Citigroup (C) Competitors

Bank of America (NYSE:BAC) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, analyst recommendations, community ranking, institutional ownership and risk.

Does the MarketBeat Community favor BAC or C?

Bank of America received 1808 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 65.58% of users gave Bank of America an outperform vote while only 48.81% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
Bank of America	Outperform Votes 1993 65.58%	Underperform Votes 1046 34.42%
Citigroup	Outperform Votes 185 48.81%	Underperform Votes 194 51.19%

Is BAC or C a better dividend stock?

Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.5%. Bank of America pays out 36.0% of its earnings in the form of a dividend. Citigroup pays out 62.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has raised its dividend for 11 consecutive years.

Is BAC or C more profitable?

Bank of America has a net margin of 13.28% compared to Citigroup's net margin of 4.95%. Bank of America's return on equity of 10.56% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of America	13.28%	10.56%	0.87%
Citigroup	4.95%	6.26%	0.49%

Which has stronger valuation and earnings, BAC or C?

Bank of America has higher revenue and earnings than Citigroup. Bank of America is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of America	$98.32B	3.40	$26.52B	$2.89	14.81
Citigroup	$78.82B	1.55	$9.23B	$3.57	18.00

Which has more risk and volatility, BAC or C?

Bank of America has a beta of 1.33, meaning that its stock price is 33% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.44, meaning that its stock price is 44% more volatile than the S&P 500.

Do analysts prefer BAC or C?

Bank of America presently has a consensus target price of $42.62, indicating a potential downside of 0.42%. Citigroup has a consensus target price of $71.06, indicating a potential upside of 10.59%. Given Citigroup's higher possible upside, analysts clearly believe Citigroup is more favorable than Bank of America.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of America	1 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.59
Citigroup	1 Sell rating(s)	5 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.59

Does the media refer more to BAC or C?

In the previous week, Bank of America had 1 more articles in the media than Citigroup. MarketBeat recorded 74 mentions for Bank of America and 73 mentions for Citigroup. Citigroup's average media sentiment score of 0.56 beat Bank of America's score of 0.36 indicating that Citigroup is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of America	22 Very Positive mention(s)	11 Positive mention(s)	26 Neutral mention(s)	6 Negative mention(s)	1 Very Negative mention(s)	Neutral
Citigroup	23 Very Positive mention(s)	10 Positive mention(s)	23 Neutral mention(s)	9 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in BAC or C?

70.7% of Bank of America shares are owned by institutional investors. Comparatively, 71.7% of Citigroup shares are owned by institutional investors. 0.3% of Bank of America shares are owned by company insiders. Comparatively, 0.1% of Citigroup shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Bank of America beats Citigroup on 15 of the 22 factors compared between the two stocks.