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Aflac (AFL) Stock Forecast & Price Target

Aflac logo
$98.10 -1.26 (-1.27%)
Closing price 08/1/2025 03:59 PM Eastern
Extended Trading
$99.06 +0.96 (+0.97%)
As of 08/1/2025 06:53 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Aflac - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
2
Hold
8
Buy
3

Based on 13 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 13 analysts, 2 have given a sell rating, 8 have given a hold rating, and 3 have given a buy rating for AFL.

Consensus Price Target

$108.15
10.25% Upside
According to the 13 analysts' twelve-month price targets for Aflac, the average price target is $108.15. The highest price target for AFL is $124.00, while the lowest price target for AFL is $98.00. The average price target represents a forecasted upside of 10.25% from the current price of $98.10.
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AFL Analyst Ratings Over Time

TypeCurrent Forecast
8/2/24 to 8/2/25
1 Month Ago
7/3/24 to 7/3/25
3 Months Ago
5/4/24 to 5/4/25
1 Year Ago
8/3/23 to 8/2/24
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
3 Buy rating(s)
3 Buy rating(s)
2 Buy rating(s)
3 Buy rating(s)
Hold
8 Hold rating(s)
9 Hold rating(s)
10 Hold rating(s)
8 Hold rating(s)
Sell
2 Sell rating(s)
2 Sell rating(s)
2 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$108.15$106.50$104.00$88.08
Forecasted Upside10.25% Upside1.85% Upside-1.43% Downside-11.25% Downside
Consensus Rating
Hold
Hold
Hold
Hold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Aflac Stock vs. The Competition

TypeAflacFinance CompaniesS&P 500
Consensus Rating Score
2.08
2.54
2.53
Consensus RatingHoldModerate BuyModerate Buy
Predicted Upside10.25% Upside25.78% Upside14.55% Upside
News Sentiment Rating
Positive News

See Recent AFL News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
7/10/2025Wells Fargo & Company
3 of 5 stars
Elyse Greenspan
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Boost TargetEqual Weight ➝ Equal Weight$103.00 ➝ $105.00+3.34%
7/8/2025JPMorgan Chase & Co.
2 of 5 stars
Jimmy Bhullar
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Boost TargetNeutral ➝ Neutral$96.00 ➝ $100.00-2.75%
7/7/2025Barclays
3 of 5 stars
Alex Scott
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Set TargetUnderweight ➝ Underweight$96.00 ➝ $98.00-5.99%
5/29/2025Raymond James Financial
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Wilma Burdis
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Lower TargetOutperform ➝ Outperform$115.00 ➝ $110.00+7.20%
5/19/2025Morgan Stanley
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Nigel Dally
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Boost TargetEqual Weight ➝ Equal Weight$100.00 ➝ $105.00-1.82%
5/7/2025Keefe, Bruyette & Woods
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Ryan Krueger
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Boost TargetMarket Perform ➝ Market Perform$104.00 ➝ $106.00-1.01%
4/2/2025UBS Group
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Brian Meredith
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Boost TargetNeutral ➝ Neutral$109.00 ➝ $114.00+1.20%
4/2/2025Piper Sandler
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John Barnidge
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Boost TargetOverweight ➝ Overweight$118.00 ➝ $124.00+10.41%
1/23/2025BMO Capital Markets
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Jack Matten
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Initiated CoverageMarket Perform$111.00+6.46%
12/4/2024Evercore ISI
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 Lower TargetUnderperform ➝ Underperform$104.00 ➝ $102.00-4.46%
11/1/2024Truist Financial
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 Boost TargetHold ➝ Hold$100.00 ➝ $105.00-0.72%
10/10/2024Bank of America
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 Boost TargetBuy ➝ Buy$115.00 ➝ $124.00+11.27%
10/9/2024TD Cowen
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D. Bergman
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Initiated CoverageHold$102.00-9.31%
7/23/2024Citigroup
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 Boost TargetNeutral ➝ Neutral$84.00 ➝ $93.00-1.57%
6/28/2024Jefferies Financial Group
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 Lower TargetHold ➝ Hold$84.00 ➝ $83.00-7.63%
1/9/2024The Goldman Sachs Group
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 Boost TargetSell ➝ Sell$61.00 ➝ $75.00-9.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Saturday at 11:00 AM ET.


Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Tuesday, July 29, 2025. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Aflac Incorporated:

  • The current stock price is around $100.81, which may present a buying opportunity for investors looking for value in the insurance sector.
  • Aflac Incorporated has a strong market capitalization of approximately $54.50 billion, indicating a stable and established presence in the financial services industry.
  • Recent analyst upgrades, such as Morgan Stanley raising their target price to $105.00, suggest positive sentiment and potential for stock appreciation.
  • The company has a solid return on equity of 15.55%, reflecting effective management and profitability, which can be attractive to investors seeking reliable returns.
  • Despite recent revenue challenges, Aflac's diversified operations in both Japan and the U.S. provide a buffer against market volatility, making it a potentially safer investment.

Aflac
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Aflac Incorporated for these reasons:

  • The company reported a significant year-over-year revenue decline of 37.5%, which raises concerns about its growth prospects and market demand for its products.
  • Insider selling activity, with 40,750 shares sold recently, may indicate a lack of confidence among executives regarding the company's future performance.
  • Three analysts have rated the stock with a sell rating, which could signal potential risks and a lack of bullish sentiment in the market.
  • The stock has experienced fluctuations, with a 12-month high of $115.50 and a low of $94.87, indicating volatility that may deter risk-averse investors.
  • Aflac's current ratio and quick ratio are both low, suggesting potential liquidity issues that could impact its ability to meet short-term obligations.

AFL Forecast - Frequently Asked Questions

According to the research reports of 13 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $108.15, with a high forecast of $124.00 and a low forecast of $98.00.

13 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last year. There are currently 2 sell ratings, 8 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.

According to analysts, Aflac's stock has a predicted upside of 10.25% based on their 12-month stock forecasts.

Aflac has been rated by research analysts at Barclays, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Morgan Stanley, Raymond James Financial, and Wells Fargo & Company in the past 90 days.

Analysts like Aflac less than other "finance" companies. The consensus rating for Aflac is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how AFL compares to other companies.


This page (NYSE:AFL) was last updated on 8/2/2025 by MarketBeat.com Staff
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