Corpay (CPAY) Stock Price, News & Analysis

Company Overview

Corpay (NYSE: CPAY) is a global financial technology company specializing in corporate payments and foreign exchange services. The business was spun off from FleetCor Technologies in early 2023 to operate as an independent, publicly traded company. Corpay’s integrated platform streamlines global payables and receivables, enabling businesses to manage multi-currency transactions, mitigate FX risk and automate payment workflows.

The company’s core offerings include cross-border payment solutions, currency hedging and treasury management tools. Corpay’s digital platform provides accounts payable automation, supplier payment processing, virtual card issuance and invoice-to-pay capabilities. These services are designed to help organizations optimize working capital, improve payments efficiency and enhance data visibility across their finance operations.

Headquartered in Toronto with regional offices across North America, Europe and Asia-Pacific, Corpay serves a diverse client base ranging from small and mid-sized enterprises to multinational corporations. The company leverages a global network of banking and financial institution partners to deliver local currency settlement in more than 100 countries. Corpay is led by CEO Jonathan Trerotola, whose leadership team brings extensive experience in financial services, technology and global payments infrastructure.

Key Stats

• Today's Range: $324.05 to $327.42
• 50-Day Range: $301.73 to $343.72
• 52-Week Range: $269.02 to $400.81
• Volume: 81,171 shs
• Average Volume: 490,302 shs
• Market Capitalization: $22.92 billion
• P/E Ratio: 22.05
• Dividend Yield: N/A
• Price Target: $399.43
• Consensus Rating: Moderate Buy

Corpay Stock Analysis - MarketRank™

Corpay scored higher than 72% of companies evaluated by MarketBeat, and ranked 98th out of 316 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Corpay has received a consensus rating of Moderate Buy. The company's average rating score is 2.64, and is based on 9 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Corpay has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.21%

Earnings Growth

Earnings for Corpay are expected to grow by 17.21% in the coming year, from $19.76 to $23.16 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Corpay is 22.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Corpay is 22.17, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 28.10.

Price to Earnings Growth Ratio

Corpay has a PEG Ratio of 1.23. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Corpay has a P/B Ratio of 5.81. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.56% of the float of Corpay has been sold short.

Short Interest Ratio / Days to Cover

Corpay has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Corpay has recently decreased by 12.12%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Corpay does not currently pay a dividend.

Dividend Growth

Corpay does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.56% of the float of Corpay has been sold short.

Short Interest Ratio / Days to Cover

Corpay has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Corpay has recently decreased by 12.12%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 1.49

News Sentiment

Corpay has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 12 news articles for Corpay this week, compared to 17 articles on an average week.

Search Interest

Only 2 people have searched for CPAY on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added Corpay to their MarketBeat watchlist in the last 30 days. This is a decrease of -60% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Corpay insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.04% of the stock of Corpay is held by insiders.

Percentage Held by Institutions

98.84% of the stock of Corpay is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CPAY Stock Analysis - Frequently Asked Questions

How have CPAY shares performed this year?

Corpay's stock was trading at $338.42 on January 1st, 2025. Since then, CPAY shares have decreased by 3.6% and is now trading at $326.36.

How were Corpay's earnings last quarter?

Corpay, Inc. (NYSE:CPAY) released its earnings results on Wednesday, August, 6th. The company reported $5.13 earnings per share for the quarter, beating the consensus estimate of $5.11 by $0.02. Corpay's quarterly revenue was up 12.9% compared to the same quarter last year.
Read the conference call transcript.

Who are Corpay's major shareholders?

Corpay's top institutional investors include Vanguard Group Inc. (11.51%), JPMorgan Chase & Co. (6.47%), Orbis Allan Gray Ltd (5.46%) and State Street Corp (4.15%). Insiders that own company stock include Richard Macchia, Joseph W Farrelly and Alissa B Vickery.
View institutional ownership trends.

How do I buy shares of Corpay?

Shares of CPAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Corpay own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Corpay investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 8/06/2025
• Today: 8/29/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NYSE:CPAY
• Previous Symbol: NYSE:CPAY
• CIK: 1175454
• Web: www.fleetcor.com
• Phone: 770-449-0479
• Fax: 770-449-3471
• Employees: 11,200
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Corpay: $399.43
• High Price Target: $445.00
• Low Price Target: $339.00
• Potential Upside/Downside: +22.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.64
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $14.72
• Trailing P/E Ratio: 22.11
• Forward P/E Ratio: 16.47
• P/E Growth: 1.23
• Net Income: $1.00 billion
• Net Margins: 25.17%
• Pretax Margin: 35.15%
• Return on Equity: 39.13%
• Return on Assets: 7.20%

Debt

• Debt-to-Equity Ratio: 1.48
• Current Ratio: 1.12
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $4.17 billion
• Price / Sales: 5.51
• Cash Flow: $24.71 per share
• Price / Cash Flow: 13.17
• Book Value: $56.18 per share
• Price / Book: 5.79

Miscellaneous

• Outstanding Shares: 70,614,000
• Free Float: 67,055,000
• Market Cap: $22.98 billion
• Optionable: Optionable
• Beta: 0.96