C vs. USB, PNC, COF, TFC, WFC, BAC, BLK, PGR, MUFG, and SCHW
Should you be buying Citigroup stock or one of its competitors? The main competitors of Citigroup include U.S. Bancorp (USB), The PNC Financial Services Group (PNC), Capital One Financial (COF), Truist Financial (TFC), Wells Fargo & Company (WFC), Bank of America (BAC), BlackRock (BLK), Progressive (PGR), Mitsubishi UFJ Financial Group (MUFG), and Charles Schwab (SCHW). These companies are all part of the "finance" sector.
U.S. Bancorp (NYSE:USB) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.
U.S. Bancorp pays an annual dividend of $1.96 per share and has a dividend yield of 4.7%. Citigroup pays an annual dividend of $2.12 per share and has a dividend yield of 3.3%. U.S. Bancorp pays out 64.9% of its earnings in the form of a dividend. Citigroup pays out 62.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. U.S. Bancorp has increased its dividend for 13 consecutive years and Citigroup has increased its dividend for 1 consecutive years. U.S. Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
U.S. Bancorp presently has a consensus target price of $46.02, indicating a potential upside of 11.08%. Citigroup has a consensus target price of $62.85, indicating a potential downside of 1.90%. Given Citigroup's higher probable upside, equities research analysts clearly believe U.S. Bancorp is more favorable than Citigroup.
U.S. Bancorp has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.49, suggesting that its share price is 49% more volatile than the S&P 500.
U.S. Bancorp received 620 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 58.09% of users gave U.S. Bancorp an outperform vote while only 47.23% of users gave Citigroup an outperform vote.
77.6% of U.S. Bancorp shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.2% of U.S. Bancorp shares are held by company insiders. Comparatively, 0.1% of Citigroup shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
In the previous week, Citigroup had 23 more articles in the media than U.S. Bancorp. MarketBeat recorded 40 mentions for Citigroup and 17 mentions for U.S. Bancorp. Citigroup's average media sentiment score of 0.73 beat U.S. Bancorp's score of 0.52 indicating that U.S. Bancorp is being referred to more favorably in the media.
U.S. Bancorp has a net margin of 12.13% compared to U.S. Bancorp's net margin of 4.90%. Citigroup's return on equity of 13.93% beat U.S. Bancorp's return on equity.
Citigroup has higher revenue and earnings than U.S. Bancorp. U.S. Bancorp is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.
Summary
U.S. Bancorp beats Citigroup on 12 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding C and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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