratio than Banner, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banner	$832.99M	2.83	$168.90M	$5.09	13.41
TriCo Bancshares	$531.04M	2.64	$114.87M	$3.43	12.46

Do institutionals & insiders believe in BANR or TCBK?

87.3% of Banner shares are held by institutional investors. Comparatively, 59.1% of TriCo Bancshares shares are held by institutional investors. 1.6% of Banner shares are held by company insiders. Comparatively, 4.8% of TriCo Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media favor BANR or TCBK?

In the previous week, Banner had 5 more articles in the media than TriCo Bancshares. MarketBeat recorded 6 mentions for Banner and 1 mentions for TriCo Bancshares. Banner's average media sentiment score of 0.39 beat TriCo Bancshares' score of -0.35 indicating that Banner is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Banner	2 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
TriCo Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is BANR or TCBK a better dividend stock?

Banner pays an annual dividend of $1.92 per share and has a dividend yield of 2.8%. TriCo Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 3.1%. Banner pays out 37.7% of its earnings in the form of a dividend. TriCo Bancshares pays out 38.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TriCo Bancshares has raised its dividend for 12 consecutive years. TriCo Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Banner beats TriCo Bancshares on 13 of the 19 factors compared between the two stocks.