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American Express (AXP) Competitors

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$295.23 -8.63 (-2.84%)
Closing price 03:59 PM Eastern
Extended Trading
$295.65 +0.43 (+0.14%)
As of 07:59 PM Eastern
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AXP vs. COF, DFS, SLM, CACC, NNI, ECPG, PRAA, WRLD, EZPW, and GDOT

Should you be buying American Express stock or one of its competitors? The main competitors of American Express include Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.

American Express vs.

American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, community ranking, risk, profitability, valuation, dividends, institutional ownership, earnings and media sentiment.

American Express has a beta of 1.24, indicating that its stock price is 24% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.47, indicating that its stock price is 47% more volatile than the S&P 500.

84.3% of American Express shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.1% of American Express shares are owned by company insiders. Comparatively, 1.3% of Capital One Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

American Express pays an annual dividend of $2.80 per share and has a dividend yield of 0.9%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.2%. American Express pays out 20.0% of its earnings in the form of a dividend. Capital One Financial pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$65.95B3.14$10.13B$14.0121.07
Capital One Financial$53.94B1.42$4.75B$11.5917.29

In the previous week, American Express had 16 more articles in the media than Capital One Financial. MarketBeat recorded 59 mentions for American Express and 43 mentions for Capital One Financial. American Express' average media sentiment score of 1.36 beat Capital One Financial's score of 0.87 indicating that American Express is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
51 Very Positive mention(s)
4 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
23 Very Positive mention(s)
4 Positive mention(s)
11 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

American Express currently has a consensus price target of $296.38, indicating a potential upside of 0.39%. Capital One Financial has a consensus price target of $198.50, indicating a potential downside of 0.94%. Given American Express' higher probable upside, equities analysts plainly believe American Express is more favorable than Capital One Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
3 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.25
Capital One Financial
0 Sell rating(s)
8 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.63

Capital One Financial received 73 more outperform votes than American Express when rated by MarketBeat users. Likewise, 64.76% of users gave Capital One Financial an outperform vote while only 59.95% of users gave American Express an outperform vote.

CompanyUnderperformOutperform
American ExpressOutperform Votes
1193
59.95%
Underperform Votes
797
40.05%
Capital One FinancialOutperform Votes
1266
64.76%
Underperform Votes
689
35.24%

American Express has a net margin of 15.36% compared to Capital One Financial's net margin of 9.46%. American Express' return on equity of 32.65% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.36% 32.65% 3.56%
Capital One Financial 9.46%9.45%1.17%

Summary

American Express beats Capital One Financial on 12 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AXP vs. The Competition

MetricAmerican ExpressNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$207.41B$7.84B$11.60B$20.06B
Dividend Yield0.89%4.19%5.38%3.65%
P/E Ratio21.0716.8324.1334.89
Price / Sales3.1416.2026.1815.65
Price / Cash19.2742.6018.1520.85
Price / Book6.852.302.594.92
Net Income$10.13B$524.31M$1.03B$1.02B
7 Day Performance-5.18%-5.51%-1.41%-1.05%
1 Month Performance-7.18%-7.76%0.19%-1.39%
1 Year Performance39.99%21.83%15.13%13.93%

American Express Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AXP
American Express
4.5863 of 5 stars
$295.23
-2.8%
$296.38
+0.4%
+43.0%$207.41B$65.95B21.0775,100Positive News
COF
Capital One Financial
4.5537 of 5 stars
$202.25
+2.5%
$196.31
-2.9%
+49.7%$77.10B$53.94B17.4551,987Ex-Dividend
Analyst Upgrade
DFS
Discover Financial Services
4.7562 of 5 stars
$196.14
+3.2%
$186.46
-4.9%
+60.9%$49.29B$17.91B12.2921,100Analyst Revision
Positive News
SLM
SLM
4.9129 of 5 stars
$31.43
+4.7%
$29.82
-5.1%
+58.1%$6.67B$2.62B11.861,740Analyst Forecast
CACC
Credit Acceptance
2.088 of 5 stars
$520.61
+1.7%
$440.00
-15.5%
-6.7%$6.30B$2.16B26.212,232Positive News
NNI
Nelnet
3.66 of 5 stars
$113.11
+0.4%
$98.00
-13.4%
+26.4%$4.10B$2.06B37.217,550
ECPG
Encore Capital Group
4.3629 of 5 stars
$50.00
+0.5%
$65.00
+30.0%
-6.1%$1.18B$1.22B-6.377,400Short Interest ↓
News Coverage
PRAA
PRA Group
3.8416 of 5 stars
$23.67
+0.8%
$32.00
+35.2%
-13.1%$933.31M$802.55M21.523,155Earnings Report
News Coverage
WRLD
World Acceptance
2.8281 of 5 stars
$152.25
+1.4%
$10.00
-93.4%
+14.6%$875.44M$573.21M10.632,872Insider Trade
Positive News
EZPW
EZCORP
3.9082 of 5 stars
$14.05
-2.3%
$17.75
+26.3%
+26.3%$765.30M$1.16B12.228,000
GDOT
Green Dot
3.0367 of 5 stars
$9.49
+0.8%
$10.75
+13.3%
+7.7%$510.22M$1.63B-9.031,200High Trading Volume

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This page (NYSE:AXP) was last updated on 2/21/2025 by MarketBeat.com Staff
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