UBCP vs. GHI, FRBA, COFS, SFST, PCB, INBK, ONIT, JMSB, LNKB, and BRBS
Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Greystone Housing Impact Investors (GHI), First Bank (FRBA), ChoiceOne Financial Services (COFS), Southern First Bancshares (SFST), PCB Bancorp (PCB), First Internet Bancorp (INBK), Onity Group (ONIT), John Marshall Bancorp (JMSB), LINKBANCORP (LNKB), and Blue Ridge Bankshares (BRBS). These companies are all part of the "banking" industry.
United Bancorp vs.
Greystone Housing Impact Investors (NYSE:GHI) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, earnings, analyst recommendations, community ranking, risk, media sentiment, profitability, valuation and institutional ownership.
Greystone Housing Impact Investors has a beta of 0.73, indicating that its stock price is 27% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.4, indicating that its stock price is 60% less volatile than the S&P 500.
United Bancorp received 84 more outperform votes than Greystone Housing Impact Investors when rated by MarketBeat users. However, 77.78% of users gave Greystone Housing Impact Investors an outperform vote while only 60.26% of users gave United Bancorp an outperform vote.
Greystone Housing Impact Investors presently has a consensus price target of $17.38, indicating a potential upside of 41.55%. Given Greystone Housing Impact Investors' stronger consensus rating and higher probable upside, equities research analysts plainly believe Greystone Housing Impact Investors is more favorable than United Bancorp.
Greystone Housing Impact Investors pays an annual dividend of $1.48 per share and has a dividend yield of 12.1%. United Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 5.5%. Greystone Housing Impact Investors pays out 192.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. United Bancorp pays out 56.7% of its earnings in the form of a dividend. United Bancorp has raised its dividend for 12 consecutive years.
Greystone Housing Impact Investors has higher earnings, but lower revenue than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Greystone Housing Impact Investors, indicating that it is currently the more affordable of the two stocks.
Greystone Housing Impact Investors has a net margin of 17.55% compared to United Bancorp's net margin of 16.83%. United Bancorp's return on equity of 11.73% beat Greystone Housing Impact Investors' return on equity.
9.0% of Greystone Housing Impact Investors shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 1.3% of Greystone Housing Impact Investors shares are held by insiders. Comparatively, 11.7% of United Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
In the previous week, Greystone Housing Impact Investors had 4 more articles in the media than United Bancorp. MarketBeat recorded 7 mentions for Greystone Housing Impact Investors and 3 mentions for United Bancorp. Greystone Housing Impact Investors' average media sentiment score of 0.90 beat United Bancorp's score of 0.59 indicating that Greystone Housing Impact Investors is being referred to more favorably in the media.
Summary
Greystone Housing Impact Investors beats United Bancorp on 12 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:UBCP) was last updated on 2/22/2025 by MarketBeat.com Staff
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