World Acceptance (WRLD) Competitors $127.01 -4.99 (-3.78%) Closing price 03/28/2025 04:00 PM EasternExtended Trading$126.86 -0.16 (-0.12%) As of 03/28/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock WRLD vs. ECPG, PRAA, EZPW, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying World Acceptance stock or one of its competitors? The main competitors of World Acceptance include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. World Acceptance vs. Encore Capital Group PRA Group EZCORP Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, community ranking, valuation, analyst recommendations and dividends. Which has preferable valuation & earnings, WRLD or ECPG? World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioWorld Acceptance$515.56M1.42$77.35M$14.328.87Encore Capital Group$1.32B0.62-$206.49M-$5.87-5.84 Does the media favor WRLD or ECPG? In the previous week, World Acceptance had 3 more articles in the media than Encore Capital Group. MarketBeat recorded 5 mentions for World Acceptance and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.79 beat World Acceptance's score of 1.63 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment World Acceptance 4 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do insiders & institutionals have more ownership in WRLD or ECPG? 83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Do analysts rate WRLD or ECPG? World Acceptance presently has a consensus target price of $10.00, suggesting a potential downside of 92.13%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 82.91%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Does the MarketBeat Community prefer WRLD or ECPG? Encore Capital Group received 47 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 62.10% of users gave Encore Capital Group an outperform vote while only 55.36% of users gave World Acceptance an outperform vote. CompanyUnderperformOutperformWorld AcceptanceOutperform Votes28455.36% Underperform Votes22944.64% Encore Capital GroupOutperform Votes33162.10% Underperform Votes20237.90% Is WRLD or ECPG more profitable? World Acceptance has a net margin of 14.41% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.03% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets World Acceptance14.41% 19.03% 7.55% Encore Capital Group -13.91%12.70%2.61% Which has more volatility & risk, WRLD or ECPG? World Acceptance has a beta of 1.48, indicating that its share price is 48% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.73, indicating that its share price is 73% more volatile than the S&P 500. SummaryWorld Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks. Remove Ads Get World Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for WRLD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart WRLD vs. The Competition Export to ExcelMetricWorld AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$729.93M$5.46B$11.31B$7.84BDividend YieldN/A4.24%5.39%4.01%P/E Ratio8.8720.2922.4918.73Price / Sales1.4217.2625.7490.75Price / Cash8.4511.1317.6234.64Price / Book1.706.362.734.23Net Income$77.35M$391.67M$1.04B$247.47M7 Day Performance1.28%-2.42%-0.01%-2.29%1 Month Performance-5.81%-11.08%495.71%-5.81%1 Year Performance-12.39%13.32%536.45%-0.96% World Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)WRLDWorld Acceptance2.125 of 5 stars$127.01-3.8%$10.00-92.1%-12.4%$729.93M$515.56M8.873,120Analyst DowngradeNews CoveragePositive NewsECPGEncore Capital Group4.2604 of 5 stars$36.33+4.4%$62.67+72.5%-24.9%$860.69M$1.32B-4.636,900Positive NewsPRAAPRA Group4.2465 of 5 stars$21.07+3.4%$32.00+51.9%-21.3%$832.48M$1.12B11.773,280Positive NewsEZPWEZCORP3.7516 of 5 stars$14.89+4.5%$16.88+13.3%+29.6%$818.04M$1.18B12.957,000Analyst DowngradeHigh Trading VolumeGDOTGreen Dot1.9267 of 5 stars$7.89+0.7%$10.33+31.1%-10.3%$427.60M$1.72B-7.511,200RMRegional Management4.4148 of 5 stars$31.73+2.9%$35.50+11.9%+25.1%$311.92M$513.97M7.631,990Positive NewsAXPAmerican Express4.8226 of 5 stars$277.98+2.8%$302.57+8.8%+16.5%$195.29B$65.95B19.8477,300Positive NewsCOFCapital One Financial4.7132 of 5 stars$181.29+3.7%$206.53+13.9%+16.4%$69.13B$39.11B15.6455,900Analyst UpgradeOptions VolumeDFSDiscover Financial Services4.8566 of 5 stars$170.22+3.3%$192.40+13.0%+20.7%$42.83B$17.91B10.6720,200Options VolumeNews CoveragePositive NewsSLMSLM4.8855 of 5 stars$30.42+2.4%$31.45+3.4%+32.6%$6.40B$1.85B11.481,700Options VolumePositive NewsCACCCredit Acceptance1.9694 of 5 stars$512.02+3.3%$440.00-14.1%-7.0%$6.16B$2.13B25.782,431Insider TradeNews CoveragePositive News Remove Ads Related Companies and Tools Related Companies Encore Capital Group Competitors PRA Group Competitors EZCORP Competitors Green Dot Competitors Regional Management Competitors American Express Competitors Capital One Financial Competitors Discover Financial Services Competitors SLM Competitors Credit Acceptance Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:WRLD) was last updated on 3/30/2025 by MarketBeat.com Staff From Our PartnersTrump's 100-Day Plan Triggers Global RetaliationIn the final days of his first term, Trump quietly left open an "off the books" wealth-protection loophole hid...American Alternative | SponsoredWall Street’s “AI Oracle” Reveals Next Big Tech PlayA tiny American tech company could be at the center of the next big AI breakthrough. 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