World Acceptance (WRLD) Competitors $109.35 +1.31 (+1.21%) (As of 05:27 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrends WRLD vs. ECPG, PRAA, EZPW, GDOT, RM, AXP, COF, DFS, CACC, and SLMShould you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), Credit Acceptance (CACC), and SLM (SLM). These companies are all part of the "consumer finance" industry. World Acceptance vs. Encore Capital Group PRA Group EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services Credit Acceptance SLM Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, dividends, analyst recommendations, media sentiment, profitability, risk, institutional ownership, community ranking and valuation. Do institutionals and insiders believe in ECPG or WRLD? 83.6% of World Acceptance shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 43.2% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Does the MarketBeat Community favor ECPG or WRLD? Encore Capital Group received 48 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 62.15% of users gave Encore Capital Group an outperform vote while only 55.19% of users gave World Acceptance an outperform vote. CompanyUnderperformOutperformEncore Capital GroupOutperform Votes33062.15% Underperform Votes20137.85% World AcceptanceOutperform Votes28255.19% Underperform Votes22944.81% Which has more volatility and risk, ECPG or WRLD? Encore Capital Group has a beta of 1.55, indicating that its stock price is 55% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.42, indicating that its stock price is 42% more volatile than the S&P 500. Which has stronger valuation & earnings, ECPG or WRLD? World Acceptance has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.33B0.83-$206.49M-$7.85-5.96World Acceptance$514.28M1.22$77.35M$14.717.43 Does the media refer more to ECPG or WRLD? In the previous week, Encore Capital Group had 5 more articles in the media than World Acceptance. MarketBeat recorded 6 mentions for Encore Capital Group and 1 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.72 beat Encore Capital Group's score of 0.92 indicating that World Acceptance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Encore Capital Group 3 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive World Acceptance 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Is ECPG or WRLD more profitable? World Acceptance has a net margin of 15.02% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.85% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-13.91% 12.70% 2.61% World Acceptance 15.02%19.85%7.96% Do analysts rate ECPG or WRLD? Encore Capital Group currently has a consensus target price of $65.00, suggesting a potential upside of 39.01%. World Acceptance has a consensus target price of $10.00, suggesting a potential downside of 90.86%. Given Encore Capital Group's stronger consensus rating and higher probable upside, research analysts clearly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 SummaryWorld Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks. Ad Darwin2025 AI Stock Picks: 2 Hidden Gems Under $10/ShareThe AI sector continues to make waves as we move into 2025, and now is a prime opportunity to get involved—without stretching your budget! We’ve just uncovered 2 promising AI stocks trading for under $10/share, and they’re positioned for impressive growth in the coming months.👉[Click here to get your FREE report delivered instantly!] Get World Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for WRLD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart WRLD vs. The Competition Export to ExcelMetricWorld AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$628.76M$6.49B$11.43B$9.15BDividend YieldN/A4.74%5.70%4.27%P/E Ratio7.4329.0424.9717.14Price / Sales1.223.9627.07122.78Price / Cash6.8811.3418.5237.84Price / Book1.572.342.624.78Net Income$77.35M$345.75M$1.04B$225.43M7 Day Performance-7.18%-4.73%-3.01%-0.68%1 Month Performance-8.19%-2.29%-3.67%1.03%1 Year Performance-17.42%26.36%10.94%15.71% World Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)WRLDWorld Acceptance2.7357 of 5 stars$109.35+1.2%$10.00-90.9%-18.4%$628.76M$514.28M7.432,872Positive NewsECPGEncore Capital Group4.0756 of 5 stars$49.85+1.3%$62.33+25.0%-7.0%$1.18B$1.33B-6.177,400Analyst ForecastNews CoveragePositive NewsPRAAPRA Group4.2463 of 5 stars$22.65+7.3%$32.00+41.3%-16.9%$893.09M$802.55M19.193,155Positive NewsEZPWEZCORP4.0947 of 5 stars$12.09-0.9%$16.00+32.3%+32.7%$658.54M$1.16B10.998,000Positive NewsGDOTGreen Dot1.6679 of 5 stars$11.32+2.9%$10.75-5.0%+6.3%$608.87M$1.63B-10.481,200News CoveragePositive NewsRMRegional Management3.8117 of 5 stars$34.40+0.9%$35.50+3.2%+24.9%$349.50M$551.40M14.322,081AXPAmerican Express4.4673 of 5 stars$303.88+0.6%$259.45-14.6%+60.8%$214.07B$64.42B22.2374,600Analyst UpgradeCOFCapital One Financial4.2748 of 5 stars$184.66+0.1%$171.50-7.1%+37.7%$70.45B$49.48B17.3851,987DFSDiscover Financial Services4.4945 of 5 stars$176.58+0.3%$149.57-15.3%+56.0%$44.33B$17.40B14.2121,100CACCCredit Acceptance2.7976 of 5 stars$493.90+1.7%$416.00-15.8%-12.7%$5.98B$2.06B32.612,232Positive NewsSLMSLM4.8629 of 5 stars$27.70+1.9%$26.80-3.2%+47.3%$5.88B$2.84B9.471,740 Related Companies and Tools Related Companies Encore Capital Group Competitors PRA Group Competitors EZCORP Competitors Green Dot Competitors Regional Management Competitors American Express Competitors Capital One Financial Competitors Discover Financial Services Competitors Credit Acceptance Competitors SLM Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:WRLD) was last updated on 12/23/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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