UCB vs. BAP, BCH, ALLY, BSAC, UWMC, CIB, WF, GGAL, UPST, and QFIN
Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Credicorp (BAP), Banco de Chile (BCH), Ally Financial (ALLY), Banco Santander-Chile (BSAC), UWM (UWMC), Bancolombia (CIB), Woori Financial Group (WF), Grupo Financiero Galicia (GGAL), Upstart (UPST), and Qifu Technology (QFIN). These companies are all part of the "banking" industry.
United Community Banks vs.
Credicorp (NYSE:BAP) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, media sentiment, dividends, profitability, earnings, community ranking, analyst recommendations, valuation and institutional ownership.
Credicorp has higher revenue and earnings than United Community Banks. Credicorp is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
89.8% of Credicorp shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 15.9% of Credicorp shares are owned by insiders. Comparatively, 0.5% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
In the previous week, Credicorp had 4 more articles in the media than United Community Banks. MarketBeat recorded 7 mentions for Credicorp and 3 mentions for United Community Banks. Credicorp's average media sentiment score of 1.38 beat United Community Banks' score of 0.42 indicating that Credicorp is being referred to more favorably in the media.
Credicorp received 310 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 62.58% of users gave Credicorp an outperform vote while only 20.00% of users gave United Community Banks an outperform vote.
Credicorp has a net margin of 20.94% compared to United Community Banks' net margin of 16.48%. Credicorp's return on equity of 16.25% beat United Community Banks' return on equity.
Credicorp presently has a consensus price target of $195.67, suggesting a potential upside of 9.47%. United Community Banks has a consensus price target of $33.33, suggesting a potential upside of 4.61%. Given Credicorp's higher possible upside, research analysts clearly believe Credicorp is more favorable than United Community Banks.
Credicorp has a beta of 1.12, indicating that its stock price is 12% more volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.92, indicating that its stock price is 8% less volatile than the S&P 500.
Credicorp pays an annual dividend of $9.29 per share and has a dividend yield of 5.2%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Credicorp pays out 50.5% of its earnings in the form of a dividend. United Community Banks pays out 47.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
Credicorp beats United Community Banks on 15 of the 19 factors compared between the two stocks.
Get United Community Banks News Delivered to You Automatically
Sign up to receive the latest news and ratings for UCB and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Community Banks Competitors List
Related Companies and Tools
This page (NASDAQ:UCB) was last updated on 2/22/2025 by MarketBeat.com Staff
Free UCB Stock Alerts