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World Acceptance (WRLD) Competitors

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$166.84 -1.20 (-0.71%)
As of 03:55 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

WRLD vs. ECPG, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

World Acceptance vs. Its Competitors

World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, analyst recommendations, dividends, media sentiment, earnings, institutional ownership and valuation.

World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance15.89% 21.02% 8.51%
Encore Capital Group -8.38%16.18%2.99%

83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by company insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

World Acceptance has a beta of 1.35, suggesting that its share price is 35% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, suggesting that its share price is 59% more volatile than the S&P 500.

World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$522.13M1.70$89.74M$16.3610.20
Encore Capital Group$1.32B0.69-$139.24M-$4.89-8.00

In the previous week, Encore Capital Group had 1 more articles in the media than World Acceptance. MarketBeat recorded 5 mentions for Encore Capital Group and 4 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.57 beat Encore Capital Group's score of 0.60 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Encore Capital Group
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

World Acceptance presently has a consensus price target of $10.00, indicating a potential downside of 94.01%. Encore Capital Group has a consensus price target of $62.67, indicating a potential upside of 60.11%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Summary

World Acceptance beats Encore Capital Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WRLD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptanceFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$885.39M$8.20B$12.07B$9.40B
Dividend YieldN/A3.48%5.58%4.09%
P/E Ratio10.2015.4219.2019.86
Price / Sales1.702.4326.1598.68
Price / Cash8.168.1921.3457.53
Price / Book2.181.842.335.71
Net Income$89.74M$486.48M$997.60M$257.80M
7 Day Performance-4.70%-2.56%0.09%1.12%
1 Month Performance7.19%8.26%4.86%11.30%
1 Year Performance16.35%25.40%541.39%16.88%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
2.9286 of 5 stars
$166.84
-0.7%
$10.00
-94.0%
+15.2%$885.39M$522.13M10.202,838Positive News
ECPG
Encore Capital Group
4.0267 of 5 stars
$38.45
-1.5%
$62.67
+63.0%
-21.4%$897.81M$1.32B-7.867,350
EZPW
EZCORP
4.2968 of 5 stars
$14.20
+0.1%
$18.50
+30.3%
+39.1%$781.14M$1.16B11.938,000News Coverage
PRAA
PRA Group
4.6527 of 5 stars
$15.86
+0.4%
$27.00
+70.2%
-32.9%$628.99M$1.14B8.863,115
GDOT
Green Dot
2.5071 of 5 stars
$10.61
-0.8%
$12.00
+13.2%
+7.0%$582.12M$1.83B-81.571,150
RM
Regional Management
3.925 of 5 stars
$32.58
+0.7%
$34.00
+4.4%
+14.9%$323.20M$520.37M9.872,131
AXP
American Express
4.5076 of 5 stars
$320.83
+0.4%
$307.68
-4.1%
+24.9%$224.77B$65.95B22.4075,100Trending News
Upcoming Earnings
Analyst Forecast
COF
Capital One Financial
4.9716 of 5 stars
$220.76
+0.4%
$222.07
+0.6%
+44.8%$84.58B$53.94B18.5452,600Upcoming Earnings
DFS
Discover Financial Services
2.972 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+39.4%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.9296 of 5 stars
$33.57
+0.5%
$33.40
-0.5%
+37.9%$7.05B$2.62B12.081,710Upcoming Earnings
Analyst Forecast
CACC
Credit Acceptance
2.3376 of 5 stars
$514.22
-0.2%
$440.00
-14.4%
-17.9%$5.97B$2.19B21.942,431Positive News

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This page (NASDAQ:WRLD) was last updated on 7/17/2025 by MarketBeat.com Staff
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