TriCo Bancshares (TCBK) Competitors

United Bankshares (NASDAQ:UBSI) and TriCo Bancshares (NASDAQ:TCBK) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, risk, dividends, valuation, analyst recommendations, community ranking and media sentiment.

Is UBSI or TCBK more profitable?

United Bankshares has a net margin of 22.94% compared to TriCo Bancshares' net margin of 21.63%. TriCo Bancshares' return on equity of 9.63% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bankshares	22.94%	7.60%	1.24%
TriCo Bancshares	21.63%	9.63%	1.17%

Does the media prefer UBSI or TCBK?

In the previous week, United Bankshares had 4 more articles in the media than TriCo Bancshares. MarketBeat recorded 8 mentions for United Bankshares and 4 mentions for TriCo Bancshares. United Bankshares' average media sentiment score of 1.61 beat TriCo Bancshares' score of 0.98 indicating that United Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Bankshares	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
TriCo Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, UBSI or TCBK?

United Bankshares has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500. Comparatively, TriCo Bancshares has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500.

Does the MarketBeat Community prefer UBSI or TCBK?

United Bankshares received 14 more outperform votes than TriCo Bancshares when rated by MarketBeat users. However, 54.03% of users gave TriCo Bancshares an outperform vote while only 46.46% of users gave United Bankshares an outperform vote.

Company	Underperform	Outperform
United Bankshares	Outperform Votes 269 46.46%	Underperform Votes 310 53.54%
TriCo Bancshares	Outperform Votes 255 54.03%	Underperform Votes 217 45.97%

Do analysts recommend UBSI or TCBK?

United Bankshares currently has a consensus target price of $41.88, suggesting a potential upside of 24.96%. TriCo Bancshares has a consensus target price of $50.75, suggesting a potential upside of 37.01%. Given TriCo Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe TriCo Bancshares is more favorable than United Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
TriCo Bancshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Do insiders and institutionals believe in UBSI or TCBK?

70.8% of United Bankshares shares are owned by institutional investors. Comparatively, 59.1% of TriCo Bancshares shares are owned by institutional investors. 3.7% of United Bankshares shares are owned by company insiders. Comparatively, 4.6% of TriCo Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is UBSI or TCBK a better dividend stock?

United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.4%. TriCo Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 3.6%. United Bankshares pays out 54.0% of its earnings in the form of a dividend. TriCo Bancshares pays out 38.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has increased its dividend for 26 consecutive years and TriCo Bancshares has increased its dividend for 12 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher valuation and earnings, UBSI or TCBK?

United Bankshares has higher revenue and earnings than TriCo Bancshares. TriCo Bancshares is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bankshares	$1.03B	4.67	$373M	$2.74	12.23
TriCo Bancshares	$388.76M	3.14	$114.87M	$3.46	10.71

Summary

United Bankshares beats TriCo Bancshares on 13 of the 21 factors compared between the two stocks.