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United Community Banks (UCB) Competitors

United Community Banks logo
$32.58 +0.54 (+1.68%)
Closing price 01/17/2025 03:59 PM Eastern
Extended Trading
$34.00 +1.42 (+4.37%)
As of 08:59 AM Eastern
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UCB vs. BCH, ALLY, GGAL, UWMC, BSAC, WF, CIB, BMA, OMF, and CADE

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco de Chile (BCH), Ally Financial (ALLY), Grupo Financiero Galicia (GGAL), UWM (UWMC), Banco Santander-Chile (BSAC), Woori Financial Group (WF), Bancolombia (CIB), Banco Macro (BMA), OneMain (OMF), and Cadence Bank (CADE). These companies are all part of the "banking" industry.

United Community Banks vs.

United Community Banks (NASDAQ:UCB) and Banco de Chile (NYSE:BCH) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, community ranking, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and valuation.

United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 2.9%. Banco de Chile pays an annual dividend of $1.24 per share and has a dividend yield of 5.3%. United Community Banks pays out 62.3% of its earnings in the form of a dividend. Banco de Chile pays out 44.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco de Chile is clearly the better dividend stock, given its higher yield and lower payout ratio.

United Community Banks has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500. Comparatively, Banco de Chile has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500.

Banco de Chile received 271 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 57.87% of users gave Banco de Chile an outperform vote while only 25.00% of users gave United Community Banks an outperform vote.

CompanyUnderperformOutperform
United Community BanksOutperform Votes
1
25.00%
Underperform Votes
3
75.00%
Banco de ChileOutperform Votes
272
57.87%
Underperform Votes
198
42.13%

Banco de Chile has a net margin of 30.00% compared to United Community Banks' net margin of 13.04%. Banco de Chile's return on equity of 22.69% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks13.04% 8.36% 0.99%
Banco de Chile 30.00%22.69%2.30%

In the previous week, Banco de Chile had 2 more articles in the media than United Community Banks. MarketBeat recorded 3 mentions for Banco de Chile and 1 mentions for United Community Banks. Banco de Chile's average media sentiment score of 0.56 beat United Community Banks' score of 0.37 indicating that Banco de Chile is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Banco de Chile
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks currently has a consensus price target of $31.00, suggesting a potential downside of 4.84%. Banco de Chile has a consensus price target of $21.00, suggesting a potential downside of 10.53%. Given United Community Banks' stronger consensus rating and higher possible upside, research analysts clearly believe United Community Banks is more favorable than Banco de Chile.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Banco de Chile
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 1.2% of Banco de Chile shares are held by institutional investors. 0.5% of United Community Banks shares are held by insiders. Comparatively, 5.9% of Banco de Chile shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Banco de Chile has higher revenue and earnings than United Community Banks. Banco de Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.31B2.96$187.54M$1.5421.15
Banco de Chile$5.30B2.24$1.65B$2.798.41

Summary

Banco de Chile beats United Community Banks on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.89B$3.18B$11.63B$9.11B
Dividend Yield2.94%3.62%5.97%4.00%
P/E Ratio14.8215.9222.8713.22
Price / Sales2.962.3128.3076.05
Price / Cash12.9410.5716.9332.90
Price / Book1.221.272.654.58
Net Income$187.54M$418.69M$1.07B$224.84M
7 Day Performance4.05%2.68%1.94%2.37%
1 Month Performance3.09%-0.06%0.91%4.40%
1 Year PerformanceN/A17.07%14.71%20.11%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
1.7079 of 5 stars
$32.58
+1.7%
$31.00
-4.8%
N/A$3.89B$1.31B14.823,121
BCH
Banco de Chile
2.0856 of 5 stars
$22.56
+0.4%
$21.00
-6.9%
+7.2%$11.39B$3.12T8.0912,300
ALLY
Ally Financial
4.9937 of 5 stars
$34.69
+1.5%
$42.67
+23.0%
+3.9%$10.57B$8.95B13.8811,100Upcoming Earnings
Dividend Announcement
GGAL
Grupo Financiero Galicia
1.4855 of 5 stars
$67.98
-5.7%
$59.00
-13.2%
+290.2%$10.02B$4.59T9.9812,012News Coverage
Positive News
UWMC
UWM
2.2911 of 5 stars
$5.41
-0.9%
$7.39
+36.7%
-3.5%$8.65B$835.67M-23.526,700
BSAC
Banco Santander-Chile
3.3815 of 5 stars
$18.31
+0.4%
$21.33
+16.5%
+2.2%$8.63B$2.42T10.409,229
WF
Woori Financial Group
3.1019 of 5 stars
$31.75
+1.1%
N/A+10.9%$7.86B$12.63T4.13150News Coverage
CIB
Bancolombia
2.1637 of 5 stars
$32.29
-0.2%
$33.67
+4.3%
+0.8%$7.76B$27.76T5.1234,756
BMA
Banco Macro
3.4504 of 5 stars
$106.68
-6.3%
$50.83
-52.3%
+265.7%$6.82B$3.42T9.358,000Short Interest ↑
OMF
OneMain
4.787 of 5 stars
$52.10
+1.8%
$56.08
+7.6%
+21.4%$6.22B$4.46B11.409,200
CADE
Cadence Bank
3.7961 of 5 stars
$33.50
0.0%
$37.32
+11.4%
+23.2%$6.10B$921.95M9.636,570Upcoming Earnings
Short Interest ↓

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This page (NASDAQ:UCB) was last updated on 1/21/2025 by MarketBeat.com Staff
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