Free Trial

United Community Banks (UCB) Competitors

United Community Banks logo
$24.54 +0.71 (+2.98%)
Closing price 04/15/2025 03:59 PM Eastern
Extended Trading
$24.23 -0.31 (-1.27%)
As of 04/15/2025 05:07 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

UCB vs. SOFI, BSAC, ALLY, CIB, COOP, WF, UWMC, GGAL, QFIN, and OMF

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include SoFi Technologies (SOFI), Banco Santander-Chile (BSAC), Ally Financial (ALLY), Bancolombia (CIB), Mr. Cooper Group (COOP), Woori Financial Group (WF), UWM (UWMC), Grupo Financiero Galicia (GGAL), Qifu Technology (QFIN), and OneMain (OMF). These companies are all part of the "banking" industry.

United Community Banks vs.

United Community Banks (NASDAQ:UCB) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, profitability, analyst recommendations, risk, valuation, dividends and community ranking.

SoFi Technologies has a net margin of 18.64% compared to United Community Banks' net margin of 16.48%. United Community Banks' return on equity of 8.64% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks16.48% 8.64% 1.04%
SoFi Technologies 18.64%3.82%0.69%

United Community Banks currently has a consensus price target of $32.75, indicating a potential upside of 33.45%. SoFi Technologies has a consensus price target of $12.50, indicating a potential upside of 14.26%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts clearly believe United Community Banks is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
SoFi Technologies
4 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.19

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 2.6% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

United Community Banks has a beta of 0.8, indicating that its share price is 20% less volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.86, indicating that its share price is 86% more volatile than the S&P 500.

SoFi Technologies has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$930.04M3.15$252.40M$2.0412.03
SoFi Technologies$2.61B4.59$498.67M$0.3729.57

SoFi Technologies received 55 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 37.75% of users gave SoFi Technologies an outperform vote while only 28.57% of users gave United Community Banks an outperform vote.

CompanyUnderperformOutperform
United Community BanksOutperform Votes
2
28.57%
Underperform Votes
5
71.43%
SoFi TechnologiesOutperform Votes
57
37.75%
Underperform Votes
94
62.25%

In the previous week, SoFi Technologies had 21 more articles in the media than United Community Banks. MarketBeat recorded 34 mentions for SoFi Technologies and 13 mentions for United Community Banks. United Community Banks' average media sentiment score of 1.31 beat SoFi Technologies' score of 0.82 indicating that United Community Banks is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
10 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
SoFi Technologies
14 Very Positive mention(s)
6 Positive mention(s)
11 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

SoFi Technologies beats United Community Banks on 12 of the 19 factors compared between the two stocks.

Remove Ads
Get United Community Banks News Delivered to You Automatically

Sign up to receive the latest news and ratings for UCB and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

UCB vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$2.93B$2.85B$10.85B$7.57B
Dividend Yield4.05%4.09%6.00%4.32%
P/E Ratio12.0321.4221.5817.82
Price / Sales3.152.8625.4394.61
Price / Cash13.0110.6317.6134.64
Price / Book0.881.092.574.00
Net Income$252.40M$372.21M$1.03B$247.23M
7 Day Performance-3.54%-2.31%0.14%1.45%
1 Month Performance-13.97%-6.74%-3.46%-6.24%
1 Year PerformanceN/A14.77%534.69%0.60%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
4.5195 of 5 stars
$24.54
+3.0%
$32.75
+33.5%
N/A$2.93B$930.04M12.033,070Gap Down
SOFI
SoFi Technologies
2.6434 of 5 stars
$9.86
+3.0%
$12.50
+26.8%
+53.7%$10.81B$2.61B26.654,200Gap Down
High Trading Volume
BSAC
Banco Santander-Chile
2.1457 of 5 stars
$20.99
-3.4%
$21.33
+1.6%
+22.9%$9.89B$2.60T10.829,990Positive News
Gap Down
High Trading Volume
ALLY
Ally Financial
4.9986 of 5 stars
$31.34
-2.4%
$42.82
+36.7%
-11.7%$9.62B$8.90B12.0511,600Upcoming Earnings
High Trading Volume
CIB
Bancolombia
2.0733 of 5 stars
$37.61
-6.1%
$39.25
+4.4%
+15.7%$9.04B$27.89T5.9733,100Short Interest ↓
Gap Down
High Trading Volume
COOP
Mr. Cooper Group
4.7137 of 5 stars
$129.09
-3.8%
$114.78
-11.1%
+51.5%$8.21B$3.02B12.686,600Upcoming Earnings
High Trading Volume
WF
Woori Financial Group
3.5046 of 5 stars
$31.86
+0.3%
N/A+17.2%$7.89B$12.62T4.14150Short Interest ↑
News Coverage
Gap Down
High Trading Volume
UWMC
UWM
3.1551 of 5 stars
$4.91
-11.3%
$7.25
+47.8%
-24.4%$7.84B$1.42B-21.338,000High Trading Volume
GGAL
Grupo Financiero Galicia
2.606 of 5 stars
$45.31
-6.1%
$59.00
+30.2%
+115.7%$6.68B$7.27T6.6712,012News Coverage
Positive News
Gap Down
High Trading Volume
QFIN
Qifu Technology
3.8044 of 5 stars
$36.08
-5.7%
$45.10
+25.0%
+111.3%$5.69B$14.04B7.302,199Short Interest ↑
Positive News
OMF
OneMain
4.9886 of 5 stars
$41.51
+1.2%
$59.17
+42.6%
-4.5%$4.95B$4.54B9.799,200News Coverage
Positive News
High Trading Volume
Remove Ads

Related Companies and Tools


This page (NASDAQ:UCB) was last updated on 4/16/2025 by MarketBeat.com Staff
From Our Partners