World Acceptance (WRLD) Competitors $130.36 +2.20 (+1.71%) As of 11:52 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrends WRLD vs. ECPG, PRAA, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. World Acceptance vs. Encore Capital Group PRA Group EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, earnings, dividends, institutional ownership, community ranking, media sentiment, valuation, profitability and analyst recommendations. Does the MarketBeat Community favor WRLD or ECPG? Encore Capital Group received 47 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 62.15% of users gave Encore Capital Group an outperform vote while only 55.27% of users gave World Acceptance an outperform vote. CompanyUnderperformOutperformWorld AcceptanceOutperform Votes28355.27% Underperform Votes22944.73% Encore Capital GroupOutperform Votes33062.15% Underperform Votes20137.85% Is WRLD or ECPG more profitable? World Acceptance has a net margin of 15.02% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.85% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets World Acceptance15.02% 19.85% 7.96% Encore Capital Group -13.91%12.70%2.61% Do analysts recommend WRLD or ECPG? World Acceptance currently has a consensus target price of $10.00, suggesting a potential downside of 92.29%. Encore Capital Group has a consensus target price of $65.00, suggesting a potential upside of 30.08%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Do insiders & institutionals believe in WRLD or ECPG? 83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by company insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Does the media prefer WRLD or ECPG? In the previous week, World Acceptance had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 5 mentions for World Acceptance and 1 mentions for Encore Capital Group. World Acceptance's average media sentiment score of 1.17 beat Encore Capital Group's score of 1.02 indicating that World Acceptance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment World Acceptance 3 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has better valuation & earnings, WRLD or ECPG? World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioWorld Acceptance$514.28M1.45$77.35M$14.718.81Encore Capital Group$1.22B0.97-$206.49M-$7.85-6.37 Which has more volatility and risk, WRLD or ECPG? World Acceptance has a beta of 1.44, suggesting that its stock price is 44% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.55, suggesting that its stock price is 55% more volatile than the S&P 500. SummaryWorld Acceptance beats Encore Capital Group on 11 of the 19 factors compared between the two stocks. Get World Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for WRLD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart WRLD vs. The Competition Export to ExcelMetricWorld AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$745.55M$6.94B$11.85B$9.23BDividend YieldN/A4.49%5.76%4.02%P/E Ratio8.8128.7724.1117.50Price / Sales1.452.3425.2080.30Price / Cash7.3711.5217.7237.67Price / Book1.862.422.654.74Net Income$77.35M$336.15M$1.07B$224.52M7 Day Performance1.82%2.30%0.49%1.43%1 Month Performance17.10%4.43%1.41%1.85%1 Year Performance-6.91%33.56%13.34%21.58% World Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)WRLDWorld Acceptance2.8375 of 5 stars$130.36+1.7%$10.00-92.3%-6.9%$749.55M$573.21M8.862,872Positive NewsGap UpECPGEncore Capital Group4.1038 of 5 stars$48.85+0.6%$65.00+33.1%-3.3%$1.16B$1.33B-6.227,400News CoveragePRAAPRA Group4.0341 of 5 stars$21.31+0.7%$32.00+50.2%-9.9%$840.25M$802.55M19.373,155EZPWEZCORP4.1736 of 5 stars$12.30+0.5%$16.00+30.1%+44.0%$669.98M$1.16B11.088,000Upcoming EarningsGDOTGreen Dot2.8737 of 5 stars$8.88-1.6%$10.75+21.1%-7.3%$477.39M$1.50B-8.451,200RMRegional Management3.6134 of 5 stars$35.73+1.9%$35.50-0.6%+38.2%$363.04M$551.40M15.012,081AXPAmerican Express4.6851 of 5 stars$312.75+0.4%$278.09-11.1%+59.3%$220.32B$60.52B23.0174,600Earnings ReportAnalyst ForecastCOFCapital One Financial4.613 of 5 stars$191.16+1.4%$188.06-1.6%+46.6%$72.88B$49.48B18.0555,900Earnings ReportDFSDiscover Financial Services4.9184 of 5 stars$187.17+1.2%$171.71-8.3%+88.6%$47.04B$20.61B15.1121,100Earnings ReportDividend AnnouncementAnalyst ForecastSLMSLM4.9322 of 5 stars$27.98-0.5%$27.90-0.3%+46.1%$5.94B$2.84B9.751,740Earnings ReportDividend AnnouncementAnalyst ForecastCACCCredit Acceptance3.164 of 5 stars$484.82+0.5%$416.00-14.2%-4.9%$5.87B$1.90B32.562,232Upcoming EarningsPositive News Related Companies and Tools Related Companies Encore Capital Group Competitors PRA Group Competitors EZCORP Competitors Green Dot Competitors Regional Management Competitors American Express Competitors Capital One Financial Competitors Discover Financial Services Competitors SLM Competitors Credit Acceptance Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:WRLD) was last updated on 1/27/2025 by MarketBeat.com Staff From Our PartnersCollect $7k per month from Tesla’s SECRET dividendTesla doesn't pay a traditional dividend.... 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