Aflac (AFL) Stock Forecast & Price Target

$109.90 +0.25 (+0.23%)

As of 01:55 PM Eastern

Aflac - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Hold

Based on 14 Analyst Ratings

Sell
2

Hold
10

Buy
2

Based on 14 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 14 analysts, 2 have given a sell rating, 10 have given a hold rating, and 2 have given a buy rating for AFL.

Consensus Price Target

$103.36
-5.95% Downside

According to the 14 analysts' twelve-month price targets for Aflac, the average price target is $103.36. The highest price target for AFL is $124.00, while the lowest price target for AFL is $83.00. The average price target represents a forecasted downside of -5.95% from the current price of $109.90.

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AFL Analyst Ratings Over Time

Type	Current Forecast 3/25/24 to 3/25/25	1 Month Ago 2/24/24 to 2/23/25	3 Months Ago 12/26/23 to 12/25/24	1 Year Ago 3/26/23 to 3/25/24
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	2 Buy rating(s)	2 Buy rating(s)	3 Buy rating(s)	2 Buy rating(s)
Hold	10 Hold rating(s)	10 Hold rating(s)	9 Hold rating(s)	7 Hold rating(s)
Sell	2 Sell rating(s)	2 Sell rating(s)	3 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$103.36	$102.86	$98.73	$80.36
Forecasted Upside	-5.95% Downside	0.80% Upside	-4.37% Downside	-5.24% Downside
Consensus Rating	Hold	Hold	Hold	Hold

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AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Aflac Stock vs. The Competition

Type	Aflac	Finance Companies	S&P 500
Consensus Rating Score	2.00	2.52	2.54
Consensus Rating	Hold	Moderate Buy	Moderate Buy
Predicted Upside	-5.78% Downside	44.34% Upside	16.92% Upside
News Sentiment Rating	Positive News See Recent AFL News	Positive News	Positive News

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Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
2/28/2025	Morgan Stanley 3 of 5 stars	Nigel Dally Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Equal Weight ➝ Equal Weight	$98.00 ➝ $105.00	-3.06%
2/19/2025	Wells Fargo & Company 3 of 5 stars	E. Greenspan Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Equal Weight ➝ Equal Weight	$104.00 ➝ $102.00	-2.15%
2/12/2025	Keefe, Bruyette & Woods 5 of 5 stars	Ryan Krueger Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Market Perform ➝ Market Perform	$107.00 ➝ $104.00	+0.88%
2/7/2025	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Scott Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Underweight ➝ Underweight	$98.00 ➝ $95.00	-8.32%
2/7/2025	Piper Sandler Subscribe to MarketBeat All Access for the recommendation accuracy rating	John Barnidge Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Overweight ➝ Overweight	$122.00 ➝ $118.00	+14.21%
1/23/2025	BMO Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating	Jack Matten Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Market Perform	$111.00	+6.46%
1/7/2025	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$90.00 ➝ $94.00	-9.21%
12/4/2024	Evercore ISI Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Underperform ➝ Underperform	$104.00 ➝ $102.00	-4.46%
11/1/2024	Truist Financial Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Hold ➝ Hold	$100.00 ➝ $105.00	-0.72%
10/10/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Buy ➝ Buy	$115.00 ➝ $124.00	+11.27%
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10/9/2024	TD Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating	D. Bergman Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Hold	$102.00	-9.31%
8/14/2024	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$84.00 ➝ $109.00	+7.15%
7/23/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Neutral ➝ Neutral	$84.00 ➝ $93.00	-1.57%
6/28/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Hold ➝ Hold	$84.00 ➝ $83.00	-7.63%
2/2/2024	Raymond James Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Outperform ➝ Outperform	$83.00 ➝ $88.00	+15.17%
1/9/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Sell ➝ Sell	$61.00 ➝ $75.00	-9.50%
6/9/2023	888 Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Reiterates
6/9/2023	58.com Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Reiterates
4/27/2023	VNET Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Maintains

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 01:55 PM ET.

Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Saturday, March 22, 2025. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

Here are some ways that investors could benefit from investing in Aflac Incorporated:

Aflac Incorporated has a strong net margin of 28.76%, indicating efficient management and profitability, which can lead to higher returns for investors.
The company has a solid return on equity of 16.20%, suggesting that it effectively uses shareholders' equity to generate profits, making it an attractive investment.
Currently, Aflac's stock price is $108.10, which is near its 52-week high of $115.50, indicating strong market performance and investor confidence.
Analysts predict an earnings per share (EPS) of 6.88 for the current fiscal year, which reflects expected growth and can attract more investors looking for profitable opportunities.
Recent upgrades from analysts, including a price target increase from Morgan Stanley to $105.00, suggest positive sentiment and potential for stock appreciation.

Aflac
Bear Case

Investors should be bearish about investing in Aflac Incorporated for these reasons:

Insider selling activity, such as the recent sale of 29,802 shares by Director Charles D. Lake II, may indicate a lack of confidence in the company's future performance.
The company's current ratio of 0.10 and quick ratio of 0.08 suggest potential liquidity issues, meaning Aflac may struggle to meet short-term obligations.
With a debt-to-equity ratio of 0.29, while relatively low, it still indicates that the company is using some leverage, which can increase financial risk in volatile markets.
Some analysts have issued "underperform" ratings, reflecting concerns about the company's growth prospects compared to its peers.
The stock has experienced a recent decline of 0.6%, which may signal potential volatility and uncertainty in the market, making it a riskier investment at this time.

AFL Forecast - Frequently Asked Questions

: According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $103.36, with a high forecast of $124.00 and a low forecast of $83.00.
: 14 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last twelve months. There are currently 2 sell ratings, 10 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.
: According to analysts, Aflac's stock has a predicted downside of -5.95% based on their 12-month stock forecasts.
: Aflac has been rated by research analysts at Barclays, BMO Capital Markets, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Morgan Stanley, Piper Sandler, and Wells Fargo & Company in the past 90 days.
: Analysts like Aflac less than other "finance" companies. The consensus rating for Aflac is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how AFL compares to other companies.

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This page (NYSE:AFL) was last updated on 3/25/2025 by MarketBeat.com Staff

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Aflac (AFL) Stock Forecast & Price Target