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Bread Financial (BFH) Competitors

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$51.54 -0.88 (-1.68%)
Closing price 03/25/2025 03:58 PM Eastern
Extended Trading
$50.62 -0.92 (-1.79%)
As of 03/25/2025 05:33 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

BFH vs. GGAL, WF, QFIN, COOP, OMF, CADE, BMA, PFSI, OZK, and FLG

Should you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include Grupo Financiero Galicia (GGAL), Woori Financial Group (WF), Qifu Technology (QFIN), Mr. Cooper Group (COOP), OneMain (OMF), Cadence Bank (CADE), Banco Macro (BMA), PennyMac Financial Services (PFSI), Bank OZK (OZK), and Flagstar Financial (FLG). These companies are all part of the "banking" industry.

Bread Financial vs.

Grupo Financiero Galicia (NASDAQ:GGAL) and Bread Financial (NYSE:BFH) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, community ranking, valuation, institutional ownership, risk, profitability, dividends, analyst recommendations and media sentiment.

Grupo Financiero Galicia has higher revenue and earnings than Bread Financial. Grupo Financiero Galicia is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Grupo Financiero Galicia$8.05T0.00$1.28B$6.798.68
Bread Financial$3.84B0.66$277M$5.559.29

Bread Financial has a net margin of 5.75% compared to Grupo Financiero Galicia's net margin of 0.00%. Bread Financial's return on equity of 12.41% beat Grupo Financiero Galicia's return on equity.

Company Net Margins Return on Equity Return on Assets
Grupo Financiero GaliciaN/A N/A N/A
Bread Financial 5.75%12.41%1.72%

Grupo Financiero Galicia pays an annual dividend of $2.36 per share and has a dividend yield of 4.0%. Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.6%. Grupo Financiero Galicia pays out 34.8% of its earnings in the form of a dividend. Bread Financial pays out 15.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Grupo Financiero Galicia and Grupo Financiero Galicia both had 7 articles in the media. Grupo Financiero Galicia's average media sentiment score of 1.47 beat Bread Financial's score of 0.66 indicating that Grupo Financiero Galicia is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Grupo Financiero Galicia
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Grupo Financiero Galicia received 334 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 58.31% of users gave Grupo Financiero Galicia an outperform vote while only 21.79% of users gave Bread Financial an outperform vote.

CompanyUnderperformOutperform
Grupo Financiero GaliciaOutperform Votes
351
58.31%
Underperform Votes
251
41.69%
Bread FinancialOutperform Votes
17
21.79%
Underperform Votes
61
78.21%

99.5% of Bread Financial shares are owned by institutional investors. 0.6% of Bread Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Grupo Financiero Galicia has a beta of 1.85, meaning that its share price is 85% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.96, meaning that its share price is 96% more volatile than the S&P 500.

Grupo Financiero Galicia currently has a consensus price target of $59.00, suggesting a potential upside of 0.08%. Bread Financial has a consensus price target of $59.69, suggesting a potential upside of 15.82%. Given Bread Financial's higher probable upside, analysts plainly believe Bread Financial is more favorable than Grupo Financiero Galicia.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Grupo Financiero Galicia
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bread Financial
2 Sell rating(s)
9 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.19

Summary

Bread Financial beats Grupo Financiero Galicia on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BFH vs. The Competition

MetricBread FinancialPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$2.53B$5.82B$11.48B$19.75B
Dividend Yield1.75%4.29%5.57%3.75%
P/E Ratio9.2921.8622.8734.05
Price / Sales0.6621.8225.7228.57
Price / Cash4.8311.1317.6117.54
Price / Book0.847.932.804.63
Net Income$277M$391.67M$1.03B$1.02B
7 Day Performance3.71%3.24%1.17%0.14%
1 Month Performance-4.09%-6.31%496.64%-1.17%
1 Year Performance39.41%21.05%540.12%7.30%

Bread Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFH
Bread Financial
3.8769 of 5 stars
$51.54
-1.7%
$59.69
+15.8%
+44.4%$2.53B$3.84B9.296,000
GGAL
Grupo Financiero Galicia
3.038 of 5 stars
$58.30
-1.9%
$59.00
+1.2%
+125.4%$8.60B$8.05T8.5912,012Positive News
WF
Woori Financial Group
3.9274 of 5 stars
$34.16
+2.3%
N/A-0.9%$8.46B$12.62T4.44150
QFIN
Qifu Technology
4.144 of 5 stars
$47.13
+9.1%
$37.50
-20.4%
+140.2%$7.43B$14.03B9.542,199Dividend Increase
News Coverage
Positive News
High Trading Volume
COOP
Mr. Cooper Group
4.7112 of 5 stars
$101.43
-0.1%
$112.22
+10.6%
+41.9%$6.45B$3.02B9.966,600
OMF
OneMain
4.9466 of 5 stars
$48.48
-0.3%
$58.36
+20.4%
+4.1%$5.79B$4.54B11.439,200Analyst Forecast
News Coverage
Positive News
CADE
Cadence Bank
3.63 of 5 stars
$30.30
+1.5%
$38.77
+28.0%
+11.3%$5.52B$921.95M10.946,570
BMA
Banco Macro
2.6649 of 5 stars
$82.94
-2.7%
$50.83
-38.7%
+62.7%$5.30B$3.23T7.278,000
PFSI
PennyMac Financial Services
4.7338 of 5 stars
$98.09
+1.2%
$122.17
+24.6%
+13.6%$5.04B$2.41B16.803,900Insider Trade
OZK
Bank OZK
4.4838 of 5 stars
$44.26
+0.2%
$50.38
+13.8%
+2.9%$5.02B$1.66B7.212,650
FLG
Flagstar Financial
0.7642 of 5 stars
$12.01
+1.3%
$12.90
+7.4%
N/A$4.98B$2.58B-3.258,766
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This page (NYSE:BFH) was last updated on 3/26/2025 by MarketBeat.com Staff
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