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Bread Financial (BFH) Competitors

Bread Financial logo
$62.76 +1.34 (+2.18%)
(As of 12/20/2024 05:31 PM ET)

BFH vs. ALLY, UWMC, BSAC, WF, CIB, UPST, BMA, CADE, OMF, and QFIN

Should you be buying Bread Financial stock or one of its competitors? The main competitors of Bread Financial include Ally Financial (ALLY), UWM (UWMC), Banco Santander-Chile (BSAC), Woori Financial Group (WF), Bancolombia (CIB), Upstart (UPST), Banco Macro (BMA), Cadence Bank (CADE), OneMain (OMF), and Qifu Technology (QFIN). These companies are all part of the "banking" industry.

Bread Financial vs.

Ally Financial (NYSE:ALLY) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, valuation, earnings, risk, community ranking, dividends, analyst recommendations, profitability and media sentiment.

In the previous week, Ally Financial and Ally Financial both had 13 articles in the media. Ally Financial's average media sentiment score of 0.86 beat Bread Financial's score of 0.77 indicating that Ally Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ally Financial
9 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
5 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 3.4%. Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.3%. Ally Financial pays out 48.0% of its earnings in the form of a dividend. Bread Financial pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Ally Financial has a net margin of 10.84% compared to Bread Financial's net margin of 6.37%. Bread Financial's return on equity of 13.33% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ally Financial10.84% 8.39% 0.51%
Bread Financial 6.37%13.33%1.82%

Ally Financial presently has a consensus target price of $42.14, indicating a potential upside of 20.89%. Bread Financial has a consensus target price of $55.14, indicating a potential downside of 12.14%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts clearly believe Ally Financial is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ally Financial
1 Sell rating(s)
8 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.41
Bread Financial
2 Sell rating(s)
9 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.24

Ally Financial has a beta of 1.42, suggesting that its share price is 42% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.96, suggesting that its share price is 96% more volatile than the S&P 500.

88.8% of Ally Financial shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 0.7% of Ally Financial shares are owned by insiders. Comparatively, 0.6% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Ally Financial received 750 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 64.26% of users gave Ally Financial an outperform vote while only 21.92% of users gave Bread Financial an outperform vote.

CompanyUnderperformOutperform
Ally FinancialOutperform Votes
766
64.26%
Underperform Votes
426
35.74%
Bread FinancialOutperform Votes
16
21.92%
Underperform Votes
57
78.08%

Ally Financial has higher revenue and earnings than Bread Financial. Bread Financial is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ally Financial$8.95B1.19$1.02B$2.5013.94
Bread Financial$3.93B0.79$718M$6.289.99

Summary

Ally Financial beats Bread Financial on 13 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BFH vs. The Competition

MetricBread FinancialPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$3.12B$6.50B$11.17B$19.18B
Dividend Yield1.29%4.71%9.79%3.60%
P/E Ratio9.9929.5227.9141.30
Price / Sales0.794.0139.1817.60
Price / Cash3.3711.3418.6021.28
Price / Book1.062.362.745.32
Net Income$718M$345.75M$1.04B$989.88M
7 Day Performance-3.85%-3.04%-2.88%-3.54%
1 Month Performance10.49%0.88%-2.88%-3.68%
1 Year Performance83.67%27.32%11.49%12.14%

Bread Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFH
Bread Financial
3.3282 of 5 stars
$62.76
+2.2%
$55.14
-12.1%
+92.9%$3.12B$3.93B9.997,000Analyst Upgrade
Positive News
ALLY
Ally Financial
4.9749 of 5 stars
$37.76
+0.2%
$41.73
+10.5%
+2.8%$11.51B$8.21B15.0711,100Analyst Forecast
UWMC
UWM
2.0511 of 5 stars
$6.01
-0.2%
$7.41
+23.2%
-17.1%$9.61B$835.67M-26.176,700Analyst Forecast
BSAC
Banco Santander-Chile
3.6818 of 5 stars
$19.35
-0.5%
$21.33
+10.2%
-0.9%$9.12B$6.07B11.059,229
WF
Woori Financial Group
4.1456 of 5 stars
$32.77
-0.7%
N/A+7.6%$8.11B$17.78B4.29150News Coverage
CIB
Bancolombia
2.2115 of 5 stars
$32.86
-1.0%
$33.67
+2.5%
+10.0%$7.90B$27.76T5.2634,756
UPST
Upstart
3.5333 of 5 stars
$84.38
-0.1%
$61.80
-26.8%
+56.8%$7.70B$513.56M-43.761,388
BMA
Banco Macro
3.4696 of 5 stars
$107.08
+15.2%
$50.83
-52.5%
+230.6%$6.85B$3.42T9.138,005Gap Up
High Trading Volume
CADE
Cadence Bank
3.8853 of 5 stars
$36.60
+0.5%
$36.63
+0.1%
+15.7%$6.67B$2.19B10.465,333Analyst Upgrade
Analyst Revision
OMF
OneMain
4.9172 of 5 stars
$55.77
+0.2%
$56.08
+0.6%
+6.8%$6.66B$4.56B12.189,100Positive News
QFIN
Qifu Technology
3.8832 of 5 stars
$38.96
+0.3%
$37.50
-3.7%
+173.2%$6.29B$2.29B7.863,121Positive News

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This page (NYSE:BFH) was last updated on 12/21/2024 by MarketBeat.com Staff
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