Berkshire Hills Bancorp (BHLB) Competitors

Radian Group (NYSE:RDN) and Berkshire Hills Bancorp (NYSE:BHLB) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, community ranking, earnings, risk, institutional ownership, profitability and dividends.

Does the MarketBeat Community prefer RDN or BHLB?

Radian Group received 199 more outperform votes than Berkshire Hills Bancorp when rated by MarketBeat users. Likewise, 65.01% of users gave Radian Group an outperform vote while only 50.09% of users gave Berkshire Hills Bancorp an outperform vote.

Company	Underperform	Outperform
Radian Group	Outperform Votes 472 65.01%	Underperform Votes 254 34.99%
Berkshire Hills Bancorp	Outperform Votes 273 50.09%	Underperform Votes 272 49.91%

Do insiders and institutionals hold more shares of RDN or BHLB?

95.3% of Radian Group shares are owned by institutional investors. Comparatively, 83.1% of Berkshire Hills Bancorp shares are owned by institutional investors. 2.2% of Radian Group shares are owned by insiders. Comparatively, 1.0% of Berkshire Hills Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Is RDN or BHLB more profitable?

Radian Group has a net margin of 45.96% compared to Berkshire Hills Bancorp's net margin of 5.86%. Radian Group's return on equity of 13.81% beat Berkshire Hills Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Radian Group	45.96%	13.81%	7.80%
Berkshire Hills Bancorp	5.86%	8.68%	0.74%

Which has more risk & volatility, RDN or BHLB?

Radian Group has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Berkshire Hills Bancorp has a beta of 0.88, indicating that its stock price is 12% less volatile than the S&P 500.

Which has preferable valuation & earnings, RDN or BHLB?

Radian Group has higher revenue and earnings than Berkshire Hills Bancorp. Radian Group is trading at a lower price-to-earnings ratio than Berkshire Hills Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Radian Group	$1.30B	3.61	$603.12M	$3.86	8.18
Berkshire Hills Bancorp	$353.81M	3.42	$69.60M	$0.95	29.61

Is RDN or BHLB a better dividend stock?

Radian Group pays an annual dividend of $0.98 per share and has a dividend yield of 3.1%. Berkshire Hills Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.6%. Radian Group pays out 25.4% of its earnings in the form of a dividend. Berkshire Hills Bancorp pays out 75.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Radian Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media prefer RDN or BHLB?

In the previous week, Berkshire Hills Bancorp had 7 more articles in the media than Radian Group. MarketBeat recorded 9 mentions for Berkshire Hills Bancorp and 2 mentions for Radian Group. Radian Group's average media sentiment score of 0.82 beat Berkshire Hills Bancorp's score of 0.34 indicating that Radian Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Radian Group	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Berkshire Hills Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate RDN or BHLB?

Radian Group presently has a consensus price target of $36.10, indicating a potential upside of 14.39%. Berkshire Hills Bancorp has a consensus price target of $29.70, indicating a potential upside of 5.58%. Given Radian Group's higher probable upside, research analysts plainly believe Radian Group is more favorable than Berkshire Hills Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Radian Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Berkshire Hills Bancorp	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	2 Strong Buy rating(s)	2.83

Summary

Radian Group beats Berkshire Hills Bancorp on 17 of the 21 factors compared between the two stocks.