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Westamerica Bancorporation (WABC) Financials

Westamerica Bancorporation logo
$47.67 -0.08 (-0.16%)
As of 10:29 AM Eastern
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Annual Income Statements for Westamerica Bancorporation

Annual Income Statements for Westamerica Bancorporation

This table shows Westamerica Bancorporation's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
61 59 59 50 371 80 80 87 122 162 139
Consolidated Net Income / (Loss)
61 59 59 50 72 80 80 87 122 162 139
Net Income / (Loss) Continuing Operations
61 59 59 50 371 80 80 87 122 162 139
Total Pre-Tax Income
79 77 80 87 91 105 107 117 166 222 189
Total Revenue
189 182 180 193 497 204 210 215 265 324 294
Net Interest Income / (Expense)
137 134 134 136 150 157 164 171 220 280 251
Total Interest Income
140 137 136 138 152 159 166 173 222 284 268
Loans and Leases Interest Income
89 78 69 62 59 58 59 58 50 47 45
Investment Securities Interest Income
51 58 65 72 85 94 105 115 164 226 203
Deposits and Money Market Investments Interest Income
- - 1.87 4.48 7.93 6.99 1.17 1.13 7.79 11 20
Total Interest Expense
3.44 2.42 2.12 1.90 1.96 1.89 1.82 1.96 1.93 3.89 17
Deposits Interest Expense
2.89 2.37 2.08 1.86 1.92 1.85 1.77 1.88 1.85 3.77 11
Long-Term Debt Interest Expense
0.41 0.00 - - - - - - 0.00 0.00 5.81
Federal Funds Purchased and Securities Sold Interest Expense
0.06 - - - - - - - 0.08 0.12 0.67
Total Non-Interest Income
52 48 47 57 48 47 46 43 45 44 43
Other Service Charges
48 44 4.82 5.51 -146 4.00 4.00 2.93 3.02 3.23 4.37
Net Realized & Unrealized Capital Gains on Investments
- 0.00 0.00 7.96 -0.05 0.22 3.61 0.03 0.00 -0.13 0.00
Other Non-Interest Income
0.76 0.70 42 43 194 43 38 40 42 40 39
Provision for Credit Losses
2.80 0.00 -3.20 -1.90 0.00 0.00 4.30 0.00 0.00 -1.15 0.30
Total Non-Interest Expense
107 105 104 108 107 99 99 98 99 103 104
Salaries and Employee Benefits
55 52 52 52 53 51 51 48 46 48 50
Net Occupancy & Equipment Expense
28 28 28 28 29 30 29 29 30 30 31
Other Operating Expenses
20 21 21 24 23 18 16 18 18 19 18
Other Special Charges
- - - - - - 2.44 2.62 5.72 5.75 5.19
Income Tax Expense
18 18 21 37 19 25 26 31 44 60 50
Basic Earnings per Share
$2.32 $2.30 $2.30 $1.90 $2.69 $2.98 $2.98 $3.22 $4.54 $6.06 $5.20
Weighted Average Basic Shares Outstanding
26.10M 25.56M 25.61M 26.29M 26.65M 26.96M 26.94M 26.86M 26.90M 26.70M 26.69M
Diluted Earnings per Share
$2.32 $2.30 $2.29 $1.89 $2.67 $2.98 $2.98 $3.22 $4.54 $6.06 $5.20
Weighted Average Diluted Shares Outstanding
26.16M 25.58M 25.68M 26.42M 26.76M 27.01M 26.96M 26.87M 26.91M 26.71M 26.69M
Weighted Average Basic & Diluted Shares Outstanding
26.10M 25.50M 25.60M 26.30M 26.89M 27.10M 26.81M 26.87M 26.91M 26.67M 26.71M
Cash Dividends to Common per Share
$1.52 $1.53 $1.56 $1.57 $1.60 $1.63 $1.64 $1.65 $1.68 $1.72 $1.76

Quarterly Income Statements for Westamerica Bancorporation

This table shows Westamerica Bancorporation's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders
35 39 40 40 42 39 36 35 35 32
Consolidated Net Income / (Loss)
35 39 40 40 42 39 36 35 35 32
Net Income / (Loss) Continuing Operations
35 39 40 40 42 39 36 35 35 32
Total Pre-Tax Income
47 54 55 55 57 55 49 48 48 44
Total Revenue
72 79 80 81 83 80 76 77 74 67
Net Interest Income / (Expense)
60 69 69 70 72 69 66 64 62 59
Total Interest Income
61 69 70 70 73 71 69 69 68 62
Loans and Leases Interest Income
12 12 12 12 12 12 11 11 11 11
Investment Securities Interest Income
46 54 56 57 57 57 55 53 50 46
Deposits and Money Market Investments Interest Income
2.74 2.57 1.94 2.11 3.93 2.69 2.28 4.96 6.76 5.66
Total Interest Expense
0.49 0.48 0.47 0.61 1.13 1.68 3.00 5.31 5.65 3.47
Deposits Interest Expense
0.47 0.46 0.46 0.58 1.10 1.64 2.11 2.46 3.11 3.26
Federal Funds Purchased and Securities Sold Interest Expense
- - 0.01 0.03 0.04 0.04 0.05 0.16 0.25 0.20
Total Non-Interest Income
12 10 11 11 11 11 10 11 12 11
Other Service Charges
0.69 1.07 0.99 0.77 11 -9.53 0.75 0.79 12 -8.90
Other Non-Interest Income
11 9.40 9.56 10 0.28 21 9.34 9.71 0.20 20
Total Non-Interest Expense
25 25 26 26 26 26 26 26 26 26
Salaries and Employee Benefits
11 11 12 12 12 12 13 12 13 12
Net Occupancy & Equipment Expense
7.50 7.61 7.93 7.50 7.54 7.40 7.58 7.67 7.87 7.83
Other Operating Expenses
4.53 4.57 4.78 6.51 6.29 1.64 4.50 8.67 5.68 -0.87
Income Tax Expense
13 15 15 14 15 15 13 13 13 12
Basic Earnings per Share
$1.29 $1.47 $1.51 $1.51 $1.56 $1.48 $1.37 $1.33 $1.31 $1.19
Weighted Average Basic Shares Outstanding
26.91M 26.90M 26.86M 26.65M 26.65M 26.70M 26.67M 26.68M 26.69M 26.69M
Diluted Earnings per Share
$1.29 $1.47 $1.51 $1.51 $1.56 $1.48 $1.37 $1.33 $1.31 $1.19
Weighted Average Diluted Shares Outstanding
26.92M 26.91M 26.87M 26.65M 26.65M 26.71M 26.68M 26.68M 26.69M 26.69M
Weighted Average Basic & Diluted Shares Outstanding
26.91M 26.91M 26.65M 26.65M 26.65M 26.67M 26.68M 26.69M 26.69M 26.71M
Cash Dividends to Common per Share
$0.42 $0.42 $0.42 $0.42 $0.44 $0.44 $0.44 $0.44 $0.44 $0.44

Annual Cash Flow Statements for Westamerica Bancorporation

This table details how cash moves in and out of Westamerica Bancorporation's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
-91 52 29 113 -155 -47 248 511 -838 -104 411
Net Cash From Operating Activities
82 70 78 81 97 81 108 89 114 158 142
Net Cash From Continuing Operating Activities
82 70 78 81 97 81 108 89 114 158 142
Net Income / (Loss) Continuing Operations
61 59 59 50 72 80 80 87 122 162 139
Consolidated Net Income / (Loss)
61 59 59 50 72 80 80 87 122 162 139
Provision For Loan Losses
2.80 0.00 -3.20 -1.90 0.00 0.00 4.30 0.00 0.00 -1.15 0.30
Depreciation Expense
16 16 20 26 24 21 23 17 17 12 10
Amortization Expense
-0.28 -0.31 -0.34 -0.05 -0.20 -0.26 -4.44 -5.58 -1.70 -0.57 -0.27
Non-Cash Adjustments to Reconcile Net Income
-0.42 0.85 0.71 -6.93 1.16 1.09 -1.80 1.39 0.38 1.20 -0.09
Changes in Operating Assets and Liabilities, net
4.06 -5.29 1.68 14 -0.29 -21 6.63 -10 -24 -15 -7.41
Net Cash From Investing Activities
-295 -102 -197 -73 -254 -22 -749 -306 -631 547 716
Net Cash From Continuing Investing Activities
-295 -102 -197 -73 -254 -22 -749 -306 -631 547 716
Purchase of Property, Leasehold Improvements and Equipment
-3.79 -4.47 -1.82 -2.72 -3.12 -3.99 -2.20 -1.32 -0.81 -1.16 -1.74
Purchase of Investment Securities
-1,194 -1,385 -1,328 -636 -855 -971 -2,103 -1,909 -1,355 -2.33 -21
Sale and/or Maturity of Investments
902 1,287 1,133 565 604 952 1,352 1,605 725 551 738
Net Cash From Financing Activities
122 84 149 105 2.22 -105 889 728 -320 -809 -446
Net Cash From Continuing Financing Activities
122 84 149 105 2.22 -105 889 728 -320 -809 -446
Net Change in Deposits
186 191 164 123 39 -54 875 726 -189 -751 -462
Repayment of Debt
-10 -57 - -0.61 -7.22 - - 44 - - 62
Repurchase of Common Equity
-52 -15 -5.42 -0.31 -0.52 -0.49 -16 -0.23 -0.22 -14 -0.34
Payment of Dividends
-40 -39 -40 -41 -43 -44 -44 -44 -45 -46 -47
Other Financing Activities, Net
11 3.21 24 25 13 14 2.84 3.02 2.26 0.95 1.49
Cash Interest Paid
3.82 2.53 2.20 1.93 1.93 1.90 1.83 2.03 1.94 3.90 17
Cash Income Taxes Paid
16 18 19 17 14 24 26 28 40 64 57

Quarterly Cash Flow Statements for Westamerica Bancorporation

This table details how cash moves in and out of Westamerica Bancorporation's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
-340 -119 -99 71 154 -230 244 52 17 99
Net Cash From Operating Activities
29 42 55 53 59 -7.98 52 19 41 30
Net Cash From Continuing Operating Activities
29 42 55 53 59 -7.98 52 19 41 30
Net Income / (Loss) Continuing Operations
35 39 40 40 42 39 36 35 35 32
Consolidated Net Income / (Loss)
35 39 40 40 42 39 36 35 35 32
Depreciation Expense
3.23 2.83 3.04 2.71 3.01 3.01 2.96 2.85 2.42 2.17
Amortization Expense
-0.37 -0.26 -0.13 -0.14 -0.16 -0.15 -0.15 -0.16 -0.05 0.08
Non-Cash Adjustments to Reconcile Net Income
-0.58 0.29 0.34 0.46 0.06 0.34 0.36 0.41 -1.20 0.34
Changes in Operating Assets and Liabilities, net
-7.58 -0.38 13 9.30 14 -51 12 -20 4.32 -4.52
Net Cash From Investing Activities
-397 139 172 168 137 70 131 218 222 145
Net Cash From Continuing Investing Activities
-397 139 172 168 137 70 131 218 222 145
Purchase of Property, Leasehold Improvements and Equipment
-0.22 0.00 -0.51 -0.08 -0.31 -0.26 -0.12 -0.46 -0.49 -0.67
Purchase of Investment Securities
-544 -17 -2.19 -0.13 - - 0.00 -4.77 -8.87 -7.10
Sale and/or Maturity of Investments
148 156 174 168 137 71 131 223 231 153
Net Cash From Financing Activities
28 -300 -326 -150 -41 -293 61 -185 -246 -76
Net Cash From Continuing Financing Activities
28 -300 -326 -150 -41 -293 61 -185 -246 -76
Net Change in Deposits
80 -270 -326 -193 -6.91 -225 -119 -223 -66 -53
Repayment of Debt
-41 - - - -23 - 192 50 -168 -12
Repurchase of Common Equity
- - -14 - - - -0.21 - - -0.13
Payment of Dividends
-11 -11 -11 -11 -12 -12 -12 -12 -12 -12
Other Financing Activities, Net
0.82 0.08 - - - 0.95 - - 0.10 1.19
Cash Interest Paid
0.50 0.51 0.44 0.60 1.12 1.74 1.99 2.61 9.22 3.62
Cash Income Taxes Paid
9.00 15 - - - 64 - - 8.50 15

Annual Balance Sheets for Westamerica Bancorporation

This table presents Westamerica Bancorporation's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets
5,036 5,169 5,366 5,513 5,569 5,620 6,748 7,461 6,950 6,365 6,076
Cash and Due from Banks
381 433 462 575 420 373 621 1,132 294 190 601
Trading Account Securities
2,639 2,886 3,237 3,352 3,639 3,079 4,063 4,639 4,332 4,878 4,240
Loans and Leases, Net of Allowance
1,669 1,504 1,327 1,265 1,186 -19 -24 1,045 -20 -17 -15
Allowance for Loan and Lease Losses
31 30 26 23 21 19 24 24 20 17 15
Premises and Equipment, Net
38 39 37 35 35 35 33 31 29 27 26
Goodwill
122 122 122 122 122 122 122 122 122 122 122
Intangible Assets
14 10 6.93 3.85 1.93 1.39 1.10 0.84 0.58 0.35 0.13
Other Assets
173 175 175 160 165 2,029 1,932 185 2,194 1,164 1,101
Total Liabilities & Shareholders' Equity
5,036 5,169 5,366 5,513 5,569 5,620 6,748 1,047 6,950 6,365 6,076
Total Liabilities
4,509 4,637 4,805 4,923 4,953 4,888 5,903 6,634 6,348 5,592 5,186
Non-Interest Bearing Deposits
1,911 2,026 2,089 2,198 2,243 2,240 2,725 - 2,947 2,606 2,333
Interest Bearing Deposits
2,438 2,515 2,615 2,630 2,624 2,573 2,963 - 3,278 2,868 2,678
Short-Term Debt
90 53 59 58 51 31 103 146 58 58 120
Other Long-Term Liabilities
50 43 41 37 35 45 113 74 65 59 54
Total Equity & Noncontrolling Interests
527 532 561 590 616 731 845 827 602 773 890
Total Preferred & Common Equity
527 532 561 590 616 731 845 827 602 773 890
Total Common Equity
527 532 561 590 616 731 845 827 602 773 890
Common Stock
378 379 405 432 448 465 466 471 475 473 476
Retained Earnings
140 150 165 174 206 239 264 306 383 490 582
Accumulated Other Comprehensive Income / (Loss)
5.29 0.68 -10 -17 -40 26 114 50 -256 -190 -168
Other Equity Adjustments
2.71 2.58 1.53 1.53 1.40 0.77 0.04 - 0.04 0.04 0.04

Quarterly Balance Sheets for Westamerica Bancorporation

This table presents Westamerica Bancorporation's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
7,177 6,700 6,583 6,567 6,465 6,312 6,161
Cash and Due from Banks
414 195 266 421 434 486 503
Trading Account Securities
5,313 5,127 4,947 4,795 4,758 3,699 4,431
Loans and Leases, Net of Allowance
-21 -20 -18 -18 -16 -16 -15
Allowance for Loan and Lease Losses
21 20 18 18 16 16 15
Premises and Equipment, Net
30 28 28 27 26 26 26
Goodwill
122 122 122 122 122 122 122
Intangible Assets
0.64 0.52 0.46 0.40 0.29 0.23 0.18
Other Assets
1,320 1,247 1,238 1,220 1,140 1,994 1,095
Total Liabilities & Shareholders' Equity
7,177 6,700 6,583 6,567 6,465 6,312 6,161
Total Liabilities
6,638 6,058 5,931 5,919 5,673 5,497 5,252
Non-Interest Bearing Deposits
3,070 2,789 2,721 2,723 2,514 2,459 2,376
Interest Bearing Deposits
3,425 3,110 2,985 2,976 2,841 2,672 2,689
Short-Term Debt
77 83 138 115 50 100 132
Other Long-Term Liabilities
66 75 87 105 68 65 55
Total Equity & Noncontrolling Interests
539 643 652 648 792 816 909
Total Preferred & Common Equity
539 643 652 648 792 816 909
Total Common Equity
539 643 652 648 792 816 909
Common Stock
475 471 471 472 474 475 475
Retained Earnings
355 403 432 462 515 538 562
Accumulated Other Comprehensive Income / (Loss)
-291 -232 -252 -286 -197 -197 -128
Other Equity Adjustments
0.04 0.04 0.04 0.04 0.04 0.04 0.04

Annual Metrics and Ratios for Westamerica Bancorporation

This table displays calculated financial ratios and metrics derived from Westamerica Bancorporation's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-8.80% -3.49% -0.88% 7.02% 157.69% -58.95% 2.68% 2.46% 23.33% 22.15% -9.24%
EBITDA Growth
-9.20% -1.50% 7.32% 13.71% 266.34% -69.72% -0.46% 2.45% 40.90% 29.00% -14.43%
EBIT Growth
-8.32% -2.89% 4.28% 9.02% 347.99% -73.06% 1.51% 9.57% 41.50% 33.81% -14.68%
NOPAT Growth
-9.72% -3.12% 0.17% -15.00% 43.06% 12.33% 0.03% 7.58% 41.07% 32.56% -14.30%
Net Income Growth
-9.72% -3.12% 0.17% -15.00% 43.06% 12.33% 0.03% 7.58% 41.07% 32.56% -14.30%
EPS Growth
-7.20% -0.86% -0.43% -17.47% 41.27% 11.61% 0.00% 8.05% 40.99% 33.48% -14.19%
Operating Cash Flow Growth
-3.52% -14.47% 10.27% 4.01% 19.66% -16.48% 33.51% -17.64% 28.14% 39.14% -10.52%
Free Cash Flow Firm Growth
-52.24% 118.00% -78.49% -7.96% 145.57% -128.29% -591.86% 157.86% 619.62% -102.16% -332.42%
Invested Capital Growth
1.63% -8.04% 6.02% 4.56% 2.79% 14.32% 24.27% 2.74% -32.20% 25.94% 21.57%
Revenue Q/Q Growth
-1.89% -0.79% 0.83% 6.86% 0.00% 0.00% 0.97% 57.79% 10.79% 0.37% -4.39%
EBITDA Q/Q Growth
-2.15% 0.48% 2.31% 5.32% 561.86% 256.62% -0.95% 170.67% 14.78% 0.45% -6.76%
EBIT Q/Q Growth
-0.74% -0.53% 0.69% 5.05% 437.32% 204.63% 1.60% 210.32% 17.47% 0.34% -6.81%
NOPAT Q/Q Growth
-1.67% -0.76% -0.21% -17.06% 26.28% 2.13% 4.02% -2.39% 16.88% 0.08% -5.31%
Net Income Q/Q Growth
-1.67% -0.76% -0.21% -17.06% 0.00% 0.00% 4.02% -2.39% 16.88% 0.08% -5.31%
EPS Q/Q Growth
-0.43% -0.43% -0.87% -17.47% 26.54% 2.05% 4.20% -2.42% 17.01% 0.17% -5.28%
Operating Cash Flow Q/Q Growth
23.75% -13.85% 8.02% -3.34% 0.56% -0.20% -4.04% 7.38% 27.06% -23.94% 36.37%
Free Cash Flow Firm Q/Q Growth
-29.45% 11.37% -22.80% 132.03% -26.41% 41.77% -7.58% -7.07% -2.27% -168.24% 69.10%
Invested Capital Q/Q Growth
0.94% -0.98% 0.18% -3.22% 1.91% 0.44% 1.48% 1.70% 7.15% 8.81% -3.00%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
49.95% 50.98% 55.19% 58.64% 83.37% 61.50% 59.62% 59.61% 68.11% 71.92% 67.81%
EBIT Margin
41.87% 42.13% 44.33% 45.16% 78.51% 51.53% 50.94% 54.47% 62.50% 68.46% 64.36%
Profit (Net Income) Margin
32.16% 32.29% 32.63% 25.91% 14.39% 39.37% 38.35% 40.27% 46.06% 49.98% 47.20%
Tax Burden Percent
76.81% 76.63% 73.61% 57.39% 78.64% 76.40% 75.29% 73.92% 73.70% 73.01% 73.33%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 23.30% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
23.19% 23.37% 26.39% 42.61% 21.36% 23.60% 24.71% 26.08% 26.30% 26.99% 26.67%
Return on Invested Capital (ROIC)
9.61% 9.62% 9.76% 7.88% 10.88% 11.25% 9.41% 9.01% 14.94% 21.70% 15.06%
ROIC Less NNEP Spread (ROIC-NNEP)
9.61% 9.62% 9.76% 7.88% 10.88% 11.25% 9.41% 9.01% 14.94% 21.70% 15.06%
Return on Net Nonoperating Assets (RNNOA)
1.73% 1.48% 1.00% 0.80% 0.99% 0.69% 0.80% 1.34% 2.13% 1.83% 1.62%
Return on Equity (ROE)
11.34% 11.10% 10.76% 8.69% 11.87% 11.94% 10.20% 10.35% 17.08% 23.53% 16.67%
Cash Return on Invested Capital (CROIC)
7.99% 18.00% 3.92% 3.43% 8.12% -2.12% -12.24% 6.30% 53.33% -1.26% -4.41%
Operating Return on Assets (OROA)
1.60% 1.50% 1.52% 1.60% 7.05% 1.88% 1.73% 1.65% 2.30% 3.33% 3.04%
Return on Assets (ROA)
1.23% 1.15% 1.12% 0.92% 1.29% 1.44% 1.30% 1.22% 1.69% 2.43% 2.23%
Return on Common Equity (ROCE)
11.34% 11.10% 10.76% 8.69% 11.87% 11.94% 10.20% 10.35% 17.08% 23.53% 16.67%
Return on Equity Simple (ROE_SIMPLE)
11.52% 11.04% 10.48% 8.48% 11.63% 10.99% 9.52% 10.46% 20.27% 20.93% 15.58%
Net Operating Profit after Tax (NOPAT)
61 59 59 50 72 80 80 87 122 162 139
NOPAT Margin
32.16% 32.29% 32.63% 25.91% 14.39% 39.37% 38.35% 40.27% 46.06% 49.98% 47.20%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
43.68% 43.98% 43.81% 41.43% 16.47% 39.55% 38.07% 35.73% 28.57% 24.17% 27.65%
Operating Expenses to Revenue
56.64% 57.87% 57.45% 55.83% 21.49% 48.47% 47.01% 45.53% 37.50% 31.89% 35.54%
Earnings before Interest and Taxes (EBIT)
79 77 80 87 391 105 107 117 166 222 189
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
94 93 100 113 415 126 125 128 180 233 199
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.00 0.00 2.29 2.17 2.03 2.16 1.56 1.71 2.43 1.86 1.56
Price to Tangible Book Value (P/TBV)
0.00 0.00 2.97 2.76 2.54 2.60 1.82 2.01 3.05 2.21 1.81
Price to Revenue (P/Rev)
0.00 0.00 7.12 6.65 2.51 7.74 6.28 6.58 5.53 4.44 4.73
Price to Earnings (P/E)
0.00 0.00 21.82 25.65 3.37 19.66 16.37 16.34 12.00 8.89 10.01
Dividend Yield
4.17% 4.26% 3.12% 3.22% 3.42% 2.79% 3.35% 3.14% 3.09% 3.19% 3.38%
Earnings Yield
0.00% 0.00% 4.58% 3.90% 29.68% 5.09% 6.11% 6.12% 8.33% 11.25% 9.99%
Enterprise Value to Invested Capital (EV/IC)
0.00 0.00 1.42 1.18 1.32 1.62 0.84 0.44 1.86 1.57 0.90
Enterprise Value to Revenue (EV/Rev)
0.00 0.00 4.89 3.97 1.77 6.06 3.80 1.99 4.63 4.04 3.09
Enterprise Value to EBITDA (EV/EBITDA)
0.00 0.00 8.85 6.77 2.13 9.86 6.38 3.34 6.80 5.61 4.55
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 11.02 8.79 2.26 11.77 7.47 3.66 7.41 5.89 4.80
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 14.97 15.32 12.32 15.40 9.92 4.95 10.06 8.07 6.54
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 0.00 11.35 9.49 9.12 15.34 7.40 4.82 10.80 8.25 6.41
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 37.27 35.22 16.49 0.00 0.00 7.07 2.82 0.00 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.21 0.10 0.11 0.10 0.08 0.04 0.12 0.18 0.10 0.08 0.14
Long-Term Debt to Equity
0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
0.18 0.15 0.10 0.10 0.09 0.06 0.08 0.15 0.14 0.08 0.11
Leverage Ratio
9.24 9.64 9.63 9.45 9.19 8.31 7.85 8.50 10.08 9.68 7.48
Compound Leverage Factor
9.24 9.64 9.63 9.45 2.14 8.31 7.85 8.50 10.08 9.68 7.48
Debt to Total Capital
17.25% 9.06% 9.52% 9.01% 7.69% 4.06% 10.82% 15.03% 8.76% 7.00% 11.91%
Short-Term Debt to Total Capital
14.11% 9.06% 9.52% 9.01% 7.69% 4.06% 10.82% 15.03% 8.76% 7.00% 11.91%
Long-Term Debt to Total Capital
3.15% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
82.75% 90.94% 90.48% 90.99% 92.31% 95.94% 89.18% 84.97% 91.24% 93.00% 88.09%
Debt to EBITDA
1.17 0.57 0.59 0.52 0.12 0.25 0.82 1.14 0.32 0.25 0.60
Net Debt to EBITDA
-2.88 -4.10 -4.05 -4.56 -0.89 -2.73 -4.15 -7.70 -1.31 -0.57 -2.42
Long-Term Debt to EBITDA
0.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT
1.81 0.90 1.00 1.17 0.72 0.38 1.28 1.69 0.47 0.36 0.87
Net Debt to NOPAT
-4.47 -6.47 -6.85 -10.33 -5.16 -4.26 -6.45 -11.40 -1.94 -0.82 -3.47
Long-Term Debt to NOPAT
0.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
50 110 24 22 53 -15 -105 61 435 -9.39 -41
Operating Cash Flow to CapEx
2,171.22% 1,573.63% 4,270.46% 2,968.90% 3,609.60% 2,020.58% 0.00% 6,702.04% 14,019.98% 13,626.87% 8,117.66%
Free Cash Flow to Firm to Interest Expense
14.64 45.35 11.17 11.45 27.28 -8.01 -57.34 30.95 226.22 -2.41 -2.33
Operating Cash Flow to Interest Expense
23.90 29.04 36.69 42.50 49.33 42.74 59.07 45.39 59.07 40.67 8.13
Operating Cash Flow Less CapEx to Interest Expense
22.80 27.20 35.83 41.07 47.96 40.63 59.96 44.71 58.64 40.37 8.03
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.04 0.04 0.03 0.04 0.09 0.04 0.03 0.03 0.04 0.05 0.05
Fixed Asset Turnover
5.02 4.75 4.79 5.37 14.25 5.91 6.22 6.72 8.84 11.59 11.05
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
636 585 620 649 667 762 947 973 660 831 1,010
Invested Capital Turnover
0.30 0.30 0.30 0.30 0.76 0.29 0.25 0.22 0.32 0.43 0.32
Increase / (Decrease) in Invested Capital
10 -51 35 28 18 96 185 26 -313 171 179
Enterprise Value (EV)
0.00 0.00 881 766 881 1,238 798 428 1,228 1,306 907
Market Capitalization
0.00 0.00 1,284 1,283 1,250 1,581 1,316 1,414 1,464 1,438 1,388
Book Value per Share
$20.18 $20.83 $21.87 $22.40 $23.03 $27.03 $31.44 $30.78 $22.37 $29.00 $33.35
Tangible Book Value per Share
$14.97 $15.66 $16.86 $17.64 $18.41 $22.49 $26.87 $26.22 $17.83 $24.42 $28.79
Total Capital
636 585 620 649 667 762 947 973 660 831 1,010
Total Debt
110 53 59 58 51 31 103 146 58 58 120
Total Long-Term Debt
20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt
-271 -380 -403 -517 -369 -342 -519 -986 -236 -132 -481
Capital Expenditures (CapEx)
3.79 4.47 1.82 2.72 2.68 3.99 -1.62 1.32 0.81 1.16 1.74
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
110 53 59 58 51 31 103 146 58 58 120
Total Depreciation and Amortization (D&A)
15 16 20 26 24 20 18 11 15 11 10
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$2.32 $2.30 $2.30 $1.90 $2.69 $2.98 $2.98 $3.22 $4.54 $6.06 $5.20
Adjusted Weighted Average Basic Shares Outstanding
26.10M 25.56M 25.61M 26.29M 26.65M 26.96M 26.94M 26.86M 26.90M 26.70M 26.69M
Adjusted Diluted Earnings per Share
$2.32 $2.30 $2.29 $1.89 $2.67 $2.98 $2.98 $3.22 $4.54 $6.06 $5.20
Adjusted Weighted Average Diluted Shares Outstanding
26.16M 25.58M 25.68M 26.42M 26.76M 27.01M 26.96M 26.87M 26.91M 26.71M 26.69M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
25.62M 25.40M 26.27M 26.57M 26.89M 27.10M 26.81M 26.87M 26.91M 26.67M 26.71M
Normalized Net Operating Profit after Tax (NOPAT)
61 59 59 50 72 80 82 88 126 166 142
Normalized NOPAT Margin
32.16% 32.29% 32.63% 26.10% 14.39% 39.37% 39.23% 41.17% 47.65% 51.28% 48.49%
Pre Tax Income Margin
41.87% 42.13% 44.33% 45.16% 18.29% 51.53% 50.94% 54.47% 62.50% 68.46% 64.36%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
22.92 31.63 37.79 45.88 199.35 55.73 58.55 59.86 86.02 56.96 10.85
NOPAT to Interest Expense
17.61 24.24 27.81 26.33 36.53 42.58 44.09 44.25 63.39 41.59 7.96
EBIT Less CapEx to Interest Expense
21.82 29.78 36.93 44.45 197.98 53.61 59.44 59.18 85.60 56.66 10.75
NOPAT Less CapEx to Interest Expense
16.51 22.39 26.95 24.90 35.16 40.46 44.97 43.57 62.97 41.29 7.86
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
65.56% 66.59% 67.84% 82.56% 59.58% 54.66% 55.07% 51.21% 37.02% 28.41% 33.87%
Augmented Payout Ratio
151.56% 91.67% 77.05% 83.18% 60.31% 55.27% 75.59% 51.48% 37.20% 36.91% 34.12%

Quarterly Metrics and Ratios for Westamerica Bancorporation

This table displays calculated financial ratios and metrics derived from Westamerica Bancorporation's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
32.11% 48.35% 45.30% 37.10% 15.06% 1.49% -4.84% -4.50% -10.75% -16.78%
EBITDA Growth
52.56% 69.50% 66.30% 48.06% 19.06% 1.85% -9.84% -6.60% -16.16% -25.02%
EBIT Growth
58.40% 83.58% 83.60% 60.31% 20.23% 1.39% -10.17% -7.15% -16.12% -25.20%
NOPAT Growth
57.55% 81.14% 78.86% 59.00% 19.68% 0.32% -9.97% -11.89% -15.73% -19.68%
Net Income Growth
57.55% 81.14% 78.86% 59.00% 19.68% 0.32% -9.97% -11.89% -15.73% -19.68%
EPS Growth
57.32% 81.48% 79.76% 60.64% 20.93% 0.68% -9.27% -11.92% -16.03% -19.59%
Operating Cash Flow Growth
14.79% 137.54% 73.09% 396.04% 98.67% -119.08% -5.21% -63.80% -30.71% 473.05%
Free Cash Flow Firm Growth
26,152.74% 8,354.33% 33.01% -106.45% -128.27% -137.33% -298.82% -1,927.35% -128.35% -12.03%
Invested Capital Growth
-35.65% -32.20% -12.12% 7.42% 24.01% 25.94% 43.53% 41.26% 36.37% 21.57%
Revenue Q/Q Growth
22.72% 9.78% 0.65% 1.10% 3.00% -3.17% -5.63% 1.47% -3.75% -9.72%
EBITDA Q/Q Growth
29.76% 12.82% 2.28% -1.12% 4.34% -3.49% -9.46% 2.43% -6.33% -13.69%
EBIT Q/Q Growth
38.70% 14.21% 1.75% -0.54% 4.02% -3.68% -9.85% 2.80% -6.02% -14.11%
NOPAT Q/Q Growth
37.32% 13.19% 2.81% -0.50% 3.36% -5.13% -7.73% -2.62% -1.14% -9.58%
Net Income Q/Q Growth
37.32% 13.19% 2.81% -0.50% 3.36% -5.13% -7.73% -2.62% -1.14% -9.58%
EPS Q/Q Growth
37.23% 13.95% 2.72% 0.00% 3.31% -5.13% -7.43% -2.92% -1.50% -9.16%
Operating Cash Flow Q/Q Growth
177.92% 41.95% 31.72% -4.54% 11.31% -113.64% 754.20% -63.54% 113.06% -26.58%
Free Cash Flow Firm Q/Q Growth
69.14% -6.16% -60.14% -110.19% -641.93% -23.89% -112.32% -3.88% 16.43% 39.22%
Invested Capital Q/Q Growth
-16.24% 7.15% 10.02% 8.80% -3.30% 8.81% 25.39% 7.08% -6.65% -3.00%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
69.63% 71.56% 72.72% 71.12% 72.05% 71.81% 68.90% 69.55% 67.69% 64.71%
EBIT Margin
65.66% 68.32% 69.06% 67.93% 68.61% 68.25% 65.19% 66.05% 64.48% 61.34%
Profit (Net Income) Margin
48.19% 49.69% 50.75% 49.95% 50.12% 49.11% 48.02% 46.08% 47.33% 47.40%
Tax Burden Percent
73.39% 72.73% 73.49% 73.52% 73.05% 71.96% 73.65% 73.67% 73.39% 72.51%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 94.70% 100.00% 106.56%
Effective Tax Rate
26.61% 27.27% 26.51% 26.48% 26.95% 28.04% 26.35% 26.33% 26.61% 27.49%
Return on Invested Capital (ROIC)
14.65% 16.12% 18.95% 20.41% 23.43% 21.32% 17.37% 15.29% 16.11% 15.12%
ROIC Less NNEP Spread (ROIC-NNEP)
14.65% 16.12% 18.95% 20.41% 23.43% 21.32% 17.37% 15.29% 16.11% 15.12%
Return on Net Nonoperating Assets (RNNOA)
2.09% 2.30% 2.92% 4.12% 3.79% 1.80% 4.04% 4.57% 2.56% 1.62%
Return on Equity (ROE)
16.74% 18.42% 21.88% 24.53% 27.22% 23.12% 21.41% 19.86% 18.67% 16.75%
Cash Return on Invested Capital (CROIC)
56.66% 53.33% 30.93% 13.14% 1.99% -1.26% -17.90% -18.15% -14.55% -4.41%
Operating Return on Assets (OROA)
2.15% 2.51% 2.86% 3.07% 3.22% 3.32% 3.17% 3.24% 3.11% 2.90%
Return on Assets (ROA)
1.58% 1.83% 2.10% 2.25% 2.35% 2.39% 2.33% 2.26% 2.28% 2.24%
Return on Common Equity (ROCE)
16.74% 18.42% 21.88% 24.53% 27.22% 23.12% 21.41% 19.86% 18.67% 16.75%
Return on Equity Simple (ROE_SIMPLE)
19.37% 0.00% 21.76% 23.75% 24.93% 0.00% 19.92% 18.75% 16.11% 0.00%
Net Operating Profit after Tax (NOPAT)
35 39 40 40 42 39 36 35 35 32
NOPAT Margin
48.19% 49.69% 50.75% 49.95% 50.12% 49.11% 48.02% 46.08% 47.33% 47.40%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
26.08% 24.11% 25.09% 23.99% 23.32% 24.33% 26.58% 26.19% 27.85% 30.34%
Operating Expenses to Revenue
34.34% 31.68% 32.89% 32.07% 30.91% 31.75% 34.41% 33.95% 35.52% 38.66%
Earnings before Interest and Taxes (EBIT)
47 54 55 55 57 55 49 51 48 41
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
50 57 58 57 60 58 52 54 50 43
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
2.43 2.43 1.75 1.50 1.70 1.86 1.62 1.57 1.44 1.56
Price to Tangible Book Value (P/TBV)
3.15 3.05 2.16 1.84 2.09 2.21 1.91 1.85 1.66 1.81
Price to Revenue (P/Rev)
5.48 5.53 3.89 3.13 3.42 4.44 4.00 4.06 4.26 4.73
Price to Earnings (P/E)
12.55 12.00 8.06 6.30 6.82 8.89 8.12 8.39 8.93 10.01
Dividend Yield
3.45% 3.09% 4.01% 4.59% 4.11% 3.19% 3.62% 3.66% 3.59% 3.38%
Earnings Yield
7.97% 8.33% 12.41% 15.87% 14.67% 11.25% 12.32% 11.92% 11.20% 9.99%
Enterprise Value to Invested Capital (EV/IC)
1.58 1.86 1.40 1.07 1.04 1.57 1.05 0.98 0.90 0.90
Enterprise Value to Revenue (EV/Rev)
4.07 4.63 3.50 2.72 2.47 4.04 3.43 3.47 3.05 3.09
Enterprise Value to EBITDA (EV/EBITDA)
6.19 6.80 4.98 3.81 3.44 5.61 4.83 4.92 4.39 4.55
Enterprise Value to EBIT (EV/EBIT)
6.91 7.41 5.32 4.01 3.61 5.89 5.08 5.18 4.62 4.80
Enterprise Value to NOPAT (EV/NOPAT)
9.33 10.06 7.25 5.47 4.93 8.07 6.95 7.18 6.40 6.54
Enterprise Value to Operating Cash Flow (EV/OCF)
10.88 10.80 7.41 4.73 3.83 8.25 7.06 9.01 9.03 6.41
Enterprise Value to Free Cash Flow (EV/FCFF)
2.19 2.82 4.23 8.45 57.92 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.14 0.10 0.13 0.21 0.18 0.08 0.32 0.37 0.15 0.14
Long-Term Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.25 0.25 0.00 0.00
Financial Leverage
0.14 0.14 0.15 0.20 0.16 0.08 0.23 0.30 0.16 0.11
Leverage Ratio
10.59 10.08 10.42 10.88 11.58 9.68 9.18 8.79 8.17 7.48
Compound Leverage Factor
10.59 10.08 10.42 10.88 11.58 9.68 9.18 8.32 8.17 7.97
Debt to Total Capital
12.48% 8.76% 11.44% 17.47% 15.10% 7.00% 24.02% 26.90% 12.72% 11.91%
Short-Term Debt to Total Capital
12.48% 8.76% 11.44% 17.47% 15.10% 7.00% 4.83% 8.98% 12.72% 11.91%
Long-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 19.19% 17.92% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
87.52% 91.24% 88.56% 82.53% 84.90% 93.00% 75.98% 73.10% 87.28% 88.09%
Debt to EBITDA
0.49 0.32 0.41 0.62 0.50 0.25 1.10 1.34 0.62 0.60
Net Debt to EBITDA
-2.14 -1.31 -0.55 -0.58 -1.32 -0.57 -0.81 -0.83 -1.73 -2.42
Long-Term Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.88 0.90 0.00 0.00
Debt to NOPAT
0.74 0.47 0.59 0.89 0.71 0.36 1.59 1.96 0.90 0.87
Net Debt to NOPAT
-3.23 -1.94 -0.80 -0.83 -1.89 -0.82 -1.17 -1.22 -2.53 -3.47
Long-Term Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 1.27 1.31 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
376 353 141 -14 -106 -132 -280 -290 -243 -148
Operating Cash Flow to CapEx
13,390.91% 0.00% 10,779.26% 66,556.96% 19,064.17% -3,023.11% 42,796.72% 4,128.85% 8,209.11% 4,463.72%
Free Cash Flow to Firm to Interest Expense
771.95 742.72 298.56 -23.60 -93.81 -78.43 -93.17 -54.73 -42.99 -42.56
Operating Cash Flow to Interest Expense
60.49 88.04 116.95 86.62 51.66 -4.75 17.40 3.59 7.18 8.59
Operating Cash Flow Less CapEx to Interest Expense
60.04 88.04 115.86 86.49 51.39 -4.91 17.36 3.50 7.10 8.40
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.03 0.04 0.04 0.05 0.05 0.05 0.05 0.05 0.05 0.05
Fixed Asset Turnover
7.79 8.84 9.83 10.70 11.27 11.59 11.67 11.67 11.46 11.05
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
616 660 726 790 764 831 1,042 1,116 1,042 1,010
Invested Capital Turnover
0.30 0.32 0.37 0.41 0.47 0.43 0.36 0.33 0.34 0.32
Increase / (Decrease) in Invested Capital
-341 -313 -100 55 148 171 316 326 278 179
Enterprise Value (EV)
974 1,228 1,015 847 797 1,306 1,097 1,098 937 907
Market Capitalization
1,311 1,464 1,127 975 1,102 1,438 1,281 1,283 1,308 1,388
Book Value per Share
$20.03 $22.37 $23.89 $24.46 $24.33 $29.00 $29.68 $30.57 $34.06 $33.35
Tangible Book Value per Share
$15.48 $17.83 $19.35 $19.88 $19.75 $24.42 $25.11 $26.00 $29.50 $28.79
Total Capital
616 660 726 790 764 831 1,042 1,116 1,042 1,010
Total Debt
77 58 83 138 115 58 250 300 132 120
Total Long-Term Debt
0.00 0.00 0.00 0.00 0.00 0.00 200 200 0.00 0.00
Net Debt
-337 -236 -112 -128 -305 -132 -184 -186 -370 -481
Capital Expenditures (CapEx)
0.22 -0.00 0.51 0.08 0.31 0.26 0.12 0.46 0.49 0.67
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
77 58 83 138 115 58 250 300 132 120
Total Depreciation and Amortization (D&A)
2.86 2.57 2.92 2.57 2.85 2.87 2.81 2.70 2.37 2.25
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$1.29 $1.47 $1.51 $1.51 $1.56 $1.48 $1.37 $1.33 $1.31 $1.19
Adjusted Weighted Average Basic Shares Outstanding
26.91M 26.90M 26.86M 26.65M 26.65M 26.70M 26.67M 26.68M 26.69M 26.69M
Adjusted Diluted Earnings per Share
$1.29 $1.47 $1.51 $1.51 $1.56 $1.48 $1.37 $1.33 $1.31 $1.19
Adjusted Weighted Average Diluted Shares Outstanding
26.92M 26.91M 26.87M 26.65M 26.65M 26.71M 26.68M 26.68M 26.69M 26.69M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
26.91M 26.91M 26.65M 26.65M 26.65M 26.67M 26.68M 26.69M 26.69M 26.71M
Normalized Net Operating Profit after Tax (NOPAT)
36 40 42 40 42 39 37 35 35 32
Normalized NOPAT Margin
49.64% 51.00% 52.08% 49.95% 50.12% 49.11% 49.42% 46.08% 47.33% 47.40%
Pre Tax Income Margin
65.66% 68.32% 69.06% 67.93% 68.61% 68.25% 65.19% 62.55% 64.48% 65.37%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
97.26 113.89 116.86 90.19 50.26 32.67 16.48 9.58 8.46 11.84
NOPAT to Interest Expense
71.38 82.83 85.88 66.31 36.72 23.51 12.14 6.68 6.21 9.15
EBIT Less CapEx to Interest Expense
96.81 113.89 115.78 90.06 49.99 32.51 16.43 9.49 8.37 11.64
NOPAT Less CapEx to Interest Expense
70.92 82.83 84.80 66.18 36.45 23.35 12.09 6.60 6.12 8.95
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
43.25% 37.02% 32.32% 29.13% 28.16% 28.41% 29.41% 30.69% 32.07% 33.87%
Augmented Payout Ratio
43.46% 37.20% 42.15% 38.01% 36.67% 36.91% 29.54% 30.82% 32.21% 34.12%

Frequently Asked Questions About Westamerica Bancorporation's Financials

When does Westamerica Bancorporation's financial year end?

According to the most recent income statement we have on file, Westamerica Bancorporation's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Westamerica Bancorporation's net income changed over the last 10 years?

Westamerica Bancorporation's net income appears to be on an upward trend, with a most recent value of $138.64 million in 2024, rising from $60.65 million in 2014. The previous period was $161.77 million in 2023.

How has Westamerica Bancorporation revenue changed over the last 10 years?

Over the last 10 years, Westamerica Bancorporation's total revenue changed from $188.55 million in 2014 to $293.75 million in 2024, a change of 55.8%.

How much debt does Westamerica Bancorporation have?

Westamerica Bancorporation's total liabilities were at $5.19 billion at the end of 2024, a 7.2% decrease from 2023, and a 15.0% increase since 2014.

How much cash does Westamerica Bancorporation have?

In the past 10 years, Westamerica Bancorporation's cash and equivalents has ranged from $190.31 million in 2023 to $1.13 billion in 2021, and is currently $601.49 million as of their latest financial filing in 2024.

How has Westamerica Bancorporation's book value per share changed over the last 10 years?

Over the last 10 years, Westamerica Bancorporation's book value per share changed from 20.18 in 2014 to 33.35 in 2024, a change of 65.3%.



This page (NASDAQ:WABC) was last updated on 4/24/2025 by MarketBeat.com Staff
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