United Community Banks (UCB) Competitors $24.54 +0.71 (+2.98%) Closing price 04/15/2025 03:59 PM EasternExtended Trading$24.23 -0.31 (-1.27%) As of 04/15/2025 05:07 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsBuy This Stock UCB vs. SOFI, BSAC, ALLY, CIB, COOP, WF, UWMC, GGAL, QFIN, and OMFShould you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include SoFi Technologies (SOFI), Banco Santander-Chile (BSAC), Ally Financial (ALLY), Bancolombia (CIB), Mr. Cooper Group (COOP), Woori Financial Group (WF), UWM (UWMC), Grupo Financiero Galicia (GGAL), Qifu Technology (QFIN), and OneMain (OMF). These companies are all part of the "banking" industry. United Community Banks vs. SoFi Technologies Banco Santander-Chile Ally Financial Bancolombia Mr. Cooper Group Woori Financial Group UWM Grupo Financiero Galicia Qifu Technology OneMain United Community Banks (NASDAQ:UCB) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, profitability, analyst recommendations, risk, valuation, dividends and community ranking. Is UCB or SOFI more profitable? SoFi Technologies has a net margin of 18.64% compared to United Community Banks' net margin of 16.48%. United Community Banks' return on equity of 8.64% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets United Community Banks16.48% 8.64% 1.04% SoFi Technologies 18.64%3.82%0.69% Do analysts recommend UCB or SOFI? United Community Banks currently has a consensus price target of $32.75, indicating a potential upside of 33.45%. SoFi Technologies has a consensus price target of $12.50, indicating a potential upside of 14.26%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts clearly believe United Community Banks is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score United Community Banks 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50SoFi Technologies 4 Sell rating(s) 6 Hold rating(s) 5 Buy rating(s) 1 Strong Buy rating(s) 2.19 Do insiders and institutionals hold more shares of UCB or SOFI? 82.3% of United Community Banks shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 2.6% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Which has more volatility and risk, UCB or SOFI? United Community Banks has a beta of 0.8, indicating that its share price is 20% less volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.86, indicating that its share price is 86% more volatile than the S&P 500. Which has higher valuation & earnings, UCB or SOFI? SoFi Technologies has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Community Banks$930.04M3.15$252.40M$2.0412.03SoFi Technologies$2.61B4.59$498.67M$0.3729.57 Does the MarketBeat Community favor UCB or SOFI? SoFi Technologies received 55 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 37.75% of users gave SoFi Technologies an outperform vote while only 28.57% of users gave United Community Banks an outperform vote. CompanyUnderperformOutperformUnited Community BanksOutperform Votes228.57% Underperform Votes571.43% SoFi TechnologiesOutperform Votes5737.75% Underperform Votes9462.25% Does the media favor UCB or SOFI? In the previous week, SoFi Technologies had 21 more articles in the media than United Community Banks. MarketBeat recorded 34 mentions for SoFi Technologies and 13 mentions for United Community Banks. United Community Banks' average media sentiment score of 1.31 beat SoFi Technologies' score of 0.82 indicating that United Community Banks is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment United Community Banks 10 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive SoFi Technologies 14 Very Positive mention(s) 6 Positive mention(s) 11 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive SummarySoFi Technologies beats United Community Banks on 12 of the 19 factors compared between the two stocks. Remove Ads Get United Community Banks News Delivered to You Automatically Sign up to receive the latest news and ratings for UCB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UCB vs. The Competition Export to ExcelMetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$2.93B$2.85B$10.85B$7.57BDividend Yield4.05%4.09%6.00%4.32%P/E Ratio12.0321.4221.5817.82Price / Sales3.152.8625.4394.61Price / Cash13.0110.6317.6134.64Price / Book0.881.092.574.00Net Income$252.40M$372.21M$1.03B$247.23M7 Day Performance-3.54%-2.31%0.14%1.45%1 Month Performance-13.97%-6.74%-3.46%-6.24%1 Year PerformanceN/A14.77%534.69%0.60% United Community Banks Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UCBUnited Community Banks4.5195 of 5 stars$24.54+3.0%$32.75+33.5%N/A$2.93B$930.04M12.033,070Gap DownSOFISoFi Technologies2.6434 of 5 stars$9.86+3.0%$12.50+26.8%+53.7%$10.81B$2.61B26.654,200Gap DownHigh Trading VolumeBSACBanco Santander-Chile2.1457 of 5 stars$20.99-3.4%$21.33+1.6%+22.9%$9.89B$2.60T10.829,990Positive NewsGap DownHigh Trading VolumeALLYAlly Financial4.9986 of 5 stars$31.34-2.4%$42.82+36.7%-11.7%$9.62B$8.90B12.0511,600Upcoming EarningsHigh Trading VolumeCIBBancolombia2.0733 of 5 stars$37.61-6.1%$39.25+4.4%+15.7%$9.04B$27.89T5.9733,100Short Interest ↓Gap DownHigh Trading VolumeCOOPMr. Cooper Group4.7137 of 5 stars$129.09-3.8%$114.78-11.1%+51.5%$8.21B$3.02B12.686,600Upcoming EarningsHigh Trading VolumeWFWoori Financial Group3.5046 of 5 stars$31.86+0.3%N/A+17.2%$7.89B$12.62T4.14150Short Interest ↑News CoverageGap DownHigh Trading VolumeUWMCUWM3.1551 of 5 stars$4.91-11.3%$7.25+47.8%-24.4%$7.84B$1.42B-21.338,000High Trading VolumeGGALGrupo Financiero Galicia2.606 of 5 stars$45.31-6.1%$59.00+30.2%+115.7%$6.68B$7.27T6.6712,012News CoveragePositive NewsGap DownHigh Trading VolumeQFINQifu Technology3.8044 of 5 stars$36.08-5.7%$45.10+25.0%+111.3%$5.69B$14.04B7.302,199Short Interest ↑Positive NewsOMFOneMain4.9886 of 5 stars$41.51+1.2%$59.17+42.6%-4.5%$4.95B$4.54B9.799,200News CoveragePositive NewsHigh Trading Volume Remove Ads Related Companies and Tools Related Companies SoFi Technologies Competitors Banco Santander-Chile Competitors Ally Financial Competitors Bancolombia Competitors Mr. Cooper Group Competitors Woori Financial Group Competitors UWM Competitors Grupo Financiero Galicia Competitors Qifu Technology Competitors OneMain Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UCB) was last updated on 4/16/2025 by MarketBeat.com Staff From Our PartnersTwo Unmistakable Patterns Return…The signs suggest we're entering one of those rare periods now. 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