World Acceptance (WRLD) Competitors $166.84 -1.20 (-0.71%) As of 03:55 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock WRLD vs. ECPG, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. World Acceptance vs. Its Competitors Encore Capital Group EZCORP PRA Group Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, analyst recommendations, dividends, media sentiment, earnings, institutional ownership and valuation. Is WRLD or ECPG more profitable? World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets World Acceptance15.89% 21.02% 8.51% Encore Capital Group -8.38%16.18%2.99% Do institutionals & insiders have more ownership in WRLD or ECPG? 83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by company insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Which has more volatility and risk, WRLD or ECPG? World Acceptance has a beta of 1.35, suggesting that its share price is 35% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, suggesting that its share price is 59% more volatile than the S&P 500. Which has higher valuation & earnings, WRLD or ECPG? World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioWorld Acceptance$522.13M1.70$89.74M$16.3610.20Encore Capital Group$1.32B0.69-$139.24M-$4.89-8.00 Does the media prefer WRLD or ECPG? In the previous week, Encore Capital Group had 1 more articles in the media than World Acceptance. MarketBeat recorded 5 mentions for Encore Capital Group and 4 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.57 beat Encore Capital Group's score of 0.60 indicating that World Acceptance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment World Acceptance 2 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Encore Capital Group 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts rate WRLD or ECPG? World Acceptance presently has a consensus price target of $10.00, indicating a potential downside of 94.01%. Encore Capital Group has a consensus price target of $62.67, indicating a potential upside of 60.11%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 SummaryWorld Acceptance beats Encore Capital Group on 10 of the 17 factors compared between the two stocks. Get World Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for WRLD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart WRLD vs. The Competition Export to ExcelMetricWorld AcceptanceFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$885.39M$8.20B$12.07B$9.40BDividend YieldN/A3.48%5.58%4.09%P/E Ratio10.2015.4219.2019.86Price / Sales1.702.4326.1598.68Price / Cash8.168.1921.3457.53Price / Book2.181.842.335.71Net Income$89.74M$486.48M$997.60M$257.80M7 Day Performance-4.70%-2.56%0.09%1.12%1 Month Performance7.19%8.26%4.86%11.30%1 Year Performance16.35%25.40%541.39%16.88% World Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)WRLDWorld Acceptance2.9286 of 5 stars$166.84-0.7%$10.00-94.0%+15.2%$885.39M$522.13M10.202,838Positive NewsECPGEncore Capital Group4.0267 of 5 stars$38.45-1.5%$62.67+63.0%-21.4%$897.81M$1.32B-7.867,350EZPWEZCORP4.2968 of 5 stars$14.20+0.1%$18.50+30.3%+39.1%$781.14M$1.16B11.938,000News CoveragePRAAPRA Group4.6527 of 5 stars$15.86+0.4%$27.00+70.2%-32.9%$628.99M$1.14B8.863,115GDOTGreen Dot2.5071 of 5 stars$10.61-0.8%$12.00+13.2%+7.0%$582.12M$1.83B-81.571,150RMRegional Management3.925 of 5 stars$32.58+0.7%$34.00+4.4%+14.9%$323.20M$520.37M9.872,131AXPAmerican Express4.5076 of 5 stars$320.83+0.4%$307.68-4.1%+24.9%$224.77B$65.95B22.4075,100Trending NewsUpcoming EarningsAnalyst ForecastCOFCapital One Financial4.9716 of 5 stars$220.76+0.4%$222.07+0.6%+44.8%$84.58B$53.94B18.5452,600Upcoming EarningsDFSDiscover Financial Services2.972 of 5 stars$197.76-1.4%$191.64-3.1%+39.4%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.9296 of 5 stars$33.57+0.5%$33.40-0.5%+37.9%$7.05B$2.62B12.081,710Upcoming EarningsAnalyst ForecastCACCCredit Acceptance2.3376 of 5 stars$514.22-0.2%$440.00-14.4%-17.9%$5.97B$2.19B21.942,431Positive News Related Companies and Tools Related Companies Encore Capital Group Competitors EZCORP Competitors PRA Group Competitors Green Dot Competitors Regional Management Competitors American Express Competitors Capital One Financial Competitors Discover Financial Services Competitors SLM Competitors Credit Acceptance Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:WRLD) was last updated on 7/17/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredI was wrong about TrumpI made a mistake. 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