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World Acceptance (WRLD) Competitors

World Acceptance logo
$130.36 +2.20 (+1.71%)
As of 11:52 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

WRLD vs. ECPG, PRAA, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

World Acceptance vs.

World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, earnings, dividends, institutional ownership, community ranking, media sentiment, valuation, profitability and analyst recommendations.

Encore Capital Group received 47 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 62.15% of users gave Encore Capital Group an outperform vote while only 55.27% of users gave World Acceptance an outperform vote.

CompanyUnderperformOutperform
World AcceptanceOutperform Votes
283
55.27%
Underperform Votes
229
44.73%
Encore Capital GroupOutperform Votes
330
62.15%
Underperform Votes
201
37.85%

World Acceptance has a net margin of 15.02% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.85% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance15.02% 19.85% 7.96%
Encore Capital Group -13.91%12.70%2.61%

World Acceptance currently has a consensus target price of $10.00, suggesting a potential downside of 92.29%. Encore Capital Group has a consensus target price of $65.00, suggesting a potential upside of 30.08%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by company insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, World Acceptance had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 5 mentions for World Acceptance and 1 mentions for Encore Capital Group. World Acceptance's average media sentiment score of 1.17 beat Encore Capital Group's score of 1.02 indicating that World Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$514.28M1.45$77.35M$14.718.81
Encore Capital Group$1.22B0.97-$206.49M-$7.85-6.37

World Acceptance has a beta of 1.44, suggesting that its stock price is 44% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.55, suggesting that its stock price is 55% more volatile than the S&P 500.

Summary

World Acceptance beats Encore Capital Group on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WRLD vs. The Competition

MetricWorld AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$745.55M$6.94B$11.85B$9.23B
Dividend YieldN/A4.49%5.76%4.02%
P/E Ratio8.8128.7724.1117.50
Price / Sales1.452.3425.2080.30
Price / Cash7.3711.5217.7237.67
Price / Book1.862.422.654.74
Net Income$77.35M$336.15M$1.07B$224.52M
7 Day Performance1.82%2.30%0.49%1.43%
1 Month Performance17.10%4.43%1.41%1.85%
1 Year Performance-6.91%33.56%13.34%21.58%

World Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WRLD
World Acceptance
2.8375 of 5 stars
$130.36
+1.7%
$10.00
-92.3%
-6.9%$749.55M$573.21M8.862,872Positive News
Gap Up
ECPG
Encore Capital Group
4.1038 of 5 stars
$48.85
+0.6%
$65.00
+33.1%
-3.3%$1.16B$1.33B-6.227,400News Coverage
PRAA
PRA Group
4.0341 of 5 stars
$21.31
+0.7%
$32.00
+50.2%
-9.9%$840.25M$802.55M19.373,155
EZPW
EZCORP
4.1736 of 5 stars
$12.30
+0.5%
$16.00
+30.1%
+44.0%$669.98M$1.16B11.088,000Upcoming Earnings
GDOT
Green Dot
2.8737 of 5 stars
$8.88
-1.6%
$10.75
+21.1%
-7.3%$477.39M$1.50B-8.451,200
RM
Regional Management
3.6134 of 5 stars
$35.73
+1.9%
$35.50
-0.6%
+38.2%$363.04M$551.40M15.012,081
AXP
American Express
4.6851 of 5 stars
$312.75
+0.4%
$278.09
-11.1%
+59.3%$220.32B$60.52B23.0174,600Earnings Report
Analyst Forecast
COF
Capital One Financial
4.613 of 5 stars
$191.16
+1.4%
$188.06
-1.6%
+46.6%$72.88B$49.48B18.0555,900Earnings Report
DFS
Discover Financial Services
4.9184 of 5 stars
$187.17
+1.2%
$171.71
-8.3%
+88.6%$47.04B$20.61B15.1121,100Earnings Report
Dividend Announcement
Analyst Forecast
SLM
SLM
4.9322 of 5 stars
$27.98
-0.5%
$27.90
-0.3%
+46.1%$5.94B$2.84B9.751,740Earnings Report
Dividend Announcement
Analyst Forecast
CACC
Credit Acceptance
3.164 of 5 stars
$484.82
+0.5%
$416.00
-14.2%
-4.9%$5.87B$1.90B32.562,232Upcoming Earnings
Positive News

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This page (NASDAQ:WRLD) was last updated on 1/27/2025 by MarketBeat.com Staff
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