United Community Banks (UCB) Competitors $28.71 -0.22 (-0.76%) As of 03/25/2025 03:52 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsBuy This Stock UCB vs. SOFI, BSAC, ALLY, CIB, UWMC, GGAL, WF, QFIN, COOP, and OMFShould you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include SoFi Technologies (SOFI), Banco Santander-Chile (BSAC), Ally Financial (ALLY), Bancolombia (CIB), UWM (UWMC), Grupo Financiero Galicia (GGAL), Woori Financial Group (WF), Qifu Technology (QFIN), Mr. Cooper Group (COOP), and OneMain (OMF). These companies are all part of the "banking" industry. United Community Banks vs. SoFi Technologies Banco Santander-Chile Ally Financial Bancolombia UWM Grupo Financiero Galicia Woori Financial Group Qifu Technology Mr. Cooper Group OneMain United Community Banks (NASDAQ:UCB) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, dividends, profitability, community ranking, risk and valuation. Which has more volatility & risk, UCB or SOFI? United Community Banks has a beta of 0.9, meaning that its share price is 10% less volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.79, meaning that its share price is 79% more volatile than the S&P 500. Does the MarketBeat Community believe in UCB or SOFI? SoFi Technologies received 56 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 37.75% of users gave SoFi Technologies an outperform vote while only 16.67% of users gave United Community Banks an outperform vote. CompanyUnderperformOutperformUnited Community BanksOutperform Votes116.67%Underperform Votes583.33% SoFi TechnologiesOutperform Votes5737.75% Underperform Votes9462.25% Is UCB or SOFI more profitable? SoFi Technologies has a net margin of 18.64% compared to United Community Banks' net margin of 16.48%. United Community Banks' return on equity of 8.64% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets United Community Banks16.48% 8.64% 1.04% SoFi Technologies 18.64%3.82%0.69% Do institutionals and insiders hold more shares of UCB or SOFI? 82.3% of United Community Banks shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 2.6% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Does the media favor UCB or SOFI? In the previous week, SoFi Technologies had 28 more articles in the media than United Community Banks. MarketBeat recorded 40 mentions for SoFi Technologies and 12 mentions for United Community Banks. United Community Banks' average media sentiment score of 1.18 beat SoFi Technologies' score of 0.72 indicating that United Community Banks is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment United Community Banks 8 Very Positive mention(s) 2 Positive mention(s) 0 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive SoFi Technologies 21 Very Positive mention(s) 3 Positive mention(s) 11 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts recommend UCB or SOFI? United Community Banks currently has a consensus price target of $33.00, indicating a potential upside of 14.94%. SoFi Technologies has a consensus price target of $12.50, indicating a potential downside of 7.68%. Given United Community Banks' stronger consensus rating and higher possible upside, equities analysts clearly believe United Community Banks is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score United Community Banks 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25SoFi Technologies 4 Sell rating(s) 6 Hold rating(s) 5 Buy rating(s) 1 Strong Buy rating(s) 2.19 Which has better valuation & earnings, UCB or SOFI? SoFi Technologies has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Community Banks$930.04M3.69$252.40M$2.0414.07SoFi Technologies$2.61B5.68$498.67M$0.3736.59 SummarySoFi Technologies beats United Community Banks on 12 of the 19 factors compared between the two stocks. Remove Ads Get United Community Banks News Delivered to You Automatically Sign up to receive the latest news and ratings for UCB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UCB vs. The Competition Export to ExcelMetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$3.43B$3.13B$11.47B$8.30BDividend Yield3.41%3.80%5.57%4.02%P/E Ratio14.0723.2022.8519.25Price / Sales3.693.1325.7294.32Price / Cash13.0110.6317.6134.64Price / Book1.021.192.804.46Net Income$252.40M$372.21M$1.03B$247.07M7 Day Performance-0.90%0.10%0.31%0.14%1 Month Performance-8.20%-3.23%495.95%-4.39%1 Year PerformanceN/A19.38%539.55%4.85% United Community Banks Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UCBUnited Community Banks3.3507 of 5 stars$28.71-0.8%$33.00+14.9%N/A$3.43B$930.04M14.073,070News CoverageHigh Trading VolumeSOFISoFi Technologies1.7738 of 5 stars$12.32+1.9%$12.50+1.5%+81.7%$13.51B$2.61B33.304,400BSACBanco Santander-Chile2.0475 of 5 stars$23.45+2.0%$21.33-9.0%+20.5%$11.05B$2.60T12.099,990ALLYAlly Financial4.9949 of 5 stars$34.45+1.1%$43.76+27.0%-4.9%$10.58B$8.90B13.2511,600Analyst DowngradeAnalyst RevisionNews CoverageCIBBancolombia1.2829 of 5 stars$43.83+1.6%$39.25-10.4%+27.3%$10.54B$27.58T6.9634,756UWMCUWM3.2868 of 5 stars$6.20+4.3%$7.25+16.9%-23.6%$9.91B$1.42B-26.976,700GGALGrupo Financiero Galicia3.038 of 5 stars$58.30-1.9%$59.00+1.2%+125.4%$8.60B$8.05T8.5912,012Positive NewsWFWoori Financial Group3.9274 of 5 stars$34.16+2.3%N/A-0.9%$8.46B$12.62T4.44150Positive NewsQFINQifu Technology4.122 of 5 stars$47.13+9.1%$37.50-20.4%+140.2%$7.43B$14.03B9.542,199Dividend IncreaseNews CoveragePositive NewsHigh Trading VolumeCOOPMr. Cooper Group4.7112 of 5 stars$101.43-0.1%$112.22+10.6%+41.9%$6.45B$3.02B9.966,600Positive NewsOMFOneMain4.9196 of 5 stars$48.48-0.3%$58.36+20.4%+4.1%$5.79B$4.54B11.439,200Analyst ForecastNews CoveragePositive News Remove Ads Related Companies and Tools Related Companies SoFi Technologies Competitors Banco Santander-Chile Competitors Ally Financial Competitors Bancolombia Competitors UWM Competitors Grupo Financiero Galicia Competitors Woori Financial Group Competitors Qifu Technology Competitors Mr. Cooper Group Competitors OneMain Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UCB) was last updated on 3/26/2025 by MarketBeat.com Staff From Our PartnersTrump’s Final Plan Presidential insider exposes shocking plot to reshape U.S. economy: The 2025 Trump Reset -- Inside Trump’...Porter & Company | SponsoredNew “Trump” currency proposed in DCAccording to one of the most connected men in Washington… A surprising new bill was just introduced in Wash...Paradigm Press | SponsoredDOGE could send 6 AI stocks through the roofStay alert for Elon Musk and the Department of Government Efficiency's next move … Expect an announcement f...Weiss Ratings | SponsoredTrump’s Secret WeaponHave you looked at the stock market recently? 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