Citigroup (C) Competitors

Bank of America (NYSE:BAC) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, valuation, dividends, community ranking, media sentiment, risk, profitability and institutional ownership.

Do analysts rate BAC or C?

Bank of America currently has a consensus price target of $48.31, suggesting a potential upside of 34.44%. Citigroup has a consensus price target of $84.54, suggesting a potential upside of 36.94%. Given Citigroup's higher possible upside, analysts plainly believe Citigroup is more favorable than Bank of America.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of America	1 Sell rating(s)	5 Hold rating(s)	15 Buy rating(s)	3 Strong Buy rating(s)	2.83
Citigroup	0 Sell rating(s)	3 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.79

Is BAC or C more profitable?

Bank of America has a net margin of 14.10% compared to Citigroup's net margin of 7.43%. Bank of America's return on equity of 10.29% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of America	14.10%	10.29%	0.84%
Citigroup	7.43%	6.62%	0.53%

Which has more risk and volatility, BAC or C?

Bank of America has a beta of 1.24, suggesting that its stock price is 24% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.29, suggesting that its stock price is 29% more volatile than the S&P 500.

Does the MarketBeat Community favor BAC or C?

Bank of America received 1821 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 64.80% of users gave Bank of America an outperform vote while only 39.89% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
Bank of America	Outperform Votes 2113 64.80%	Underperform Votes 1148 35.20%
Citigroup	Outperform Votes 292 39.89%	Underperform Votes 440 60.11%

Do institutionals & insiders have more ownership in BAC or C?

70.7% of Bank of America shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.3% of Bank of America shares are held by insiders. Comparatively, 0.1% of Citigroup shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has better earnings and valuation, BAC or C?

Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of America	$101.89B	2.68	$27.13B	$3.22	11.16
Citigroup	$81.09B	1.43	$12.68B	$5.95	10.38

Does the media favor BAC or C?

In the previous week, Bank of America had 15 more articles in the media than Citigroup. MarketBeat recorded 119 mentions for Bank of America and 104 mentions for Citigroup. Bank of America's average media sentiment score of 0.74 beat Citigroup's score of 0.52 indicating that Bank of America is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of America	53 Very Positive mention(s)	20 Positive mention(s)	33 Neutral mention(s)	7 Negative mention(s)	6 Very Negative mention(s)	Positive
Citigroup	37 Very Positive mention(s)	16 Positive mention(s)	25 Neutral mention(s)	17 Negative mention(s)	7 Very Negative mention(s)	Positive

Is BAC or C a better dividend stock?

Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.9%. Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.6%. Bank of America pays out 32.3% of its earnings in the form of a dividend. Citigroup pays out 37.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has raised its dividend for 11 consecutive years.

Summary

Bank of America beats Citigroup on 17 of the 22 factors compared between the two stocks.