Citigroup (C) Competitors

Citigroup (NYSE:C) and Bank of America (NYSE:BAC) are both large-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, risk, profitability, analyst recommendations, institutional ownership, community ranking and media sentiment.

Is C or BAC more profitable?

Bank of America has a net margin of 14.10% compared to Citigroup's net margin of 7.43%. Bank of America's return on equity of 10.29% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citigroup	7.43%	6.62%	0.53%
Bank of America	14.10%	10.29%	0.84%

Do analysts rate C or BAC?

Citigroup currently has a consensus price target of $83.53, indicating a potential upside of 12.71%. Bank of America has a consensus price target of $48.45, indicating a potential upside of 12.46%. Given Citigroup's higher probable upside, equities analysts plainly believe Citigroup is more favorable than Bank of America.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citigroup	0 Sell rating(s)	3 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.80
Bank of America	1 Sell rating(s)	5 Hold rating(s)	16 Buy rating(s)	3 Strong Buy rating(s)	2.84

Does the media prefer C or BAC?

In the previous week, Bank of America had 7 more articles in the media than Citigroup. MarketBeat recorded 116 mentions for Bank of America and 109 mentions for Citigroup. Bank of America's average media sentiment score of 0.91 beat Citigroup's score of 0.79 indicating that Bank of America is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citigroup	62 Very Positive mention(s)	12 Positive mention(s)	11 Neutral mention(s)	16 Negative mention(s)	7 Very Negative mention(s)	Positive
Bank of America	74 Very Positive mention(s)	12 Positive mention(s)	14 Neutral mention(s)	3 Negative mention(s)	12 Very Negative mention(s)	Positive

Do institutionals and insiders have more ownership in C or BAC?

71.7% of Citigroup shares are owned by institutional investors. Comparatively, 70.7% of Bank of America shares are owned by institutional investors. 0.1% of Citigroup shares are owned by insiders. Comparatively, 0.3% of Bank of America shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more volatility and risk, C or BAC?

Citigroup has a beta of 1.43, indicating that its share price is 43% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.32, indicating that its share price is 32% more volatile than the S&P 500.

Is C or BAC a better dividend stock?

Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.0%. Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Citigroup pays out 37.6% of its earnings in the form of a dividend. Bank of America pays out 32.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has increased its dividend for 11 consecutive years.

Which has better earnings & valuation, C or BAC?

Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citigroup	$81.09B	1.72	$12.68B	$5.95	12.46
Bank of America	$101.89B	3.22	$27.13B	$3.22	13.38

Does the MarketBeat Community prefer C or BAC?

Bank of America received 1817 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 64.77% of users gave Bank of America an outperform vote while only 40.90% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
Citigroup	Outperform Votes 281 40.90%	Underperform Votes 406 59.10%
Bank of America	Outperform Votes 2098 64.77%	Underperform Votes 1141 35.23%

Summary

Bank of America beats Citigroup on 17 of the 22 factors compared between the two stocks.