Citigroup (C) Competitors

Citigroup (NYSE:C) and Bank of America (NYSE:BAC) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, community ranking, institutional ownership, profitability and media sentiment.

Does the MarketBeat Community believe in C or BAC?

Bank of America received 1810 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 65.17% of users gave Bank of America an outperform vote while only 45.80% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
Citigroup	Outperform Votes 218 45.80%	Underperform Votes 258 54.20%
Bank of America	Outperform Votes 2028 65.17%	Underperform Votes 1084 34.83%

Which has preferable earnings and valuation, C or BAC?

Bank of America has higher revenue and earnings than Citigroup. Bank of America is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citigroup	$80.41B	1.63	$9.23B	$3.45	20.06
Bank of America	$98.50B	3.44	$26.52B	$2.75	16.06

Do insiders and institutionals hold more shares of C or BAC?

71.7% of Citigroup shares are owned by institutional investors. Comparatively, 70.7% of Bank of America shares are owned by institutional investors. 0.1% of Citigroup shares are owned by insiders. Comparatively, 0.3% of Bank of America shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is C or BAC more profitable?

Bank of America has a net margin of 12.48% compared to Citigroup's net margin of 4.70%. Bank of America's return on equity of 10.09% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citigroup	4.70%	6.19%	0.49%
Bank of America	12.48%	10.09%	0.83%

Which has more volatility and risk, C or BAC?

Citigroup has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.33, suggesting that its share price is 33% more volatile than the S&P 500.

Does the media favor C or BAC?

In the previous week, Citigroup had 27 more articles in the media than Bank of America. MarketBeat recorded 73 mentions for Citigroup and 46 mentions for Bank of America. Citigroup's average media sentiment score of 0.55 beat Bank of America's score of 0.52 indicating that Citigroup is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citigroup	25 Very Positive mention(s)	18 Positive mention(s)	11 Neutral mention(s)	13 Negative mention(s)	5 Very Negative mention(s)	Positive
Bank of America	7 Very Positive mention(s)	18 Positive mention(s)	14 Neutral mention(s)	5 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer C or BAC?

Citigroup presently has a consensus target price of $76.47, suggesting a potential upside of 10.52%. Bank of America has a consensus target price of $45.92, suggesting a potential upside of 3.96%. Given Citigroup's stronger consensus rating and higher possible upside, research analysts clearly believe Citigroup is more favorable than Bank of America.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citigroup	1 Sell rating(s)	4 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.63
Bank of America	1 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.59

Is C or BAC a better dividend stock?

Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.2%. Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Citigroup pays out 64.9% of its earnings in the form of a dividend. Bank of America pays out 37.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has increased its dividend for 11 consecutive years.

Summary

Bank of America beats Citigroup on 13 of the 22 factors compared between the two stocks.