American Express (AXP) Stock Price, News & Analysis

Company Overview

American Express Company, commonly known as Amex, is a leading global financial services firm specializing in payment card products and travel-related services. The company operates one of the world’s most recognized charge and credit card networks, processing transactions for millions of merchants and cardholders. With a strong emphasis on premium customer experiences, American Express offers personal, small business, and corporate card solutions designed to meet the needs of frequent travelers, high-spending consumers, and organizations of all sizes.

In addition to its core card business, American Express provides merchant acquiring and network services that facilitate electronic payments and data analytics tools aimed at helping businesses manage customer engagement and loyalty. The company’s suite of travel services includes booking platforms, travel insurance, and concierge services, leveraging its extensive network and partnerships to deliver value-added experiences. American Express also offers expense management solutions and working capital services for corporate clients, enabling streamlined payment processes and detailed spending insights.

Founded in 1850 in Buffalo, New York, as an express mail business, American Express has evolved over more than a century and a half into a diversified financial services powerhouse. The company is headquartered in New York City and serves cardholders and merchants in over 130 countries and territories. Key international markets include the United States, Canada, Europe, the Middle East, Africa, Latin America, and the Asia-Pacific region. Through strategic acquisitions and partnerships, American Express has expanded its global footprint and enhanced its digital payment capabilities.

Leadership at American Express is headed by Chairman and Chief Executive Officer Stephen J. Squeri, who assumed the CEO role in 2018 and the chairmanship in 2020. Under his direction, the company has prioritized investments in technology, digital platforms, and data analytics to drive growth and strengthen risk management. Supported by a seasoned executive team and a board of directors with deep industry expertise, American Express continues to focus on innovation, customer service excellence, and long-term shareholder value.

Key Stats

• Today's Range: $326.81 to $332.06
• 50-Day Range: $294.25 to $328.36
• 52-Week Range: $220.43 to $332.06
• Volume: 2.98 million shs
• Average Volume: 2.90 million shs
• Market Capitalization: $230.77 billion
• P/E Ratio: 23.27
• Dividend Yield: 0.99%
• Price Target: $311.05
• Consensus Rating: Hold

American Express Stock Analysis - MarketRank™

American Express scored higher than 88% of companies evaluated by MarketBeat, and ranked 189th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

American Express has received a consensus rating of Hold. The company's average rating score is 2.24, and is based on 8 buy ratings, 15 hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

American Express has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 14.81%

Earnings Growth

Earnings for American Express are expected to grow by 14.81% in the coming year, from $15.33 to $17.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of American Express is 23.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Express is 23.19, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.

Price to Earnings Growth Ratio

American Express has a PEG Ratio of 1.71. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

American Express has a P/B Ratio of 7.12. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.32% of the float of American Express has been sold short.

Short Interest Ratio / Days to Cover

American Express has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Express has recently decreased by 1.92%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

American Express pays a meaningful dividend of 1.02%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

American Express has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of American Express is 23.02%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, American Express will have a dividend payout ratio of 18.64% next year. This indicates that American Express will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.42

Percentage of Shares Shorted

1.32% of the float of American Express has been sold short.

Short Interest Ratio / Days to Cover

American Express has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Express has recently decreased by 1.92%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 1.35

News Sentiment

American Express has a news sentiment score of 1.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 57 news articles for American Express this week, compared to 57 articles on an average week.

Search Interest

Only 21 people have searched for AXP on MarketBeat in the last 30 days. This is a decrease of -64% compared to the previous 30 days.

MarketBeat Follows

Only 19 people have added American Express to their MarketBeat watchlist in the last 30 days. This is a decrease of -5% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, American Express insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $40,555,901.00 in company stock.

Percentage Held by Insiders

Only 0.20% of the stock of American Express is held by insiders.

Percentage Held by Institutions

84.33% of the stock of American Express is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AXP Stock Analysis - Frequently Asked Questions

How have AXP shares performed this year?

American Express' stock was trading at $296.79 at the start of the year. Since then, AXP shares have increased by 11.4% and is now trading at $330.5070.

How were American Express' earnings last quarter?

American Express Company (NYSE:AXP) posted its quarterly earnings data on Friday, July, 18th. The payment services company reported $4.08 EPS for the quarter, beating analysts' consensus estimates of $3.86 by $0.22. The company's quarterly revenue was up 9.3% compared to the same quarter last year.
Read the conference call transcript.

Does American Express have any subsidiaries?

American Express subsidiaries include these companies: Kabbage, Acompay, Resy, LoungeBuddy, Pocket Concierge, Cake Technologies, Mezi, and others.

Who are American Express' major shareholders?

American Express' top institutional investors include Vanguard Group Inc. (6.67%), State Street Corp (4.23%), Geode Capital Management LLC (1.94%) and Fisher Asset Management LLC (1.26%). Insiders that own company stock include Jeffrey C Campbell, Anre D Williams, Douglas E Buckminster, Stephen J Squeri, Raymond Joabar, Anna Marrs, Jennifer Skyler, Monique Herena, Ravikumar Radhakrishnan, Denise Pickett, Glenda G Mcneal, Howard Grosfield, Laureen Seeger, Caillec Christophe Le, Michael J Angelakis, Walter Joseph Clayton III and Quinn Jessica Lieberman.
View institutional ownership trends.

How do I buy shares of American Express?

Shares of AXP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of American Express own?

Based on aggregate information from My MarketBeat watchlists, some other companies that American Express investors own include BlackRock (BLK), Broadcom (AVGO), The Goldman Sachs Group (GS), UnitedHealth Group (UNH), Meta Platforms (META), JPMorgan Chase & Co. (JPM) and NVIDIA (NVDA).

Company Calendar

• Record date for 8/8 Dividend: 7/03/2025
• Ex-Dividend for 8/8 Dividend: 7/03/2025
• Last Earnings: 7/18/2025
• Dividend Payable: 8/08/2025
• Today: 8/29/2025
• Next Earnings (Estimated): 10/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:AXP
• CIK: 4962
• Web: www.americanexpress.com
• Phone: (212) 640-2000
• Fax: 212-640-0404
• Employees: 75,100
• Year Founded: 1850

Price Target and Rating

• Average Price Target for American Express: $311.05
• High Price Target: $375.00
• Low Price Target: $255.00
• Potential Upside/Downside: -4.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.24
• Research Coverage: 25 Analysts

Profitability

• EPS (Trailing Twelve Months): $14.25
• Trailing P/E Ratio: 22.95
• Forward P/E Ratio: 21.34
• P/E Growth: 1.71
• Net Income: $10.13 billion
• Net Margins: 14.78%
• Pretax Margin: 18.71%
• Return on Equity: 32.87%
• Return on Assets: 3.62%

Debt

• Debt-to-Equity Ratio: 1.80
• Current Ratio: 1.61
• Quick Ratio: 1.60

Sales & Book Value

• Annual Sales: $68.64 billion
• Price / Sales: 3.32
• Cash Flow: $16.31 per share
• Price / Cash Flow: 20.05
• Book Value: $46.43 per share
• Price / Book: 7.05

Miscellaneous

• Outstanding Shares: 695,882,000
• Free Float: 694,490,000
• Market Cap: $227.63 billion
• Optionable: Optionable
• Beta: 1.28