United Bancorp (UBCP) Competitors $13.35 +0.23 (+1.75%) Closing price 04/17/2025 03:58 PM EasternExtended Trading$13.35 +0.00 (+0.01%) As of 04/17/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. BTBT, FMAO, CIVB, VBNK, NECB, FSBW, PBFS, MFH, RBB, and PDLBShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Bit Digital (BTBT), Farmers & Merchants Bancorp (FMAO), Civista Bancshares (CIVB), VersaBank (VBNK), Northeast Community Bancorp (NECB), FS Bancorp (FSBW), Pioneer Bancorp (PBFS), Mercurity Fintech (MFH), RBB Bancorp (RBB), and Ponce Financial Group (PDLB). These companies are all part of the "banking" industry. United Bancorp vs. Bit Digital Farmers & Merchants Bancorp Civista Bancshares VersaBank Northeast Community Bancorp FS Bancorp Pioneer Bancorp Mercurity Fintech RBB Bancorp Ponce Financial Group Bit Digital (NASDAQ:BTBT) and United Bancorp (NASDAQ:UBCP) are both small-cap business services companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, earnings, valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability. Does the MarketBeat Community favor BTBT or UBCP? United Bancorp received 75 more outperform votes than Bit Digital when rated by MarketBeat users. However, 72.73% of users gave Bit Digital an outperform vote while only 60.26% of users gave United Bancorp an outperform vote. CompanyUnderperformOutperformBit DigitalOutperform Votes1672.73% Underperform Votes627.27% United BancorpOutperform Votes9160.26% Underperform Votes6039.74% Which has better earnings & valuation, BTBT or UBCP? United Bancorp has lower revenue, but higher earnings than Bit Digital. Bit Digital is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBit Digital$163.76M1.99-$13.89M$0.286.38United Bancorp$29.26M2.72$7.40M$1.2710.51 Is BTBT or UBCP more profitable? United Bancorp has a net margin of 16.83% compared to Bit Digital's net margin of -2.75%. United Bancorp's return on equity of 11.73% beat Bit Digital's return on equity.Company Net Margins Return on Equity Return on Assets Bit Digital-2.75% -5.69% -4.82% United Bancorp 16.83%11.73%0.90% Which has more volatility & risk, BTBT or UBCP? Bit Digital has a beta of 6.05, suggesting that its share price is 505% more volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.23, suggesting that its share price is 77% less volatile than the S&P 500. Does the media refer more to BTBT or UBCP? In the previous week, Bit Digital had 4 more articles in the media than United Bancorp. MarketBeat recorded 8 mentions for Bit Digital and 4 mentions for United Bancorp. Bit Digital's average media sentiment score of 0.93 beat United Bancorp's score of 0.20 indicating that Bit Digital is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bit Digital 3 Very Positive mention(s) 4 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive United Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Do analysts rate BTBT or UBCP? Bit Digital presently has a consensus target price of $6.33, suggesting a potential upside of 254.81%. Given Bit Digital's stronger consensus rating and higher probable upside, research analysts clearly believe Bit Digital is more favorable than United Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bit Digital 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 3.33United Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Do institutionals & insiders hold more shares of BTBT or UBCP? 47.7% of Bit Digital shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 41.3% of Bit Digital shares are owned by insiders. Comparatively, 12.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. SummaryBit Digital beats United Bancorp on 12 of the 19 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$79.64M$2.87B$10.86B$7.35BDividend Yield5.73%4.08%5.78%4.29%P/E Ratio10.5121.6821.5617.82Price / Sales2.722.9025.4697.68Price / Cash6.9110.6317.6234.64Price / Book1.201.102.563.98Net Income$7.40M$372.21M$1.03B$247.81M1 Month Performance6.03%-6.66%-4.09%-7.91%1 Year Performance1.59%12.93%531.82%1.53% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp3.089 of 5 stars$13.35+1.7%N/A+1.6%$79.64M$29.26M10.51120Short Interest ↓News CoverageBTBTBit Digital2.8138 of 5 stars$2.00-1.0%$6.33+216.7%-9.8%$307.02M$163.76M33.3310News CoverageFMAOFarmers & Merchants Bancorp3.6936 of 5 stars$22.31-0.8%$26.00+16.5%+8.3%$305.65M$98.90M11.74430CIVBCivista Bancshares4.5296 of 5 stars$19.19+3.7%$23.40+21.9%+32.2%$297.04M$151.91M9.50440Upcoming EarningsDividend AnnouncementPositive NewsVBNKVersaBank4.0049 of 5 stars$9.03-1.7%$14.95+65.6%+16.6%$293.65M$110.61M8.21100News CoveragePositive NewsHigh Trading VolumeNECBNortheast Community Bancorp2.8747 of 5 stars$20.89-1.1%N/A+44.0%$292.94M$102.62M5.84130Upcoming EarningsNews CoverageGap DownFSBWFS Bancorp3.6082 of 5 stars$37.00+2.0%$44.00+18.9%+21.2%$287.23M$141.98M8.41540Upcoming EarningsNews CoveragePositive NewsPBFSPioneer Bancorp0.9536 of 5 stars$11.05-1.3%N/A+23.7%$285.62M$79.44M15.14260Positive NewsMFHMercurity FintechN/A$4.56+3.6%N/A+340.2%$277.39M$716,863.000.0010Gap DownRBBRBB Bancorp4.2607 of 5 stars$15.40-1.5%$21.25+38.0%-15.4%$273.04M$114.70M10.55360News CoverageGap DownPDLBPonce Financial Group1.4446 of 5 stars$11.35-3.7%N/A+32.7%$272.01M$81.14M24.15250News CoveragePositive NewsGap Down Related Companies and Tools Related Companies BTBT Alternatives FMAO Alternatives CIVB Alternatives VBNK Alternatives NECB Alternatives FSBW Alternatives PBFS Alternatives MFH Alternatives RBB Alternatives PDLB Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 4/20/2025 by MarketBeat.com Staff From Our PartnersMy prediction is coming trueWe've developed a surprisingly effective way to see which stocks could double during massive shake-ups, by usi...InvestorPlace | SponsoredThe real reason gold is soaring (and likely to continue)Trump’s Policies Are Fueling a Gold Boom—Here’s Your Chance to Profit Donald Trump’s bold policies are driv...Golden Portfolio | SponsoredTrump to redistribute trillions of dollars Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredDOGE Social Security bombshell?Elon Musk just dropped another bombshell... 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