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World Acceptance (WRLD) Competitors

World Acceptance logo
$133.48 -1.45 (-1.07%)
Closing price 04:00 PM Eastern
Extended Trading
$132.76 -0.72 (-0.54%)
As of 05:13 PM Eastern
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WRLD vs. ECPG, PRAA, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

World Acceptance vs.

World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, community ranking, earnings, profitability, risk, media sentiment and valuation.

World Acceptance has a beta of 1.46, suggesting that its share price is 46% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.55, suggesting that its share price is 55% more volatile than the S&P 500.

World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$515.56M1.51$77.35M$14.329.43
Encore Capital Group$1.33B0.72-$206.49M-$7.85-5.15

In the previous week, Encore Capital Group had 14 more articles in the media than World Acceptance. MarketBeat recorded 17 mentions for Encore Capital Group and 3 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.40 beat Encore Capital Group's score of 0.25 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
3 Very Positive mention(s)
1 Positive mention(s)
9 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

World Acceptance currently has a consensus price target of $10.00, indicating a potential downside of 92.60%. Encore Capital Group has a consensus price target of $62.67, indicating a potential upside of 55.11%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Encore Capital Group received 48 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 62.22% of users gave Encore Capital Group an outperform vote while only 55.27% of users gave World Acceptance an outperform vote.

CompanyUnderperformOutperform
World AcceptanceOutperform Votes
283
55.27%
Underperform Votes
229
44.73%
Encore Capital GroupOutperform Votes
331
62.22%
Underperform Votes
201
37.78%

83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by company insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

World Acceptance has a net margin of 14.41% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.03% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance14.41% 19.03% 7.55%
Encore Capital Group -13.91%12.70%2.61%

Summary

World Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$776.16M$6.84B$11.50B$8.63B
Dividend YieldN/A4.51%5.39%3.91%
P/E Ratio9.4326.1723.7119.20
Price / Sales1.514.0825.32112.91
Price / Cash8.4511.1317.7034.58
Price / Book1.812.232.644.48
Net Income$77.35M$417.94M$1.04B$246.62M
7 Day Performance-6.71%-5.76%-0.78%-3.97%
1 Month Performance4.41%-3.74%0.20%-3.72%
1 Year Performance10.78%28.08%14.56%7.34%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
2.614 of 5 stars
$133.48
-1.1%
$10.00
-92.5%
+13.8%$767.11M$515.56M9.322,872Positive News
ECPG
Encore Capital Group
3.8804 of 5 stars
$50.00
+0.5%
$65.00
+30.0%
+5.0%$1.18B$1.22B-6.377,400Earnings Report
Analyst Forecast
News Coverage
Gap Down
PRAA
PRA Group
4.2924 of 5 stars
$23.67
+0.8%
$32.00
+35.2%
-16.8%$933.31M$802.55M21.523,155Short Interest ↑
EZPW
EZCORP
3.9304 of 5 stars
$14.05
-2.3%
$17.75
+26.3%
+27.1%$765.30M$1.16B12.228,000Positive News
GDOT
Green Dot
2.822 of 5 stars
$9.49
+0.8%
$10.75
+13.3%
+1.0%$510.22M$1.63B-9.031,200High Trading Volume
RM
Regional Management
3.526 of 5 stars
$36.20
+0.8%
$35.50
-1.9%
+43.2%$367.74M$588.50M8.702,081
AXP
American Express
4.5199 of 5 stars
$311.37
+1.3%
$296.38
-4.8%
+36.4%$219.34B$65.95B22.2274,600Positive News
COF
Capital One Financial
4.5031 of 5 stars
$202.25
+2.5%
$196.31
-2.9%
+46.1%$77.10B$53.94B17.4551,987News Coverage
Positive News
DFS
Discover Financial Services
4.7543 of 5 stars
$196.14
+3.2%
$186.46
-4.9%
+56.1%$49.29B$17.91B12.2921,100Positive News
SLM
SLM
4.8865 of 5 stars
$31.43
+4.7%
$29.82
-5.1%
+54.0%$6.67B$2.62B11.861,740
CACC
Credit Acceptance
2.3204 of 5 stars
$520.61
+1.7%
$440.00
-15.5%
-11.5%$6.30B$2.16B26.212,232Positive News

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This page (NASDAQ:WRLD) was last updated on 2/27/2025 by MarketBeat.com Staff
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