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Aflac (AFL) Stock Forecast & Price Target

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$108.35 +0.16 (+0.15%)
Closing price 03:59 PM Eastern
Extended Trading
$108.46 +0.10 (+0.10%)
As of 04:59 PM Eastern
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Aflac - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
2
Hold
8
Buy
3

Based on 13 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 13 analysts, 2 have given a sell rating, 8 have given a hold rating, and 3 have given a buy rating for AFL.

Consensus Price Target

$109.15
0.74% Upside
According to the 13 analysts' twelve-month price targets for Aflac, the average price target is $109.15. The highest price target for AFL is $124.00, while the lowest price target for AFL is $98.00. The average price target represents a forecasted upside of 0.74% from the current price of $108.35.
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AFL Analyst Ratings Over Time

TypeCurrent Forecast
8/22/24 to 8/22/25
1 Month Ago
7/23/24 to 7/23/25
3 Months Ago
5/24/24 to 5/24/25
1 Year Ago
8/23/23 to 8/22/24
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
3 Buy rating(s)
3 Buy rating(s)
2 Buy rating(s)
3 Buy rating(s)
Hold
8 Hold rating(s)
9 Hold rating(s)
10 Hold rating(s)
8 Hold rating(s)
Sell
2 Sell rating(s)
2 Sell rating(s)
2 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$109.15$107.07$104.57$91.69
Forecasted Upside0.74% Upside4.10% Upside1.93% Upside-13.99% Downside
Consensus Rating
Hold
Hold
Hold
Hold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Aflac Stock vs. The Competition

TypeAflacFinance CompaniesS&P 500
Consensus Rating Score
2.08
2.53
2.53
Consensus RatingHoldModerate BuyModerate Buy
Predicted Upside-0.16% Downside21.17% Upside10.88% Upside
News Sentiment Rating
Positive News

See Recent AFL News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
8/18/2025Morgan Stanley
3 of 5 stars
Nigel Dally
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Boost TargetEqual Weight ➝ Equal Weight$108.00 ➝ $113.00+7.26%
8/14/2025Evercore ISI
3 of 5 stars
Thomas Gallagher
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Reiterated RatingUnderperform ➝ Underperform$105.00 ➝ $106.00+0.68%
8/11/2025Wells Fargo & Company
3 of 5 stars
Elyse Greenspan
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Boost TargetEqual Weight ➝ Equal Weight$105.00 ➝ $107.00+2.71%
8/11/2025Keefe, Bruyette & Woods
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Ryan Krueger
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Boost TargetMarket Perform ➝ Market Perform$106.00 ➝ $108.00+4.37%
8/6/2025UBS Group
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Brian Meredith
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Lower TargetNeutral ➝ Neutral$114.00 ➝ $111.00+8.90%
7/8/2025JPMorgan Chase & Co.
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Jimmy Bhullar
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Boost TargetNeutral ➝ Neutral$96.00 ➝ $100.00-2.75%
7/7/2025Barclays
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Alex Scott
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Set TargetUnderweight ➝ Underweight$96.00 ➝ $98.00-5.99%
5/29/2025Raymond James Financial
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Wilma Burdis
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Lower TargetOutperform ➝ Outperform$115.00 ➝ $110.00+7.20%
4/2/2025Piper Sandler
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John Barnidge
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Boost TargetOverweight ➝ Overweight$118.00 ➝ $124.00+10.41%
1/23/2025BMO Capital Markets
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Jack Matten
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Initiated CoverageMarket Perform$111.00+6.46%
11/1/2024Truist Financial
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 Boost TargetHold ➝ Hold$100.00 ➝ $105.00-0.72%
10/10/2024Bank of America
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 Boost TargetBuy ➝ Buy$115.00 ➝ $124.00+11.27%
10/9/2024TD Cowen
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D. Bergman
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Initiated CoverageHold$102.00-9.31%
7/23/2024Citigroup
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 Boost TargetNeutral ➝ Neutral$84.00 ➝ $93.00-1.57%
6/28/2024Jefferies Financial Group
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 Lower TargetHold ➝ Hold$84.00 ➝ $83.00-7.63%
1/9/2024The Goldman Sachs Group
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 Boost TargetSell ➝ Sell$61.00 ➝ $75.00-9.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 05:10 PM ET.


Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, August 20, 2025. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Aflac Incorporated:

  • The current stock price is around $108, reflecting a recent increase, which may indicate positive market sentiment towards the company.
  • Aflac Incorporated has received multiple upgrades from analysts, with recent price targets set as high as $113, suggesting potential for further appreciation in stock value.
  • The company reported earnings per share of $1.78, exceeding analyst expectations, which demonstrates strong financial performance and effective management.
  • Aflac has a solid return on equity of 15.08%, indicating efficient use of shareholders' equity to generate profits, which is attractive to investors looking for profitability.
  • With a market capitalization of approximately $57.65 billion, Aflac Incorporated is a well-established player in the financial services sector, providing stability and reliability for investors.

Aflac
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Aflac Incorporated for these reasons:

  • The company's revenue has decreased by 19% year-over-year, which may raise concerns about its growth prospects and ability to maintain profitability.
  • Aflac has a relatively low insider ownership of 0.80%, which could indicate a lack of confidence from those closest to the company.
  • Despite recent upgrades, the stock has received a consensus rating of "Hold," suggesting that analysts are not overwhelmingly bullish on its future performance.
  • The company has a high price-to-earnings ratio of around 24.45, which may suggest that the stock is overvalued compared to its earnings, potentially deterring value-focused investors.
  • With a quick ratio of 0.11, Aflac may face liquidity challenges, indicating that it might struggle to meet short-term obligations without selling inventory or obtaining additional financing.

AFL Forecast - Frequently Asked Questions

According to the research reports of 13 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $109.15, with a high forecast of $124.00 and a low forecast of $98.00.

13 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last twelve months. There are currently 2 sell ratings, 8 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.

According to analysts, Aflac's stock has a predicted upside of 0.74% based on their 12-month stock forecasts.

Analysts like Aflac less than other "finance" companies. The consensus rating for Aflac is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how AFL compares to other companies.


This page (NYSE:AFL) was last updated on 8/22/2025 by MarketBeat.com Staff
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