Berkshire Hills Bancorp (BHLB) Competitors

Berkshire Hills Bancorp (NYSE:BHLB) and TFS Financial (NASDAQ:TFSL) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, earnings, risk, valuation, profitability, community ranking, media sentiment and analyst recommendations.

Which has better valuation and earnings, BHLB or TFSL?

TFS Financial has higher revenue and earnings than Berkshire Hills Bancorp. Berkshire Hills Bancorp is trading at a lower price-to-earnings ratio than TFS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Berkshire Hills Bancorp	$619.08M	2.05	$69.60M	$0.95	31.07
TFS Financial	$758.78M	4.76	$79.59M	$0.27	47.67

Does the media prefer BHLB or TFSL?

In the previous week, Berkshire Hills Bancorp had 5 more articles in the media than TFS Financial. MarketBeat recorded 7 mentions for Berkshire Hills Bancorp and 2 mentions for TFS Financial. TFS Financial's average media sentiment score of 0.94 beat Berkshire Hills Bancorp's score of 0.28 indicating that TFS Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Berkshire Hills Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
TFS Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BHLB or TFSL a better dividend stock?

Berkshire Hills Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. TFS Financial pays an annual dividend of $1.13 per share and has a dividend yield of 8.8%. Berkshire Hills Bancorp pays out 75.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TFS Financial pays out 418.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Which has more volatility & risk, BHLB or TFSL?

Berkshire Hills Bancorp has a beta of 0.89, meaning that its stock price is 11% less volatile than the S&P 500. Comparatively, TFS Financial has a beta of 0.71, meaning that its stock price is 29% less volatile than the S&P 500.

Do analysts prefer BHLB or TFSL?

Berkshire Hills Bancorp currently has a consensus price target of $31.13, indicating a potential upside of 5.45%. TFS Financial has a consensus price target of $14.50, indicating a potential upside of 12.67%. Given TFS Financial's higher probable upside, analysts clearly believe TFS Financial is more favorable than Berkshire Hills Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Berkshire Hills Bancorp	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	2 Strong Buy rating(s)	2.83
TFS Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community favor BHLB or TFSL?

TFS Financial received 26 more outperform votes than Berkshire Hills Bancorp when rated by MarketBeat users. Likewise, 67.34% of users gave TFS Financial an outperform vote while only 50.09% of users gave Berkshire Hills Bancorp an outperform vote.

Company	Underperform	Outperform
Berkshire Hills Bancorp	Outperform Votes 273 50.09%	Underperform Votes 272 49.91%
TFS Financial	Outperform Votes 299 67.34%	Underperform Votes 145 32.66%

Do institutionals and insiders hold more shares of BHLB or TFSL?

83.1% of Berkshire Hills Bancorp shares are held by institutional investors. Comparatively, 9.8% of TFS Financial shares are held by institutional investors. 1.0% of Berkshire Hills Bancorp shares are held by company insiders. Comparatively, 1.0% of TFS Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is BHLB or TFSL more profitable?

TFS Financial has a net margin of 10.49% compared to Berkshire Hills Bancorp's net margin of 5.86%. Berkshire Hills Bancorp's return on equity of 8.68% beat TFS Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Berkshire Hills Bancorp	5.86%	8.68%	0.74%
TFS Financial	10.49%	4.22%	0.47%

Summary

Berkshire Hills Bancorp beats TFS Financial on 11 of the 21 factors compared between the two stocks.