Triumph Financial (TFIN) Competitors

Triumph Financial (NASDAQ:TFIN) and Banco Santander-Chile (NYSE:BSAC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, analyst recommendations, dividends, community ranking, earnings, profitability, valuation, institutional ownership and risk.

Do institutionals and insiders hold more shares of TFIN or BSAC?

91.1% of Triumph Financial shares are held by institutional investors. Comparatively, 6.4% of Banco Santander-Chile shares are held by institutional investors. 6.2% of Triumph Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Is TFIN or BSAC more profitable?

Banco Santander-Chile has a net margin of 16.24% compared to Triumph Financial's net margin of 4.47%. Banco Santander-Chile's return on equity of 15.90% beat Triumph Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Triumph Financial	4.47%	2.64%	0.39%
Banco Santander-Chile	16.24%	15.90%	1.04%

Do analysts prefer TFIN or BSAC?

Triumph Financial presently has a consensus price target of $71.60, suggesting a potential downside of 26.69%. Banco Santander-Chile has a consensus price target of $21.33, suggesting a potential upside of 11.63%. Given Banco Santander-Chile's stronger consensus rating and higher possible upside, analysts clearly believe Banco Santander-Chile is more favorable than Triumph Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Triumph Financial	2 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60
Banco Santander-Chile	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20

Which has more volatility & risk, TFIN or BSAC?

Triumph Financial has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, Banco Santander-Chile has a beta of 0.87, meaning that its stock price is 13% less volatile than the S&P 500.

Does the MarketBeat Community prefer TFIN or BSAC?

Banco Santander-Chile received 256 more outperform votes than Triumph Financial when rated by MarketBeat users. Likewise, 54.09% of users gave Banco Santander-Chile an outperform vote while only 7.69% of users gave Triumph Financial an outperform vote.

Company	Underperform	Outperform
Triumph Financial	Outperform Votes 2 7.69%	Underperform Votes 24 92.31%
Banco Santander-Chile	Outperform Votes 258 54.09%	Underperform Votes 219 45.91%

Which has better earnings & valuation, TFIN or BSAC?

Banco Santander-Chile has higher revenue and earnings than Triumph Financial. Banco Santander-Chile is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Triumph Financial	$472.59M	4.83	$41.08M	$0.78	125.22
Banco Santander-Chile	$2.42T	0.00	$695.31M	$1.76	10.86

Does the media prefer TFIN or BSAC?

In the previous week, Banco Santander-Chile had 4 more articles in the media than Triumph Financial. MarketBeat recorded 8 mentions for Banco Santander-Chile and 4 mentions for Triumph Financial. Triumph Financial's average media sentiment score of 1.58 beat Banco Santander-Chile's score of 0.39 indicating that Triumph Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Triumph Financial	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Banco Santander-Chile	3 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Banco Santander-Chile beats Triumph Financial on 12 of the 18 factors compared between the two stocks.