Citigroup (C) Competitors

Citigroup (NYSE:C) and Bank of America (NYSE:BAC) are both large-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, community ranking, media sentiment, valuation, earnings, dividends, risk, analyst recommendations and institutional ownership.

Is C or BAC more profitable?

Bank of America has a net margin of 13.28% compared to Citigroup's net margin of 4.95%. Bank of America's return on equity of 10.56% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citigroup	4.95%	6.26%	0.49%
Bank of America	13.28%	10.56%	0.87%

Which has higher valuation & earnings, C or BAC?

Bank of America has higher revenue and earnings than Citigroup. Bank of America is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citigroup	$78.82B	1.55	$9.23B	$3.57	17.99
Bank of America	$98.32B	3.41	$26.52B	$2.89	14.82

Is C or BAC a better dividend stock?

Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.5%. Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Citigroup pays out 62.7% of its earnings in the form of a dividend. Bank of America pays out 36.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has increased its dividend for 11 consecutive years.

Does the MarketBeat Community favor C or BAC?

Bank of America received 1806 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 65.56% of users gave Bank of America an outperform vote while only 49.07% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
Citigroup	Outperform Votes 185 49.07%	Underperform Votes 192 50.93%
Bank of America	Outperform Votes 1991 65.56%	Underperform Votes 1046 34.44%

Does the media refer more to C or BAC?

In the previous week, Citigroup and Citigroup both had 70 articles in the media. Citigroup's average media sentiment score of 0.56 beat Bank of America's score of 0.36 indicating that Citigroup is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citigroup	22 Very Positive mention(s)	10 Positive mention(s)	24 Neutral mention(s)	8 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of America	20 Very Positive mention(s)	8 Positive mention(s)	28 Neutral mention(s)	7 Negative mention(s)	1 Very Negative mention(s)	Neutral

Which has more risk and volatility, C or BAC?

Citigroup has a beta of 1.44, meaning that its share price is 44% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.33, meaning that its share price is 33% more volatile than the S&P 500.

Do insiders and institutionals hold more shares of C or BAC?

71.7% of Citigroup shares are owned by institutional investors. Comparatively, 70.7% of Bank of America shares are owned by institutional investors. 0.1% of Citigroup shares are owned by insiders. Comparatively, 0.3% of Bank of America shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts rate C or BAC?

Citigroup presently has a consensus price target of $70.50, indicating a potential upside of 10.16%. Bank of America has a consensus price target of $42.47, indicating a potential downside of 0.82%. Given Citigroup's higher possible upside, research analysts clearly believe Citigroup is more favorable than Bank of America.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citigroup	1 Sell rating(s)	5 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.59
Bank of America	1 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.59

Summary

Bank of America beats Citigroup on 14 of the 21 factors compared between the two stocks.