Byline Bancorp (BY) Competitors

Flagstar Financial (NYSE:FLG) and Byline Bancorp (NYSE:BY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, community ranking, media sentiment, profitability, analyst recommendations, risk and valuation.

Does the MarketBeat Community believe in FLG or BY?

Byline Bancorp received 172 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 59.39% of users gave Byline Bancorp an outperform vote while only 33.33% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
Flagstar Financial	Outperform Votes 2 33.33%	Underperform Votes 4 66.67%
Byline Bancorp	Outperform Votes 174 59.39%	Underperform Votes 119 40.61%

Do institutionals & insiders have more ownership in FLG or BY?

67.9% of Flagstar Financial shares are owned by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are owned by institutional investors. 6.4% of Flagstar Financial shares are owned by insiders. Comparatively, 30.1% of Byline Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Does the media favor FLG or BY?

In the previous week, Byline Bancorp had 3 more articles in the media than Flagstar Financial. MarketBeat recorded 4 mentions for Byline Bancorp and 1 mentions for Flagstar Financial. Byline Bancorp's average media sentiment score of 0.83 beat Flagstar Financial's score of -0.29 indicating that Byline Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Flagstar Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Byline Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate FLG or BY?

Flagstar Financial currently has a consensus price target of $12.90, suggesting a potential upside of 10.16%. Byline Bancorp has a consensus price target of $33.75, suggesting a potential upside of 19.54%. Given Byline Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Byline Bancorp is more favorable than Flagstar Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flagstar Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Byline Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better valuation & earnings, FLG or BY?

Byline Bancorp has lower revenue, but higher earnings than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Byline Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flagstar Financial	$2.60B	1.87	-$1.09B	-$3.69	-3.17
Byline Bancorp	$403.54M	3.11	$120.76M	$2.76	10.23

Is FLG or BY a better dividend stock?

Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Byline Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Flagstar Financial pays out -1.1% of its earnings in the form of a dividend. Byline Bancorp pays out 14.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more volatility and risk, FLG or BY?

Flagstar Financial has a beta of 1.11, meaning that its share price is 11% more volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500.

Is FLG or BY more profitable?

Byline Bancorp has a net margin of 19.33% compared to Flagstar Financial's net margin of -17.16%. Byline Bancorp's return on equity of 11.61% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Flagstar Financial	-17.16%	-10.72%	-0.76%
Byline Bancorp	19.33%	11.61%	1.28%

Summary

Byline Bancorp beats Flagstar Financial on 16 of the 19 factors compared between the two stocks.